来源：环球网 8月25日，"丝路数智化高峰发展论坛暨咱的店2.0数字生态平台新闻发布会"在泰安召开。本次会议聚焦 数字经济创新路径与生态共建，汇聚政、企、学、研各界权威代表，共探数字生态新趋势，共谋丝路合 作新未来，标志着数字经济发展迈入新阶段、开启新格局。 原最高人民检察院控告检察厅副厅长、举报中心副主任、铁路运输检察厅副厅长、公益诉讼检察厅一级 巡视员孙立泉先生则从法治视角带来关键分享。他强调，法治是数字经济的压舱石，需强化法律监督、 聚焦数据安全与算法公平，守护公共利益。 中国科学院-中国发展战略学研究会专业委员会副主任、司长宋承敏先生进一步指出，数字经济需构建 开放协同体系，以数据驱动重塑产业格局。 最后，咱的店科技董事长杨总以高远格局和战略视野，全面阐释"咱的店2.0数字生态平台"的核心架构 与发展愿景。咱的店目标是通过技术赋能打破场景壁垒，优化产业链协作，推动数字经济时代的服务升 级与生态共赢，并探索全球化数字生态布局。 在杨明赫董事长完成战略发布后，"咱的店2.0数字生态平台"新闻发布会正式开始，将整场盛会推向高 潮，标志着数字生态战略的全面落地。本次新闻发布会聚焦数字经济、丝路合作、法治护航、 ...

Core Insights - The Chinese mobile banking app market has entered a phase of stock competition in the first half of 2025, with monthly active users (MAU) fluctuating between 650 million and 700 million, showing low growth rates between -1.2% and 4.6% [1] - User engagement is declining significantly, with daily effective usage time dropping from 4.93 minutes to 2.70 minutes and daily usage frequency decreasing from 4.54 times to 2.86 times from 2023 to 2025 [1] - Private banks, particularly WeBank and MYbank, are facing severe challenges, with MYbank's MAU plummeting by 64.7%, failing to make it into the top 50 rankings [1] Group 1: Performance of Major Banks - The six major state-owned banks maintain a dominant position in the mobile banking landscape, with Agricultural Bank of China leading with 238 million MAU, a year-on-year increase of 4.8% [2][3] - Industrial and Commercial Bank of China and China Construction Bank follow with 189 million and 106 million MAU, respectively, forming the top tier of the industry [3] - China Bank and Postal Savings Bank also saw slight increases in MAU, while Bank of Communications experienced a decline of 5.0% [3] Group 2: Challenges Faced by Joint-Stock Banks - Joint-stock commercial banks are generally experiencing a decline in user activity, with China Merchants Bank leading among them but still seeing a 1.2% decrease in MAU [4] - Other banks like Ping An Pocket Bank, CITIC Bank, and Minsheng Bank also reported declines ranging from 2.9% to 11.5%, with Guangfa Bank suffering the largest drop at 31.0% [4] - The challenges stem from increased competition from state-owned banks and local rural commercial banks, as well as a lack of differentiation in financial products [4] Group 3: Performance of City Commercial Banks - City commercial banks show a mixed performance, with 17 entering the top 50 MAU rankings, indicating strong regional influence [6] - Jiangsu Bank leads city banks with 349.6 million MAU, while Qilu Bank saw a significant increase of 27.3% [6] - However, some banks like Ningbo Bank and Hangzhou Bank experienced declines exceeding 16% [6] Group 4: Decline of Private Banks - Private banks like WeBank and MYbank are facing drastic declines, with WeBank's MAU at 141.3 million, down 27.3%, and MYbank dropping out of the top 50 [7] - The decline is attributed to traditional banks enhancing their digital capabilities, regulatory changes, and significant gaps in service offerings compared to traditional banks [7] Group 5: Future Outlook - The competition in the mobile banking sector is shifting from scale expansion to value cultivation, emphasizing the importance of integrating financial services into high-frequency scenarios like education and public services [9][10] - State-owned banks are successfully leveraging their resources to create an ecosystem that enhances user engagement, while joint-stock banks need to focus on specific customer segments to avoid internal competition [9] - The future of mobile banking will likely revolve around comprehensive financial ecosystems and customer insights rather than just app functionalities [10]

