Group 1 - The core point of the article is that Hengyin Financial Technology Co., Ltd. has won the bid for the procurement of social security card production equipment by China Merchants Bank Tianjin Branch [1][2] - The procurement project is specifically for the third-generation social security card production machines, which includes both in-line and off-line types [1] - The procurement method used was competitive negotiation, and several suppliers responded, including Hengyin Financial Technology Co., Ltd. and others [1][2] Group 2 - The announcement was made on June 16, 2025, and the deadline for public notice is five days from the date of publication [2] - The procurement includes not only the machines but also consumables such as ribbons and transfer films necessary for the operation of the card production machines [1]

Core Viewpoint - The recent personnel changes within the "CMB system" reflect a strategic focus on internal talent development and rotation, showcasing a unique management logic in human resources within the organization [2][11][12]. Group 1: Personnel Changes - Dong Fang has been appointed as the president of CMB Wealth Management, succeeding Zhong Wenyue, who has moved to become the general manager of CMB Fund [2]. - CMB Wealth Management currently manages assets totaling 2.47 trillion yuan, placing it among the leaders in the wealth management sector, although it faces pressures regarding scale and profit decline [4]. - The recent appointments of Xu Mingjie and Lei Caihua as vice presidents of CMB indicate a trend of internal promotions within the organization [8][9]. Group 2: Management Philosophy - CMB emphasizes internal cultivation and rotation of talent, with most senior executives having over 20 years of experience within the bank, which strengthens organizational culture and reduces strategic volatility [11][12][13]. - The bank's management philosophy is characterized by a preference for long-term internal talent development over external hires, reflecting a commitment to "long-termism" and practical experience [11][12]. - The internal promotion strategy aims to maintain cultural continuity and ensure strategic alignment within the organization [13]. Group 3: Market Challenges and Strategic Focus - The wealth management market is expected to face both opportunities and challenges, particularly in achieving investment yield certainty and net value stability [6]. - CMB's recent financial performance shows a decline in revenue and net profit, indicating the need for a balanced approach to talent management and performance metrics [14]. - The bank's strategic focus on becoming a "value bank" aims to enhance retail banking and achieve balanced development across its four major business segments [15][16].

民航局清算中心相关负责人表示，清算中心成立20年来始终坚守"服务民航、创新发展"的理念，深入贯彻落实民航局党组决策部署，致力于服务行业高质量 发展，希望此次座谈会能够进一步促进交流、凝聚共识，广泛听取各方意见，共同推动民航统一清算平台融资业务优化创新，更好助力民航行业健康发展。 招商银行相关负责人表示，招商银行自立行起始终坚持"因您而变"的服务理念，科技创新的战略方针，稳健审慎的经营理念，在服务社会民生、服务实体经 济、服务国家战略的过程中探索发展之路。此次联合清算中心推出民航产业金融一揽子解决方案，是金融行业与民航产业链深度融合、践行"服务实体经 济"使命的创新举措。 6月6日，民航局清算中心与招商银行在京成功联合召开民航统一清算平台融资业务推进座谈会，共同研讨交流民航供应链融资创新实践，探讨民航业未来融 资业务发展新理念、新方向、新路径。51家境内客货运航空公司代表出席本次会议，民航局财务司派人到会。 会上，招商银行与民航局清算中心联合推出民航行业供应链金融解决方案——"航融易"，并就"航融易"体系下针对机场服务费支付场景的"航司贷"标准化流 程进行了详细解读。此举旨在通过招商银行自身特色优势和深耕民航业 ...

Core Viewpoint - The launch of the "China Merchants Bank Mastercard Debit Card" marks a significant advancement in cross-border payment solutions, allowing for direct RMB settlement both domestically and internationally, enhancing the payment experience for Chinese consumers [1][2]. Group 1: Product Features - The Mastercard Debit Card is the first card in China that supports RMB settlement for both domestic and international transactions, filling a gap in the cross-border payment market [2]. - The card allows users to make purchases abroad with transactions converted directly to RMB, eliminating the need for third-party currency conversion and improving fund utilization efficiency [2][3]. Group 2: User Benefits - The card offers multiple benefits for cross-border consumers, including no fees for the first three ATM withdrawals abroad each month, no foreign ATM inquiry fees, and no currency conversion fees [3]. - Additional incentives include a 5‰ exchange rate subsidy for overseas transactions and a 6.8% discount on tuition currency exchange for students, making it particularly attractive for families with students studying abroad [3]. Group 3: Market Context - The issuance of this card aligns with the ongoing internationalization of the RMB, as Mastercard received approval for overseas RMB clearing operations in 2023, prompting a swift response from China Merchants Bank to meet market demand [2]. - China Merchants Bank has over 200 million personal customers and total retail customer assets exceeding 15 trillion RMB, indicating a strong market presence and commitment to enhancing customer service and product offerings [4].

