来源：中国新闻网 编辑：徐世明 广告等商务合作，请点击这里 本文为转载内容，授权事宜请联系原著作权人 【滔滔两岸潮】从"碧潭少年"到"天津姑爷"：台青井然的十六载"银发"创业路 台湾青年井然自2009年留美毕业后赴大陆发展，深耕养老行业十六载，将台湾精细化服务经验与大陆互 联网技术深度融合，在天津成家立业，成为两岸融合发展的生动缩影。 2009年，井然以一场跨越大陆沿海各省的背包旅行为毕业礼，昆明翠湖公园中老年群体自发旅居的景 象，让他萌生为老龄化社会贡献力量的初心。创业途中，伙伴的支持让他渡过诸多难关。近年来，他带 领团队打造智慧养老平台，承接云南楚雄公建民营养老项目，以"两岸优势互补"模式提升养老服务质 量，成为行业标杆。 从新北碧潭河畔成长的少年，到天津海河之畔的"姑爷"，井然在事业上收获了合作十年、如同"知心大 姐"的院长等同事的鼎力支持；在生活中，天津家庭的包容与关爱，让他感受到浓厚的烟火气与坚实的 后盾。如今身为天津台企协青年工委会主委的他，积极呼吁更多台湾青年来天津考察交流，在两岸融合 发展的浪潮中施展才华、实现梦想。 冯宏杰 孙玲玲 天津报道 中新经纬版权所有，未经书面授权，任何单位及个人不得 ...

当前，智慧养老已成为应对人口老龄化的重要解决方案之一。年初至今，大连市、杭州市、广州市、北 京市、重庆市、上海市、西安市等多地均已加码布局智慧养老，赋能银发经济高质量发展。 2024年1月份，国务院办公厅发布的《关于发展银发经济增进老年人福祉的意见》提出，推进新一代信 息技术以及移动终端、可穿戴设备、服务机器人等智能设备在居家、社区、机构等养老场景集成应用。 受政策驱动，智慧养老产品与服务供给日益丰富。中国商业经济学会副会长宋向清向《证券日报》记者 表示，当前，智能轮椅、可穿戴设备、家用健康监测设备、中医体质辨识设备、养老机器人等不少产品 的科技含量较高，为老年人带来了更有品质、更有温度的生活体验。其中，养老机器人正加快走进现实 生活，为完善发展养老事业开拓了新思路。 值得关注的是，养老服务领域长期存在的供需错配问题，为智慧养老产品与服务从"试水"走向"普及"提 供了广阔的市场空间。 朱华雷分析称，智慧养老平台不是简单的数据平台，而是重新定义养老产业的基础设施，作为串联各方 资源、打通服务壁垒的核心枢纽，其正推动养老服务向数字化、精细化、普惠化发展。 业内人士普遍认为，当前，各地智慧养老平台正经历从量变到质变 ...

Core Insights - Agricultural Bank of China (ABC) Shanghai Branch is pioneering in the elderly finance sector, establishing various innovative financial products and services to meet the needs of the aging population [1][7] Group 1: Innovations in Elderly Finance - ABC Shanghai Branch has launched specialized loan products, such as the "Elderly Batch Loan," to address financing challenges faced by elderly care institutions, with a single credit limit of up to 10 million yuan [2][3] - The bank has successfully provided a total of 25 million yuan in working capital loans to a corporate group and its affiliated care stations, demonstrating its commitment to supporting the elderly care industry [3] - The establishment of the "Elderly Finance Center" and the "Elderly Finance Innovation Laboratory" reflects the bank's focus on integrating academic research with practical applications in elderly finance [7] Group 2: Service Models and Digital Solutions - ABC Shanghai Branch has developed a comprehensive digital management platform for elderly care institutions, enhancing operational efficiency and service quality through features like online signing and elder assessments [5] - The bank has created several industry-first models, including the first online smart elderly care ecosystem and the first community bank focused on elderly finance, setting benchmarks for the industry [5][6] - The bank's initiatives have led to a significant increase in its elderly finance service metrics, with over 10 billion yuan in elderly industry loans and more than 300 billion yuan in occupational pension custody [7]

