Core Viewpoint - The article emphasizes the importance of investor education as a foundational element for building a strong financial nation and protecting the rights of over 200 million stockholders and more than 700 million mutual fund investors [1]. Group 1: "Starfire Plan" Overview - On May 15, 2024, the "Starfire Plan" for investor education was launched by the Securities Times in collaboration with over 100 financial institutions, supported by regulatory bodies [2]. - The initiative has grown significantly over the past year, forming a cross-industry alliance that includes various financial institutions such as brokerages, funds, and futures companies [2]. - The plan has successfully hosted multiple activities, including the exhibition of outstanding educational products, with 66 institutions submitting 129 works that garnered over 10 million views, enhancing investors' financial literacy and risk awareness [2]. Group 2: Activities and Achievements - The "Starfire Plan" has seen participation from over 400 educational IPs, with 50 being recognized as outstanding, setting benchmarks for the industry [2]. - A competition for financial educators attracted over 1,000 instructors from more than 100 financial institutions, contributing to high-quality educational content [2]. - The annual summary conference for the "Starfire Plan" is set to take place on May 14, coinciding with the "5·15 National Investor Protection Awareness Day," highlighting the achievements of the past year [3]. Group 3: Future Events - The upcoming event in Shenzhen on May 14, 2025, will showcase the progress of the "Starfire Plan," featuring a summary of achievements and a display of the most popular educational IPs [4]. - A competition among top instructors will focus on current market topics, demonstrating the expertise of the financial educators involved [4].

Group 1 - The core idea of the news is the successful organization of the "Guangfa Securities Cup" National College Student Financial Literacy Challenge, which aims to enhance the financial literacy of the youth in response to the call from the China Securities Regulatory Commission and the China Securities Association [1][7] - The competition attracted participation from over 550 universities and thousands of students, becoming a significant force in promoting financial literacy education among the youth [1][7] - The event features a simulated trading competition and a unique "Financial Literacy Knowledge PK Competition," allowing participants to compete in real-time through a smart app, blending learning and investment [3][7] Group 2 - The event includes various offline promotional activities across multiple regions, engaging students through interactive games that stimulate interest in investment [3][4] - Guangfa Securities organized a series of offline educational activities, offering public courses on topics like AI investment applications and ETF investment strategies, which received positive feedback from students [4][6] - The competition has garnered support from renowned financial educators, who encourage students to participate, emphasizing the importance of practical experience in developing market insight and innovation [6][7] Group 3 - The event's online component, "Guangfa Securities Campus Brand Partner," has attracted significant participation from students sharing financial knowledge and investment tips on social media, enhancing the event's reach [4][6] - The successful execution of the challenge not only increases its influence but also fosters enthusiasm among college students for financial literacy, contributing to the cultivation of a more knowledgeable investor base [7]

Core Insights - The banking wealth management industry is experiencing stable and healthy development, with a total product scale exceeding 29 trillion yuan and cumulative returns of 206 billion yuan in Q1 2025 [1][4] Group 1: Market Scale and Structure - As of the end of Q1 2025, the total number of wealth management products in China reached 40,600, with a year-on-year growth of 0.67%, and the total scale of existing products was 29.14 trillion yuan, reflecting a year-on-year increase of 9.41% [1] - The majority of wealth management products are open-ended, accounting for 81.06% of the total scale, while closed-end products make up 18.94% [2] - Fixed income products dominate the market, with a scale of 28.33 trillion yuan, indicating a low risk appetite among investors [2] Group 2: Investor Trends - The number of wealth management investors continues to grow, reaching 126 million in Q1 2025, with total returns of 206 billion yuan generated for investors [4] - The increasing investor base is crucial for market growth, providing a stable source of long-term funds and enhancing the resilience of the wealth management industry [4] Group 3: Product Innovation and Education - There is a need to optimize the structure of wealth management products to improve market efficiency and support the development of innovative enterprises [3] - Recommendations for product optimization include enhancing investor education, improving market conditions, and promoting diversified product offerings [3] Group 4: Distribution Channels - Wealth management companies are expanding their distribution channels beyond their parent banks, with 575 institutions involved in selling wealth management products as of March 2025, an increase of 80 from the previous year [7] - The expansion of distribution channels is expected to create new market growth opportunities and reach a broader investor base [7] Group 5: Regulatory Developments - The recent issuance of the "Management Measures for Commercial Banks' Agency Sales Business" will enhance the regulation of agency sales, improving transparency and protecting investor rights [8] - The new regulations will clarify the responsibilities of banks, wealth management companies, and third-party institutions in agency sales, promoting a more professional and compliant market environment [8][9]

