21碳中和课题组快评：该标准缓解了大湾区在数据口径与披露深度上的不一致问题，在对接国家标准与 国际框架的同时，进一步提升了湾区绿债市场的透明度和可执行性，有助于降低跨境交易成本、提升发 行可信度。 2. 深圳支持建立基于区块链等技术的绿色资产开发平台 11月19日，深圳与香港联合发布《关于携手打造港深全球金融科技中心的行动方案（2025—2027 年）》，将"绿色金融"列为五大重点协同领域之一，提出深化企业碳账户金融端应用，推广应用"降碳 贷"等创新金融服务模式，推动金融机构基于企业碳账户、碳排放数据等，为企业"碳减排"精细化定 价。鼓励深圳企业赴港发行可持续发展离岸人民币债券。支持建立基于区块链、智能合约等技术的绿色 资产开发平台。持续提升碳减排计量、核算和披露水平，打造具有深圳特色的"数据获取便捷、核算评 价科学、应用场景丰富"的企业碳账户体系。 21碳中和课题组快评：深港将金融科技能力系统嵌入碳数据、碳核算与绿色资产开发，强化跨境绿色金 融的技术底座。此次方案有望推动碳数据进入可定价、可交易的资产化阶段。两地协同机制成熟后，有 望在全球范围内形成具有竞争力的绿色金融科技标准体系。 南方财经记者郭晓洁 2 ...

（文章来源：证券日报） 证券日报网讯岳阳林纸11月25日在互动平台回答投资者提问时表示，公司积极探讨绿色金融产品在相关 领域进展，会关注相关领域动态；海外碳信用方面，公司正根据相关方法学开发国际认可度较高、实行 碳捕捉碳吸附的碳资产。 ...

随着国家正式启动"十五五"规划的宏伟蓝图，可持续发展正从一项关键战略，升级为衡量未来经济高质量发展的重要标尺。在此承前启后的 关键时刻，2025年成为中国可持续发展进程从"理念构建"迈向"实践深化"的关键年份。 企业非财务信息披露正经历一场深刻的"范式迁移"。 国务院国资委、证监会及沪深北交易所密集出台《央企ESG专项行动指南(2025)》、《上市公司信息披露管理办法》、《上市公司自律监管指 引——可持续发展报告（试行）》等相关政策，明确要求将可持续发展纳入公司治理核心，推动信息披露从"可选披露"迈向"规范披露"。 在此新周期下，金融机构作为资源配置的核心，已从理念倡导者转变为关键行动者。银行、保险、资管等机构正将ESG深度融入其战略与业 务流程，通过大力发展绿色金融、创新可持续金融产品、践行负责任投资、强化环境风险管理等一系列努力，精准引导金融活水支持实体经 济绿色低碳转型。 为系统梳理并推广实践，《清华金融评论》正式启动"2025可持续发展典型案例征集"活动，旨在搭建一个高层次的实践交流平台，通过征 集、遴选并展示在绿色金融、社会责任及可持续发展治理等领域的优秀案例，树立行业标杆，促进经验共享，共同助力中 ...

许正宇表示，截至今年9月，香港证监会认可的ESG基金超过200只，资产管理规模逾1.1万亿港元。在 债券市场方面，去年香港绿色与可持续债券发行总额超过840亿美元，其中约430亿美元由香港安排发 行。自2018年起已经连续7年居亚洲市场首位，约占区内总额约40%左右。 他说，为了更加有效地去推动绿色金融转型，香港特区政府一直和金融监管机构和一众持份者紧密合 作，透过推动创新、市场发展、培养人才，以及国际和区域合作这四个方面，去完善香港的绿色金融发 展。 香港财经事务及库务局局长许正宇在出席"ESG论坛2025─创新推动绿色可持续未来"致词时表示，香港 作为亚洲领先的国际金融中心和可持续金融枢纽，拥有既深且广的资本市场，而香港政府也将绿色和可 持续金融列为重点工作之一，积极引导国际资本投资在不同领域的可持续发展项目，为绿色金融转型出 力。 他指，气候变化是当今全球面临最紧迫的挑战之一，香港作为地球一份子可以出一份力。刚在巴西贝伦 市落幕的联合国气候变化大会(COP30)强调，绿色资金是应对气候变化的关键。 ...

