1月8日，国家医保局办公室正式发布《关于大力推进刷脸支付、一码支付、移动支付、信用支付等便捷 支付工作的通知》，聚焦群众看病缴费"多次排队""排长队"等堵点痛点，明确用3年左右时间全面建成 医保便捷支付体系。值得关注的是，德生科技（002908）深耕多年的"就医无感支付"服务，其创新实践 与政策导向高度契合，凭借技术实力与服务成效成为医保数字化转型的核心参与者。 技术与服务的双重优势，也为德生科技赢得了权威认可。在刚刚落幕的2025全国智慧医保大赛中，由德 生科技申报的"就医无感支付"项目，从180个决赛项目中脱颖而出，斩获全国总决赛一等奖殊荣。该赛 事由国家医保局和上海市政府联合主办，其奖项含金量彰显了行业对德生科技在医保数字化领域创新能 力与实践成效的高度肯定。 此次医保便捷支付政策的全面推进，为公司业务拓展提供了重要契机。未来，德生科技将持续以"数据 +场景"双轮驱动，依托成熟的技术方案与布局经验，加速"就医无感支付"在更多地区落地，助力医保便 捷支付体系全国建成，推动医疗服务向数字化、智能化深度跃迁。 总体来说，公司在AI医疗应用方面的布局，会以建设全医院数字化底座为基础，通过AI算法提升医疗 机构服 ...

Group 1 - The National Healthcare Security Administration has announced a plan to promote convenient payment methods such as facial recognition, QR code payments, mobile payments, and credit payments in medical settings, aiming to establish a convenient payment system for medical insurance within three years [1] - By 2026, the first pilot regions and designated medical institutions are expected to implement these payment methods, with full provincial coverage anticipated by 2027 and comprehensive promotion in eligible medical institutions by 2028 [1] - Desheng Technology Co., Ltd. claims that its "no-feeling payment" service aligns well with this policy, as the company accelerates the construction of an AI medical application ecosystem to support the digital and intelligent transformation of medical services [1] Group 2 - Desheng Technology's "no-feeling payment" project, developed in collaboration with Guangzhou Medical Insurance, won first prize in the 2025 National Smart Medical Insurance Competition [1]

Core Viewpoint - Desheng Technology's stock has shown a slight increase of 2.14% on January 8, 2023, with a current price of 10.50 CNY per share and a total market capitalization of 4.53 billion CNY [1]. Group 1: Stock Performance - The stock price of Desheng Technology has decreased by 0.28% since the beginning of the year, but it has increased by 9.72% over the last five trading days, 8.81% over the last 20 days, and 5.53% over the last 60 days [1]. - As of January 8, 2023, the trading volume was 1.61 billion CNY, with a turnover rate of 4.84% [1]. Group 2: Financial Data - For the period from January to September 2025, Desheng Technology reported a revenue of 358 million CNY, representing a year-on-year decrease of 13.48%. The net profit attributable to shareholders was 4.42 million CNY, down 50.67% year-on-year [2]. - The company has distributed a total of 199 million CNY in dividends since its A-share listing, with 73.35 million CNY distributed over the past three years [2]. Group 3: Company Overview - Desheng Technology, established on August 13, 1999, and listed on October 20, 2017, is based in Guangzhou, Guangdong Province. The company specializes in providing information system construction and related operational services across various sectors, including social security, employment, finance, healthcare, and big data [1]. - The main business revenue composition includes 71.32% from "One Card" applications and 28.68% from social security operations and big data services [1]. Group 4: Shareholder Information - As of September 30, 2022, Desheng Technology had 50,300 shareholders, an increase of 11.56% from the previous period. The average number of tradable shares per shareholder was 6,402, a decrease of 10.36% [2]. Group 5: Industry Classification - Desheng Technology belongs to the Shenwan industry classification of Computer - IT Services II - IT Services III, and is associated with concepts such as AI Agent, vocational education, data rights confirmation, smart governance, and Huawei Harmony [2].