Core Viewpoint - The development of digital rural areas is crucial for promoting urban-rural integration in counties, with a focus on enhancing digital elements to achieve the goals set for the 14th Five-Year Plan by 2025 [1] Group 1: Digital Economy - Digital economy serves as an accelerator for urban-rural economic integration in counties, necessitating the enhancement of digital elements [2] - There is a significant disparity in digital economic development across counties, with eastern regions showing advanced levels due to better infrastructure and policies [2] - Western regions, such as Gansu, Ningxia, Xinjiang, and Tibet, need to improve their digital economic policies and increase government-enterprise cooperation to foster local brand development [2] Group 2: Digital Livelihood - Digital investment in livelihood is essential for urban-rural integration, focusing on sectors like agriculture, education, and healthcare [3] - County governments should leverage digital platforms to enhance agricultural training and connect it with employment opportunities [3] - Increased investment in rural education and healthcare is necessary to meet the diverse needs of different age groups and improve overall health services [3] Group 3: Digital Governance - Digital governance is key to breaking down regional barriers and enhancing grassroots governance [4] - Establishing a unified digital platform can help governments better understand and meet the needs of urban and rural residents [4] - Utilizing big data and cloud computing can optimize resource allocation in various sectors, including agriculture and public services [4] Group 4: Digital Culture - Digital technology can promote and preserve local cultural heritage, which is vital for cultural integration in counties [5] - County governments should develop unique media platforms to disseminate local cultural content and enhance tourism through cultural industries [5] - Ongoing digital transformation of public cultural spaces is necessary to improve service quality in urban and rural areas [5] Group 5: Digital Ecology - Digital elements are essential for achieving ecological integration in counties, particularly in sustainable agricultural practices [6] - Increased financial investment in agriculture and related sectors is needed to integrate digital technology into production processes [6] - Promoting sustainable development concepts among farmers can enhance their engagement in green practices and improve agricultural productivity [6]

Core Insights - The 2025 Delisi Group National Dealer Conference and Strategic Customer Summit was held in Shandong Zhucheng, focusing on the theme "All Competition Improvement, Steady Progress" [1] - The conference gathered outstanding dealer representatives and strategic partners from across the country to discuss future development and cooperation opportunities [1] Group 1: Development and Cooperation - The conference commenced with a meeting of core dealers, where Chairman Zheng Simin expressed gratitude to long-term partners and emphasized the importance of dealers in Delisi's growth [3] - Zheng introduced the company's strategy, national layout, and resource integration advantages, highlighting growth opportunities in current market demand [3][5] - The atmosphere was lively, with dealer representatives actively discussing market issues and suggestions, laying a solid foundation for future strategic initiatives [5] Group 2: Strategic Layout and Empowerment - On July 18, the national dealer conference emphasized a management approach centered on "budget leading, target first, assessment driven," focusing on strengthening product and sales aspects [7] - Delisi initiated three major initiatives: building a "digital ecosystem," creating a "value highland," and sharing "growth dividends" to foster high-quality development [9] - The marketing strategy for 2025 was detailed, focusing on a customer-centric approach and enhancing product, sales, and organizational capabilities [9][10] Group 3: Product Strategy and Market Expansion - Delisi's product strategy is market-oriented, focusing on high value, health, and differentiation, with a plan to cultivate strategic flagship products [10] - The production management center aims to respond quickly to market demands and optimize supply chain collaboration to support marketing efforts [10] - The conference included sharing of practical experiences by outstanding dealer representatives and strategic partnership agreements [12] Group 4: Recognition and Future Outlook - Awards were presented to dealers, recognizing them as "Gold Partners," "Excellent Partners," and "Strategic Partners" [18] - Delisi aims to continue driving innovation and quality while deepening cooperation with dealers to seize market opportunities and face industry challenges [22]

