近年来，厦门国际银行持续加大金融科技投入，致力于通过数字化转型优化普惠金融服务模式。该行依 托大数据、人工智能等技术手段，不断完善小微企业和"三农"等领域的信用评价与风险管控体系，有效 拓宽了普惠金融服务的覆盖面和可得性，切实降低了实体经济尤其是薄弱环节的融资成本，为普惠群体 注入强劲金融动能。 未来，厦门国际银行将继续坚守金融服务的普惠初心，深化科技赋能，不断创新金融产品与服务模式， 为支持实体经济高质量发展贡献更多金融力量。（资讯） 近日，在两项权威评选中，厦门国际银行因其在普惠金融领域的扎实实践与创新成果，接连荣获"年度 最佳普惠金融实践奖"与"年度普惠金融机构"称号。这些荣誉标志着该行在利用数字技术精准服务实体 经济、践行金融社会责任方面得到了行业认可。 编辑：林森 上述两项荣誉分别来自金融数字化发展联盟主办的"2025金融数字化发展金榜奖"、蓝鲸新闻主办 的"2025鲸V奖"评选，是业界对厦门国际银行普惠金融工作成效的双重肯定，展现了其将自身发展融入 国家发展大局，以科技动能服务民生经济的清晰路径。 ...

1月12日，云天励飞盘中上涨2.04%，截至10:04，报83.22元/股，成交5.78亿元，换手率2.67%，总市值 298.62亿元。 资金流向方面，主力资金净流出892.78万元，特大单买入4153.43万元，占比7.18%，卖出6086.15万元， 占比10.53%；大单买入1.80亿元，占比31.19%，卖出1.70亿元，占比29.39%。 截至9月30日，云天励飞股东户数4.23万，较上期增加35.92%；人均流通股6231股，较上期减少 25.38%。2025年1月-9月，云天励飞实现营业收入9.51亿元，同比增长96.85%；归母净利润-2.98亿元， 同比增长29.95%。 机构持仓方面，截止2025年9月30日，云天励飞十大流通股东中，华夏中证机器人ETF（562500）位居 第三大流通股东，持股684.54万股，相比上期增加127.90万股。香港中央结算有限公司位居第九大流通 股东，持股299.03万股，为新进股东。博时上证科创板人工智能ETF发起式联接A（023520）位居第十 大流通股东，持股289.97万股，相比上期增加42.27万股。 责任编辑：小浪快报 云天励飞今年以来股价涨9 ...

Core Insights - The implementation of a smart heating system by Shandong Public Heating and Power Group has significantly improved heating efficiency and customer satisfaction in Jining, addressing long-standing issues in older residential areas [2][3] Group 1: Smart Heating System Implementation - Since 2020, Shandong Public Heating and Power Group has developed a comprehensive smart heating system utilizing big data, AI, IoT, and digital twin technologies, covering 9 counties and cities in Jining [2] - The smart heating system has installed temperature monitoring devices in over 30,000 households across 362 communities, and smart adjustment terminals in 110 communities, addressing traditional heating issues such as under-supply and over-supply [2] Group 2: Performance Improvements - The smart heating platform has achieved a heating balance rate of 80%-90%, an increase of 30% compared to previous methods, and has reduced energy consumption by over 10% [2] - Customer service metrics have improved, with a 21% decrease in heating-related inquiries and complaints since the system's launch [3] Group 3: Case Study - Yunhe Community - In Yunhe Community, the installation of intelligent flow balancing valves has enabled precise heating adjustments, resolving issues related to uneven heating due to long supply radii [3] - The introduction of over 100 temperature monitoring capsules along the heating pipeline has enhanced emergency response efficiency, allowing for rapid identification and repair of leaks [3]

Core Viewpoint - The stock of Yiatong has shown a positive trend with a 10.50% increase year-to-date, despite a decline in revenue and net profit for the first nine months of 2025 [1][2]. Group 1: Stock Performance - As of January 12, Yiatong's stock price increased by 2.94%, reaching 5.26 CNY per share, with a total market capitalization of 13.66 billion CNY [1]. - The stock has experienced a 10.50% increase since the beginning of the year, with a 4.37% rise over the last five trading days and a 14.35% increase over the last 20 days [1]. Group 2: Financial Performance - For the period from January to September 2025, Yiatong reported a revenue of 52.26 billion CNY, representing a year-on-year decrease of 10.57% [2]. - The net profit attributable to shareholders for the same period was 35.19 million CNY, down 42.56% compared to the previous year [2]. Group 3: Shareholder Information - As of December 11, Yiatong had 150,200 shareholders, with an average of 17,290 circulating shares per person, showing no change from the previous period [2]. - The company has distributed a total of 1.29 billion CNY in dividends since its A-share listing, with 109 million CNY distributed in the last three years [3]. Group 4: Institutional Holdings - As of September 30, 2025, Hong Kong Central Clearing Limited was the fourth-largest circulating shareholder, holding 21.17 million shares, an increase of 4.12 million shares from the previous period [3]. - The Southern CSI 1000 ETF and the Huaxia CSI 1000 ETF were the fifth and ninth largest circulating shareholders, holding 16.62 million and 9.88 million shares, respectively, with slight decreases in their holdings [3].

