转自：新华财经 2025年12月30日，人民网主办的"2025人民匠心品牌宣传展示活动"在北京举办。中信银行凭借其持续深 化"有温度"的金融服务与品牌建设，再度获评"人民匠心品牌"，这标志着中信银行成为银行业唯一连续三 年获此殊荣的机构，彰显了其在质量提升、创新引领与社会责任履行等方面的综合实力。同期，中信银行 两项创新实践案例成功入选"2025建设金融强国创新实践案例库"，进一步展现其在服务国家战略与实体经 济中的先锋作用。 图为中信银行两大案例入选"2025建设金融强国 图为中信银行获评2025"人民匠心品牌" 本届活动以"匠心铸魂质启新程"为主题，面向各行业、各领域，旨在发掘各行业中坚持以匠心推动高质量 发展、赢得市场与用户信赖的优秀品牌。其中，"人民匠心品牌"的评选历经两个月多轮审核，从质量、创 新、实力、声誉、效益及责任等多维度进行综合评估。中信银行连续三年脱颖而出，体现了其在深耕金融 服务、扎实品牌塑造上始终如一的匠心坚守。 2025年，中信银行以品牌为引领，持续创新公众沟通模式：通过打造"未来来信"整合品牌营销活动，举办 第三届"信·新"品牌高质量发展论坛，连续第19年冠名赞助"中国网球公开赛" ...

Core Insights - The continuous deepening of capital market investment and financing reform has been a key task in the Central Economic Work Conference for two consecutive years, indicating a significant commitment to advancing the capital market in the new five-year plan [1][3][4] - The A-share market has seen a total market value exceeding 100 trillion yuan, with the technology sector accounting for over 25% of this value, reflecting a historic shift from a "one-way financing channel" to a "coordinated investment and financing ecosystem" [1][3] - The reforms aim to enhance the capital market's role in supporting technological innovation and high-quality economic development, transitioning from a focus on financing to a balanced approach of investment and financing [6][7] Investment and Financing Reform - The reform emphasizes addressing the structural imbalance in investment and financing, with a current dominance of indirect financing through banks, which does not meet the diverse funding needs for technological innovation and industrial upgrades [6][7] - The core of the reform is to break through the entire chain of "financing-investment-exit," shifting from a financing-led approach to a balanced investment and financing model, enhancing the adaptability of the capital market to technological innovation [6][7] Key Areas of Focus - Future reforms should concentrate on three dimensions: the financing end, investment end, and trading end. This includes improving the registration system, enhancing the quality of listed companies, and optimizing trading mechanisms [9][10] - The investment end should focus on building a "long money long investment" ecosystem, increasing the proportion of long-term funds entering the market, and enhancing investor protection to improve market transparency and confidence [9][10] - The financing end should provide comprehensive lifecycle services, streamline financing channels for hard technology and strategic emerging industries, and develop regional equity markets to facilitate mergers and acquisitions [10]

Core Viewpoint - The forum at Fudan University aims to analyze the current macroeconomic financial situation, focusing on the RMB exchange rate and its driving factors, with insights from various experts in academia and industry [1]. Group 1: RMB Exchange Rate Analysis - Professor Shen Guobing emphasizes that the traditional view of currency depreciation benefiting trade is outdated, suggesting that RMB appreciation could lower import costs and enhance national welfare [3]. - Wang Han from Industrial Securities notes that the RMB may face upward pressure against the USD due to potential weakening of the dollar, with a possible target of 6.7, while the People's Bank of China will manage market expectations to prevent excessive appreciation [5]. - Wu Xinru presents data indicating that the RMB's actual effective exchange rate may be undervalued by about 24% compared to equilibrium levels, asserting that export competitiveness relies more on industrial upgrades than on currency depreciation [7]. Group 2: Future Outlook and Risks - Professor Feng Ling highlights that the RMB's stabilization in 2025 is supported by improved external conditions and record trade surpluses, but uncertainties in 2026 may arise from U.S. monetary policy and political events [9]. - Tang Jianwei from the Bank of Communications predicts a moderate appreciation of the RMB in 2026, with expected fluctuations between 6.8 and 7.15, while cautioning against external political risks [11]. - The discussion reveals a consensus that the traditional "devaluation promotes exports" logic is outdated, with RMB appreciation driven by multiple factors, while uncertainties remain regarding U.S. monetary policy and geopolitical developments [15].