Core Viewpoint - The event aims to enhance digital literacy and skills among citizens in Xi'an, promoting the theme "Digital Empowerment, Shared by All" through various interactive activities and educational initiatives [1][2]. Group 1: Event Overview - The first event of the 2025 Xi'an Digital Literacy and Skills Improvement Month was held on July 18, organized by the Municipal Cyberspace Administration [1]. - The event featured a variety of engaging content, including a theme video, a situational drama, and interactive sharing sessions, designed to encourage citizens to embrace digital technology [1][2]. Group 2: Activities and Engagement - A situational drama performed by the Xi'an Rap Art Troupe highlighted common online scams, educating the audience on fraud prevention in an accessible manner [1]. - A themed market focused on four areas: digital life, work, learning, and innovation, attracted many citizens, showcasing various robotic demonstrations and interactive experiences [2]. Group 3: Educational Initiatives - The event included a call to action from representatives of citizens, digital enterprises, and students to promote responsible digital behavior and innovation [1]. - Educational sessions on artificial intelligence and its implications were conducted by a professor from Xi'an Jiaotong University, providing insights into opportunities and challenges in the digital age [1]. Group 4: Future Plans - During the improvement month, volunteers will conduct practical skills training in rural and community settings, covering topics like smartphone usage and digital financial security [3]. - Online courses aimed at enhancing youth awareness of internet safety and combating misinformation will also be launched [3].

Core Insights - The e-commerce market in Uzbekistan is experiencing a significant transformation, with Uzum, the largest local platform, predicting a fivefold revenue increase by 2027 [1] - The e-commerce sector has shown an impressive compound annual growth rate (CAGR) of 122% in recent years, with expectations of maintaining over 40% annual growth in the coming years [1] - The penetration rate of online shopping has surged from 1%-2% in 2020 to 7%-8% in 2023, indicating substantial growth potential compared to China's over 64% [1] Market Dynamics - Uzum's product variety has recently surpassed one million, while Chinese platforms had significantly higher SKU counts a decade ago, highlighting the growth trajectory of Uzbekistan's e-commerce [1] - The high-profit margins in Uzbekistan's e-commerce sector are notable, with some products priced significantly higher than in China, creating a lucrative environment for local entrepreneurs [3] - Entrepreneurs in sectors like baby products and small appliances report gross margins exceeding 100%, with net margins around 50%, showcasing the profitability of the market [3] Historical Context - The e-commerce landscape in Uzbekistan faced challenges from 2017 to 2020, with limited success from local supermarkets and competition from Russian platforms hindered by inefficient logistics and payment systems [3] - The COVID-19 pandemic acted as a catalyst for e-commerce growth, allowing Uzum to leverage existing infrastructure and improve payment success rates significantly [3] Competitive Landscape - Uzum is actively enhancing its logistics, developing price monitoring tools, and implementing policies to attract Russian sellers, aiming to expand its product offerings and market share [5] - New entrants like Yandex and Temu are emerging, with Yandex targeting the high-end market and Temu employing aggressive strategies to penetrate the market [5] Future Outlook - Local entrepreneurs express optimism about Uzum's future, emphasizing the importance of leveraging Chinese supply chain experience to capture market opportunities [7] - The potential for long-term value lies in aligning product offerings with local consumer preferences, as there is a demand for better choices in the market [7]

Group 1 - The core viewpoint of the article highlights Tencent's significant role in the Guangdong region's industrial policy and high-quality development, emphasizing its deep involvement in the innovation and technology sector [1] - Tencent has served a total of 220,000 clients in the Greater Bay Area to date, showcasing its extensive reach and influence in the region [1]

Group 1 - The fifth "Urban Art Life Season" graduation design exhibition has opened, showcasing over a hundred works from five universities in Zhejiang, highlighting the dialogue between young design language and public cultural spaces [1][2] - The exhibition serves as an important platform connecting higher education in art and public aesthetic education, emphasizing the social responsibility and functional value of public libraries in education and cultural space creation [1][2] - The event is part of the "Hangzhou Design Week" and focuses on art sharing, cultural communication, and the popularization of aesthetic education [1][2] Group 2 - The selected graduation design works cover various art categories, including visual communication, environmental design, and digital media, with each university presenting unique themes [2] - Zhejiang Gongshang University focuses on green sustainability and digital ecology, while Zhejiang Sci-Tech University explores contemporary perspectives in the AI era [2] - The exhibition will run until May 30, with consultation points set up by faculty and students to provide guidance for prospective students and their parents [2]