稳业绩优结构，夯实资产质量筑牢发展根基 转自：新华财经 8月29日，上海农商银行披露2025年半年报。在本轮（2023-2025年）战略规划收官之年的关键阶段，该 行各项经营指标呈现"稳中有进、稳中向好"的良好态势。 2025年上半年，上海农商银行实现营业收入134.44亿元，扣除非经常性损益后同比上升0.38%；归母净 利润70.13亿元，扣除非经常性损益后同比增长6.69%。截至6月末，集团不良贷款率0.97%，自上市以来 始终保持在1%以内，拨备覆盖率达336.55%。该行还宣布派发现金红利23.24亿元（含税），中期分红 比例达33.14%，高比例分红策略得以延续。 保持分红高位，重视市值管理提升内在价值 上海农商银行在股东回报与市值管理上的表现持续亮眼，成为其投资价值的重要支撑。继2024年率先在 业内实施中期分红后，该行今年中期分红力度持续增强：以实施权益分派股权登记日登记的总股本为基 数，对普通股每10股分配现金红利2.41元（含税），共计派发现金红利23.24亿元（含税），中期分红比 例达33.14%，较2024年中期提升7个基点，延续高比例分红。 自2021年上市以来，上海农商银行每年现金分 ...

Core Viewpoint - The report highlights the financial performance and strategic direction of Bank of Communications, emphasizing its commitment to supporting the real economy and enhancing financial services through digital transformation and targeted financial products [2][3]. Financial Performance - As of June 2025, the total assets of Bank of Communications reached 15.44 trillion yuan, an increase of 3.59% compared to the end of the previous year [2]. - The bank achieved an operating income of 133.368 billion yuan and a net profit of 46.016 billion yuan in the first half of the year, representing year-on-year growth of 0.77% and 1.61%, respectively [2]. - The customer loan balance reached 9 trillion yuan, growing by 5.18% from the end of the previous year [2]. Strategic Focus - The bank's president outlined five key strategic directions: 1. Implementing the central financial work conference's directives, focusing on technology finance, green finance, inclusive finance, pension finance, and digital finance [3]. 2. Leveraging its Shanghai headquarters to enhance technology finance capabilities and support the construction of five centers in Shanghai [3]. 3. Deepening digital transformation and embedding financial services into digital scenarios [3]. 4. Enhancing customer base through a "strong, stable, large, and expanding small" strategy [3]. 5. Strengthening risk management and compliance to adapt to external uncertainties [3]. Digital Transformation - The establishment of a digital operation center aims to create a smart-driven financial business operation system, enhancing collaboration between online and offline services [2]. - By the end of June, the bank's loans to core industries in the digital economy exceeded 286 billion yuan, with internet loans increasing by 8.52% compared to the previous year [2]. Dividend Policy - In the first half of 2025, the bank distributed a cash dividend of 1.563 yuan per 10 shares (including tax), totaling 13.81 billion yuan, which accounts for 31.2% of the net profit attributable to shareholders [4]. - The bank has maintained a dividend payout ratio exceeding 30% for 14 consecutive years, indicating a commitment to stable and predictable returns for shareholders [4].

整体经营稳步向好 养老金融内容丰富。养老产业对公贷款余额较上年末增长315%，投资养老产业相关债券15.6亿元。成 为天津市卫健委天津市商业健康保险就医费用一站式结算平台项目独家合作银行，成功获取承接天津市 养老机构预收费银行存管业务资质。京津冀金融科技创新监管沙盒项目"基于深度学习和智能安全终端 的轻型柜面服务"场景入驻养老社区，提升医疗养老金融服务便捷性。 盈利能力保持稳健。实现营业收入88.3亿元，同比增长0.8%；实现利润总额21.4亿元，同比增长4.9%； 实现净利润20.1亿元，同比增长1.6%。净息差1.47%，净利差1.56%。上述表现主要得益于坚持落实"双 五战役"，特别是"化险攻坚战""成本攻坚战"：一方面降低付息率、控制成本，对高息存款实施压降， 另一方面加大信贷投放，提高信贷资产占比。 资产负债合理增长。资产总额9656.75亿元，较上年末增长4.3%，其中贷款余额较上年末增长6.9%，较 资产增速高2.6个百分点；在天津地区贷款市场份额占比7.40%，排名全市第四。负债总额8957.59亿 元，较上年末增长4.6%，其中存款余额较上年末增长6.6%，较负债增速高2.0个百分点；在天津 ...