Investment Rating - The report does not explicitly state an investment rating for the smart elderly care industry Core Insights - The smart elderly care industry in China is rapidly evolving through technological integration and innovative models to address the challenges posed by an aging population, which is expected to reach 30% by 2050, significantly higher than the global average [5][18] - The industry is focusing on creating a comprehensive health management ecosystem that covers the entire life cycle of elderly care, showcasing significant breakthroughs from technology application to system construction [5] Summary by Sections Overview of the Smart Elderly Care Industry - The aging population in China is accelerating, with the proportion of individuals aged 65 and above expected to reach 30% by 2050, indicating a severe challenge for social and economic development [18][20] - The report highlights the structural challenges in the current elderly care service supply system, including insufficient total supply, uneven resource distribution, and a shortage of professional caregivers [6] Demand Environment - The acceptance of smart products among the elderly is steadily increasing, with 43.08% of users spending 1-3 hours daily using these products [6][39] - The demand for personalized leisure and entertainment services is significantly higher among elderly individuals living with family compared to those living alone, indicating a strong expectation for functionality in multi-generational households [6] Supply Situation - Smart elderly care products are evolving from single-function devices to comprehensive solutions, with wearable devices forming a health management loop covering prevention, diagnosis, and rehabilitation [7] - The report emphasizes the need for a smart transformation in elderly care services to enhance sustainability and meet the growing demand [6] Policy Environment - The report outlines a systematic approach to policy development in the smart elderly care sector, emphasizing the integration of technology and the enhancement of service quality to improve the well-being of the elderly [33] Economic Environment - Investment strategies in the elderly care sector are shifting from quantity to quality, focusing on high-quality projects in areas such as artificial intelligence, robotics, and digital platforms [35] - The report notes significant investment activity in the elderly care robot sector, with a notable increase in funding for companies developing companion and rehabilitation robots [37] Technological Environment - The health IoT is driving the development of automated and intelligent health services, with technologies such as blockchain enhancing data security and sharing [45][47] - The integration of various technologies is crucial for creating a seamless health management ecosystem that meets the needs of the elderly [47] Industry Chain Analysis - The smart elderly care industry chain consists of upstream technology support, midstream product and service integration, and downstream application scenarios, forming a collaborative ecosystem [51][53] - The report highlights the importance of integrating resources from various sectors to create a comprehensive elderly care solution that includes home care, community support, and institutional care [52]

Core Insights - The Neusoft Group, represented by its founder Liu Jiren, signed a cooperation agreement at the 2025 World Skills Organization General Assembly in Croatia, emphasizing its commitment to bridging skill gaps globally and enhancing education technology [1][2] Group 1: Company Initiatives - Neusoft Group aims to fulfill its social responsibility by integrating education, healthcare, and elderly care, focusing on cultivating high-skilled talents for the digital future [1] - The company has invested in establishing three universities to lead in digital talent education services, aligning its industrial layout with societal needs [1] - Neusoft's initiatives include developing a "smart healthcare" platform and urban cloud hospitals to support the integrated development of education, healthcare, and elderly care industries [1] Group 2: Industry Engagement - Liu Jiren highlighted the importance of integrating vocational education with industry needs, advocating for companies to participate actively in talent cultivation [2] - Neusoft has contributed to the successful hosting of international and domestic large-scale events, showcasing its capabilities in international skills competitions and technical services [2] - The signed agreement with the World Skills Organization aims to promote vocational skill standards innovation and deepen talent cultivation globally, leveraging Neusoft's expertise in software innovation, artificial intelligence, and big data for the 2026 World Skills Competition in Shanghai [2]

Core Insights - The rapid development of artificial intelligence (AI) is significantly impacting the silver economy, with a focus on the interaction between silver economy and silver technology, creating opportunities for China to lead in "AI+" for elder care [1] - The elderly population in China is increasingly adapting to digital life, with 60.7% of seniors spending over 3 hours online daily, engaging in activities such as online shopping and mobile payments [1] Policy and Development - The development of smart elder care in China has accelerated due to supportive policies, including the "Smart Health Elderly Care Application Pilot Demonstration Project" initiated in 2017, and the "Smart Health Elderly Care Industry Development Action Plan (2021-2025)" issued in 2021 [2] - By 2025, significant enhancements in technological support for the smart health elderly care industry are expected, with initiatives like the pairing of intelligent elder care service robots for practical applications [2] Challenges - There are several challenges in integrating smart technology into the silver economy, including outdated perceptions of elder care as a labor-intensive industry and the existing digital divide, which limits the understanding of technology's effectiveness in elder services [3] - The market for elder care technology is fragmented, with few companies focusing on R&D tailored to the elderly's physiological and lifestyle needs, leading to limited product variety and high costs [3] - The age and technical skills of elder care workers also restrict the adoption of technological products in the sector [3] Regional Disparities - There are regional differences in consumption attitudes and technology acceptance among the elderly, largely due to variations in digital infrastructure and policy support, with most smart elder care applications concentrated in economically developed eastern coastal areas [4] - The mismatch between smart technology and elder care needs can increase operational costs for care institutions, potentially raising barriers for seniors to access services [4] Strategic Recommendations - To promote the deep integration of silver technology and industry innovation, it is essential to shift policy paradigms towards market-oriented approaches, supported by application scenarios and broad social participation [4] - Strengthening international collaboration and fostering competitive tech-driven silver enterprises will be crucial for maintaining a leading position in product development and industrialization [4] - Enhancing the digital governance ecosystem is necessary to create a favorable environment for the silver economy, focusing on personalized and scenario-based consumption [5]

