关于高级管理人员任职资格获核准的公告 本公司及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚假记载、误导性陈述或重大遗 漏。 登录新浪财经APP 搜索【信披】查看更多考评等级 证券代码：002142 证券简称：宁波银行 公告编号：2026-003 优先股代码：140001 优先股简称：宁行优01 宁波银行股份有限公司 特此公告。 宁波银行股份有限公司 董事会 2026年2月4日 近日，宁波银行股份有限公司（以下简称"公司"）收到《宁波金融监管局关于付文生宁波银行副行长任 职资格的批复》（甬金复〔2026〕22号），宁波金融监管局已核准付文生先生公司副行长的任职资格。 付文生先生的简历请参见公司2025年11月22日登载于巨潮资讯网（www.cninfo.com.cn）的《宁波银行 股份有限公司第八届董事会第十二次会议决议公告》（公告编号2025-044）。 ...

Investment Rating - The industry investment rating is "Buy" [2] Core Insights - The report provides a comprehensive analysis of 163 regional banks in Zhejiang Province, highlighting their asset and liability structures, profitability, and asset quality [6][20] - The asset growth rate for major city commercial banks in Zhejiang is 9.4%, which is lower than the 14.2% growth rate of listed city commercial banks, while major rural commercial banks show an asset growth rate of 8.0%, exceeding the 6.7% growth rate of listed rural commercial banks [6][25] - The report indicates that the loan-to-asset ratio for city commercial banks is projected to reach 55.5% in 2024, an increase of 95 basis points year-on-year, while rural commercial banks will see a decrease to 59.3%, down 19 basis points [31] - Profitability metrics show that the average Return on Assets (ROA) for city commercial banks in Zhejiang is 0.78%, slightly above the average of listed city commercial banks, while rural commercial banks have an average ROA of 0.82%, which is below the average of listed rural commercial banks [6][31] - The asset quality of regional banks in Zhejiang is reported to be better than that of listed banks, with non-performing loan ratios lower by 16 basis points for city commercial banks and 9 basis points for rural commercial banks compared to their listed counterparts [6][31] Summary by Sections Section 1: Economic Structure of Zhejiang Province - Zhejiang Province is focused on high-quality development and aims to become a model for common prosperity [13] - The province's GDP is heavily concentrated in cities like Hangzhou, Ningbo, and Wenzhou, with Hangzhou accounting for 24.3% of the total GDP in 2025 [15] Section 2: Overview of 163 Regional Banks - The report categorizes the banks into city commercial banks, rural banks, and others, with a total of 163 banks in the region [20] - The distribution of registered capital among these banks is relatively balanced, with 63 banks having over 500 million yuan in registered capital [22] Section 3: Asset and Liability Structure - The asset growth of major city and rural commercial banks has been declining since 2019, with city banks showing a growth rate of 9.4% in the first half of 2025 [25] - The liability structure indicates that customer deposits account for 77.5% of liabilities for city commercial banks, which is higher than the 66.2% for listed city banks [44] Section 4: Profitability and Asset Quality - The average ROE for city commercial banks in Zhejiang is 11.98%, slightly lower than the average of listed city banks [6][31] - The report highlights that the non-performing loan ratio for city commercial banks is lower than that of listed banks, indicating better asset quality [6][31]

2月3日，宁波银行（002142）发布公告，宁波金融监管局已核准付文生副行长的任职资格。 2月3日，宁波银行（002142）发布公告，宁波金融监管局已核准付文生副行长的任职资格。 ...

简历显示，付文生，男，1972年8月出生，硕士研究生学历，高级经济师，曾历任上海银行办公室秘 书、福民支行行长助理、副行长（主持工作）、静安支行行长，宁波银行上海分行副行长、北京分行行 长；2011年11月至2012年9月任宁波银行行长助理；2012年9月至2024年2月任宁波银行副行长；2024年1 月至今任宁波银行党委副书记。 北京商报讯（记者 孟凡霞 周义力）2月3日，宁波银行发布公告，近日，该行收到《宁波金融监管局关 于付文生宁波银行副行长任职资格的批复》，宁波金融监管局已核准付文生担任该行副行长的任职资 格。 ...