Core Viewpoint - Desheng Technology (002908) is leveraging its AI Agent to enhance public services in key areas such as governance, employment, and healthcare, providing comprehensive intelligent services across various scenarios [1] Group 1: AI Governance Services - The company has established an AI governance service network in provinces such as Guangdong, Henan, and Sichuan, enabling services like social security consultation, policy interpretation, and business processing [1] Group 2: Employment Services - The employment AI Agent utilizes AI technology to support employment services, particularly for key groups like college graduates and veterans, contributing to the creation of "15-minute employment service circles" in regions including Guangdong, Hubei, and Henan [1]

Core Viewpoint - The article emphasizes the importance of selecting the right sectors in the A-share market, particularly focusing on emerging industries supported by government policies, such as integrated circuits, new energy, and biomedicine, which are expected to yield significant returns in the coming year [1]. Group 1: Selection Logic - The ten selected stocks are based on three hard standards: policy support, performance certainty, and reasonable valuation [3]. - Policy support is derived from the Ministry of Industry and Information Technology's focus on emerging pillar industries, which will benefit from research subsidies and industrial support [3]. - Performance is guaranteed with expected revenue/net profit growth of at least 20% and a return on equity (ROE) of at least 15% by 2025, with data sourced from company annual reports [3]. - Valuation is considered reasonable if the price-to-earnings (PE) and price-to-book (PB) ratios are below industry averages or at historical lows, providing a safety margin [3]. Group 2: Potential Stocks Analysis - The ten companies span key sectors such as semiconductors, new energy, and biomedicine, each with solid growth logic supported by authoritative data [5]. - Notable companies include: - Northern Huachuang (002371): A leader in semiconductor equipment with a leading domestic market share and a PEG of 1.2 [5]. - China Great Wall (000066): A core player in the Xinchuang hardware sector with a historical low PE of approximately 28 times and strong asset integration expectations [5]. - Desheng Technology (002908): A small-cap stock benefiting from social security services and data rights, with high elasticity expected as policies accelerate in 2026 [5]. Group 3: Core Sector Opportunities - Three key sectors are highlighted for their concentrated policy benefits and strong growth certainty: - Semiconductors and domestic substitution: The Ministry of Industry and Information Technology is promoting industrial foundation reconstruction, benefiting companies like SMIC and Northern Huachuang [6]. - New energy (photovoltaics and energy storage): The national energy work conference aims for an additional 200 million kilowatts of wind and solar installations by 2026, with companies like Longi Green Energy and CATL positioned to benefit [6]. - Biomedicine and innovative drugs: As an emerging pillar industry, stable policies and accelerated overseas expansion are expected to benefit companies like Heng Rui Medicine and Huahai Pharmaceutical [6]. Group 4: Practical Guide for Investors - Investors are advised to utilize three practical methods to seize opportunities without falling into pitfalls: - Verify authoritative information by checking company annual reports on the Shanghai and Shenzhen Stock Exchanges to confirm performance and order status [8]. - Diversify investments by selecting 1-2 stocks from each of the semiconductor, new energy, and biomedicine sectors to mitigate risks [8].

Group 1 - The AI corpus concept rose by 2.00%, ranking 7th among concept sectors, with 39 stocks increasing in value, including DeSheng Technology and Zhangyue Technology hitting the daily limit up [1] - Notable gainers in the AI corpus sector included FuShi Holdings, ZhiDeMai, and Century Tianhong, which increased by 10.68%, 6.98%, and 5.54% respectively [1] - The sector saw a net inflow of 1.927 billion yuan from main funds, with 33 stocks receiving net inflows, and 6 stocks exceeding 100 million yuan in net inflow [2] Group 2 - The top net inflow stock was Kunlun Wanwei, with a net inflow of 394 million yuan, followed by Zhangyue Technology, Keda Xunfei, and DeSheng Technology with net inflows of 295 million yuan, 265 million yuan, and 150 million yuan respectively [2] - The net inflow ratios for DeSheng Technology, Zhangyue Technology, and Hanwang Technology were 35.28%, 25.56%, and 16.69% respectively, indicating strong investor interest [3] - The AI corpus sector's performance was contrasted with other sectors, such as the silicon energy sector, which saw a decline of 1.03% [2]