"却顾所来径，苍苍横翠微。" 2025年这一年，全球经济复苏乏力与地缘博弈交织的外部环境，同国内高质量发展与金融强国建设的内在要求相互碰撞，共同推动中国金融体 系加速告别规模扩张的旧范式，迈入以质量提升、结构优化、风险可控为核心的新周期。 2025年10月28日，《中共中央关于制定国民经济和社会发展第十五个五年规划的建议》（以下简称"十五五"规划建议）正式公布，为未来五年 中国经济社会发展擘画了宏伟蓝图。这份纲领性文件将金融提升到前所未有的战略高度，"金融"一词被提及17次，并首次将"加快建设金融强 国"确立为核心目标，标志着金融发展从"大"到"强"的历史性跨越。 "十五五"规划建议为金融强国建设明确了清晰的实施路径与核心任务。在对内改革层面，明确提出完善中央银行制度、货币政策与宏观审慎管 理体系"双支柱"框架；将科技金融、绿色金融、普惠金融、养老金融、数字金融这"五篇大文章"确立为金融服务实体经济的核心抓手；并致力 于提高资本市场制度的包容性与适应性。 在对外开放与监管层面，规划强调"稳"与"进"的平衡：一方面要求全面加强金融监管，强化央地协同，丰富风险处置工具，构建坚实的风险防 范化解体系；另一方面则明确 ...

全会为坚定正确发展方向提供了根本遵循。"十五五"时期，推动中国东方高质量发展，最根本在于深刻 领悟"两个确立"的决定性意义，坚决做到"两个维护"，确保各项工作始终沿着正确方向前进，走好新时 代中国特色金融资产管理公司高质量发展之路。 全会为加快金融强国建设明确了实践路径。全会对"十五五"时期加快建设金融强国提出明确要求、作出 战略部署。中国东方将锚定加快建设金融强国目标，聚焦行业、聚焦区域、聚焦存量，以高度的政治责 任感和历史使命感，深入研究细化任务举措，扎实做好各项工作，将国家战略部署转化为公司高质量发 展的生动实践，助力推动金融强国建设在"十五五"时期取得新成就。 全会为实现高质量发展汇聚起强大合力。全会明确，"十五五"时期经济社会发展必须坚持高质量发展， 以推动高质量发展为主题。中国东方将牢牢立足坚定不移做好主责主业，充分发挥金融救助和逆周期调 节功能，聚焦重点、把稳方向、迎难而上，扎实做好金融"五篇大文章"，切实加强对重大战略、重点领 域和薄弱环节的优质金融服务，不断深化提升防范化解重点领域风险能力，当好服务实体经济的生力军 和维护金融稳定的压舱石。 《金融时报》记者："十五五"规划建议提出优化金融机 ...