Macro Dynamics - The People's Bank of China (PBOC) Shanghai Headquarters emphasizes the need for reasonable growth in financing throughout the year, particularly in the first quarter, and balanced allocation of credit [2] - Beijing's financial system aims to enhance support for key areas such as expanding domestic demand, technological innovation, and small and micro enterprises, while also improving risk management and regulatory effectiveness [3] Financial Institutions - Ningbo Bank's vice president, Fu Wensheng, has received approval for his appointment from the Ningbo Financial Regulatory Bureau [6] Market Data - In January 2026, A-share new account openings reached 4.9158 million, a month-on-month increase of 89% and a year-on-year increase of 213% compared to January 2025 [5] - The Shenzhen Component Index rebounded over 2%, with more than 4,800 stocks in the market rising, while the Shanghai Composite Index and ChiNext Index also saw gains [8] - As of February 2, the total margin balance in the two markets decreased by 5.93 billion yuan [11] Company Dynamics - *ST Hengji received a court ruling for a performance compensation payment of 175 million yuan [12] - Beijing's first land auction of 2026 raised 8.56 billion yuan, with ByteDance acquiring a commercial financial service land in Haidian for 2.8 billion yuan [13] - Hongfu Han signed a contract worth 480 million yuan with Guangdong Quanxiang for the supply of robots and related products, which is expected to significantly impact the company's future performance [14] - Ningde Times has repurchased 15.9908 million A-shares for a total amount of 4.386 billion yuan as of January 31, 2026 [17] - Kweichow Moutai has repurchased 416,900 shares for a total payment of 571 million yuan as of the end of January 2026 [18]

Group 1 - In January 2026, over 600 A-share listed companies were surveyed by institutions, indicating a high level of interest in investment opportunities in the A-share market [1][3] - The sectors that attracted the most attention included electronics, machinery, pharmaceuticals, power equipment, and computers, with a notable increase in the banking sector's activity [1][8] - Jiemai Technology was the most frequently surveyed company, with over 10 surveys conducted in January, highlighting the interest from various types of institutions including public funds, private funds, and foreign capital [3][4] Group 2 - Ice Wheel Environment and Taihe New Materials also received significant attention, each with over 10 surveys, discussing their product developments and market strategies [4][5] - The banking sector saw a marked increase in survey activity, with institutions like Hu Nong Commercial Bank and Suzhou Bank outlining their credit strategies and growth plans for 2026 [7][9] - Hu Nong Commercial Bank emphasized a balanced approach to risk while setting aggressive credit targets, focusing on major projects and green transformation initiatives [9][10]

宁波银行股份有限公司董事会 证券代码：002142 证券简称：宁波银行 公告编号：2026-003 优先股代码：140001 优先股简称：宁行优01 2026 年 2 月 4 日 宁波银行股份有限公司 付文生先生的简历请参见公司 2025 年 11 月 22 日登载于巨潮 资讯网（www.cninfo.com.cn）的《宁波银行股份有限公司第八届董 事会第十二次会议决议公告》（公告编号 2025-044）。 特此公告。 关于高级管理人员任职资格获核准的公告 本公司及董事会全体成员保证信息披露内容的真实、准确和完整， 没有虚假记载、误导性陈述或重大遗漏。 近日，宁波银行股份有限公司（以下简称"公司"）收到《宁 波金融监管局关于付文生宁波银行副行长任职资格的批复》（甬金 复〔2026〕22 号），宁波金融监管局已核准付文生先生公司副行长 的任职资格。 ...

Market Overview - The city commercial bank sector experienced a decline of 0.59% on February 3, with Chongqing Bank leading the drop [1] - The Shanghai Composite Index closed at 4067.74, up by 1.29%, while the Shenzhen Component Index closed at 14127.1, up by 2.19% [1] Individual Bank Performance - Qingdao Bank closed at 5.37, with an increase of 2.09% and a trading volume of 1.09 million shares, totaling a transaction value of 583 million yuan [1] - Ningbo Bank closed at 30.70, up by 0.56%, with a trading volume of 352,900 shares and a transaction value of 1.079 billion yuan [1] - Chongqing Bank closed at 10.18, down by 1.83%, with a trading volume of 122,900 shares and a transaction value of 125 million yuan [2] - Chengdu Bank closed at 15.82, down by 1.62%, with a trading volume of 447,000 shares and a transaction value of 710 million yuan [2] Capital Flow Analysis - The city commercial bank sector saw a net inflow of 174 million yuan from institutional investors, while retail investors experienced a net outflow of 322 million yuan [2] - The main capital inflow and outflow for individual banks showed that Hangzhou Bank had a net inflow of 104.1 million yuan from institutional investors, while retail investors had a net outflow of 63.65 million yuan [3] - Chengdu Bank had a net inflow of 75.59 million yuan from institutional investors, with a net outflow of 66.56 million yuan from retail investors [3]

