消费者权益保护

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预付式消费不能透支信任
Jing Ji Ri Bao· 2025-05-18 21:55
Group 1 - Prepaid consumption has become popular in various sectors such as fitness, education, and beauty services, offering convenience and discounts to consumers, but it also carries risks like service reduction, refund difficulties, and business closures [1] - The implementation of the Supreme People's Court's interpretation on civil disputes related to prepaid consumption aims to address consumer rights violations, including issues like "running away with funds" and "unfair contract terms," thereby enhancing consumer protection [1] - Strengthening regulatory and enforcement measures is essential, including the establishment of a monitoring platform for prepaid consumption that utilizes big data and cloud computing to oversee business operations in real-time [1] Group 2 - A healthy market ecosystem requires collective efforts from society, including the establishment of a blacklist sharing mechanism by industry associations and regular credit ratings for businesses to guide consumer choices [2] - Introducing third-party safeguarding mechanisms, such as a prepaid fund custody system, is crucial to ensure the safety of consumer funds, along with encouraging businesses to purchase prepaid consumption insurance for consumer protection [2] - Enhancing consumer awareness and education about prepaid consumption risks is vital, necessitating a multi-channel approach to cultivate public risk awareness [2]
【法治之眼】 游客购票无法使用第三方平台须担责
Zheng Quan Shi Bao· 2025-05-15 19:26
Core Viewpoint - The article highlights issues with third-party platforms selling tickets for tourist attractions, where consumers face problems such as tickets being marked as used without being utilized, unclear refund policies, and unresponsive customer service, leading to financial losses for tourists [1][2]. Group 1: Issues Faced by Consumers - Many consumers report that tickets purchased through third-party platforms are often unusable, resulting in significant disruptions to their travel plans and financial losses [1]. - Tourists are increasingly turning to third-party platforms when official tickets are sold out, but they encounter problems such as tickets being invalidated without use and difficulties in obtaining refunds [1][2]. - Third-party platforms often deflect responsibility, blaming either the consumers for being late or the sellers for individual actions, which exacerbates the situation for tourists [1][2]. Group 2: Legal and Regulatory Aspects - Legal experts indicate that third-party platforms cannot evade responsibility, as they are liable under the E-commerce Law if they fail to take necessary actions against sellers who infringe on consumer rights [1][2]. - Tourists are encouraged to take legal action against third-party platforms for failing to address complaints, as this can compel platforms to fulfill their responsibilities [2][3]. - Regulatory authorities are urged to take proactive measures against negligent platforms, including imposing fines ranging from 20,000 to 100,000 yuan, and potentially suspending operations for severe violations [2]. Group 3: Recommendations for Tourists and Attractions - Many tourist attractions have begun to clarify that they do not authorize any third-party platforms to sell tickets, advising consumers to purchase directly from official channels to avoid pitfalls [2]. - Attractions are also encouraged to consider legal action against third-party platforms that misrepresent their services [2][3].
小米消金高度重视消保宣传工作 为提振消费贡献消保力量
Sou Hu Cai Jing· 2025-05-15 04:12
Core Viewpoint - The revitalization of consumption is a key task for economic development, with policies like the "Special Action Plan for Boosting Consumption" reflecting the government's commitment to stimulate consumer activity [1] Group 1: Consumer Rights Protection - Consumer rights protection is essential not only for safeguarding livelihoods but also for boosting consumer confidence and promoting sustained consumption growth [1] - Xiaomi Consumer Finance emphasizes consumer rights protection through diverse initiatives aimed at educating the public on financial knowledge and enhancing consumer protection literacy [1][3] - The company integrates consumer rights protection requirements into all business processes, establishing a collaborative mechanism that involves product, business, operations, and risk management [3] Group 2: Financial Education and Complaint Handling - Xiaomi Consumer Finance conducts various financial education activities to improve consumer financial literacy and fraud awareness [3] - The company has strengthened its complaint handling mechanisms, creating standardized processes for product design, business control, collection management, and dispute resolution, resulting in a noticeable increase in complaint resolution rates [3] Group 3: Digital Risk Management - The company is enhancing its internal risk management systems through the development of a digital risk control framework, leveraging technology to safeguard users' financial consumption [3] - Xiaomi Consumer Finance has developed a decision engine and approval system, establishing an automated decision-making process for C-end customers, which improves user experience [3] Group 4: Commitment to Economic Development - By effectively protecting consumer rights and addressing consumption pain points, the company aims to enable consumers to "consume, dare to consume, and be willing to consume," thereby driving economic growth [4] - Xiaomi Consumer Finance is committed to enhancing the quality and effectiveness of its consumer protection efforts, contributing to high-quality economic development [4]
