Core Viewpoint - The company plans to expand its smart elderly care scenarios through technological innovation and collaboration [1] Group 1: Company Strategy - The company aims to enhance service quality and reduce management costs by utilizing intelligent devices focused on elderly care service applications [1]

Group 1: Company Overview and Business Model - The company adopts a "medical care, health education, and research" integrated model for its health and wellness business, focusing on standardization and replicable light asset management [2] - Current operational projects include Shanghai Fengxian Jinhai Yuxin Nursing Home, Jiangsu Suqian Yuxin Sihong Health Center, and Zhejiang Wenzhou Longgang Medical and Health Education Research Demonstration Park [2][3] Group 2: Operational Capacity and Performance - The Shanghai Fengxian Jinhai Yuxin Nursing Home has approximately 310 approved beds, while the Jiangsu Suqian Yuxin Sihong Health Center has 220 beds, and the Zhejiang Wenzhou Longgang facility has 610 beds (350 for elderly care and 260 for nursing) [3] - The occupancy rate of the Shanghai Fengxian Jinhai Yuxin Nursing Home has reached over 95% since its operation began in October 2021, while the Zhejiang facility has achieved over 60% occupancy after one and a half years of operation [4] Group 3: Pricing Structure - The pricing for nursing institutions includes bed fees, nursing fees, meal fees, and value-added service fees, with the average monthly cost in Shanghai ranging from 4,000 to 8,000 RMB [5] Group 4: Technological Innovations - In April 2025, the company established a strategic partnership with Jinshi Robotics and Shanghai University to develop smart rehabilitation robots and enhance digital and intelligent services in elderly care [6] - The company is currently in the technology research and development phase, focusing on integrating smart technology into elderly care services [7] Group 5: Impact of Smart Technology - The introduction of smart devices aims to enhance service quality and reduce management costs in elderly care settings [8]

Core Viewpoint - The city of Xianyang is advancing its elderly care services through the integration of smart technology and community-based support, aiming to transform traditional elderly care into a more enjoyable experience for seniors [1][4]. Group 1: Smart Elderly Care Initiatives - The establishment of the first "one-stop" elderly product display and experience center in Xianyang showcases various smart elderly care devices, enhancing the quality of home care for seniors [3]. - The "Huiyang Bangban" platform in Binzhou integrates local resources to provide on-demand services for elderly residents, ensuring a rapid response to their needs [5][6]. - Xianyang has built a comprehensive elderly care service network, including 46 care institutions, 205 community day care centers, and 850 rural mutual aid happiness homes, to support local elderly populations [6][7]. Group 2: Community Engagement and Support - The city promotes community-based elderly care by embedding medical services within neighborhoods, allowing for close and personalized care for seniors [6][7]. - The establishment of the first rural public canteen in Xianyang provides free meals for seniors, demonstrating community involvement and support for the elderly [7]. Group 3: Economic Development and Industry Integration - Xianyang is fostering the silver economy by establishing a collaborative platform involving government, enterprises, and educational institutions to enhance the elderly care industry [8]. - The city is actively promoting the development of local elderly care brands and has supported the establishment of 26 three-star or higher elderly care institutions [8][10]. - The "Silver Age Action" initiative encourages the active participation of seniors in community service, creating a positive interaction between the elderly's contributions and their care needs [9].

Group 1: Smart Community Development - The implementation of smart community construction in Longguang Jiulong Bay has significantly improved residents' safety and convenience through the use of technologies such as 5G, IoT, AI, big data, and cloud computing [1][2] - The community has deployed AI monitoring devices to address the issue of high-altitude objects being thrown, enhancing safety measures for residents [1] - A smart management platform has been established, integrating various functions such as repair management and access control, which has streamlined residents' requests and improved communication [2] Group 2: Smart Elderly Care - The establishment of the Jinchen Elderly Care Center in Jinan aims to meet the growing demand for elderly services, featuring 1,300 beds and a smart elderly care system [3][4] - The center includes safety features such as a pull cord alarm system and fall detection radar, which enhance the safety and health monitoring of residents [4] - Over 20 elderly care institutions in Lixia District have implemented smart elderly care systems, creating electronic health records for over 30,000 elderly residents [5] Group 3: AI in Healthcare - The integration of AI in healthcare at Ningbo University First Hospital has improved patient experience, reducing average visit times from 49 minutes to 28 minutes [6][7] - AI tools assist in pre-visit assessments and prescription audits, enhancing the efficiency of medical services [6] - The hospital has developed a comprehensive AI+medical ecosystem, utilizing deep learning models to optimize patient care and management [6][7] Group 4: Smart Waste Management - The introduction of smart waste sorting systems in Shenzhen has improved the efficiency of waste disposal and recycling, with over 600 smart recycling bins installed [8][9] - The system uses AI to assess the purity of waste and rewards residents for proper disposal, significantly increasing the accuracy of waste sorting from 60% to 90% [9] - Shenzhen's waste management initiatives have led to a daily separation of nearly 700 tons of kitchen waste, with a year-on-year increase of 40.17% in collection volume [9]

