（记者 王瀚黎） 免责声明：本文内容与数据仅供参考，不构成投资建议，使用前请核实。据此操作，风险自担。 每日经济新闻 每经AI快讯，太平洋10月13日发布研报称，给予苏州银行（002966.SZ）"买入"评级。评级理由主要包 括：1）营收增速保持平稳，中收表现亮眼；2）公司贷款驱动规模扩张，主动优化信贷结构；3）息差 延续下行趋势，负债成本管控成效显现；4）不良率保持平稳，个贷质量有所承压。风险提示：经济复 苏不及预期、净息差持续下行、资产质量大幅恶化。 每经头条（nbdtoutiao）——AI技术滥用调查：明星可被"一键换装"，"擦边"内容成流量密码，技术防 线为何形同虚设？ ...

Core Insights - The city commercial bank sector experienced a rise of 1.16% on October 10, with Qilu Bank leading the gains [1] - The Shanghai Composite Index closed at 3897.03, down 0.94%, while the Shenzhen Component Index closed at 13355.42, down 2.7% [1] Stock Performance - Qilu Bank (601665) closed at 5.89, up 2.97% with a trading volume of 950,900 shares and a transaction value of 558 million yuan [1] - Shanghai Bank (601229) closed at 9.19, up 2.57% with a trading volume of 1,210,400 shares and a transaction value of 1.108 billion yuan [1] - Suzhou Bank (002966) closed at 8.25, up 2.23% with a trading volume of 555,600 shares and a transaction value of 456 million yuan [1] - Hangzhou Bank (600926) closed at 15.54, up 1.83% with a trading volume of 668,700 shares and a transaction value of 1.037 billion yuan [1] - Jiangsu Bank (616009) closed at 10.12, up 1.30% with a trading volume of 1,581,700 shares and a transaction value of 1.598 billion yuan [1] Capital Flow - The city commercial bank sector saw a net outflow of 417 million yuan from institutional investors, while retail investors contributed a net inflow of 176 million yuan [2] - Shanghai Bank had a net inflow of 101 million yuan from institutional investors, but a net outflow of 51.32 million yuan from speculative funds [3] - Jiangsu Bank experienced a net inflow of 59.37 million yuan from institutional investors, with a net outflow of 68.54 million yuan from speculative funds [3]

Core Viewpoint - Suzhou Bank's stock has shown a mixed performance in recent trading sessions, with a slight increase in price and a notable net inflow of funds, indicating potential investor interest and market activity [1]. Group 1: Stock Performance - On October 10, Suzhou Bank's stock rose by 2.11%, reaching a price of 8.24 CNY per share, with a trading volume of 312 million CNY and a turnover rate of 0.87% [1]. - Year-to-date, the stock price has increased by 4.17%, with a slight rise of 0.24% over the last five trading days, a 1.85% increase over the last 20 days, but a decline of 10.82% over the last 60 days [1]. Group 2: Financial Metrics - As of September 30, Suzhou Bank reported a total of 65,100 shareholders, an increase of 8.07% from the previous period, with an average of 67,509 circulating shares per shareholder, a decrease of 7.31% [1]. - For the first half of 2025, Suzhou Bank achieved an operating income of 0.00 CNY, while the net profit attributable to shareholders was 3.134 billion CNY, reflecting a year-on-year growth of 6.15% [1]. Group 3: Dividends and Shareholding - Since its A-share listing, Suzhou Bank has distributed a total of 6.687 billion CNY in dividends, with 4.287 billion CNY distributed over the last three years [2]. - As of June 30, 2025, the top ten circulating shareholders included Hong Kong Central Clearing Limited, holding 119 million shares (a decrease of 17.3596 million shares), and Southern CSI 500 ETF, holding 66.4013 million shares (an increase of 9.4466 million shares) [2].

