条例草案共九章68条，包括养老服务规划和设施建设、居家社区养老服务、机构养老服务、医养结合服 务、产业促进和智慧服务等。 中新社北京7月24日电 (记者陈杭)24日，北京市十六届人大常委会第十八次会议对《北京市养老服务条 例(草案)》(下称"条例草案")进行了第一次审议。条例草案进一步明确了政府、市场、社会、家庭在养 老服务中的责任，探索以市场化、社会化方式破解超大城市养老难题。 条例草案要求，北京要加强养老服务产业促进和科技赋能。通过优化营商环境，激发各类市场主体活 力，加强养老服务产品研发应用，加快推动养老照护服务、智慧养老、养老金融等领域的养老产业发 展。 条例草案提出，北京将加强政策、标准、项目、人才协同，健全异地就医结算、标准互认等制度，支持 康养产业发展，推动养老服务向周边地区延伸布局、协调发展。(完) [ 责编：王宏泽 ] 条例草案提出，北京将构建责任明确、覆盖全面的养老服务体系。在家庭成员承担照护责任的基础上， 通过健全养老服务体系、发挥市场作用、引导社会参与，优化以居家为基础、社区为依托、机构为专业 支撑、医养相结合的养老服务供给格局。建立健全区、乡镇(街道)、村(社区)三级养老服务网络。 ...

《华夏时报》记者注意到，今年以来，从中央到地方一系列支持银发经济发展、创新养老金融产品的政 策密集出台，同时推出适老化改造补贴，多措并举培育产业生态。 政策效应已显现在最新经济数据中。7月16日，国家税务总局最新数据显示，2025年上半年我国银发经 济呈现供给升级、需求释放、数字赋能三大亮点，产业规模持续扩大，发展动能强劲。其中，养老服务 销售收入同比增长超40%，适老化产品新增2.87万种，老年旅游收入增长26.2%，智慧养老技术服务收 入增长33.7%，展现出从"养老"到"享老"的消费升级新趋势。资本市场方面，中证银发经济主题指数银 发经济（931893.CSI）今年以来涨幅达17.43%。 浙大城市学院副教授、文化与创意研究所秘书长林先平接受《华夏时报》记者采访时表示，2025年上半 年银发经济政策具有系统性和前瞻性，金融创新和适老化改造政策效果最为显著。金融领域实施方案直 接带动养老金融产品创新，适老化产品的高增长率证明政策对供给端的强力撬动作用。 供给丰富、需求多元、数字赋能成新趋势 本报（chinatimes.net.cn）记者王敬 北京报道 随着我国60岁以上人口突破3亿大关，银发经济正成为拉动 ...

Core Viewpoint - The article emphasizes the importance of finance as a core component of the modern economy and its role in driving high-quality economic development in China during a critical period of economic transformation and upgrading [1][2]. Group 1: Financial Support Areas - The Central Financial Work Conference highlights five key areas for financial support: technology finance, green finance, inclusive finance, pension finance, and digital finance, which are essential for achieving high-quality development and optimizing the economic and financial structure [1][2]. - The book "The Road to a Financial Power: How to Write and Implement the 'Five Major Articles'" provides a comprehensive overview of these five areas, analyzing their development practices and significant achievements [1][2]. Group 2: Expert Insights and Recommendations - Experts at the seminar discussed the necessity of understanding the five major areas to promote high-quality development in the financial system, emphasizing the importance of aligning with the Central Financial Work Conference's spirit [2][3]. - The book offers specific supportive measures and policy recommendations aimed at helping various stakeholders, including government officials, researchers, and entrepreneurs, to better understand central decisions and industry trends [3].

今年是深圳经济特区成立45周年。作为与城市共成长的金融力量，中信银行深圳分行依托中信集团"金 融全牌照+实业广覆盖"综合优势，以"幸福+"养老金融品牌构建有温度、全方位的服务体系，让为这座 城市奠基的"拓荒牛"与奋斗者乐享晚年。 近年来，中信银行深圳分行已累计开立个人养老金账户超10万户，有效提升居民第三支柱覆盖率。自 2024年以来，累计举办养老金融主题活动超600场，为特区养老产业高质量发展、民生福祉提升，贡献 坚实的金融力量。 以此为基础，"一套产品"和"一套服务"无缝衔接，从开立个人养老金账户，到依据客户不同需求配置专 属养老保险，"一站式"的服务让复杂的养老规划变得简单。 据统计，中信银行深圳分行目前已通过这套体系，累计为近1万名客户出具专业的养老规划报告，为无 数家庭构筑起坚实的财务防线。 多维锻造服务基石，构筑全方位"适老化"生态 值得托付的养老金融服务，需要专业的工作者、便捷的网点与智能的平台共同构成的"硬件"与"软件"支 撑。中信银行深圳分行从多个维度持续锻造服务基石，构建起一个全方位的"适老化"服务生态。 以养老金融人才培养为核心，锻造专业队伍。中信银行连续两年选送骨干理财经理，参加与清华 ...