研究背景 截至2024年底，我国60岁及以上人口已达3.1亿，占总人口22.0%，预计2035年前后会有4亿老人，占比30%以上。随着人口老龄化加速，传统养老模式面临严峻挑 战。与此同时，科技革命为养老产业带来新机遇，智慧养老作为融合人工智能、物联网、大数据等技术的新兴产业，正成为应对老龄化挑战的重要解决方案。 党中央、国务院高度重视智慧养老发展，《"十四五"国家老龄事业发展和养老服务体系规划》明确提出"推动智慧健康养老产业发展"，将"发展银发经济"作为应对老 龄化的重要抓手。智慧养老通过"技术+服务"双轮驱动，不仅能满足老年人多层次需求，也为银发经济发展开辟新路径。在此背景下，系统梳理智慧养老产业生态、 研判技术应用趋势、挖掘创新商业模式，不仅是回应社会需求的现实选择，更是推动产业从"野蛮生长"向"高质量发展"转型的关键支撑。 征集 目的 艾瑞研究院规划于2025年发布《中国智慧养老行业研究报告》，梳理行业发展脉络，点明行业发展趋势，激发市场活力，提振行业信心。报告将展示行业优质厂商 成功实践案例，将为行业从业者、投资者和研究者等各类主体提供参考与借鉴。 在此背景下，艾瑞咨询研究院正式开启智慧养老产业厂商征 ...

Core Viewpoint - The article emphasizes the importance of early retirement planning for young people, advocating for a systematic and diversified approach to pension investment through a "four-step method" [1][2]. Group 1: Trends in Retirement Investment - Young individuals are moving away from traditional retirement frameworks and are increasingly embracing smart retirement and diversified protection models [1]. - The expansion of personal pension funds is likely to make them a preferred choice for young people's retirement investments, offering tax advantages, low fees, and a closed mechanism that aligns with long-term financial goals [2]. Group 2: Four-Step Method for Asset Allocation - The first step involves calculating the required retirement savings, estimating that retirees will need 70% of their pre-retirement income, adjusted for a 3% annual inflation rate [3]. - The second step focuses on determining the risk tolerance to establish the investment ratio between equities and fixed income [4]. - The third step is about selecting specific investment vehicles, including personal pension funds, regular funds, REITs, gold ETFs, and short-term bond funds [4]. - The fourth step emphasizes the importance of regular portfolio adjustments, recommending that individuals review their investment ratios annually and aim to increase pension contributions to over 8% of their salary before age 30 [4]. Group 3: Integration of Advisory Services - The article suggests that combining investment advisory services with retirement planning can provide young investors with new options, allowing for a dual-track approach that balances locked-in investments with flexible adjustments [4].

会场 文军教授在作主旨演讲 上半场：直击数智治理核心矛盾，探索破局之道 本次年会分上下上半场进行。上半场由江苏省社科院二级研究员张卫主持，三位学界大咖发表精彩主旨演讲。长江学者、华东师范大学社会发展学院院长 文军教授以"赋能还是减负——社区治理中的数字负担及其应对"为题，直击当前社区治理的核心矛盾。他指出，数字技术在为社区治理提质增效的同时， 也会因电子科层制、数字形式主义、数字悬浮等问题，而导致"数字治理的效率悖论"。文军结合在上海等地的调研案例，提出解决之道是采取系统治理理 念，综合考虑数字技术与基层组织社区治理者，以及社区居民之间的相互关系，将四者的平衡纳入社区数字治理体系的优化路径。 东南大学人文学院特聘教授陈友华，则聚焦"收缩背景下的社区治理弹性彰显——从社会组织困境看福利配适与治理边界"主题，陈友华提出在财政收入下 降，政府的福利支出与购买服务预算被压缩的情况下，社会组织需从依赖政府购买转向多元服务模式，开展必需项辅助服务与市场化服务，减少对单一政 府资金的依赖。 南京信息工程大学二级教授丁宏的发言，结合人工智能在交通疏导、应急管理、便民服务等场景的应用实践，以杭州的"城市大脑"实践为例，认为人工 ...

