货币政策调整

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【环球财经】需求利好刺激 国际油价13日涨超2%
Xin Hua Cai Jing· 2025-05-13 23:24
截至当天收盘,纽约商品交易所6月交货的轻质原油期货价格上涨1.72美元,收于每桶63.67美元,涨幅 为2.78%;7月交货的伦敦布伦特原油期货价格上涨1.67美元,收于每桶66.63美元,涨幅为2.57%。 美国"重新投资"资本公司创始合伙人约翰·基尔达夫(John Kilduff)表示,石油市场在13日出现补涨, 同时当日早间公布的数据也给美联储提供了进行货币政策调整的空间。 新华财经纽约5月13日电(记者刘亚南) 由于市场需求利好刺激,国际油价13日进一步强势反弹。 瑞穗证券美国公司能源期货业务负责人罗伯特·约杰(Robert Yawger)说,共和党在国会中提出的预算 案建议留出13亿美元用于补充战略原油储备,以及特朗普呼吁伊朗达成核问题协议否则将面临极限施 压,也给油价上涨带来额外的助推。 另外,标普全球在12日晚些时候发布的调查数据显示,行业分析人士认为,上周美国商业原油库存环比 下降170万桶,汽油和蒸馏油库存预计分别下降160万桶和90万桶。 摩根大通集团分析师表示,尽管原油需求前景恶化,不能忽视燃油市场积极的信号,即目前成品油价格 和炼油利润率依然持稳。"欧美炼油能力的减少正在让汽柴油供应收 ...
新加坡华侨投资基金管理有限公司:美联储对降息仍然表现出谨慎的态度
Sou Hu Cai Jing· 2025-05-11 14:29
Core Viewpoint - The Federal Reserve officials express a cautious stance regarding the current economic situation, emphasizing the complexity of monetary policy amid global uncertainties and trade policy fluctuations [1][3][7]. Group 1: Economic Conditions - Federal Reserve Governor Adriana Kugler highlights that despite global uncertainties, the real economy remains healthy, allowing for more time to address inflation issues and stabilize inflation expectations [3]. - Atlanta Fed President Raphael Bostic supports maintaining interest rates due to rising economic risks from ongoing trade policy uncertainties, advocating for a wait-and-see approach for more economic data clarity [3][5]. - New York Fed President John Williams stresses the importance of managing inflation expectations within target ranges to ensure economic stability, indicating that the current environment is not suitable for preventive rate cuts [5]. Group 2: Inflation and Consumer Behavior - Richmond Fed President Tom Barkin warns that businesses cannot easily pass on tariff costs to consumers, as consumer purchasing power and tolerance have been significantly impacted by years of high inflation [5]. - The series of speeches from Fed officials reflects a deep concern for the economic landscape, balancing inflation control and economic growth as a delicate choice for future monetary policy [7]. - The Fed is likely to maintain a patient and flexible approach, adjusting policies based on future economic data and global economic conditions rather than rushing into drastic measures [7].
央行下调存款准备金率与利率,释放万亿流动性,推出结构性工具支持经济
Sou Hu Cai Jing· 2025-05-09 23:53
Group 1 - The People's Bank of China announced a package of financial policies aimed at providing more long-term liquidity and lower-cost funding to stabilize market expectations and strengthen financial support for the real economy [1] - The reserve requirement ratio was lowered by 0.5 percentage points, and the policy interest rate was reduced by 0.1 percentage points, with an expected release of approximately 1 trillion yuan in medium to long-term liquidity [1] - The 7-day reverse repurchase rate was decreased from 1.5% to 1.4%, and the Loan Prime Rate (LPR) is expected to decline by 0.1 percentage points [1] Group 2 - New structural monetary policy tools were introduced, including a 0.25 percentage point reduction in the rates for special structural tools and re-lending for agriculture and small enterprises [2] - A new 500 billion yuan re-lending facility for consumption and elderly care was established to guide banks in providing lower-cost credit to these sectors, along with an additional 300 billion yuan for supporting small enterprises and rural economies [2] - A total of 8 trillion yuan in unified policy tools was created to enhance capital market liquidity and stabilize market operations, responding to the need for more proactive macro policies [2]
降息、降准!刚刚,两大央行官宣!
