"中国在多个领域具备高标准和强竞争力，约旦愿成为中方企业开展贸易与投资的重要平台，期待本次 论坛能共同开拓更广阔的合作领域。"约旦哈希姆王国驻华大使胡萨姆·侯赛尼说。 中新网广州12月11日电 (张璐 许婉)12月10日，第四届"一带一路"国际产业合作论坛(简称"活动")在广州 市黄埔区举行。近500名来自中国和越南、巴西、泰国、约旦、阿联酋、沙特等"一带一路"共建国家的 商协会、企业、机构代表及学者齐聚一堂，共商产业合作新机遇。 据介绍，作为本次论坛的举办地，广州开发区展现了其作为粤港澳大湾区核心枢纽和开放高地的显著优 势。该区已累计吸引超过5200家外资企业落户，拥有330个世界500强投资项目，其营商环境评价连续五 年位居全国经济技术开发区首位。 当前，广州开发区正全力构建以中新广州知识城、广州科学城、广州海丝城、广州国际生物岛为核心 的"三城一岛"战略平台，并已建立起覆盖全球38个国家和地区的国际合作网络。 论坛亮点之一是"工信领域产业国际化发展综合服务平台"的正式启动。该平台由工业和信息化部国际经 济技术合作中心推动建设，旨在构建"一核引领、双线驱动、多点支撑"的服务网络体系。 工业和信息化部国际经 ...

Core Insights - The global trade landscape is evolving from a focus on "goods flow" to a dual system of "data and goods," with cross-border e-commerce emerging as a new channel connecting economies [1] - The partnership between China and Poland is particularly significant, as both countries can leverage their strengths in manufacturing and digital economy to enhance trade cooperation [1] Group 1: Current Economic Cooperation Landscape - China and Poland have a long-standing trade relationship with complementary industrial structures, with Poland being a key logistics hub in Central and Eastern Europe [4] - In 2024, Poland's imports from China are projected to reach €49.2 billion, while exports to China are expected to be around €3.6 billion, with major imports including electronics and textiles [4] - Cross-border e-commerce is becoming a new driving force for trade optimization and industrial upgrading between the two countries, as many Chinese companies are using Poland as a distribution center for Europe [4] Group 2: E-commerce Market Growth in Poland - Poland's e-commerce sector has shown robust growth, with a market size projected to increase from $24.76 billion in 2025 to $37.39 billion by 2030, reflecting an annual growth rate of 8.59% [6] - The internet penetration rate in Poland is nearly 90%, supported by government and EU funding for digital transformation initiatives [6] - Local platform Allegro dominates the market, with projected revenues of approximately $13.8 billion in 2024, while international platforms like AliExpress and SHEIN are rapidly expanding their presence [8] Group 3: Opportunities and Challenges in Cross-border E-commerce - Chinese manufacturing has advantages in textiles, consumer electronics, and smart home products, while the multi-modal transport network facilitates cost-effective cross-border transactions [9] - Compliance with EU customs and VAT regulations poses challenges for Chinese sellers, requiring additional investment in certification and tax declaration [9][10] - Delivery efficiency and after-sales service remain critical, as lack of local service partners can lead to issues in delivery times and return processes [12] Group 4: Case Studies and Market Strategies - AliExpress utilizes a global supply chain and local warehousing to ensure delivery times of 3-10 days, while Temu employs aggressive pricing strategies to attract younger consumers [13][14] - Allegro's strategy focuses on enhancing service quality and setting higher standards for overseas merchants, which helps mitigate the impact of cross-border platforms [14][15] Group 5: Future Outlook and Cooperation Prospects - Future trends in cross-border e-commerce between China and Poland may focus on digital deepening, green transformation, and compliance upgrades [16] - Digital technologies such as big data and AI will be crucial for understanding consumer preferences and optimizing marketing strategies [16] - Compliance with EU regulations on tax transparency and consumer protection will be essential for sustainable growth in cross-border e-commerce [16][17]