Core Viewpoint - China Merchants Bank has undergone significant personnel changes over the past year, including the recent approval of Xu Mingjie as vice president, which reflects the bank's strategic adjustments and leadership restructuring [1][2][3] Personnel Changes - Xu Mingjie has been approved as vice president of China Merchants Bank, effective from June 4, 2025, until the end of the twelfth board of directors [1][2] - Xu Mingjie has a long tenure at the bank, having joined in 1995 and held various senior positions, including assistant to the president and head of several departments [2][3] - The bank has seen multiple leadership changes, including the retirement of Wang Yungui and the appointment of new executives such as Zhong Desheng as chief risk officer [3] Financial Performance - In 2024, China Merchants Bank reported operating income of 337.49 billion yuan, a slight decrease of 0.48% year-on-year, while net profit increased by 1.22% to 148.39 billion yuan [5] - The bank's net interest income for 2024 was 211.28 billion yuan, down 1.58% year-on-year, while non-interest income rose by 1.41% to 126.21 billion yuan [6] - For Q1 2025, the bank's operating income was 83.75 billion yuan, a decline of 3.09% year-on-year, with net profit at 37.51 billion yuan, down 2.08% [6] Asset Quality - As of Q1 2025, China Merchants Bank's total assets reached 12.5 trillion yuan, a 3.1% increase from the previous year [8] - The non-performing loan (NPL) ratio stood at 0.94%, a slight decrease of 0.01 percentage points from the end of the previous year, indicating improved asset quality [8] - The bank's provision coverage ratio was 410.03%, maintaining a strong position within the industry despite a slight decline of 1.95 percentage points [8] Non-Interest Income - In Q1 2025, non-interest income decreased by 10.64% to 30.76 billion yuan, accounting for 36.72% of total operating income [7] - The bank's net fee and commission income showed signs of recovery, with a decline of only 2.51% in Q1 2025 compared to a 14.28% drop in 2024 [7] - Wealth management fees increased by 10.45% to 6.78 billion yuan in Q1 2025, indicating a positive trend in this segment [7]

Core Viewpoint - The event "Science and Innovation in Central South, Financial Solutions" organized by China Merchants Bank in collaboration with Central South University Technology Park aims to enhance regional technological innovation and support the growth of enterprises through financial services [1][5]. Group 1: Financial Solutions for Innovation Enterprises - China Merchants Bank introduced a tailored financial service plan named "Industry + Technology" specifically designed for innovation enterprises, focusing on their core needs in five key areas: bank financing, capital connection, financial management, cross-border development, and talent retention [3][4]. - The bank launched the "Innovation Talent Loan" product to address the common challenges of light assets and financing difficulties faced by innovation enterprises, providing a convenient online application and credit-based financing channel [4]. Group 2: Ecosystem Development and Collaboration - The event represents a strategic collaboration between China Merchants Bank and Central South University Technology Park, aiming to deliver advanced financial products and professional services to technology innovation entities, thereby addressing financial and legal challenges faced by enterprises [5]. - China Merchants Bank is committed to creating a comprehensive service system that integrates "Investment, Business, Private Research" to promote a virtuous cycle of "Technology-Industry-Finance" and enhance the regional innovation ecosystem [7].