Sou Hu Cai Jing· 2025-05-08 13:16
英国央行宣布降息,马来西亚央行宣布降准。 据央视新闻消息,当地时间5月8日,英国中央银行英格兰银行(简称"英国央行")宣布,将基准利率下 调25个基点,从4.5%降至4.25%。 货币政策委员会以5—2—2的票数通过利率决定(5名委员支持降息25个基点,2人支持降息50个基点,2 人主张利率不变)。 英国央行利率决议公布后,英镑兑美元短线走高逾80点;英国10年期国债收益率延续上涨势头,最新上 涨4.5个基点。 英国央行上调2025年经济增长预期,略微下调2026年预期,2027年预期保持不变。具体来看,英国央行 预测2025年GDP增长为1%,2月预测为0.75%;2026年为1.25%,2月预测为1.5%;2027年为1.5%,2月 预测为1.5%。 英国央行重申:"货币政策将需要在足够长的时间内继续保持限制性,直到通胀在中期可持续地回归2% 目标的风险进一步消散。"英国央行表示,贸易关税上调意味着全球增长前景减弱,但对英国经济增长 和通胀的拖累可能较小。 英国央行行长贝利表示,需要坚持"循序渐进、谨慎"的做法。过去几周显示,世界经济形势难以预测。 通胀方面,英国央行预计2025年第三季度通胀率将达到3. ...
中金:近期美元信用受损下 全球对美元资产的需求有所走弱 非美货币普遍升值
news flash· 2025-05-08 04:15
Core Viewpoint - Recent damage to USD credit has led to a weakened global demand for USD assets, with non-USD currencies generally appreciating, potentially prompting traders and financial investors to convert USD assets back to non-USD assets [1] Group 1 - The report from CICC indicates that if there is a significant trade surplus that needs to be settled in foreign exchange, the RMB exchange rate may continue to face a rapid appreciation trend [1] - To prevent excessive appreciation of the exchange rate, monetary policy may require further reductions in market interest rates [1]
个人住房公积金贷款利率,明起下调!
新华网财经· 2025-05-07 09:21
个人住房公积金贷款利率5月8日起下调 中国人民银行7日宣布,自5月8日起,下调个人住房公积金贷款利率0.25个百分点。 据悉,5年以下(含5年)和5年以上首套个人住房公积金贷款利率分别调整为2.1%和2.6%,5年以下 (含5年)和5年以上第二套个人住房公积金贷款利率分别调整为不低于2.525%和3.075%。 中国人民银行行长潘功胜当日在国新办新闻发布会上表示,个人住房公积金贷款利率调降后,预计 每年将节省居民公积金贷款利息支出超过200亿元,有利于支持居民家庭刚性住房需求,促进房地 产市场止跌企稳。 关注" 新华网财经 "视频号 更多财经资讯等你来看 往期推荐 于东来连发10文,邀请柴怼怼到胖东来深入考察!胖东来官网显示"已关 闭"→ 同日,中国人民银行还宣布,自5月15日起,下调金融机构存款准备金率0.5个百分点(不含已执行5% 存款准备金率的金融机构),下调汽车金融公司和金融租赁公司存款准备金率5个百分点。 潘功胜说,降低存款准备金率0.5个百分点,预计将向市场提供长期流动性约1万亿元,整体存款准备金 率平均水平将从原来的6.6%降低到6.2%。阶段性将汽车金融公司、金融租赁公司的存款准备金率从目 前 ...
这么大的利好,股市为何冲高回落?
Sou Hu Cai Jing· 2025-05-07 09:21
央行今天的新闻发布会大家都看了,之前说的择机降准降息直接兑现了,从这个月的15日开始,存款准备金直接下调0.5个百分点,力度还是超出预期的, 实际上不仅仅是降准,还有对个人住房贷款利率也下调了0.25个百分点,让5年期以上的房贷利率直接回落0.25%。 应该说这次央行的举措是组合拳,跟以往的货币政策调整还是有区别的,主要是细化了一些领域的利率,比如阶段性的汽车金融公司、金融租赁公司的存款 准备金利率从目前的5%直接调整到0%,这很显然是进一步加大汽车消费的支持力度; 还比如说将LPR也就是公开市场7天逆回购操作利率从目前的1.5%调降至1.4%,这会带动贷款市场报价利率同步下行0.1个百分点等; 应该说像这种货币政策调整的组合拳在以前是很少看见的,足以显现出央行的智慧,应该是对货币政策的针对性方面做了细化,主要还是为了金融支持实体 经济的一些举措。 要我评价的话,就两字:利好! 对股市的投资者来说,光看到这些利好没有太大的价值,关键是股票得涨,可是你看看今天的市场表现,沪指开盘时上涨了1%,而到中午11点30分收盘时 则跌幅收窄到了0.56%,这是典型的高开低走。 问题归问题,市场消化是需要时间的,既然央行能 ...