新华财经长春11月25日电（记者王晓林）记者25日从中国人民银行吉林省分行召开的做好金融"五篇大 文章"、支持吉林经济高质量发展专题新闻发布会了解到，"十四五"时期，人民银行吉林省分行坚持以 深化金融供给侧结构性改革为前提，以支持实体经济高质量发展为宗旨，以做好科技金融、绿色金融、 普惠金融、养老金融、数字金融"五篇大文章"为主线，为吉林全面振兴取得新突破注入金融动能。 （文章来源：新华财经） 截至今年9月末，吉林省金融"五篇大文章"贷款余额同比增长12.1%，占各项贷款余额比重达30.7%。同 时，人民银行吉林省分行积极传导科技创新和技术改造再贷款、碳减排支持工具、服务消费与养老再贷 款等多种结构性货币政策工具，引导信贷资金流向实体经济重点领域和薄弱环节，"十四五"期间已累计 投放专项结构性货币政策工具234亿元。 人民银行吉林省分行信贷政策管理处副处长杨珩表示，人民银行吉林省分行将坚持"统筹引领、聚焦重 点、工具支撑、评估问效"的原则，谋划构建金融"五篇大文章"政策框架体系，推动形成一系列"打基 础、利长远、促发展"的金融实践，促进金融政策框架不断完善，服务实体经济基础巩固夯实。 ...

转自：新华财经 2025年是"绿水青山就是金山银山"理念提出20周年，近年来，四川完整准确全面贯彻新发展理念，贯彻落实积极应对气候变化国家战略，积极稳妥推进碳 达峰碳中和，碳达峰碳中和目标战略支撑作用持续强化。兴业银行成都分行积极参与四川碳普惠建设，为四川银谷碳汇再生资源有限公司发放贷款400万 元，用于企业"碳惠天府"机制碳减排项目（CDCER）开发相关支出，近日该项目成功通过成都市生态环境局审核，联合上下游共计实现CDCER核发量超 12万吨，标志着全省首个再生资源碳减排项目开发成功。 一直以来，兴业银行成都分行高度关注四川省资源回收利用行业绿色发展方向，在了解到企业在根据方法学项目开发过程中存在资金需求时，分行联动天 府气候投融资产业促进中心第一时间现场拜访企业，并基于企业碳减排项目开发融资需求提出定制化金融服务方案，同时将贷款利率与企业碳减排项目开 发成果挂钩，如项目开发成功则给予该项目一定的贷款利率下调，以又快又准的金融服务方案切实解决小微企业融资问题。 "在成都市生态环境局指导和兴业银行绿色金融服务方案支持下，本次碳减排量的开发依托我司数字化智能再生网络体系得以成功实现。公司也积极响 应'成都世运 ...

"生物多样性金融通过政策杠杆引导资金流向生态修复与蓝色产业，为生态保护与产业发展搭建了高效 便捷的金融桥梁，是践行绿色发展理念、打通生态价值转化通道的重要金融创新。"人民银行烟台市分 行党委副书记、副行长郭峰说，此次"生物多样性+海洋碳汇+可持续渔业"贷款的落地，是烟台市践行 绿色金融理念、推动蓝绿融合发展和创新生物多样性保护金融支持模式的生动实践。 （文章来源：新华财经） 今年10月，山东启动生物多样性金融标准试用工作后，人民银行烟台市分行第一时间响应，立足海洋生 态环境保护与可持续渔业产业发展实际，通过召开绿色金融专班会议、现场走访和重点督导等举措，会 同生态环境部门出台烟台市生物多样性金融方案，建立了烟台市生物多样性金融支持项目库，积极引导 全市金融机构加快探索生物多样性金融产品和服务模式创新，为入库企业搭建高效精准的金融支持通 道，及时满足融资需求，有效推动了生物多样性标准金融产品落地。 在对入库企业走访对接过程中，烟台银行了解到长岛县长山海珍品有限责任公司的流动性资金贷款需求 后，组建专项服务团队，全面核实企业生态养殖模式的合规性、生物多样性保护措施落实情况，在确认 项目符合《生物多样性金融标准试用 ...