江西启动网络市场监管专项行动 整治直播带货乱象等问题
Zhong Guo Xin Wen Wang· 2025-05-13 15:24
Core Viewpoint - Jiangxi Province has launched a special action plan for network market regulation aimed at addressing issues such as live-streaming sales chaos and ensuring the healthy development of the online economy [1][2] Group 1: Regulatory Focus Areas - The action plan emphasizes the need for e-commerce platforms to strictly verify the qualifications of merchants entering the platform [1] - Increased regulatory enforcement on the quality and safety of ten categories of consumer goods, including food, pharmaceuticals, and electronics [1] - A crackdown on unfair competition practices such as false advertising, fake reviews, and illegal promotions [1] Group 2: Key Tasks in the Action Plan - A focus on eliminating the sale of prohibited and restricted items, including illegal wildlife products and counterfeit certificates, through frequent monitoring and enforcement [2] - Addressing the issue of "ghost" food delivery services by cleaning up businesses without physical stores or necessary licenses [2] - Regulating live-streaming sales by targeting practices like price inflation followed by discounts and false product claims [2] - Ensuring fair competition during promotional events by monitoring and combating deceptive practices [2]
【紫牛头条】使用“一嗨租车”5年后莫名扣除千元罚款,用户求取违章记录受阻
Yang Zi Wan Bao Wang· 2025-05-09 13:55
今年5月6日,谢先生在查看第三方支付平台账单时发现一笔1098.42元的扣款,"最开始我以为是我的信用卡被盗刷了,后来我去支付宝翻订单,发现是一 嗨租车那边有扣款。"谢先生说。他先是拨打一嗨租车客服电话,却因没有人工选项未能接通,之后联系支付平台,平台称:"这是跟商家之间的一个纠 纷,需和商家沟通。" 账单详情 ehi) -嗨租车 > -1,098.42 自动扣款成功 管理自动扣款 一嗨租车免密支付 订单金额 1099.00 中国银行立减 -0.58 支付时间 2025-05-06 14:56:54 付款方式 ⑦ 商品说明 15 000 000 支付奖励 ▽ 立即领取100积分 上海一嗨汽车租赁有限公司 收款方全称 服务详情 chi 一嗨租车 进入小程序 > 推荐服务 查看你的信用卡积分权益 去看看 > 更多 v 2025年5月6日,一条扣款消息让谢先生陷入了疑惑当中。在毫无通知的情况下,一嗨租车通过支付平台的自动扣款,从其账户中划走了1098.42元。当事 人谢先生向一嗨租车客服询问扣款缘由时,得到的答复是他5年前租车时产生了一次违章,但对方并没有向谢先生提供相关证明。扬子晚报紫牛新闻记者 联系上当事人谢先 ...
五一酒店民宿再现“毁约” 竟因节中毁约成本低
Yang Zi Wan Bao Wang· 2025-05-09 12:10
Group 1 - The article highlights the ongoing complaints about hotel and homestay "breaches of contract" during the May Day holiday, with tourists facing sudden cancellations and price hikes upon arrival [1][7] - Many travelers reported experiences of being informed of cancellations only upon arrival, leading to significantly higher costs for last-minute bookings, indicating a trend of businesses exploiting supply-demand imbalances during peak travel times [1][3] - The article discusses the use of deceptive practices by some businesses, such as citing "renovations" or "equipment failures" to cancel reservations, which reflects a speculative mindset among certain merchants aiming to profit from high demand [1][7] Group 2 - Major online travel agencies (OTAs) are implementing service guarantees to protect consumers, such as assisting with upgrades or alternative bookings when original reservations are canceled [7] - The article clarifies that dynamic pricing during peak seasons is a common market practice, and while some consumers perceive it as price gouging, it is primarily driven by real-time supply and demand changes [8][9] - The concept of "price gouging" is addressed, emphasizing that the pricing power lies with the hotels and homestays, while OTAs merely facilitate transactions and are incentivized to maintain user satisfaction to ensure long-term business [8][9]
共享单车定位有问题,却要消费者买单?一季度投诉热点分析及典型案例出炉
Yang Zi Wan Bao Wang· 2025-05-08 09:54
Core Insights - The China Consumer Association (CCA) reported that it helped consumers recover economic losses amounting to 23.723 million yuan in the first quarter of 2025, with 585 complaints resulting in double compensation due to fraudulent practices, totaling 380,000 yuan [1][3]. Complaint Trends and Case Studies - Common complaint issues include difficulties in movie ticket refunds, abnormal billing and return difficulties in shared services, increased complaints in transportation, hidden risks in credit leasing models, significant complaints in maternity center services, rising interest in online game account transactions, concentrated complaints in the new energy vehicle sector, and frequent issues in the marriage service market [3][4]. Movie Ticket Issues - A case highlighted a consumer's complaint regarding additional charges for 3D glasses not disclosed at the time of ticket purchase, leading to a refund after intervention by the Shenzhen Consumer Council. The CCA suggested the establishment of clear refund policies for movie tickets similar to those in the airline and train industries [4][5]. Shared Services Complaints - A consumer reported being charged an unexpected fee for a shared bicycle ride due to alleged system errors in route tracking. The CCA emphasized the need for stable and transparent billing mechanisms in shared services and recommended the establishment of unified standards for shared economy services [5][6]. New Energy Vehicle Complaints - The new energy vehicle sector is facing three main complaint categories: frequent disputes over deposit refunds, dissatisfaction among older vehicle owners due to model updates, and issues with subsidy payments. A specific case involved a consumer who felt misled about vehicle upgrades after purchase, leading to a demand for compensation or free upgrades [7][8][9]. - The CCA advised that new energy vehicle companies should enhance compliance in sales and after-sales services, ensuring clear communication regarding vehicle configurations, delivery timelines, and refund conditions to protect consumer rights [9].