Core Viewpoint - The article emphasizes the commitment of Jinyuan Unified Securities to serve national strategies, enhance cross-strait integration, and empower the development of the real economy while fulfilling social responsibilities and promoting a distinctive corporate culture [1][2]. Group 1: Company Mission and Vision - Since its establishment in September 2020, Jinyuan Unified Securities has embedded the mission of "promoting integration through finance" into its corporate culture, focusing on serving Taiwanese enterprises and creating a unique brokerage service [2][3]. - The company has successfully established itself as a vice president unit of the National Taiwan Enterprises Association and initiated the first "Taiwan Enterprises Financial Service Alliance" and "Cross-Strait Financial Industry Cooperation Alliance" [2]. Group 2: Financial Services and Innovations - Jinyuan Unified Securities has tailored capital market services to address the financing challenges faced by Taiwanese enterprises in mainland China, exemplified by its role in the successful IPOs of companies like Xingchen Technology and Taijiu Precision [3][4]. - The company pioneered online account opening services for clients from Taiwan, Hong Kong, and Macau in September 2021, significantly enhancing accessibility for Taiwanese investors [3]. Group 3: Contributions to the Real Economy - The company has achieved several pioneering results in investment banking, including the successful listing of the "Xiamen Anju REITs project," marking a breakthrough in public REITs for affordable housing in China [4]. - Jinyuan Unified Securities has facilitated the issuance of various innovative bonds, raising a total of 7.7 billion yuan to broaden financing channels for technology enterprises [4]. Group 4: Community Engagement and Investor Education - The company integrates the concept of "finance for the people" into its corporate culture, establishing a comprehensive investor education system that includes both online and offline initiatives [6]. - Jinyuan Unified Securities actively participates in community service and social responsibility initiatives, such as providing support for outdoor workers and engaging in disaster relief efforts [6]. Group 5: Compliance and Risk Management - The company emphasizes compliance as a core value, embedding risk management into all business processes and ensuring a comprehensive risk management system is in place [8]. - Jinyuan Unified Securities adopts a risk preference culture that permeates all aspects of management, enhancing its risk control capabilities and supporting high-quality development [8]. Group 6: Future Outlook - Jinyuan Unified Securities aims to align with the national strategy for building a financial powerhouse during the "14th Five-Year Plan" period, focusing on political and people-oriented financial work while continuing to innovate and contribute to society [9].

Core Viewpoint - The company emphasizes its commitment to serving the national strategy and enhancing cross-strait integration while fulfilling social responsibilities and adhering to industry culture principles of compliance, integrity, professionalism, and stability [1][6]. Group 1: Company Overview and Mission - The company, as the first cross-strait joint venture securities firm, aims to promote high-quality development of the real economy by leveraging its unique advantages [1]. - Since its establishment in September 2020, the company has focused on integrating finance with cross-strait relations, serving Taiwanese enterprises in mainland China, and creating customized financial services [2]. Group 2: Achievements and Innovations - The company was elected as the vice president unit of the National Taiwan Enterprises Association in May 2023 and initiated the establishment of the first "Taiwan Enterprises Financial Service Alliance" [2]. - It has successfully hosted the "Strait Financial Forum - Taiwan Enterprises Development Forum" for six consecutive years, enhancing its reputation in cross-strait exchanges [2]. - The company has achieved significant milestones, including assisting Taiwanese companies in listing on various stock exchanges and launching innovative online account opening services for investors from Taiwan, Hong Kong, and Macau [2][3]. Group 3: Commitment to Real Economy - The company focuses on serving the real economy and has made notable contributions to financing and investment banking, including the successful listing of the first public REITs project for affordable housing in China [3]. - It has facilitated the issuance of various bonds, raising a total of 7.7 billion yuan for technology enterprises, thereby broadening their financing channels [3]. Group 4: Social Responsibility and Investor Education - The company integrates the concept of "finance for the people" into its corporate culture, emphasizing investor education through various online and offline initiatives [4]. - It actively engages in community service and disaster relief efforts, demonstrating its commitment to social responsibility [5]. Group 5: Compliance and Risk Management - The company prioritizes compliance and risk management as essential to its survival and development, embedding these principles into its corporate culture [6]. - It has established a comprehensive risk management system that aligns with its growth, ensuring effective risk control across all operations [6].