Group 1 - The core point of the article is the appointment of Zhu Jiangtao as the new president of China Merchants Securities, which is expected to enhance the company's resource integration and risk management capabilities [2][3] - Zhu Jiangtao has a strong background in banking, having served in various risk management roles at China Merchants Bank for nearly 30 years before transitioning to the securities industry [4][5] - The leadership change aims to minimize the impact of management turnover following the retirement of the previous president, Wu Zongmin [3][6] Group 2 - Zhu Jiangtao's extensive experience includes roles such as Chief Risk Officer and Vice President at China Merchants Bank, indicating a solid foundation in risk management [4][5] - The new executive team at China Merchants Securities consists of one president and five vice presidents, with specific responsibilities for compliance, risk management, and investment business [6][8] - The company's financial performance shows a recovery in the first quarter of 2025, with a 9.64% increase in revenue and a 6.97% rise in net profit compared to the previous year [9][10] Group 3 - The significant growth in net commission income by 47.66% in the first quarter of 2025 is attributed to increased brokerage activity, while investment income turned positive, reaching 3.31 billion yuan [10][11] - The overall market environment has improved, with a notable increase in trading volumes and investor confidence, contributing to the recovery of the brokerage industry [10][11]

Core Viewpoint - The appointment of Xu Mingjie as the Vice President of China Merchants Bank has been approved by the National Financial Regulatory Administration, marking a significant leadership change within the bank [2][3]. Group 1: Leadership Changes - Xu Mingjie, born in September 1968, has nearly 30 years of experience at China Merchants Bank, having held various key positions in corporate finance, investment banking, credit execution, and risk management [3]. - Xu was appointed as the Vice President of China Merchants Bank following the approval of his qualifications by regulatory authorities, officially taking on the role after serving as an assistant to the president and the head of the Beijing branch [3][5]. - The bank's executive structure now consists of one president and five vice presidents, with Xu Mingjie joining the ranks alongside other vice presidents including Wang Xiaoqing, Wang Ying, Peng Jiawen, and Lei Caihua [5]. Group 2: Financial Performance - As of the end of Q1 2024, China Merchants Bank reported a revenue of 83.751 billion yuan, a year-on-year decrease of 3.09%, and a net profit attributable to shareholders of 37.286 billion yuan, down 2.08% year-on-year [5]. - The bank's net interest income was 52.996 billion yuan, reflecting a year-on-year increase of 1.92%, while non-interest income was 30.755 billion yuan, showing a decline of 10.64% year-on-year [5]. - The non-performing loan balance stood at 66.743 billion yuan, an increase of 1.133 billion yuan from the previous year, with a non-performing loan ratio of 0.94%, a slight decrease of 0.01 percentage points [6].

A 股简称：招商银行 A 股代码：600036 公告编号：2025-030 招商银行股份有限公司董事会 2025 年 6 月 6 日 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者 重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 招商银行股份有限公司（简称本公司或招商银行）收到《国家金融 监督管理总局关于徐明杰招商银行副行长任职资格的批复》（金复〔2025〕 336号）。根据上述批复，徐明杰先生招商银行副行长的任职资格已获得 核准。 徐明杰先生担任本公司副行长的任期自核准日2025年6月4日起生 效，至本公司第十二届董事会届满之日止。徐明杰先生的简历及相关信 息请参阅本公司刊登在上海证券交易所网站（www.sse.com.cn）和本公 司网站（www.cmbchina.com）的2024年度报告。 特此公告。 招商银行股份有限公司 关于副行长任职资格核准的公告 ...

Group 1 - The core point of the article is the recent appointment of Zhu Jiangtao, former Vice President of China Merchants Bank, as the new President of China Merchants Securities, following the retirement of the previous president Wu Zongmin [1][5] - Zhu Jiangtao has a significant background in risk management and has held various senior positions within China Merchants Bank, indicating a strong foundation for his new role [1][3] - The historical connection between China Merchants Bank and China Merchants Securities is highlighted, as both institutions share a common origin and have had multiple executive exchanges over the years [2][4] Group 2 - The article notes that the leadership structure of China Merchants Bank is undergoing adjustments, with a focus on the "one president and five vice presidents" model, and several middle management changes are also taking place [6][7] - Recent changes in regional branches include new leadership appointments in key branches such as Shenzhen and Shanghai, while the Beijing branch has yet to see a change in leadership [9] - The financial performance of China Merchants Bank is mentioned, with a reported revenue of 83.751 billion yuan for Q1 2025, reflecting a year-on-year decrease of 3.09%, and a net profit of 37.513 billion yuan, down 2.08% year-on-year [9]