Core Insights - The core message of the event is the importance of digital transformation in the financial industry, emphasizing the integration of AI technology to enhance efficiency and quality across the entire financial service chain [1][10]. Group 1: Digital Transformation in Banking - The digital transformation in banking has evolved from being a technology-driven necessity to a phase filled with both challenges and opportunities, referred to as the "deep water zone" [3][12]. - The key to improving quality and efficiency in finance lies in the process of driving new growth (incremental) to enhance existing operations (stock), which is a dynamic logic in financial reform [3][12]. - Many banks have made effective attempts at digital transformation, but without a clear linkage between new and existing systems, there can be internal competition for resources and assessments [3][12]. Group 2: Company’s Product Offerings - The company has developed a robust product line covering the entire credit process, data platforms, regulatory compliance systems, and digital banking, providing comprehensive support for financial institutions [4][13]. - The company has established four core platforms—customer profiling, comprehensive rights, marketing activities, and marketing strategies—to facilitate data sharing and business collaboration among banks [4][13]. Group 3: AI Implementation in Finance - The application of AI in the financial sector has shifted from a phase of technological enthusiasm to practical implementation, with a focus on engineering and governance as core issues [7][16]. - The company has identified five typical AI application scenarios, including information extraction, thematic analysis, review processes, decision support, and report writing, enhancing operational efficiency [9][18]. - The company has introduced an AI mobile banking product that transitions from graphical user interfaces to conversational services, providing personalized assistance and asset management [9][18]. Group 4: Future Development and Investment - The company plans to increase investment in key areas such as artificial intelligence, digital operations, and domestic innovation migration, aiming to strengthen integrated hardware and software solutions [10][19]. - The ongoing digital transformation is viewed as a continuous process rather than a one-time project, indicating a commitment to long-term development in the financial sector [10][19].

12月11日，烟台市人民政府新闻办公室举办新闻发布会。会上，烟台市工业和信息化局党组成员、副局 长、新闻发言人张正功介绍，下一步烟台市在加快企业"智改数转网联"、推动制造业数智化转型方面将 采取措施。 据介绍，下一步，全市工业和信息化系统将持续深化工业互联网与人工智能等新一代信息技术集成应 用，大力实施智能制造提升工程，推动制造业数智化转型扩面提质，为先进制造业发展注入强劲动能。 加强服务供给。实施"人工智能+制造"提升行动，围绕全市主导产业开发垂直大模型，推进"工业互联网 平台+大模型"融合发展，构建面向细分行业领域的新型智能底座。广泛汇聚工业软件、智能制造、大 模型等领域优质服务商资源，建立不少于200家服务商和1000个"小快轻准"数字化解决方案的资源池， 积极发展垂直领域行业和场景大模型，推动供需精准对接。 推进普及应用。每年为不少于200家企业提供诊断服务，精准摸清企业需求，"一企一策"提供数字化转 型定制方案，打消企业顾虑，真正解决不敢转、不会转的问题。每年线上线下（300959）组织不少于30 场供需对接活动，以承担国家中小企业数字化转型城市试点为契机，围绕纳入试点范围的670家重点企 业，加快 ...

Group 1 - The core viewpoint of the article highlights the significant growth of China's ice and snow industry, which is projected to exceed 1 trillion yuan by 2025, achieving an average annual growth rate of over 26% from 2015 to 2025 [1] Group 2 - The ice and snow economy is a comprehensive economic system that integrates tourism, culture, and equipment, with 292 million participants expected in the 2024-2025 season, representing a participation rate of 20.61%, an increase of approximately 27.44 million from the previous season [2] - The consumption scale related to ice and snow sports is projected to exceed 187.5 billion yuan in the 2024-2025 season, with a year-on-year growth of over 25% [2] - The core consumer group at ski resorts is "parent-child families," accounting for 54% of consumption, while the "new generation" of consumers, primarily consisting of post-2000s and students, represents 17% of consumption with a daily growth rate of 177% [2] - Southern tourists now account for over 70% of bookings, indicating a growing interest in ice and snow activities from regions traditionally less involved [2] Group 3 - As of now, there are over 14,000 ice and snow-related enterprises in China, with approximately 2,100 new registrations in 2025, predominantly located in Beijing, Hebei, and Shandong [3] Group 4 - Digital transformation is becoming a crucial breakthrough for the high-quality development of the ice and snow economy, enhancing operational capabilities and enabling the development of smart snowfield management systems [6] - Innovations such as high-temperature snow-making technology and smart snowfield solutions are helping to overcome seasonal and regional challenges, allowing for year-round ice and snow activities [6] - The number of patent applications in the ice and snow economy has exceeded 12,000, indicating a growing technological focus in the industry [6] Group 5 - The ice and snow economy is evolving from a singular focus on sports to a multi-faceted experience, with significant growth in related sectors such as hospitality and wellness, particularly in regions like Northeast China and Xinjiang [9] - The combination of "ice and snow + health" is gaining popularity, with a notable increase in bookings for hot spring accommodations alongside skiing activities [9] - The integration of various sectors is creating new consumer forms, with the potential for ice and snow tourism to drive a consumption chain that includes transportation, accommodation, dining, shopping, and entertainment [12]

