据@央视财经消息，当地时间18日，英国央行宣布维持4%的基准利率不变，符合市场普遍预期。分析 人士指出，通胀压力持续反弹，是英国央行维持利率不变、谨慎对待降息的主要原因。英国国家统计局 17日数据显示，8月消费者价格指数（CPI）同比与环比涨幅虽均符合市场预期，但仍远高于2%的通胀 目标。鉴于通胀率持续高于目标，且劳动力市场显露疲态，国际机构普遍预测，英国央行不会急于降 息。（总台央视记者 贺嘉婧） 编辑 陈艳婷 ...

声明表示，由于美国的经济政策等影响，目前全球环境依然充满不确定性，这也给全球金融市场带来了 冲击。在地缘政治紧张局势加剧的背景下，新兴市场经济体尤其需要谨慎应对这种情况。 另一方面，巴西货币政策委员会认为其国内经济形势呈现预期动荡、通胀高于预期、经济活动韧性强劲 及劳动力市场表现强劲等特征。而为了确保通胀水平在预期不稳定的环境下能够回归目标水平，经济部 门需要在长时间内实施显著紧缩的货币政策。因此，巴西货币政策委员会决定暂停加息周期，将基准利 率维持在15%。 声明还提供数据表示，巴西中央银行目前对巴西2025和2026年的通胀率预测为4.8%和4.3%，而货币政 策委员会对巴西2027年第一季度的通胀率预测为3.4%，均高于巴西官方将通胀律抑制在3%以内的目 标。不过据巴西国家地理与统计局（IBGE）的相关数据，2025年8月巴西同比通胀率为5.13%，且从 2025年2月起该数据持续高于5%。 据巴西中央银行网站9月17日消息，巴西中央银行货币政策委员会（Copom）宣布，将基准利率 （Selic）维持在15%不变。声明称，此次维持基准利率不变的决定，获得了委员会成员的一致通过。 声明还专门提到巴西货币政 ...

9月17日当天，美联储宣布降息0.25个百分点至4%至4.25%的区间。(完) 巴西央行维持基准利率15% 来源：中国新闻网 编辑：万可义 中新社圣保罗9月17日电 (记者 林春茵)巴西中央银行货币政策委员会当地时间17日宣布，维持基准利率 在15%不变，并表示将"在相当长一段时期内"保持高利率，以确保通胀回归目标。 巴西央行2024年9月以来连续七次加息后，7月30日宣布停止加息，此次维持不变。过去9个月内，巴西 基准利率累计上调4.5个百分点，创近19年最高。巴西地理统计局16日发布的统计数据显示，巴西就业 市场依旧强劲，7月失业率降至5.6%，创2012年以来新低。 巴西央行当天发布公告说，美国经济政策与地缘政治带来不确定性。经济活动指标显示巴西经济"增长 趋缓"，但劳动力市场依然"活跃"，通胀仍高于目标。当前通胀风险仍偏高，需要在相当长一段时期内 维持显著偏紧的货币政策立场。 中新经纬版权所有，未经书面授权，任何单位及个人不得转载、摘编或以其它方式使用。 关注中新经纬微信公众号(微信搜索"中新经纬"或"jwview")，看更多精彩财经资讯。 广告等商务合作，请点击这里 本文为转载内容，授权事宜请联系原 ...

目前，巴西基准利率处于近20年来的最高水平。央行货币政策委员会下次会议定于11月初举行。 当地时间9月17日，巴西中央银行货币政策委员会宣布，将基准利率维持在15%不变。 委员会在声明中指出，当前形势仍呈现预期动荡、通胀高于预期、经济活动韧性强劲及劳动力市场承压 等特征。为确保通胀在预期不稳定的环境下回归目标水平，需要在相当长一段时间内实施显著紧缩的货 币政策。因此，货币政策委员会决定暂停加息周期，将基准利率维持在15%。 （文章来源：央视新闻） ...

加拿大央行于周三将基准利率下调了25个基点至2.5%，为6个月以来首次降息，理由是就业市场疲软以及基础通胀动能减弱。行长麦克勒姆表示，数据显示核心通胀（剔除食品和能源等波动性项目）的向上动能已经"消退"，加拿大决定放弃对大多数美国产品的报复性关税"将意味着这些商品的价格未来压力会减小"。 ...