Core Viewpoint - The article emphasizes the importance of providing comprehensive and warm financial services for the elderly in Shenzhen, particularly through the "Happiness+" pension financial brand of CITIC Bank Shenzhen Branch, which aims to enhance the quality of life for retirees and contribute to the city's development [1][2]. Group 1: Pension Financial Services - CITIC Bank Shenzhen Branch has opened over 100,000 personal pension accounts, significantly improving the coverage of the third pillar of pension [1]. - Since 2024, the bank has organized over 600 pension financial theme activities, contributing to the high-quality development of the pension industry and enhancing residents' welfare [1][2]. Group 2: "Six Ones" Service System - The bank has established a "Six Ones" service system, which includes "one account, one ledger, one set of products, one set of services, one team, and one platform," to simplify pension planning for clients [2]. - The intelligent "pension ledger" and "asset planning system" are key components of this system, providing clients with comprehensive pension solutions [2]. Group 3: Professional and Accessible Services - CITIC Bank focuses on cultivating a professional team for pension financial services, ensuring 100% coverage of pension policy knowledge among employees [3]. - The bank has implemented "age-friendly" renovations in its branches, equipping them with necessary facilities for the elderly, such as reading glasses and wheelchairs [3]. Group 4: Technological Empowerment - The bank has developed an intelligent "pension ledger" and "asset planning system" to enhance online and offline service integration, providing clients with efficient account management and planning tools [4]. Group 5: Community Engagement and Ecosystem Building - CITIC Bank actively engages in community services, conducting various activities to promote financial literacy among the elderly and enhance the warmth of financial services [5]. - The bank is extending its pension financial services by linking with medical and rehabilitation institutions, offering customized financial planning services for corporate pension clients [6]. Group 6: Innovative Business Models - The bank has introduced an integrated trust pension service model that combines insurance, trust structures, and pension services, addressing clients' needs for professional management of pension funds and wealth transfer [6]. - CITIC Bank is redefining its role in the pension sector as a comprehensive partner rather than just a product seller, actively promoting innovative products like smart elderly communities and long-term care insurance [6].

2025年7月8日，以"一岁一礼，城心有你"为主题的大家的家·天津泰安道城心社区周年庆典在天津举行。通过政企社协 同、服务与金融深度融合的创新实践，大家的家不仅为天津的长者打造了高品质、有文化底蕴的"第二个家"，更树立 了养老服务行业标杆，为推动养老事业高质量发展及"银发经济"可持续发展注入新动能。 天津市和平区副区长张健在致辞中表示，大家的家·天津泰安道城心社区不仅为和平区的老年人打造了"第二个家"，更 以实际行动践行天津市和平区"金融助老提升行动"，为全区养老服务的提升贡献力量。其发展历程，是和平区养老事 业蓬勃发展的生动缩影，更是社会力量参与养老服务的成功实践。希望大家的家持续当好养老服务的"排头兵"，为全 区养老服务与金融融合提供可复制的经验。和平区也将加快构建"服务+金融"的养老生态体系，充分发挥有为政府和 有效市场在发展养老服务中的重要作用。同时，希望社会各界共同凝聚养老事业发展的"向心力"，通过政企社协同、 服务业与金融业融合，让和平区的养老事业既"有温度"又"有活力"。 大家健投副总经理杨宽致辞时，用"一"、"百"、"万"三个字巧妙串联。"一"是在天津泰安道城心社区开业一周年之 际，作为第一个 ...

Core Viewpoint - The "Beijing Action Plan for Deepening Reform and Boosting Consumption" aims to achieve an average annual growth of around 5% in total market consumption by 2030, establishing 2-3 new consumption landmarks worth over 100 billion yuan, and enhancing Beijing's role as an international consumption center [1] Group 1: Promoting Income Growth and Reducing Burdens - Focus on reasonable growth of wage income through employment strategies and protection of flexible employment rights [2] - Support for securities institutions to diversify trading products and encourage listed companies to increase dividend rates [2] - Measures to enhance farmers' income through modern agriculture and eco-friendly practices [2] Group 2: Optimizing Service Consumption Experience - Development of new cultural and entertainment consumption models, including support for online performances and digital transformation of traditional publishing [4] - Creation of new tourism consumption scenarios, including major projects like the second phase of Universal Studios [4] - Enhancement of sports consumption through increased utilization of Olympic venues and development of outdoor destinations [4] Group 3: Enhancing Product Consumption Dynamics - Promotion of national trend consumption by encouraging collaborations between new and old brands [7] - Establishment of international consumption experience zones and support for high-profile launch events [7] - Development of new food brands and support for the innovation of traditional dining establishments [7] Group 4: Extending the Consumption Chain - Creation of a new exhibition consumption pattern by optimizing venue layouts and attracting international brand exhibitions [9] - Encouragement of digital consumption through the use of new technologies and support for live e-commerce [9] - Expansion of green consumption practices and improvement of recycling networks [9] Group 5: Revitalizing Commercial Consumption Spaces - Upgrading commercial spaces and promoting the commercialization of idle resources [11] - Enhancing the consumption capacity of major transport hubs and expanding duty-free sales [11] Group 6: Continuous Optimization of the Consumption Environment - Implementation of supportive policies and investment in fixed assets to enhance consumer protection [13] - Encouragement of compliance and integrity in business operations, particularly in sectors like fitness and dining [13] - Strengthening cross-regional collaboration in key sectors such as culture, tourism, and healthcare [14]