Core Insights - The Hebei Provincial Government has officially issued the "Three-Year Action Plan for Digital Economy Development (2025-2027)", outlining a clear roadmap for the province's digital economy growth over the next three years [1][9] - The plan aims to establish Hebei as a "leading digital economy hub driven by computing power, data, and intelligent integration" by 2027, with specific targets for five key industries to exceed a scale of 500 billion yuan [1][9] Strategic Background - Hebei's digital economy development is built on a solid foundation, with the province ranking first in the national comprehensive computing power index for two consecutive years, and cities like Langfang and Zhangjiakou leading in city-level computing power rankings [4][13] - The province has a rich industrial landscape with over 370,000 industrial enterprises across 40 sectors, providing ample opportunities for digital transformation [4][13] - The plan includes the construction of 230,000 5G base stations, the cultivation of 300 advanced smart factories, and the goal of having over 150,000 enterprises adopt cloud services [4][13] Key Tasks - The plan encompasses six major actions that form the framework for digital economy development, including enhancing data infrastructure, empowering data elements, doubling digital industries, improving traditional industries, enhancing digital governance, and optimizing the innovation ecosystem [7][16] - Specific actions include building intelligent computing clusters in Zhangjiakou and Langfang, creating a public data sharing platform, and achieving full digital coverage for large-scale enterprises in the manufacturing sector [7][16] Regional Collaboration - The digital economy development plan aligns closely with the Beijing-Tianjin-Hebei collaborative development strategy, emphasizing regional characteristics [8][17] - The plan proposes the establishment of a shared computing power resource pool among the three regions, facilitating a collaborative model where Beijing provides demand and Hebei supplies computing power [8][17] - The spatial layout focuses on Xiong'an New Area as a core, supporting the development of aerospace information industries, while promoting data industry clusters in cities like Shijiazhuang, Baoding, Zhangjiakou, and Langfang [8][17] - The ongoing implementation of the action plan signifies a shift from resource dependence to intelligence-driven development, with Hebei aiming to carve out a unique path for high-quality growth [8][17]

Core Insights - The article highlights the proactive measures taken by China Minsheng Bank's Changsha branch to support small and micro enterprises through tailored financial services, particularly in response to the seasonal demand for inventory financing [1][6][13] Group 1: Financial Support Initiatives - China Minsheng Bank's Changsha branch approved nearly 20 million yuan in credit loans for 14 distributors of a clothing brand, addressing the funding needs of small businesses during peak inventory seasons [1][4] - The bank launched a specialized project called "Minsheng Quick Loan" to provide customized financing support for the clothing brand's national distributors, demonstrating a commitment to understanding and addressing the specific financing challenges faced by small enterprises [3][9] Group 2: Efficient Approval Processes - The bank established a green channel for inclusive finance, optimizing the credit approval process to enhance efficiency, achieving loan approvals in as little as 3 minutes [4][10] - As of now, the bank has approved loans averaging approximately 1.4 million yuan per distributor, significantly alleviating the cash flow pressures faced by small businesses [4][10] Group 3: Technological Integration - The successful implementation of these services is attributed to the deep integration of digital technology in inclusive finance, utilizing big data risk control models to accurately assess the creditworthiness of distributors [5][11] - The bank offers a hybrid service model that combines online and offline support, allowing distributors to conveniently submit loan applications through mobile banking, thereby enhancing accessibility to financial services [5][11] Group 4: Commitment to Inclusive Finance - China Minsheng Bank's Changsha branch emphasizes its mission to serve the real economy and support small enterprises, actively engaging in initiatives to gather financing needs from local businesses [6][12] - The bank continues to innovate its product offerings, including the development of various online credit products tailored to different business scenarios, thereby expanding its inclusive finance product matrix [12][13]