Core Viewpoint - The recognition of "elderly service specialists" as a new profession reflects the growing demand in an aging society and signals a significant transformation in China's silver economy [1][2]. Group 1: Definition and Role of Elderly Service Specialists - Elderly service specialists are defined as professionals engaged in comprehensive needs assessment, plan formulation and implementation, care technique training, quality evaluation, and service consultation in elderly care [1]. - This profession requires a combination of skills, including aging-friendly modifications, smart device operation, and rehabilitation tool adaptation, distinguishing it from traditional elderly caregivers [2]. Group 2: Economic Implications - The professional capabilities of elderly service specialists can bridge the gap between the demand and effective supply of elderly care services, addressing challenges posed by an aging population [2]. - The establishment of a qualification system for elderly service specialists is underway, aiming to create a quantifiable professional value and a predictable career development path, which could lead to a shift from labor-intensive to technology-intensive services in the silver economy [2]. Group 3: Policy and Support Measures - Multiple dimensions will be explored to integrate elderly service specialists into existing policy frameworks, ensuring that funding flows effectively from demand to talent supply [3]. - Regions that meet the standards for elderly service specialist deployment and performance evaluation will receive additional rewards on top of central subsidies, promoting the enhancement of community elderly care services [3]. - The training for elderly service specialists will be aligned with existing national standards for elderly caregivers, focusing on skills related to aging-friendly modifications and smart device operations to meet current demands [3].

Group 1 - The 2025 Shenzhen International Smart Elderly Care Industry Expo and the first "Industrial Bank Cup" Shenzhen Health Robot Competition opened on September 12, focusing on "Technology Empowerment, Stimulating New Momentum for the Silver Economy" [1] - The expo features seven themed exhibition areas covering smart home, intelligent service robots, rehabilitation aids, and smart healthcare, showcasing how technology is reshaping the quality of life for the elderly [1] - The event is guided by the Shenzhen Municipal Bureau of Elderly Cadres and the Shenzhen Civil Affairs Bureau, co-hosted by the Shenzhen Elderly Service Development Promotion Association and the organizing committee of the Shenzhen International Smart Elderly Care Industry Expo, with Industrial Bank Shenzhen Branch as the exclusive title sponsor [1] Group 2 - Industrial Bank has been a pioneer in the domestic elderly finance sector for over a decade, launching the "Anyu Life" comprehensive service plan in 2012 and continuously enhancing its financial product system for the elderly care industry [2] - As of June 2025, Industrial Bank has supported various key projects in elderly facility construction and care services, opened over 7.21 million personal pension accounts, and served more than 28 million clients aged 50 and above [2]

Core Insights - The third Xi'an International Elderly Care Industry Expo will be held from September 19 to 21, featuring over 500 domestic and international companies in a 32,000 square meter exhibition area [1] - The expo will include 15 high-level industry conferences and thematic activities focusing on topics such as silver economy development, integrated medical and elderly care practices, and smart elderly care innovations [1] Group 1: Exhibition Highlights - The "Smart Elderly Care Zone" will showcase innovative technologies addressing the pain points of elderly living, including health monitoring and AI management [2] - A standout product is the intelligent companion robot capable of health diagnostics and emotional interaction, addressing various elderly care needs [3] - The AI holographic health bed integrates multiple technologies to enhance sleep quality and monitor vital signs, allowing elderly individuals to enjoy health management while resting [4] Group 2: Product Innovations - Smart glasses designed for the elderly will address vision and hearing challenges, featuring dual-focus lenses and integrated communication functions [5] - A variety of rehabilitation toys aimed at enhancing cognitive and motor skills for the elderly will be presented, including games that promote hand-eye coordination and mental engagement [6] Group 3: Elderly Care Institutions - Nearly 100 star-rated elderly care institutions will participate, providing families with a guide to selecting suitable care options, including community day care centers and high-end nursing homes [7] - Institutions will offer one-on-one consultations and exclusive discounts for attendees, enhancing the appeal of the expo for families seeking care solutions [7] Group 4: Welfare and Benefits - The expo will distribute 30,000 copies of the "Shaanxi Province Elderly Culture Series" books to attendees, covering various aspects of elderly care and health management [8] - Attendees can participate in a lottery with prizes up to 500,000 yuan, encouraging pre-registration and engagement [9] Group 5: Transportation and Attendance - The organizing committee has optimized transportation options for attendees, including free parking and shuttle services from public transport stations [10] - Online pre-registration has surpassed 20,000, with expectations of over 50,000 visitors during the expo [11]