每经编辑｜张锦河 10月14日，中国银行发布关于调整积存金产品按金额购买起点的公告。将于2025年10月15日起调整积存金产品的购买条件，具体调整情况如下： 1.按金额购买积存金产品或创建积存定投计划时，最小购买金额由850元调整为950元，追加购买金额维持200元整数倍不变。已在执行中的定投计划不受影 响。 2.按克重购买积存金产品或创建积存定投计划时，最小购买克重维持为1克不变，追加克重维持为1克整数倍不变。 另据媒体报道，10月14日14点30分，记者发现，支付宝工商银行积存金目前不可开户，提示原因为系统维护暂不可开户。 此前10月11日，工商银行网站发布通告，为顺应市场形势变化，我行将对如意金积存业务"按金额"积存方式的最低投资额进行调整：自北京时间2025年10月 13日起，该行如意金积存业务最低投资额（即积存起点金额）由850元上调至1000元；按克数积存的积存起点仍为1克。 积存金是银行发行的黄金产品，目前只有工商银行积存金可以通过支付宝买入。产品相关通知显示，自2025年8月28日起，蚂蚁财富工银积存金客户通过主 动积存方式买入工银积存金可享受0手续费优惠，卖出交易手续费维持不变，为交易金额的 ...

10月14日，现货黄金先涨后跌，截至发稿跌破4100美元/盎司，现报4090美元/盎司。（第一财经记者 齐 琦） 积存金是银行发行的黄金产品，目前只有工商银行积存金可以通过支付宝买入，产品相关通知显示，自 2025年8月28日起，蚂蚁财富工银积存金客户通过主动积存方式买入工银积存金可享受0手续费优惠，卖 出交易手续费维持不变为交易金额的0.5%（单笔最低手续费为0.01元），优惠活动截止日期为2025年11 月8日。 10月14日下午14点30分，第一财经记者发现，支付宝工商银行积存金目前不可开户，提示原因为系统维 护暂不可开户。 ...

Core Insights - The Industrial and Commercial Bank of China (ICBC) has significantly increased its inclusive micro-enterprise loan balance, growing over 3.5 times since the beginning of the "14th Five-Year Plan," with the number of loan accounts quadrupling and nearly 35 million first-time borrowers added [1][2] Group 1: Loan Growth and Impact - As of the end of August this year, ICBC's inclusive micro-enterprise loans accounted for a significantly higher proportion of the bank's total loans [1] - The bank's inclusive loan interest rates remain reasonable, allowing for continued benefits to the real economy while maintaining stable asset quality [1] Group 2: Financial Product Development - ICBC is enhancing the adaptability of its financial products and services to meet the needs of micro-enterprises, focusing on short-term, small, frequent, and urgent financing needs [2] - The bank offers products like "Fast Business Loans," which are credit loans that do not require collateral, and "Online Loan Pass," which utilizes a nationwide collateral database for intelligent valuation [2] Group 3: Service Delivery and Ecosystem - ICBC emphasizes the importance of a comprehensive online and offline service network to efficiently reach micro-enterprises across various industries [2] - The bank aims to provide not only financing but also a range of services including account management, payroll, financial consulting, and market expansion to meet diverse needs [2] - Since October 2024, ICBC has been actively engaging with government agencies to enhance support for micro-enterprise financing through a coordinated work mechanism [2]

Core Points - The Industrial and Commercial Bank of China (ICBC) Shanghai Branch has transferred its principal debt rights and all rights under the guarantee contracts to CITIC Financial Asset Management Co., Ltd. Shanghai Branch through an asset transfer agreement [1] - CITIC Financial Asset Management Co., Ltd. Shanghai Branch is now the assignee of the debts and is requiring the debtors and guarantors to fulfill their payment obligations immediately [1] Summary by Sections - **Asset Transfer Agreement**: ICBC Shanghai Branch has signed an asset transfer agreement with CITIC Financial Asset Management Co., Ltd. Shanghai Branch, transferring its rights related to certain debtors and their guarantors [1] - **Notification to Debtors and Guarantors**: Both banks have jointly announced the transfer to inform all relevant parties, including debtors and guarantors, of their obligations under the contracts [1] - **Payment Obligations**: CITIC Financial Asset Management Co., Ltd. is demanding that the debtors and guarantors fulfill their payment obligations as per the main debt contracts and guarantee contracts from the date of the announcement [1]

2025年10月13日，中国工商银行（601398）股份有限公司在优质运营、创新突破、社会贡献等指标中表 现优异，入围《经济观察报》2024—2025年度受尊敬企业。根据经观中国上市公司综合价值评估体系， 净利润、总资产、员工薪酬连续三年实现正增长。 ...