上半年，国泰海通机构与交易业务实现营业收入68.61亿元，同比增长55.54%。报告期内，国泰海通核 心客户研究排名创历史新高，QFI股基交易额5.07万亿元，同比增长100%；道合销售通保有规模931.22 亿元，较上年末增长21.5%；ETF做市交易规模同比增长124.6%，投资三大先导基金4.2亿元。 上半年，国泰海通投资管理业务实现营业收入30.78亿元，同比增长44.26%。截至2025年6月末，华安基 金、海富通基金、富国基金管理资产规模分别为8225.06亿元、4976.56亿元、1.79万亿元，国泰海通所 属资产管理业务管理规模达到7051.93亿元，均较上年末实现增长；完成硬科技投资项目37个，投资金 额22.6亿元。 炒股就看金麒麟分析师研报，权威，专业，及时，全面，助您挖掘潜力主题机会！ 8月29日晚间，国泰海通发布2025年半年度报告。上半年，国泰海通实现营业收入238.72亿元，同比增 长77.71%；归属于母公司所有者的净利润157.37亿元，同比增长213.74%；归属于母公司所有者的扣除 非经常性损益的净利润72.79亿元，同比增长59.76%。 值得关注的是，国泰海通还披露了 ...

Core Viewpoint - Shengjing Bank reported its interim results for the six months ending June 30, 2025, highlighting steady growth in revenue and net profit while focusing on strategic planning and operational transformation [1][2] Financial Performance - Operating income reached 4.326 billion RMB, with a net profit of 508 million RMB and a net profit attributable to shareholders of 494 million RMB [1] - Total assets amounted to 1,128.181 billion RMB, an increase of 5.405 billion RMB, or 0.5%, compared to the end of the previous year [1] - Total deposits were 791.469 billion RMB, up by 10.880 billion RMB, or 1.4%, while total loans increased to 514.873 billion RMB, rising by 14.280 billion RMB, or 2.9% [1] Strategic Focus - The bank emphasized serving the high-quality development of the real economy, enhancing financial services for local economies, SMEs, and urban and rural residents [2] - Technology loans grew by 39.6%, green loans increased by 29.5%, and inclusive micro-enterprise loans rose by 17.6% [2] - The bank launched version 7.0 of its mobile banking app, adding 277,300 new users in the first half of 2025 [2] Risk Management - The bank maintained a prudent risk appetite and management strategy, enhancing digital transformation and technology empowerment [2] - The non-performing loan ratio stood at 2.69%, an increase of 0.01 percentage points from the end of the previous year, while the provision coverage ratio remained stable at 157.00% [2]

Core Viewpoint - The Bank of Communications reported a stable and improving performance in its 2025 semi-annual results, focusing on high-quality development and maintaining a balance between growth and safety [1] Group 1: Financial Performance - Total assets reached 15.44 trillion yuan, an increase of 3.59% compared to the end of the previous year [1] - Operating income for the period was 133.368 billion yuan, with a net profit attributable to shareholders of 46.016 billion yuan, reflecting year-on-year growth of 0.77% and 1.61% respectively [1] Group 2: Support for the Real Economy - The bank emphasized its role in supporting the real economy, with total customer loan balance reaching 9.00 trillion yuan, up 5.18% year-on-year [2] - Technology loans exceeded 1.5 trillion yuan, with the number of supported enterprises growing by 11.12%, and loans to technology SMEs increased by 22.93% [2] Group 3: Green Finance Initiatives - The bank integrated green development into its business model, with energy-saving and carbon-reduction industry loans growing by 6.58% year-on-year [3] - Cumulatively issued green financial bonds reached 145 billion yuan [3] Group 4: Inclusive Finance Expansion - Inclusive loan balance was 852.401 billion yuan, marking a year-on-year increase of 12.96% [3] Group 5: Pension Finance Development - Loans in the pension industry grew by 21.39% year-on-year, with significant increases in social security card and personal pension business scales [4] Group 6: Digital Finance Enhancements - The bank established a digital operation center, with loans in the digital economy core industry exceeding 286 billion yuan, and internet loans growing by 8.52% [4] Group 7: Strategic Focus in Shanghai - The bank leveraged its Shanghai base to support the city's development, achieving over 4.88 trillion yuan in "Bond Connect" transactions [5][6] Group 8: Capital Strengthening - The bank raised 120 billion yuan through the issuance of 14.1 billion shares, enhancing its core tier one capital [7] Group 9: Risk Management - The non-performing loan ratio was 1.28%, a decrease of 0.03 percentage points from the previous year, with a provision coverage ratio of 209.56%, up 7.62 percentage points [8]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告之內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不就因本公告全部或任何部分內容而產生或因倚 賴該等內容而引致之任何損失承擔任何責任。 （於中華人民共和國註冊成立的股份有限公司） （股份代號：03328） 海外監管公告 本公告乃根據香港聯合交易所有限公司證券上市規則第13.10B條而作出。 茲載列交通銀行股份有限公司於上海證券交易所網站刊登的《交通銀行股份有限 公司2025年半年度報告》，謹供參閱。 承董事會命 交通銀行股份有限公司 何兆斌 公司秘書 中國上海 2025年8月29日 於本公告發佈之日，本行董事為任德奇先生、張寶江先生、殷久勇先生、 周萬阜先生、常保升先生*、廖宜建先生*、陳紹宗先生*、穆國新先生*、 艾棟先生*、羅小鵬先生*、石磊先生 # 、張向東先生 # 、李曉慧女士 # 、馬駿先生 # 、 王天澤先生 # 及肖偉先生 # 。 * 非執行董事 # 獨立非執行董事 公司代码：601328 公司简称：交通银行 交通银行股份有限公司 2025 年半年度报告 1 重要提示 一、本行董事会、监事会及董事、监事、高级管理人员保证半 ...