划重点!一行一局一会同台发声:涉及降准降息、货币政策工具调整、稳楼市稳股市、科技金融、公募基金改革等
2 1 Shi Ji Jing Ji Bao Dao· 2025-05-07 06:04
21世纪经济报道记者 边万莉 杭州报道 5月7日,国新办就"一揽子金融政策支持稳市场稳预期"有关情况 举行新闻发布会,中国人民银行行长潘功胜、国家金融监督管理总局局长李云泽、中国证券监督管理委 员会主席吴清出席并回答记者提问。 就货币政策工具调整、降准降息、优化两项支持资本市场的工具、稳楼市稳股市、应对关税冲击、科技 金融发展、公募基金改革等热点话题,三部委在发布会上作了回应。 要点速览: 会上,央行宣布推出包括降准降息在内的三大类共十项举措;金融监管总局将推出八项增量政策,包括 完善房地产系列融资制度、扩大险资长期投资试点范围等;证监会提出将突出服务新质生产力发展的重 要着力点,大力推动中长期资金入市等。 5、优化两项支持资本市场的工具:总额度8000亿元合并使用,参与机构扩围至40家,贷款最长期限延 长到3年。 6、稳楼市稳股市:完善房地产系列融资制度、鼓励保险公司加大入市力度。 7、应对美国加征关税冲击:应贷尽贷、应续尽续,对受影响上市公司增强监管包容度。 8、支持科技金融发展:债券市场"科技板"相关政策和准备工作已经基本就绪,创设科技创新债券风险 分担工具。 9、今日将发布《推动公募基金高质量发展行动 ...
央行:5月15日起降准,5月8日起下调个人住房公积金贷款利率
Di Yi Cai Jing· 2025-05-07 04:38
Monetary Policy Adjustments - The central bank has lowered the reserve requirement ratio (RRR) for financial institutions by 0.5 percentage points, effective from May 15, 2025, which is expected to provide approximately 1 trillion yuan in long-term liquidity to the financial market [1] - The RRR for auto finance companies and financial leasing companies has been reduced by 5 percentage points, enhancing their credit supply capabilities in specific sectors such as automotive consumption and equipment investment [1] - The personal housing provident fund loan interest rate has been decreased by 0.25 percentage points, with new rates set at 2.1% for loans under 5 years and 2.6% for loans over 5 years for first-time homebuyers [2] Structural Monetary Policy Tools - The central bank has introduced two new tools to support the stability of capital markets, with initial quotas of 500 billion yuan and 300 billion yuan for securities, funds, and insurance company swaps and stock repurchase loans, respectively [3] - The total quota for these tools has been merged to 800 billion yuan to better meet the needs of various institutions and enhance market stability [3] - An additional 300 billion yuan has been allocated to the re-loan quota for technological innovation and transformation, bringing the total to 800 billion yuan [3] Interest Rate Adjustments - The central bank has reduced the policy interest rate by 0.1 percentage points, which is expected to lead to a corresponding decrease in the Loan Prime Rate (LPR) [4] - Structural monetary policy tool rates have been lowered by 0.25 percentage points, potentially saving banks 15 to 20 billion yuan annually in funding costs [4] - The reduction in personal housing provident fund loan rates is projected to save residents over 20 billion yuan in interest payments annually, supporting housing demand and stabilizing the real estate market [4]
金融、地产板块走强!
证券时报· 2025-05-07 04:12
金融、地产赛道走强! 今天上午A股市场整体走高,其中金融、房地产板块走强,领涨市场。 港股市场方面,在港上市的内地金融股普遍大幅上涨。港股通标的中,弘业期货港股盘中大涨逾70%。 A股市场盘中上行 金融和房地产板块走强 今天上午A股市场整体走高。 受到利好消息提振,上午金融板块涨幅居前,银行板块中,四大行盘中悉数上行,西安银行盘中涨幅超过3%。非银金融板块中,弘业期货A股、九鼎投资、锦 龙股份等盘中触及涨停。互联网券商龙头东方财富盘中涨幅一度超过7%,后涨幅收窄。 房地产板块亦表现强势,三湘印象、天保基建涨停,另有多股盘中涨幅超过5%。 消息面上,央行今日发布多则公告。 为实施好适度宽松的货币政策,加力支持实体经济,从2025年5月8日起,公开市场7天期逆回购操作利率由此前的1.50%调整为1.40%。公开市场14天期逆回 购和临时正、逆回购的操作利率继续在公开市场7天期逆回购操作利率上加减点确定,加减点幅度保持不变。 为落实中央经济工作会议精神和《政府工作报告》部署,实施适度宽松的货币政策,提高宏观调控的前瞻性、针对性、有效性,中国人民银行决定,自2025 年5月15日起,下调金融机构存款准备金率0.5个百 ...