投资者作为资本市场的关键要素,为市场提供了资金来源。投资者教育服务似桥梁,连接着金融市场与广 大投资者。近日,联储证券股份有限公司(以下简称"联储证券"或"公司")投资者教育专刊上线,这一重要举 措不仅展示了公司在投资者教育领域的整年成果,更是对监管要求的积极呼应。 2.由《证券时报》主办,深交所、上交所、北交所、投服中心作为指导单位的资本市场投教"星火计 划"中,联储证券投教视频《财务类强制退市·理性投资,识别退市风险》和《请警惕养老领域非法集资陷 阱》均荣获第二名; 3.在中国证监会办公厅、投资者保护局指导下,由中证中小投资者服务中心与抖音平台共同举办的2022 年"你好,注册制!"短视频大赛评选结果中,联储证券原创投教视频《你好,注册制!》获得大赛卓越奖。 4.为贯彻落实《防范和处置非法集资条例》,创新防范非法集资宣传教育方式,青岛市防范和处置非法集 资工作领导小组办公室联合各单位开展"守住钱袋子 护好幸福家"——2022年"邮储银行杯"青岛市防范 非法集资创意短视频大赛,联储证券原创投教视频获得优秀作品奖。 5.在《证券时报》2023"5·15全国投资者保护宣传日"投教作品评选中,联储证券投教视频获得 ...

Group 1 - The "2025 Annual Investor Education Excellent Case Selection" event was officially launched on March 21, with Harvest Fund participating in the "Best Investor Education Innovation Award" category [1] - Harvest Fund's innovative practices in investor education have shown significant results, with two selected cases demonstrating outstanding performance in content format and dissemination effects [1] - The first case, titled "Curiosity Camp: DeepSeek Ignites China's AI 'Sputnik Moment'!", focuses on the trending topic of DeepSeek, providing in-depth analysis from multiple professional dimensions, including data value and industry chain layout [1] - The video on DeepSeek garnered significant attention, achieving 29,000 views, over 520 shares, 30 comments, and 700 likes, showcasing its high dissemination power and audience recognition [1] Group 2 - The second case is the Harvest Fund's anti-fraud comic series, which summarizes the concept of illegal fundraising and self-protection measures for investors, particularly targeting the elderly [2] - The comic series achieved 24,000 views, 20 shares, 12 comments, and 16 likes, effectively helping investors identify illegal fundraising activities and promoting rational and long-term investment concepts [2] - Through these two cases, Harvest Fund has not only enhanced investors' financial literacy but also increased public awareness of illegal financial activities, contributing positively to the development of investor education [2]

新浪财经"2025年度投教优秀案例评选"活动已于3月21日正式启动。嘉实基金投教品牌参选"投教项目优 秀实践奖"类别。>>活动详情 专题：515投资者保护！新浪财经2025年度投教案例展播中 MACD金叉信号形成，这些股涨势不错！ 据悉，嘉实基金在投教领域的实践成果显著，其中两个案例尤为突出。第一个案例是《5.15全国投资者 保护日 | 扬帆理性投资之舟，财富航程如何稳健远行？》。该文章从防范非法证券期货基金活动的角度 出发，详细总结了非法证券期货基金活动的概念、形式，以及投资者的自我防护手段和应对措施。通过 生动的案例和通俗易懂的语言，文章帮助投资者识别非法金融活动，树立理性投资、长期投资的理念。 文章发布后，浏览量达1.8万次，转发量13次，评论量13条，点赞量159次。 责任编辑：江钰涵 嘉实基金通过这两个案例，不仅提升了投资者的金融素养，还增强了公众对非法金融活动的防范意识， 为推动投资者教育事业的发展做出了积极贡献。 第二个案例是《个人养老金重大变化！和你我有关》。该音频聚焦个人养老金制度的最新调整，重点解 读了指数基金被纳入个人养老金产品目录的重要意义。内容涵盖了个人养老金制度的基本框架、参与方 ...

