证券之星消息，7月29日农商行板块较上一交易日下跌1.76%，沪农商行领跌。当日上证指数报收于 3609.71，上涨0.33%。深证成指报收于11289.41，上涨0.64%。农商行板块个股涨跌见下表： 以上内容为证券之星据公开信息整理，由AI算法生成（网信算备310104345710301240019号），不构成投资建议。 从资金流向上来看，当日农商行板块主力资金净流入1527.75万元，游资资金净流入1793.62万元，散户资 金净流出3321.37万元。农商行板块个股资金流向见下表： | 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入 (元) | | 游资净占比 散户净流入(元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 002958 青农商行 | | 4267.56万 | 17.30% | -1987.80万 | -8.06% | -2279.76万 | -9.24% | | 601860 | 紫金银行 | 1903.52万 | 8.00% | -965.71万 | -4.06% | -937.81 ...

Core Viewpoint - The China Securities Index for Hong Kong, Shanghai, and Shenzhen Dividend Growth Low Volatility Index (SHS Dividend Growth LV) has shown positive performance trends, with a 1.64% increase over the past month, 9.07% over the past three months, and an 8.71% increase year-to-date [1]. Group 1: Index Performance - The SHS Dividend Growth LV Index opened lower but closed higher, down 0.23% at 7477.8 points with a trading volume of 37.679 billion yuan [1]. - The index is composed of 100 securities selected from the mainland and Hong Kong markets, focusing on companies with continuous cash dividends, stable profit growth, and low volatility [1]. Group 2: Index Holdings - The top ten holdings in the SHS Dividend Growth LV Index include major banks such as China Construction Bank (2.5%), Postal Savings Bank (2.14%), and Industrial and Commercial Bank of China (1.85%) [1]. - The index's market allocation shows that the Shanghai Stock Exchange accounts for 55.01%, the Hong Kong Stock Exchange for 24.53%, and the Shenzhen Stock Exchange for 20.46% [2]. Group 3: Sector Allocation - The sector distribution of the index indicates that the financial sector holds the largest share at 45.02%, followed by industrial (19.67%) and healthcare (7.71%) sectors [2]. - Other sectors represented include consumer discretionary (7.22%), communication services (6.68%), utilities (5.44%), materials (4.59%), energy (1.96%), and consumer staples (1.70%) [2]. Group 4: Index Adjustment and Fund Tracking - The index samples are adjusted biannually, with changes implemented on the next trading day following the second Friday of June and December [2]. - Public funds tracking the SHS Dividend Growth LV Index include several funds managed by Invesco Great Wall [2].

Core Viewpoint - The banking sector in China is experiencing a notable increase in internal capital increases, reflecting growing confidence in the long-term value of banks as both executives and major shareholders actively participate in stock buybacks [1][2][3]. Group 1: Executive and Shareholder Actions - Several banks, including Huaxia Bank and Jiangsu Bank, have initiated or completed stock buyback plans, indicating a trend where bank executives and major shareholders are taking proactive steps to invest in their own companies [1][2]. - Huaxia Bank announced a voluntary buyback plan of at least 30 million yuan, although its implementation has been delayed due to market conditions [1][2]. - Jiangsu Bank's executives completed their buyback plan ahead of schedule, investing 24.28 million yuan, which is 121.39% of the planned minimum amount [1][2]. Group 2: Broader Industry Trends - Over ten banks, including Suzhou Bank and Chengdu Bank, have disclosed similar buyback plans in 2023, suggesting a widespread trend within the banking industry [1][2]. - The actions of bank executives and shareholders are interpreted as a signal of confidence in the banks' future performance and stock prices, as they are willing to invest their own funds and bear market risks [2][3]. Group 3: Market Reactions and Valuation - The stock buyback announcements have provided short-term support for stock prices, with Jiangsu Bank's stock rising by 0.74% following its announcement [5]. - The average price-to-book (PB) ratio for A-share banks is currently at 0.6, with some city commercial banks below 0.5, indicating that the banking sector is undervalued [5]. - The average dividend yield for the banking sector is 3.86%, making it attractive for long-term investors, especially in light of regulatory measures encouraging long-term capital inflows [4]. Group 4: Long-term Challenges - Despite the positive signals from buybacks, the banking sector faces deeper challenges, including narrowing net interest margins and asset quality issues that have not been fundamentally resolved [5][6]. - The effectiveness of buybacks in stabilizing stock prices may be limited if they do not coincide with improvements in operational efficiency and fundamental performance [5][6].