Core Viewpoint - The "Artificial Intelligence+" initiative represents a significant leap from "Internet+" by focusing on the application and creation of knowledge, aiming to advance the intelligent transformation of the economy and society, marking a new phase in the development of the intelligent economy and society in China [1] Group 1: Development Stage of Artificial Intelligence - Artificial intelligence has entered a new development stage that requires a more systematic perspective, involving upgrades across the entire technology system, including algorithms, data, and computing power [2] - The application of artificial intelligence has expanded beyond individual technologies to various sectors such as healthcare, education, finance, transportation, and industrial manufacturing, indicating a deep integration with the economy and society [2] Group 2: Action Areas and Directions - The document focuses on six major action areas: technology, industry, consumption, livelihood, governance, and global cooperation, proposing 17 specific directions for action [3] - Implementing these actions will help various sectors accurately grasp the central government's decisions and better address issues related to the application of artificial intelligence [3] Group 3: Economic and Social Benefits - The integration of technological and industrial innovation in artificial intelligence can promote the transformation and upgrading of traditional industries and open new avenues for strategic emerging industries, contributing significantly to new productive forces [4] - By 2030, artificial intelligence is expected to contribute over one trillion yuan to the global economy, becoming one of the most important growth drivers [4] Group 4: Enhancing Quality of Life - Artificial intelligence can create smarter work environments, improve educational efficiency through customized learning tools, and enhance the quality of life by developing intelligent applications in healthcare, elderly care, and smart home technologies [5][6] - Specific actions include "Artificial Intelligence + Livelihood Welfare" and "Artificial Intelligence + Quality Consumption," which are closely related to the daily lives of citizens [4] Group 5: Governance and Risk Management - Artificial intelligence can enhance government decision-making and public service precision, significantly improving social governance capabilities [6] - However, there are risks such as model hallucinations and misuse of models, necessitating the establishment of effective regulatory and safety systems [6][7] - Recommendations include accelerating technological breakthroughs, improving data quality, and enhancing the legal framework for artificial intelligence applications [7]

Core Viewpoint - The article discusses how Jining Health Industry Investment (Shandong) Co., Ltd. is addressing the challenges of the aging population in Shandong through a dual approach of "responsibility + innovation" in the silver economy sector [5][6]. Group 1: Company Strategy - Jining Health has been operating the Jinan Elderly Service Center since 2018, contributing to the transformation and upgrading of elderly care services in the city [5]. - The company emphasizes affordable elderly care, offering services at a lower cost compared to market rates, while maintaining high-quality care [5][6]. - The integration of "medical care, health, and elderly care" is a key strategy, ensuring that elderly individuals receive comprehensive services within the same facility [8]. Group 2: Service Innovation - The company has developed a smart elderly care platform that monitors health data in real-time, enhancing service efficiency and supporting precise care [6]. - Jining Health has adopted a "home-like" environment for elderly care, incorporating nostalgic elements to create a comfortable atmosphere for residents [7]. - The company offers a variety of educational and recreational programs for the elderly, addressing their desire for lifelong learning and engagement [7]. Group 3: Future Plans - Future plans include extending service standards from institutional care to home settings and developing age-friendly smart devices to enhance at-home care [9]. - The company aims to balance economic viability with social responsibility, ensuring dignified and quality elderly care for a broader population [9].

Core Viewpoint - The article highlights how Jinling Health Industry Investment (Shandong) Co., Ltd. is addressing the challenges of the aging population in Shandong by leveraging its strengths as a state-owned enterprise to innovate and provide quality elder care services [2][3]. Group 1: Company Strategy - Jinling Health has adopted a dual approach of "responsibility + innovation" to drive its operations in the silver economy, focusing on both public welfare and sustainable development [3]. - The company emphasizes affordable elder care, offering services at a significantly lower cost compared to market rates, while maintaining high-quality care through a "medical-care-nursing integration" model [3][4]. Group 2: Service Innovation - The company integrates standardized and refined engineering practices into elder care services, ensuring that all aspects of service adhere to national standards [4]. - Jinling Health has developed a smart elder care platform that monitors health data in real-time, enhancing service efficiency and supporting precise care [4]. Group 3: Comprehensive Service Offerings - Jinling Health has transitioned from traditional elder care to a more holistic "enjoying old age" approach, providing a full cycle of services that cater to diverse elder needs [5][6]. - The company has created a nostalgic and homely environment for dementia care, allowing seniors to engage in familiar activities, which helps maintain their dignity and slows disease progression [5]. Group 4: Medical Integration - The establishment of Jinling Hospital within the elder care center allows seniors to access medical services conveniently, ensuring that minor health issues can be addressed on-site [7]. - Collaborations with local hospitals and emergency services facilitate a seamless transition for seniors requiring more intensive medical care [7]. Group 5: Future Plans - Jinling Health is planning to extend its service standards from institutional care to home care settings and is developing age-friendly smart devices to enhance at-home care for seniors [8].