Group 1 - The core viewpoint of the article is the release of the "Beijing Special Action Plan for Deepening Reform and Boosting Consumption," which aims to enhance the city's consumption capacity and competitiveness in the global market by implementing 24 specific tasks across six areas [1][7][10] - The plan targets an average annual growth of around 5% in total market consumption by 2030, with the goal of establishing 2-3 new consumption landmarks worth over 100 billion yuan [1][7] - The action plan emphasizes the importance of optimizing service consumption experiences and enhancing the dynamism of goods consumption [1][3] Group 2 - The plan includes measures to promote reasonable growth in wage income and improve employment services, particularly for college graduates and flexible workers [2][6] - It aims to develop new business models and services in the silver economy, home services, and digital consumption, while also promoting green consumption and national trends [3][8] - Specific initiatives include the regulation of the "millet economy," encouragement of quality animation production, and the introduction of international esports events to enrich consumption scenarios [3][8] Group 3 - The action plan outlines strategies to optimize housing consumption, including the development of residential land near transportation hubs and the implementation of a "mortgage transfer" policy [5][12] - It also focuses on enhancing the regulatory framework for new business models and reducing institutional transaction costs to stimulate market vitality [6][12] - The plan highlights the importance of integrating cultural and commercial spaces, promoting the renovation of underutilized venues, and expanding public access to waterfront areas [9][11]

Core Viewpoint - Beijing's government is enhancing the elderly care service system and supportive policies for a family-friendly society, focusing on diverse childcare services and financial products for the elderly [1] Group 1: Elderly Care Services - The government encourages financial institutions to diversify third-pillar retirement financial products to improve accessibility for the elderly [1] - There is a push for healthcare institutions to support childcare services, aiming to enhance the quality of these services [1] - The initiative includes expanding the application scenarios of social security cards both online and offline [1] Group 2: Silver Economy Development - The plan aims to enrich the silver economy by developing high-quality products and services tailored to the needs of the elderly and pre-elderly populations [1] - It promotes a full lifecycle health management service for the elderly [1] - Various service providers, including elderly care institutions and property management companies, are encouraged to offer diverse elderly care services [1] Group 3: Community and Recreational Services - The government is advocating for the development of self-driving tours and wellness tourism products suitable for the elderly [1] - There is an emphasis on creating interest classes for seniors and establishing public cultural spaces tailored for them [1]

Core Viewpoint - The article highlights the efforts of CITIC Bank Shenzhen Branch in enhancing the quality of elderly care services through its "Happiness+" pension financial brand, aiming to provide a comprehensive and warm service system for the aging population in Shenzhen, coinciding with the 45th anniversary of the Shenzhen Special Economic Zone [1][4]. Group 1: Service System Development - CITIC Bank Shenzhen Branch has established a "Six Ones" service system, which includes "one account, one ledger, one set of products, one set of services, one team, and one platform," to simplify pension planning for residents [1][3]. - The bank has opened over 100,000 personal pension accounts, significantly increasing the coverage of the third pillar of pension [1]. - Since 2024, the bank has organized over 600 pension financial theme activities, contributing to the high-quality development of the pension industry and improving residents' welfare [1][2]. Group 2: Digital Tools and Professional Services - The bank has developed an intelligent "pension ledger" and "asset planning system" to provide clients with comprehensive pension solutions, combining professional tools with banking services [2][3]. - Approximately 10,000 clients have received professional pension planning reports through this system, helping families establish a solid financial foundation for retirement [2][3]. Group 3: Elderly-Friendly Ecosystem - CITIC Bank Shenzhen Branch is building a comprehensive "elderly-friendly" service ecosystem by focusing on professional talent development, enhancing service environments, and leveraging technology [3][4]. - The bank has trained its staff in pension policies and has renovated its branches to meet the needs of elderly clients, including the installation of facilities like reading glasses and wheelchairs [3][4]. Group 4: Community Engagement and Industry Integration - The bank actively engages with the community by providing various services, such as financial education for the elderly and organizing immersive experiences in pension communities [4][5]. - CITIC Bank Shenzhen Branch is extending its pension financial services by linking with healthcare and rehabilitation institutions, offering customized financial planning services, and innovating a comprehensive trust pension service model [5][6]. - The bank is redefining its role in the pension sector from a mere product seller to a comprehensive partner throughout the entire pension lifecycle [5].