点击【樱桃大房子】关注并 2026年，绝对是一个财富分水岭！ 宁波银行官网发布《关于调整定存金产品定存利率的公告》，调整后的定存金产品定存利率分别为活期0%！ 图片截取自宁波银行官网 虽然此次宁波银行的调整是针对"定存金"这一投资产品，不是存款利率，但它如同一个清晰的信号： 0利率时代正由趋势走向现状。 每个人都需要为"零利率时代"的到来，提前做好准备。 当稳健型产品也开始褪去"保本"光环，当安全资产的收益逐渐趋近于零，未来已没有缓冲地带。 普通人面临的，将是一场悄无声息的财富蒸发： 你的存款可能在"安全"中缓慢缩水，你的养老金可能追不上物价的阶梯，你的保守理财选择会越来越窄。 我们要如何守住自己的财务防线？ 摆在普通人面前的第一道门槛就是：定存到期了怎么办？ 据国信证券估算，2026年到期的定期存款规模接近60万亿元，且主要到期时段集中在年初。 过去3年半，大家都在喊穷的时候，中国人却存下了过去20年内最多的钱，三年人均存款增加了4.4万RMB。 2025年人民币存款增加26.41万亿元。其中，现在老百姓存在银行里面的钱有162万亿元，对于任何一个经济体而言，这样的居民存款占比都太高了。 因此，1月中旬国家 ...

Core Viewpoint - The banking industry is focusing on supporting the real economy through strategic transformation and risk management, with several banks reporting improved performance for 2025, indicating a shift towards high-quality development [1][2][3]. Group 1: Performance of Listed Banks - Multiple A-share listed banks, including China Merchants Bank, CITIC Bank, and Industrial Bank, have reported significant increases in both operating income and net profit for 2025, demonstrating a recovery in profitability [2]. - CITIC Bank and Pudong Development Bank have both entered the "10 trillion yuan club," with total assets of 10.13 trillion yuan and 10.08 trillion yuan respectively, marking growth rates of 6.28% and 6.55% year-on-year [2]. - The overall trend for joint-stock banks in 2025 is characterized by stable growth, optimized structure, risk control, and improved efficiency, showcasing strong resilience against economic cycles [2]. Group 2: Strategic Focus on Real Economy - The banking sector is shifting from "scale expansion" to "high-quality development," emphasizing targeted support for key areas and weak links in the economy [3]. - Major state-owned banks have outlined systematic plans to enhance their service to the real economy, aligning their strategies with national priorities and focusing on specific sectors such as agriculture and global expansion [4]. Group 3: Digital Transformation and Innovation - Digital transformation is identified as a key support for enhancing the effectiveness of banks in serving the real economy, with banks like Bank of Communications and Postal Savings Bank implementing AI and other digital strategies [5]. - The banking industry is increasingly focusing on technology finance, with significant growth in loans to technology enterprises, such as a 23.44% increase in technology finance loans at Hangzhou Bank [6][7]. Group 4: Support for Key Sectors - Banks are concentrating their resources on critical areas such as expanding domestic demand, technological innovation, and green development, with a focus on providing tailored financial solutions for small and micro enterprises [6][7]. - The emphasis on regional development and industrial upgrades is evident, with banks enhancing their service layouts to support local economies and specific industries, such as manufacturing [7]. Group 5: Future Outlook - The banking industry is expected to continue optimizing financial resource allocation and enhancing support for key sectors, while also deepening financial innovation and improving service precision [8]. - Collaboration among different types of banks is crucial for effectively serving the real economy, with large state-owned banks leading the way and smaller banks focusing on local needs [8].