Core Viewpoint - The article emphasizes the importance of the public fund industry in contributing to the construction of a financial power and the high-quality development of the capital market, aligning with national strategies and the spirit of the 20th National Congress of the Communist Party of China [1][2][3]. Group 1: Industry Development and Strategy - The public fund industry should adhere to the comprehensive leadership of the Party and implement the "Five Musts and Five Must Nots" of Chinese financial culture, transforming the "financial patriotism" concept into actionable strategies [2]. - The industry is encouraged to focus on serving the real economy, particularly in supporting technological innovation and optimizing economic structures, which are crucial for national development [3]. Group 2: Product Innovation and Research Capability - Public funds are expected to enhance product innovation and research capabilities, directing social capital towards key areas supported by national policies and emerging industries [3]. - The company aims to optimize its research and investment system, exploring differentiated development paths and enhancing the allocation of financial resources to critical sectors [4][5]. Group 3: Professional Capability and Digital Transformation - The public fund industry is constructing a "platform-based, team-oriented, integrated" research and investment ecosystem, focusing on long-term assessment mechanisms to improve asset pricing capabilities [4]. - The company is accelerating its digital transformation, applying advanced technologies like big data and artificial intelligence across core business areas to enhance operational efficiency [5]. Group 4: Investor Engagement and Social Responsibility - Enhancing investor satisfaction and trust is central to the high-quality development of public funds, with the company committed to optimizing product structures to meet diverse investor needs [6]. - The company actively engages in social responsibility initiatives, conducting various public welfare activities and promoting financial literacy among investors [6].

央广网北京12月30日消息（记者 樊瑞）12月27日至28日，中国财富管理50人论坛2025年会在北京召开。中国财富管理50人论坛理事长、原银监会主席、证 监会原主席尚福林表示，回望"十四五"时期，我国金融业实现了规模增长与质量提升的历史性跨越，为金融强国建设奠定了坚实基础。迈向"十五五"，加快 建设金融强国，是质的有效提升和量的合理增长有机统一，是综合性、系统性、引领性的跃升。他指出，"十五五"时期加快金融强国建设需聚焦四大核心内 涵。 "十四五"期间金融业实现历史性跨越 尚福林表示，"十四五"的五年，金融领域始终坚守服务实体经济的本源，总量合理增长，质效持续提升。信贷结构持续优化，金融支持科技创新、绿色转型 等重点领域的力度不断加大；资本市场改革不断推进，多层次、广覆盖的市场体系更加完备；金融开放稳步扩大，上海国际金融中心能级持续提升，人民币 国际化不断深化；金融风险防范化解取得显著成效，守住了不发生系统性风险的底线。这些成就为"十五五"时期实现金融由大到强的跨越积累了宝贵经验。 第一，更加聚焦金融服务实体经济的根本宗旨，努力做好金融"五篇大文章"。金融强国建设的根基在于实体经济，必须优化金融资源配置，更 ...

站在"十四五"收官与"十五五"开局的重要节点，中银保险将坚守保险本源，持续深化银保协同和专业能 力建设，精准服务国家战略和实体经济发展，提升金融服务稳定性、有效性，为金融强国建设和推进中 国式现代化贡献保险力量。 保险频道更多独家策划、专家专栏，免费查阅>> 责任编辑：山上 作为中国银行全资子公司，中银保险始终坚持金融工作的政治性、人民性，紧扣高质量发展主题，夯实 具有中银特色的品牌内涵。胸怀国之大者，深入支持"两新""两重"，加力做好金融"五篇大文章"，在服 务经济社会发展大局中充分发挥保险"两器""三网"功能价值。聚焦国家战略，锚定服务实体经济、因地 制宜发展新质生产力、推进高质量发展核心目标，深度融入国家重大战略实施与社会治理现代化大局。 坚持特色经营，作为集团综合化经营的重要力量，做精境外业务，做强非融资性信保业务，强化银保联 动，聚焦细分赛道打造核心竞争力，持续塑造稳健、可信、负责任的金融品牌形象。 "金智奖"年度评选活动由金融界发起，迄今已连续举办十四届，旨在表彰在金融创新、实体赋能、产业 升级等领域作出突出贡献的杰出机构，树立行业发展典范。本届评选吸引参评机构近千家，历时三个 月，通过数据筛选、 ...