Core Insights - The IT services sector experienced a 1.2% increase on December 31, with Lifan Holdings leading the gains [1] - The Shanghai Composite Index closed at 3968.84, up 0.09%, while the Shenzhen Component Index closed at 13525.02, down 0.58% [1] IT Services Sector Performance - Lifan Holdings (code: 920130) closed at 28.96, with a significant increase of 24.94% and a trading volume of 150,700 shares, amounting to a transaction value of 412 million yuan [1] - Other notable performers included: - Zhongke Star Map (code: 688568) with a closing price of 59.00, up 11.07% and a trading volume of 436,500 shares, totaling 2.466 billion yuan [1] - Desheng Technology (code: 002908) closed at 10.53, up 10.03% with a trading volume of 409,600 shares, amounting to 426 million yuan [1] - Zhengyuan Dixin (code: 688509) closed at 5.49, up 8.93% with a trading volume of 454,500 shares, totaling 245 million yuan [1] Capital Flow Analysis - The IT services sector saw a net inflow of 454 million yuan from institutional investors, while retail investors contributed a net inflow of 133 million yuan [2] - Notable capital flows included: - Han De Information (code: 300170) with a net inflow of 381 million yuan from institutional investors [3] - Capital inflow for Lifan Holdings (code: 920130) was 143 million yuan from institutional investors [3] - Desheng Technology (code: 002908) experienced a net inflow of 144 million yuan from institutional investors [3]

Market Overview - The Shanghai Composite Index closed at 3968.84 points, above the annual line, with a slight increase of 0.09% [1] - The total trading volume of A-shares reached 24,617.43 billion yuan [1] Stocks Breaking Annual Line - A total of 92 A-shares have surpassed the annual line today, with notable stocks showing significant deviation rates [1] - The stocks with the highest deviation rates include: - Wajingke (8.82%) - Zhangyue Technology (8.44%) - Suoling Co., Ltd. (7.81%) [1] Detailed Stock Performance - The following stocks have notable performance metrics: - Wajingke: 20.00% increase, turnover rate of 14.94%, latest price at 37.80 yuan [1] - Zhangyue Technology: 10.00% increase, turnover rate of 12.20%, latest price at 22.12 yuan [1] - Suoling Co., Ltd.: 10.00% increase, turnover rate of 10.69%, latest price at 6.05 yuan [1] - Other stocks with significant increases include: - Desheng Technology: 10.03% increase - Nanxing Co., Ltd.: 10.00% increase [1] Additional Stocks with Minor Deviations - Stocks with smaller deviation rates that have just crossed the annual line include: - Guifaxiang - Guangkang Biochemical - Shunwang Technology [1]

| 证券代 | 证券简 | 今日涨跌幅 | 今日换手率 | 年线 | 最新价 | 乖离率 | | --- | --- | --- | --- | --- | --- | --- | | 码 | 称 | （%） | （%） | （元） | （元） | （%） | | 002908 | 德生科 | 10.03 | 11.76 | 9.88 | 10.53 | 6.58 | | | 技 | | | | | | | 300170 | 汉得信 息 | 7.77 | 10.82 | 17.86 | 19.01 | 6.47 | | 002757 | 南兴股 份 | 10.00 | 15.15 | 18.29 | 19.47 | 6.43 | | | 掌阅科 | | | | | | | 603533 | 技 | 6.81 | 6.30 | 20.40 | 21.48 | 5.32 | | 002945 | 华林证 券 | 5.76 | 1.17 | 15.16 | 15.79 | 4.18 | | 002766 | 索菱股 | 5.82 | 5.63 | 5.61 | 5.82 | 3.72 | | | 份 | | | | ...

（文章来源：每日经济新闻） 每经AI快讯，智谱AI概念板块震荡上涨，德生科技封板涨停，蓝色光标涨超10%，汉得信息、视觉中 国、易点天下等多股涨超4%。 ...