Core Viewpoint - The People's Bank of China, Liupanshui Branch, is actively promoting financial support for the local economy's green and low-carbon transition through innovative financial products like "linked loans" [1] Group 1: Financial Initiatives - The Liupanshui Branch has introduced "linked loans" specifically aimed at supporting green and low-carbon transitions in the local economy [1] - As of the end of October this year, financial institutions in Liupanshui have issued a total of 7.028 billion yuan in green low-carbon transition "linked loans" [1] Group 2: Collaboration and Development - The branch collaborates with local banks, such as Guiyang Bank, to understand and support the green low-carbon transition of enterprises like Meijin Huayu New Energy Co., Ltd. [1]

Core Insights - The successful transaction of carbon quota data products in Fujian marks a significant step in the marketization of carbon data elements, facilitating better understanding and financing for low-carbon transformation of enterprises [1][3] Group 1: Transaction Details - The first carbon quota data product transaction in Fujian involved the purchase of the "Green Credit Report - Corporate Carbon Asset Report" by Huaxia Bank Fuzhou Branch [1] - This data product was developed by Fujian Piao Fu Tong Information Technology Co., Ltd., which integrates various public and social data to create a customizable and high-value carbon quota data product [2] Group 2: Application and Impact - The data product allows banks to gain a comprehensive and precise understanding of clients' production and operational conditions during the loan period, serving as a "green qualification certificate" [2] - Huaxia Bank Fuzhou Branch has already applied this data product in assessing the green qualifications of a steel profile manufacturing enterprise, planning to offer lower interest rates due to the company's significant emission reduction achievements [2] Group 3: Future Prospects - The Fujian Big Data Exchange aims to support the development of more market-demand-adapted data products while facilitating compliance and market transactions [3] - As of now, the Fujian Big Data Exchange has listed over 1,400 data products and has more than 1,000 participating businesses, indicating a robust data element market [3]

Core Viewpoint - The six A-share listed city commercial banks in the Yangtze River Delta region are demonstrating resilient growth, achieving increases in both revenue and net profit despite the pressure of narrowing interest margins [1][2]. Revenue and Profit Growth - All six city commercial banks reported year-on-year growth in both revenue and net profit for the first three quarters, with five banks achieving profits exceeding 10 billion yuan, except for Suzhou Bank, which is relatively smaller [2]. - Jiangsu Bank led with a revenue of 67.183 billion yuan and a net profit of 30.583 billion yuan, ranking first among A-share city commercial banks [2]. Interest Income Performance - Despite the overall pressure on interest margins, all six banks achieved year-on-year growth in net interest income, with Nanjing Bank and Jiangsu Bank showing significant increases of 28.52% and 19.61%, respectively [3]. - Nanjing Bank attributed its growth in net interest income to increased credit investment and optimized asset allocation strategies, alongside a reduction in deposit costs [3]. Asset Expansion - The six banks are steadily expanding their asset scales, with Jiangsu Bank holding the largest total assets of 4.93 trillion yuan, marking a 24.68% increase from the beginning of the year, the fastest growth among A-share listed banks [6]. - All banks exhibited strong growth in both deposits and loans, with Jiangsu Bank's total deposits reaching 2.54 trillion yuan, a 20.22% increase, and total loans growing by 17.87% to 2.47 trillion yuan [6]. Corporate Lending Growth - Corporate lending has become the main driver of credit expansion for these banks, with significant growth in loans for technology finance, inclusive finance, and green finance [9]. - For instance, Nanjing Bank's corporate loans increased by 14.63%, with notable growth in green finance (33.03%), technology finance (17.47%), and inclusive finance (16.16%) [9]. Asset Quality - The asset quality of the six banks remains stable, with non-performing loan (NPL) ratios either holding steady or declining. Jiangsu Bank's NPL ratio decreased by 0.05 percentage points to 0.84% [10]. - Nanjing Bank's NPL ratio remained stable at 0.83%, reflecting effective risk management and asset disposal strategies [10]. Capital Adequacy - Shanghai Bank reported a high core Tier 1 capital adequacy ratio of 10.52%, up 0.17 percentage points from the beginning of the year, supported by improved profitability and capital management [11]. - Both Hangzhou Bank and Nanjing Bank completed convertible bond conversions, with their core Tier 1 capital ratios rising to 9.64% and 9.54%, respectively [11]. Dividend Distribution - Several banks, including Shanghai Bank and Suzhou Bank, have completed mid-term dividend distributions, with Jiangsu Bank and Ningbo Bank also advancing their mid-term dividend plans [12]. - Hangzhou Bank has consistently increased its cash dividend ratio, with a projected mid-term dividend of 2.755 billion yuan for 2025, reflecting a commitment to enhancing shareholder returns [13].