在长效公益机制建设层面，独创的"1+1+N"协作模式展现出强大的资源整合能力。该机制以金融机构与 律所的专业联盟为支点，辐射至社区，通过"金融法治进社区""法律知识进企业"等普惠行动，将投教服 务嵌入社会肌理。配套实施的"双通道入围"人才选拔体系，采用机构推荐与公开招募并举的路径，依 托"黄金三角评估模型"从专业力、公益力、传播力三个维度严选法律先锋。这些青年大使深度参与投教 内容创作，在社区普法讲座、企业合规咨询等多元场景中化身法治火种的传播者，形成专业价值与社会 责任的双向赋能。 专题：515投资者保护！新浪财经2025年度投教案例展播中 新浪财经"2025年度投教优秀案例评选"活动已于3月21日正式启动。东海基金"东海·青年律师公益投教 计划"投教品牌参选"最佳投资者教育创新奖"类别。>>活动详情 据悉，东海基金与东海证券投教基地共同发起的"东海·青年律师公益投教计划"，以跨界融合之势开辟 了投资者教育新范式。这项公益投教项目通过系统性整合法律专业力量与金融实务经验，构建起"知识 共享-人才培育-场景渗透"三位一体的服务生态，着力于提升投资者风险识别能力与权益保护意识，为 资本市场构筑起法治化运行的深层 ...

Summary of Key Points from the Conference Call Industry Overview - The conference call primarily discusses the banking wealth management industry, focusing on the performance and stability of bank wealth management products in the current market environment. Core Insights and Arguments - **Current Performance of Wealth Management Products**: The net value of bank wealth management products has remained stable, with a peak net loss rate of 4.2% at the end of February, compared to a market average of 2.8%. By early March, the company's net loss rate decreased to 3.6%, while the market average dropped to 2.0% [2][3][4] - **Stability Improvement**: Compared to the fourth quarter of 2020, the stability of bank wealth management products has improved due to several measures, including liquidity management outsourcing, increased allocation to stable assets, and refined management strategies [5][8] - **Valuation Method Deficiencies**: Current valuation methods for wealth management products have shortcomings, particularly in reflecting market changes promptly, which can lead to inequitable outcomes for investors [6][10] - **Trust Smoothing Strategy**: This strategy involves dynamically balancing returns and net values across different wealth management products to mitigate risks during market fluctuations [7][9] - **Wealth Management Scale Growth**: The total scale of wealth management products increased from 29 trillion to nearly 31 trillion, with current estimates around 30 trillion. The market has generated approximately 1,600 billion in excess profits, of which about 1,200 billion has been consumed [9][16] - **Pressure on Bank Liabilities**: Banks are facing significant pressure on the liability side due to slow deposit growth compared to loan growth, leading to a reliance on market-based funding [23] - **Regulatory Environment**: The regulatory stance on self-built valuation methods remains cautious, with a focus on ensuring fairness for investors [13][14] Other Important but Potentially Overlooked Content - **Impact of Interest Rate Changes**: If the ten-year government bond yield rises from 1.86% to around 2.0%, it could deplete accumulated profits from trust smoothing strategies, potentially leading to negative feedback effects similar to those seen in 2020 [16][18] - **Investor Education Initiatives**: Efforts are being made to educate investors about current market conditions and the temporary nature of negative yields to reduce unnecessary redemption behaviors [11] - **Technological Integration**: Financial technology is being utilized to manage risk and optimize investment strategies, enhancing decision-making efficiency [12] - **Market Dynamics for Closed-End Products**: Closed-end products currently account for about 20% of the wealth management market, with regulatory support aimed at mitigating severe market corrections [19][20] - **Credit Debt Investment Constraints**: Wealth management subsidiaries must use credit limits when purchasing credit bonds, impacting their available funding [21][22] This summary encapsulates the key points discussed in the conference call, providing insights into the current state and challenges of the banking wealth management industry.

中国结算 | 中国结算投资者教育基地 CSDC | edu.chinaclear.cn 警惕假冒彷冒持牌证券经营 机构从业人员的不法行为 内容来源:中国证监会 近日.我局关注到,一些不法分子冒充证券 公司工作人员，利用假冒的证券公司App和交 易软件，对投资者实施诈骗。 。免责声明 本文仅作为投资者教育用途,不构成任何 投资建议。投资者据此做出的任何投资决 定或投资行为,风险自担。中国结算力求 本文所涉信息准确、可靠,对因其引发的 损失不承担法律责任。 ○ 案例一:假冒从业人员诱导投资者下载仿冒APP实施诈骗 案情简介:张某自称为xx证券（合法证券公司）工作 人员，通过相关协会公示的从业人员信息伪造从业证书, 招揽投资者称可以通过注册该公司的"xx经办"APP，通 过购买股票的方式清退之前在其他平台缴纳的学费。投资 者转入资金并操作数次后,被以账号异常封禁,要求再次 入金购买证券以完成清退，给投资者造成大额损失。张某 假冒APP并伪造证书骗取投资者资金相关行为涉嫌诈骗犯 罪。被仿冒的证券公司以及投资者已向公安机关报案。 投资者资金 案例二:假冒从业人员以软件使用费名义进行诈骗 案情简介：李某自称为xx证券（合 ...