Core Insights - The Federal Reserve's adjustments to the federal funds rate significantly influence borrowing costs across various loan types, including personal, auto, and private student loans [1][3][4] Impact on Loan Rates - The federal funds rate serves as a benchmark for lenders, affecting how much they charge for overnight lending, which in turn impacts consumer loan interest rates [3][4] - Between February 2022 and August 2023, the Fed raised the federal funds rate from 0.08% to 5.33% to combat inflation, leading to higher loan rates that remain elevated despite some rate cuts in 2024 [4][5] - The prime rate, which is typically set about three percentage points above the federal funds rate, also influences consumer loan rates, particularly for creditworthy borrowers [4] Personal Loan Rates - Average personal loan rates have remained high, decreasing slightly from 12.49% in February 2024 to 11.57% currently for two-year loans [5][6] - Most personal loans have fixed rates, meaning existing borrowers will not see changes in their rates, while new borrowers may face higher rates compared to previous years [6] Student Loan Rates - Federal student loan rates are set by Congress and are not directly influenced by the Fed, while private student loan rates are affected by the federal funds rate [7][9] - Federal student loan rates were particularly low at 2.75% for the 2020-21 academic year but have increased to 6.39% for the 2025-26 academic year [8] Auto Loan Rates - Auto loan rates are also influenced by the federal funds rate, with average rates for new car loans at 7% and used car loans at 10.7% as of August 2025 [11] - Various factors, including credit score and vehicle type, also play a role in determining auto loan rates [11] Strategies for Securing Competitive Rates - Improving credit scores and financial profiles can enhance the chances of securing better loan rates [13][15] - Shopping around with multiple lenders and comparing repayment terms can help borrowers find the best offers [17][19] - Timing borrowing decisions based on the Fed's rate changes can also be beneficial, particularly if rates are expected to decrease [20]

Group 1 - The core viewpoint of the articles indicates that U.S. Treasury yields are mostly declining as investors digest strong retail sales data and anticipate a nearly certain interest rate cut by the Federal Reserve this week [1][2] - The U.S. retail sales in August showed a robust growth of 0.6%, marking the third consecutive month of strong performance, surpassing the Dow Jones forecast of 0.3% [2] - The Federal Open Market Committee (FOMC) is expected to lower the benchmark interest rate by 25 basis points (BPs), with market expectations indicating a cumulative rate cut of 75 BPs by the end of the year [2][3] Group 2 - The U.S. Treasury is set to issue two bonds totaling $98 billion, including $85 billion in 6-week short-term debt and $13 billion in 20-year bonds [3] - In the European market, bond yields are generally rising, with the 10-year German bond yield increasing by 1 BP to 2.705% [3] - In the Asia-Pacific market, Japanese bond yields are mostly declining, with the 20-year bond yield rising by 3.3 BPs to 2.678% [3]

Group 1 - The UK ILO unemployment rate for the three months to July remains stable at 4.7%, unchanged from the previous three-month periods ending in May and June [1] - The annual growth rate of wages, excluding bonuses, decreased from 5.0% in June to 4.8% [1] - Investors expect the Bank of England to maintain the benchmark interest rate at 4% during the upcoming meeting, following a cautious approach to rate adjustments since August of last year [1] Group 2 - There are indications of a cooling labor market, with preliminary estimates showing a decrease of 8,000 employees from July to August, following a reduction of 6,000 in the previous month [1]

The Federal Reserve is widely expected this week to make its first interest rate cut of 2025, but the bigger question for investors is how many more cuts could be on the way as the central bank contends with a weak job market, sticky inflation, and mounting White House pressure. One clue will come in the form of the Fed's "dot plot," a chart updated quarterly that shows each official's prediction about the direction of the central bank's benchmark interest rate. The last dot plot, released in June, revea ...

Core Points - The Central Bank of Russia announced a 100 basis points reduction in the benchmark interest rate from 18% to 17%, marking the third consecutive rate cut this year [1][2] - The current inflation rate remains above 4%, with the central bank aiming to return inflation to the target level of 4% by 2026 [1] - The central bank's monetary policy has led to a noticeable decrease in inflation indicators since the beginning of the year, but further time is needed to solidify this trend [1] Economic Indicators - The annual inflation rate is projected to decline to 6% to 7% by 2025 under the current monetary policy [1] - GDP growth in the second quarter was slightly below expectations, with domestic demand-related sectors experiencing moderate growth while export sectors faced declines due to multiple factors [1] - Unemployment rate remains at a historically low level, and corporate investment is expected to increase by the end of the year [1] Monetary Policy Implications - The decline in deposit rates has been greater than that of loan rates, leading to an increase in loans, particularly in the corporate sector [2] - The central bank emphasizes the importance of achieving a 4% inflation target for sustainable economic growth and moderate interest rates [2]