宁夏市场监管厅加强“五一”期间消费者权益保护工作
Zhong Guo Xin Wen Wang· 2025-05-04 11:55
Group 1 - The Ningxia Market Supervision Administration has strengthened consumer rights protection and integrity management mechanisms during the "May Day" holiday to ensure consumer safety [1] - A special action was deployed to monitor online consumption rights protection, involving 20 online trading platforms and covering 544 stores, 211 websites, 153 mini-programs, and 103 public accounts, with 5,661 products monitored [1] - Six cases of potential violations related to false advertising and unfair terms were identified and are currently under investigation [1] Group 2 - Offline consumer rights protection efforts include guiding businesses to fulfill their responsibilities in consumer rights protection and providing convenient return and exchange services [2] - The Ningxia 12315 platform has received a total of 234 complaints, including 203 complaints and 30 reports, with timely investigations into issues such as false advertising and non-compliance with service fees [2] - A "Holiday Measurement Fairness Action" was launched to address consumer concerns regarding measurement accuracy in high-traffic areas, ensuring a fair consumption environment for tourists [2]
新华视点丨酒店、民宿临时毁约涨价,怎么管?
Xin Hua She· 2025-04-30 07:32
Core Viewpoint - The article discusses the frequent occurrences of hotels and homestays unilaterally canceling reservations and raising prices, particularly during peak travel periods like the "May Day" holiday, highlighting the need for stricter regulation to protect consumer rights [1][6]. Group 1: Incidents of Price Gouging - Recent incidents have shown that some hotels and homestays have been raising prices significantly after reservations are made, with examples including a hotel in Guiyang increasing its price to over 500 yuan, four times the original rate [1][2]. - Complaints from consumers have surged, with over 2000 posts related to "May Day" hotel reservation issues on social media platforms, indicating a widespread problem [2][4]. Group 2: Regulatory Response - Local market regulatory authorities have intervened in several cases, mandating hotels to rectify their pricing practices and ensuring consumer compensation [1][2]. - New regulations have been issued requiring accommodation providers to adhere to fair pricing practices during peak periods, emphasizing the importance of transparent pricing [6][7]. Group 3: Industry Insights - The travel industry is experiencing a surge in demand, with predictions that the "May Day" holiday will see travel levels at a three-year peak, leading some operators to exploit this by raising prices after securing bookings [3][4]. - The low entry barrier and fragmented nature of the homestay market contribute to the prevalence of these unethical practices, as many operators lack proper management and oversight [5][6]. Group 4: Consumer Rights and Recommendations - Consumers have the right to demand that hotels honor their original booking prices and can seek compensation for any additional costs incurred due to unilateral cancellations [5][7]. - Legal experts recommend that consumers choose reputable booking platforms and retain evidence of their reservations to facilitate potential claims [6][7].
泰康人寿广东分公司举办大健康游园荟暨“反电诈”教育宣传活动
Sou Hu Cai Jing· 2025-04-30 01:22
Group 1 - The event "Health Wealth Experience" organized by Taikang Life Guangdong Branch aimed to promote consumer rights protection and anti-fraud education, attracting over 150 participants [1] - The event featured eight booths, including collaborations with various hospitals and health organizations, to engage attendees in health-related activities [3] - The company distributed anti-fraud materials and provided consultations on common consumer traps and fraud methods, enhancing public awareness [4] Group 2 - An online anti-fraud knowledge quiz was set up to increase engagement, focusing on identifying fraud traps and personal information protection, with participants having the chance to win prizes [6] - Interactive games were incorporated to make the anti-fraud education more relatable, allowing participants to learn practical skills while having fun [7] - The event reflected the company's commitment to high-quality service and value creation, supporting business development through diverse and vibrant consumer protection initiatives [9]