Core Insights - The A-share market has seen a rise in bank stocks, with notable increases in Qilu Bank, Huaxia Bank, and Shanghai Bank, all exceeding 2% [1] Group 1: Stock Performance - Qilu Bank's stock increased by 2.27%, with a total market capitalization of 36 billion and a year-to-date increase of 9.53% [2] - Huaxia Bank's stock rose by 2.14%, with a market cap of 106.2 billion and a year-to-date decline of 12.44% [2] - Shanghai Bank's stock saw a 2.12% increase, with a market cap of 130 billion and a year-to-date increase of 2.11% [2] - Beijing Bank's stock increased by 1.65%, with a market cap of 117.3 billion and a year-to-date decline of 5.30% [2] - Suzhou Bank's stock rose by 1.61%, with a market cap of 36.7 billion and a year-to-date increase of 3.45% [2] - Chongqing Bank's stock increased by 1.57%, with a market cap of 31.4 billion and a year-to-date increase of 1.65% [2] - Minsheng Bank's stock rose by 1.52%, with a market cap of 175.6 billion and a year-to-date increase of 1.47% [2] - Hangzhou Bank's stock increased by 1.51%, with a market cap of 112.3 billion and a year-to-date increase of 7.77% [2]

北京商报讯（记者 宋亦桐）10月9日，苏州银行（002966）发布公告，2025年7月1日至2025年9月30 日，该行大股东苏州国际发展集团有限公司（以下简称"国发集团"）及其一致行动人东吴证券股份有限 公司以自有资金通过深圳证券交易所交易系统以集中竞价交易的方式累计增持该行股份3626.2037万 股，占该行总股本的0.8111%，增持资金合计约2.98亿元。 苏州银行表示，国发集团及其一致行动人将继续按照增持计划增持该行股份。 ...

Core Viewpoint - The article emphasizes the importance of fintech as a leading business segment for banks and financial institutions, highlighting the proactive approach of these entities in embracing technological advancements [1]. Group 1: Development of Fintech in Regional Banks - Many regional banks, particularly city and rural commercial banks, are following the lead of larger banks in developing fintech, although their progress may be limited by resources [2]. - Zhejiang Rural Commercial Bank has reported that since launching its fintech pilot in Jiaxing, the proportion of technology enterprise loans has exceeded 30% of corporate loans, covering 7,200 tech enterprises [2]. - Various county-level rural commercial banks in Jiaxing have begun to establish specialized mechanisms for fintech, such as dedicated departments and service models [3]. Group 2: Challenges and Strategies - The development of fintech is challenging for regional banks, which need to root their efforts in local economic structures and overcome internal limitations [5]. - A listed rural commercial bank indicated that it had been considering fintech since 2017, but only completed team formation in 2021, reflecting the long-term commitment required [4]. Group 3: Growth in Technology Loans - Despite smaller loan scales compared to larger banks, regional banks are accelerating their technology loan offerings, with significant growth rates reported [6]. - For instance, Jiangsu Bank's technology loan balance reached 2,740 billion yuan, growing by 17.80% year-on-year, while Hangzhou Bank's technology loans increased by 21.77% [7]. - Other regional banks, such as Qilu Bank and Qingdao Bank, also reported substantial growth in technology loans, with increases of 17.60% and 20.85% respectively [7]. Group 4: Organizational Structure and Specialization - Banks are adapting their organizational structures to support fintech, with many establishing dedicated departments and specialized branches [9]. - For example, Ningbo Bank has set up a technology finance department to provide comprehensive services to tech enterprises, while Qingdao Bank has developed a specialized mechanism for fintech [10]. - Hangzhou Bank has created a well-structured fintech system with multiple regional centers and specialized institutions [11].