（来源：紫竹快讯） 印孚瑟斯中国自豪地宣布，我们荣膺 Great Place To Work™ 评选的 2025 年大中华区Best Workplaces™ 之一。 （来源：紫竹快讯） 这项殊荣彰显了我们坚定不移的承诺，即致力于打造让所有员工都感到被重视、受尊重并能够获得充分赋能与发展的职场文化。此次获奖使我们跻身于行 业内职场文化建设的先锋行列，成为引领卓越职场的标杆企业，突显了我们致力于推行惠及所有员工的举措。通过庆祝这一成就，我们坚定了作为培育激 发成长、协作和成功职场环境的引导者角色，同时强化了我们的信念：卓越职场建立在包容、信任和共同目标之上。 大中华区Best Workplaces™ 榜单由Great Place To Work™ 每年发布，旨在表彰那些注重包容性、信任度和员工幸福感的企业。印孚瑟斯中国凭借员工对我 们企业文化的高度评价、包容性实践以及为所有员工成长和成功提供支持的承诺而获此殊荣。 本年度榜单共收集了87,147份有效反馈，共有66家企业上榜；榜单按小型、中型和大型企业类别划分，平均得分高达92.9%。能够跻身这些杰出组织之 列，突显了我们致力于培育尊重、赋能与协作文化的承诺，并巩 ...

Core Viewpoint - The establishment of China Galaxy Securities' Beijing Internet Securities Branch marks a significant step in the digital transformation of the securities industry, reflecting a broader trend of brokerages setting up internet branches to enhance operational efficiency and customer engagement [2][3][4]. Group 1: Industry Trends - The trend of establishing internet branches among brokerages is accelerating, with China Galaxy Securities being the latest to join, following the earlier establishment of internet branches by Guotai Junan and Guosen Securities [2][3]. - The first internet branch appeared around 2014, driven by policy changes allowing non-site account openings, leading to a competitive rush among brokerages to capture online resources [3]. - The shift from merely acquiring online traffic to a focus on comprehensive operational capabilities is evident, as leading brokerages adopt internet branches for centralized management [3][6]. Group 2: Digital Transformation - The Beijing Internet Securities Branch is positioned as a key platform for digital transformation, aiming to integrate online and offline financial services and promote the deep integration of technology and finance [4][5]. - The operational model of internet branches focuses on four main areas: transforming channel operations from decentralized to centralized, building digital platforms for wealth management, implementing automated operations tailored to different customer segments, and applying large model scenarios for personalized services [5][6]. Group 3: Challenges and Solutions - The establishment of internet branches may lead to cultural shifts within brokerages, including a transition from hierarchical to flat organizational structures and potential inter-departmental conflicts [7][8]. - To ensure efficient operation of internet branches, brokerages need to clarify organizational roles, design flexible structures, and establish scientific assessment mechanisms based on digital metrics rather than traditional performance indicators [7][8]. - Addressing conflicts between online and offline channels is crucial, with recommendations to adopt an O2O model that empowers offline institutions through online platforms rather than competing for customers [8].

一支高水平的人才队伍对于企业持续创新发展、承担社会责任、贡献社会价值至关重要。党的二十大报 告提出"人才是第一资源""培养造就大批德才兼备的高素质人才，是国家和民族长远发展大计"。财信证 券积极践行中国特色金融文化和证券行业文化，不断深化人才发展体制机制，持续创新探索数字化人才 培养体系，为公司不断转型突破提供充足的人才保障。 一、坚持党管人才，培育文化根基，筑牢人才发展基石 财信证券始终把人才强企作为公司重要发展战略举措来抓，始终坚持党对人才的全面领导，不断提高政 治站位，深入贯彻"激励相容、循环改善、用当其时、尽显其才"用人理念，不断完善选人用人机制，按 照人岗相适、人事相宜的原则，建立完善以能力和业绩为导向的市场化干部选拔任用机制，在健全人才 选育制度、完善激励约束机制、畅通人才发展通道、推动员工全面发展等方面加快探索，进一步围绕符 合自身发展需要建立人才培育体系，为各类人才干事创业提供了广阔的空间。 财信证券积极培育和践行中国特色金融文化和证券行业文化，将"合规、诚信、专业、稳健"重要价值观 深入融入了人才培育的各个环节，每年开展行业文化全员培训，做到100%全覆盖，还通过30余次道德 讲堂、文化种子 ...