8 月 29 日晚间，国泰海通发布 2025 年半年度报告。上半年，国泰海通扎实做好金融 " 五 篇大文章 " ，加快释放整合融合效能，实现营业收入 238.72 亿元，同比增长 78% ；归母 净利润 157.37 亿元，同比增长 214% ；扣非归母净利润 72.79 亿元，同比增长 60% 。 今年 7 月，国泰海通完成 2024 年度分红，每股分配红利 0.28 元（含税），分红比例超过 48% （含 2024 年中期分红），位居头部券商前列。本次公司披露 2025 年中期分红方案， 每股分配红利 0.15 元（含税），再次显著高于行业平均水平。 主营业务收入全面增长 2025 年上半年，国泰海通依托合并后业务规模扩大优势，全面推进零售、机构和企业三大客 户服务体系建设，巩固提升核心竞争优势，各项业务稳步发展，主要业务收入明显增长。 财富管理业务 实现营业收入 97.72 亿元，同比增长 92% 。境内个人资金账户数 3845 万 户，较上年末增长 4% ；君弘 APP 及通财 APP 平均月活 1558 万户，较上年增长 10% ； 金融产品月均保有规模 4530 亿元，较上年增长 13% ；融资融 ...

8月28日，浦发银行召开2025年半年度业绩说明会。浦发银行行长谢伟携众高管参会，对上 半年经营表现、"数智化"战略转型最新成效等众多热点问题回应。 报告显示，今年上半年，浦发银行紧扣"数智化" 战略，以 "强赛道、优结构、控风险、提效 益"为经营主线，深度融入国家战略与区域发展，扎实做好服务实体经济和业务经营工作，各 项经营指标延续向好，持续巩固稳健发展态势。 对于2025年上半年经营业绩表现，谢伟表示，今年是浦发银行"数智化"战略提升年。"上半 年，我们坚持高目标引领、高质量发展、高效率协同的'三高'要求，业绩表现延续过去一年以 来良好的发展态势，核心经营指标取得了进一步的改善。" 谢伟强调，浦发银行基本面的持续改善，充分验证了该行战略路径的正确性和发展模式的可 持续性。 展望下半年，浦发银行将继续坚持以"数智化"转型为核心发展方向，并将聚焦"超级平台、超 级产品、超级系统"三大建设任务，以技术赋能业务升级。 营收净利实现"双增"，资产负债结构持续优化 上半年，浦发银行实现了营收和净利润的"双增"，经营效益与规模同步提升。财报显示，截 至今年6月末，该行实现营业收入905.59亿元，同比增长2.62%；实 ...

8月29日，交通银行发布2025年半年度经营业绩。 报告期末，集团资产总额达到15.44万亿元，较上年末增长3.59%。报告期内，集团实现营业收入 1,333.68亿元、归属于母公司股东净利润460.16亿元，同比分别增长0.77%、1.61%。 深耕"五篇大文章" 高质量服务实体经济 交通银行扎实履行服务实体经济主力军职责，精准支持国家重大战略、重点领域和薄弱环节，以做 好"五篇大文章"为抓手，着力建强金融功能、提升金融服务质效，集团总资产保持稳定增长。报告期 末，集团客户贷款余额9.00万亿元，较上年末增长5.18%。科技贷款、普惠小微贷款、养老产业贷款增 幅均高于集团贷款平均增幅。 科技金融提质创新。持续深耕科技创新重点产业，创新服务模式，深化渠道合作，完善支撑保障政策。 发挥集团全牌照经营优势，建立"股贷债租托"（股权、信贷、债券、租赁、托管）综合金融服务体系， 积极推动"科技——产业——金融"良性循环。报告期末，科技贷款余额突破1.5万亿元大关，获贷企业 数量较上年末增长11.12%，其中支持科技型中小企业3.23万户，贷款余额较上年末增长22.93%。 绿色金融聚焦转型。将绿色发展理念融入打造业务 ...