Core Viewpoint - Suzhou Bank's major shareholder, Suzhou International Development Group Co., Ltd., plans to increase its stake in the bank by at least 400 million RMB over a six-month period starting from July 1, 2025, reflecting confidence in the bank's future development and long-term investment value [1]. Group 1: Shareholding Details - As of the announcement, Suzhou International Development Group held 666,849,324 shares, representing 14.9161% of the total share capital of Suzhou Bank [3]. - By the midpoint of the implementation period, the shareholding of Suzhou International Development Group increased to 679,614,894 shares, which is 15.2017% of the total [3]. - The total shareholding of both Suzhou International Development Group and Dongwu Securities increased from 670,599,324 shares (15.0000%) to 706,861,361 shares (15.8111%) during the same period [3]. Group 2: Investment Plan - The investment plan includes a cumulative purchase of 36,262,037 shares by Suzhou International Development Group and Dongwu Securities, amounting to nearly 298 million RMB [1]. - The plan is set to continue as both entities express their intention to further increase their holdings in Suzhou Bank [1].

Core Viewpoint - Suzhou Bank (002966.SZ) announced that Guofa Group and its concerted party, Dongwu Securities, have increased their shareholding in the bank by 36,262,037 shares, representing 0.8111% of the total share capital, with a total investment of approximately 297.99 million yuan [1] Group 1 - Guofa Group and Dongwu Securities executed the share purchase through the Shenzhen Stock Exchange's centralized bidding system [1] - The shareholding increase occurred between July 1, 2025, and September 30, 2025 [1] - The parties involved plan to continue increasing their shareholding in Suzhou Bank according to their investment plan [1]

Core Insights - The city commercial bank sector experienced a decline of 0.34% on October 9, with Suzhou Bank leading the drop [1] - The Shanghai Composite Index closed at 3933.97, up 1.32%, while the Shenzhen Component Index closed at 13725.56, up 1.47% [1] Stock Performance - Notable gainers included: - Changsha Bank: Closed at 9.03, up 2.27% with a trading volume of 305,000 shares and a turnover of 274 million yuan [1] - Zhengzhou Bank: Closed at 2.00, up 1.01% with a trading volume of 788,600 shares and a turnover of 157 million yuan [1] - Notable decliners included: - Suzhou Bank: Closed at 8.07, down 1.10% with a trading volume of 512,100 shares and a turnover of 413 million yuan [2] - Ningbo Bank: Closed at 26.18, down 0.95% with a trading volume of 391,800 shares and a turnover of 1.024 billion yuan [2] Capital Flow - The city commercial bank sector saw a net outflow of 764 million yuan from institutional investors, while retail investors contributed a net inflow of 230 million yuan [2][3] - Specific stock capital flows indicated: - Ningbo Bank: Institutional net inflow of 25.45 million yuan, retail net inflow of 30.74 million yuan [3] - Qingdao Bank: Institutional net inflow of 21.20 million yuan, but retail net outflow of 32.20 million yuan [3]

证券代码：002966 证券简称：苏州银行 公告编号：2025-077 苏州银行股份有限公司 关于大股东及其一致行动人增持公司股份计划 实施进展的公告 本行大股东及其一致行动人保证向本行提供的信息内容真实、准确、完整， 没有虚假记载、误导性陈述或重大遗漏。 本行及董事会全体成员保证公告内容与信息披露义务人提供的信息一致。 重要内容提示： 1. 苏州银行股份有限公司（以下简称"本行"或"公司"）大股东苏州国 际发展集团有限公司（以下简称"国发集团"）及其一致行动人基于对本行未 来发展前景的信心和长期投资价值的认可，计划自 2025 年 7 月 1 日起的 6 个月 内，通过深圳证券交易所交易系统以集中竞价交易的方式，合计增持不少于 4 亿 元 人 民 币 。 具 体 内 容 详 见 本 行 2025 年 7 月 1 日 于 巨 潮 资 讯 网 （www.cninfo.com.cn）披露的《关于大股东及其一致行动人增持公司股份计划 的公告》（公告编号：2025-064）。 2. 2025 年 7 月 1 日至 2025 年 9 月 30 日，国发集团及其一致行动人东吴证 券股份有限公司（以下简称"东吴证券"）以自 ...