Core Viewpoint - Jiangyin Bank has appointed Yu Xiaoyun as the new vice president, pending regulatory approval, highlighting the increasing presence of women in leadership roles within the bank [1][6][8]. Group 1: Appointment and Background - Yu Xiaoyun, born in 1985, is currently the general manager of the asset management department at Jiangyin Bank [2]. - She has a career history that includes roles at Agricultural Bank of China and various leadership positions within Jiangyin Bank since 2011 [6]. - The appointment follows the resignation of the previous vice president, Wang Kai, due to a job transfer [5][6]. Group 2: Gender Representation in Leadership - Among A-share listed banks, there are at least 24 female vice presidents, predominantly from the "70s" generation, with "85s" being relatively rare [3][12]. - Jiangyin Bank's leadership team includes a female chairperson and two female vice presidents, indicating a significant representation of women in its executive ranks [7][8]. - The trend of female leadership is noted across various banking institutions, although female "heads" remain scarce [9][10]. Group 3: Broader Context of Female Executives - Female executives are notably present in roles such as vice president, board secretary, and heads of finance, risk, and compliance departments [10][11][13]. - The role of board secretary is particularly concentrated with female executives, primarily from the "70s" generation [13]. - In rural commercial banks, there is a younger demographic of female executives, with many being from the "80s" generation [14][17].

Group 1: Economic Growth and Industry Structure - Jiangyin's economy has maintained strong growth, with GDP expected to exceed 510 billion yuan in 2024, and the industrial sector accounting for over 50% of the economy, ranking among the top county economies in China [2][3] - The industrial structure is continuously optimizing, with traditional industries upgrading towards high value-added sectors and emerging industries like high-end equipment, new materials, and biomedicine rapidly rising [2][3] - The government is focusing on building a "345" modern industrial system, consolidating three pillar industries, targeting four emerging industries, and planning for five future industries [2][3] Group 2: Future Lending Focus - Jiangyin Rural Commercial Bank's future lending will focus on two main areas: supporting traditional enterprises' intelligent transformation and resource allocation for "specialized, refined, unique, and innovative" small and micro enterprises, as well as rural revitalization projects [3] - Emphasis will be placed on financing support for green technology applications and innovative enterprises, integrating deeply into regional economic transformation [3] Group 3: Interest Margin Trends - In Q1 2025, the net interest margin narrowed due to declining asset yields influenced by overall market interest rate reductions and increased competition affecting loan pricing [3] - The bank is actively optimizing its deposit structure to increase the proportion of low-cost deposits and control high-cost deposit growth, which helps mitigate the pressure from declining asset yields [3] - Although facing short-term pressure on net interest margins, the bank expects a gradual stabilization throughout the year due to ongoing improvements in the liability side and asset structure optimization [3]

Core Viewpoint - Jiangyin Rural Commercial Bank has appointed Yu Xiaoyun as the new vice president, following the resignation of former vice president Wang Kai due to job relocation, indicating a swift executive transition that may positively impact the bank's asset management and investment business [4][5]. Management Changes - The bank's management team remains led by President Ni Qinghua, maintaining a structure of one president and five vice presidents despite the recent changes [5]. - The new vice president, Yu Xiaoyun, has a background in local Agricultural Bank and has held various leadership roles within Jiangyin Bank, suggesting potential for further advancements in the bank's operations [7][8]. Executive Demographics - Jiangyin Bank's executive team is characterized by youth, with most members born in the 1980s and even some in the 1990s, reflecting a trend towards younger leadership in the banking sector [6][7]. - The former vice president Wang Kai had a rapid career progression, moving from a teller to vice president in just over a decade, highlighting the bank's potential for internal talent development [7]. Financial Performance - As of the first quarter, Jiangyin Bank reported total assets of 207.06 billion yuan, a year-on-year growth of 11.14%, with operating income of 1.127 billion yuan, up 6%, and a net profit attributable to shareholders of 357 million yuan, a slight increase of 2.22% [5][9]. - The bank's non-performing loan ratio stands at 0.86%, improving by 0.11 percentage points year-on-year, while the net interest margin is 1.51%, down by 0.19 percentage points [9]. Investment Income Potential - The bank's investment income is relatively low, with net investment income accounting for 22.16% of total operating income in 2024, indicating room for improvement compared to peers [9][10]. - The bank's interest income has been declining for two consecutive years, emphasizing the need to enhance investment returns to stabilize and grow overall revenue [12].