格隆汇10月13日丨香港交易所信息显示，贝莱德在工商银行H股的持股比例于10月08日从4.96%升至 5.14%。 ...

近日，工商银行发布公告称，根据中国人民银行《黄金积存业务管理暂行办法》（银办发〔2018〕222号）相关规定，为顺应市场形势变化，该行将对如意 金积存业务"按金额"积存方式的最低投资额进行调整。现将有关事项通告如下： 自北京时间2025年10月13日起，工商银行如意金积存业务最低投资额（即积存起点金额）由850元上调至1000元；按克数积存的积存起点仍为1克。调整前已 设置成功的定期积存计划将继续执行，不受影响。设置自动展期的定期积存计划到期后，若原计划积存金额满足该行最新要求，则展期成功，否则展期失 败。修改定期积存计划需满足该行最新积存金额要求。 后续，工商银行将持续关注贵金属市场波动情况，适时对如意金积存业务最低投资额进行调整，具体调整情况将通过中国工商银行网站另行发布。 （工商银行） ...

Core Insights - The Hunan provincial government held a working meeting with the Industrial and Commercial Bank of China (ICBC) to discuss financial support for Hunan's high-quality development [1] Group 1: Strategic Cooperation - ICBC aims to deepen strategic cooperation with Hunan by focusing on the province's "three highs and four new" development blueprint [1] - The bank plans to enhance financial support in key areas such as advanced manufacturing, technological innovation, foreign trade, and rural revitalization [1] Group 2: Financial Support Initiatives - ICBC will provide financing support for critical sectors including "two heavies" and "two news" to stabilize employment, enterprises, markets, and expectations [1] - The bank's commitment is to deliver strong financial momentum for Hunan's high-quality development [1]

据国家金融监督管理总局网站消息，10月11日，国家金融监督管理总局官网披露3张罚单，多家银行、 机构及相关责任人因不同违规问题受到处罚。 | 序号 | 当事人名称 | 主要违法违规行为 | 行政处罚内容 对机构罚款1150万 | 作出决定 机关 | | --- | --- | --- | --- | --- | | | | | 元:对周杰终身禁止从 事银行业工作;对陈敬 东、杨大鹏、郑铁军、 余瑛给予警告并处10 | | | | 中国工商银行 | 贷款业务、保函业 务三查违规:超越 | 万元罚款,对谢娜给予 | 深圳金融 | | 1 | 深圳市分行及 | | 警告并处5万元罚款; | | | | | 授权办理业务;未 | | 监管局 | | | 相关责任人 | 执行实货实付 | 对方晓伟、傅兴、黄天 | | | | | | 德、彭晓璇、麦勇昌、 | | | | | | 杨多平、陶巍、张弛、 | | | | | | 罗予才、蔡毓磊、李峻 | | | | | | 宇、刘玲、冯光华给予 | | | | | | 警告。 | | 国家金融 监管总局网站截图 国家金融监督管理总局北京监管局对三家机构开出罚单。其中，因虚构 ...

Core Viewpoint - The Shenzhen branch of the Industrial and Commercial Bank of China (ICBC) has been fined 11.5 million yuan for multiple regulatory violations related to loan and guarantee business practices [1] Summary by Category Regulatory Actions - The Shenzhen Financial Regulatory Bureau has publicly announced the administrative penalties against ICBC's Shenzhen branch for violations including improper loan and guarantee business practices, exceeding authorized operations, and failure to execute actual loan disbursements [1] Financial Penalties - A total fine of 11.5 million yuan has been imposed on the Shenzhen branch of ICBC [1] - Specific penalties have been issued to responsible individuals, including a lifetime ban from the banking industry for Zhou Jie, and warnings and fines for other staff members ranging from 50,000 yuan to 100,000 yuan [1]