Core Viewpoint - Jiangyin Bank has appointed Ms. Yu Xiaoyun, born in 1985, as the new vice president, reflecting a trend of younger management teams in A-share listed banks [2][5]. Group 1: Appointment Details - Jiangyin Bank announced the appointment of Yu Xiaoyun as vice president, with her term lasting until the end of the eighth board of directors [2]. - Yu Xiaoyun's qualifications are pending approval from the local financial regulatory authority [2]. - The bank's previous vice president, Wang Kai, born in 1986, resigned due to job relocation, marking a transition in the leadership team [5]. Group 2: Management Team Composition - Jiangyin Bank's management team is notably young, with a significant portion of its leaders being born in the 1980s, including the president, Ni Qinghua, born in 1976 [5][6]. - The bank's board secretary is even younger, born in 1990, indicating a trend towards a younger leadership demographic in the banking sector [5]. - Other A-share listed city and rural commercial banks also feature young leaders, with several vice presidents born in the 1980s [6].

Core Points - Jiangyin Rural Commercial Bank held its first temporary board meeting of the eighth session on July 7, 2025, with all 13 directors present, complying with relevant regulations [1][2] - The board approved the appointment of Ms. Yu Xiaoyun as the vice president, pending approval from the local financial regulatory authority [2] - The meeting also approved the renaming of the Human Resources Department and adjustments to the contact departments and personnel of the specialized committees [2]

证券代码：002807 证券简称：江阴银行 公告编号：2025-020 江苏江阴农村商业银行股份有限公司 关于副行长辞职的公告 本行及董事会全体成员保证信息披露内容真实、准确和完整，没有虚假记载、误导性陈 述或重大遗漏。 近日，江苏江阴农村商业银行股份有限公司（以下简称"本行"）董事会收 到副行长王凯先生的书面辞职报告。王凯先生因工作调动，辞去本行副行长职务。 辞职报告自送达本行董事会时即生效，王凯先生辞职后将不在本行任职，其副行 长职务原定任期至本行第八届董事会任期届满之日止。 截至本公告日，王凯先生持有本行股票 219,974 股，不存在应当履行而未履 行的承诺事项。王凯先生将严格按照《上市公司董事和高级管理人员所持本公司 股份及其变动管理规则》《深圳证券交易所上市公司自律监管指引第 18 号—— 股东及董事、高级管理人员减持股份》等相关法律、法规及相关承诺进行股份管 理。 王凯先生已确认其与本行董事会无不同意见，亦无任何其他事项需要通知本 行股东。 本行董事会对王凯先生任职期间做出的贡献给予高度评价并表示衷心的感 谢！ 特此公告。 江苏江阴农村商业银行股份有限公司董事会 2025 年 7 月 8 日 ...

证券代码：002807 证券简称：江阴银行 公告编号：2025-022 附件：郁晓芸女士简历 特此公告。 江苏江阴农村商业银行股份有限公司董事会 2025 年 7 月 8 日 郁晓芸女士简历： 江苏江阴农村商业银行股份有限公司 关于聘任副行长的公告 本行及董事会全体成员保证信息披露内容真实、准确和完整，没有虚假记载、误导性陈 述或重大遗漏。 2025 年 7 月 7 日，江苏江阴农村商业银行股份有限公司（以下简称"本行"） 第八届董事会 2025 年第一次临时会议审议通过了《关于聘任副行长的议案》，同 意聘任郁晓芸女士（简历附后）为本行副行长，任期至第八届董事会届满为止。 郁晓芸女士的任职资格尚需报国家金融监督管理总局无锡监管分局核准。 1985 年 11 月出生，中共党员，本科学历，中级经济师。2008 年参加工作， 曾在农业银行江阴支行工作，2011 年 11 月加入本行，历任本行朝阳支行副行长、 行长、澄丰支行行长，本行公司金融部总经理，2023 年 6 月至 2024 年 6 月挂职 江苏省农村信用联合社业务管理部，现任本行资产管理部总经理。 截至目前，郁晓芸女士未持有本行股票，与持有本行 5%以上股 ...