Core Insights - The fleet management system is a SaaS software designed for fleet operators to achieve efficient, safe, and controllable vehicle management and scheduling [1][7] - The demand for fleet management systems is increasing due to challenges in vehicle scheduling, high fuel consumption, and uncontrollable road conditions in logistics, transportation, and public transport sectors [1][7] - The market size of China's fleet management system industry is projected to grow from 8.652 billion yuan in 2019 to 19.276 billion yuan in 2024, with a compound annual growth rate (CAGR) of 17.38% [1][7] - By 2025, the market size is expected to reach 22.167 billion yuan, driven by technological advancements and expanded application scenarios [1][7] Industry Overview - Fleet management systems integrate vehicle data recording, satellite positioning, and data communication technologies, providing real-time monitoring and management of vehicles and drivers [3][7] - Key functionalities include vehicle scheduling, route planning, transport monitoring, fuel management, maintenance, and safety management [3][6] - The system enhances operational efficiency and safety, addressing issues such as inflexible scheduling and high operational costs [1][7] Industry Chain - The upstream of the fleet management system industry includes hardware providers (GPS devices, communication equipment) and software developers [4] - The midstream consists of software platform developers and solution service providers that integrate technologies and hardware to create comprehensive management platforms [4] - The downstream market encompasses logistics, passenger transport, public transport, and various enterprises with vehicle assets [4] Market Dynamics - The fleet management system industry is characterized by a diverse competitive landscape, with both domestic and foreign companies participating [9] - Notable domestic companies include Anhui Heli, Shenzhen Yuandao, and various software development firms [2][9] - The competition is shifting from single product offerings to systematic and intelligent services, with a focus on technological innovation and market penetration [9] Development Trends - Future trends include full-link digitalization and ecological collaboration, integrating fleet management with logistics and supply chain systems [14] - The systems will evolve towards predictive decision-making, utilizing AI and machine learning for proactive management [15] - Connectivity and cloud integration will enhance remote control capabilities and real-time data interaction between vehicles and management systems [16]

为加快装备制造数字化转型升级，公司从生产实际需求出发，深入推进砂芯储运系统研发工作，以智能 装备研制工作室为主体组建项目团队，在铸锻分厂的大力配合下，历时5个月，先后攻克了砂芯存放时 间自动比对、多任务优先级智能轮巡、数据压栈出栈及触摸屏通讯状态监控等多项技术难关，自主设 计、编写全部控制程序及数据库，最终完成智能化砂芯储运系统研发设计编程工作。 刘勇介绍，智能化砂芯储运系统深度融合了互联网、人工智能与大数据技术，实现了全流程透明及实时 决策。该系统通过数据存储、计算，可自动对库内砂芯进行盘点，自主分析判断生产节拍和物料需求， 自动完成砂芯出入库及砂芯调运工作，保证砂芯先入先出，防止砂芯超期存放，造成砂芯报废的质量风 险。 刘勇表示，近年来，该公司深入探索铁路货车制造数字化、智能化实施路径，积极推进各项智能化装备 升级，累计建成14条智能产线，劳动生产率平均提升5倍。 在铸造工艺流程中，砂芯是形成铸件复杂内腔的"灵魂"。砂芯储运是铸造工艺中不可或缺的关键环节， 是制芯质量的"守护者"。如果储运调配不合理，会导致砂芯性能严重下降，直接给铸件带来气孔、砂 眼、裂纹等缺陷。 中车齐车公司智能装备研制工作室负责人刘勇 ...

作为一名律师，我深知维护公平正义，需要公安机关、检察机关、法院、律师等共同努力。调研中我注 意到，检察机关在落实宽严相济刑事政策、开展羁押必要性审查等方面做了大量工作，这与律师维护当 事人合法权益、促推案件公正的目标是一致的，特别是检察机关在听取全国人大代表意见建议、深化检 务公开、规范司法行为等方面作出的努力，有助于构建更加透明、互信的检律关系，更好维护司法公 正。 近日，我应邀参加最高人民检察院组织的代表视察检察工作活动，感触颇深。 我还注意到，检察机关在依法介入侦查、制发检察建议、举行公开听证等方面成效显著。建议进一步前 移端口，加强与调解组织、行业协会、基层社区的协作，特别是对多发的、类型化矛盾纠纷，加强规律 研究和类案指导，从源头上减少诉讼增量，促进社会和谐。 面对新质生产力发展、新业态涌现带来的新型法律问题，我希望检察机关加大对检察人员跨领域、跨学 科的知识培训力度，特别是加强金融、知识产权、网络、涉外等方面的专业能力建设。同时，还可以搭 建更多业务研讨平台，进一步提升检察人员的专业素养。 （整理：本报全媒体记者史兆琨） 我建议检察机关进一步强化法律监督的精准性与刚性。检察机关要充分运用大数据、人 ...

兵团大数据招商模式的可贵之处，不仅在于精准对接企业，更在于将数字赋能贯穿项目全生命周期。我 们要打破"重签约、轻落地"的惯性思维，将意向项目签约率、落地项目开工率、开工项目投产率、投产 项目达效率作为核心考核指标，把工作重心从"签了多少"转向"落地多少、产出多少"，通过大数据平台 动态跟踪项目落地、投产运营全流程，实时掌握企业发展难题，精准优化政策供给、切实提升服务效 能，构建"招引—培育—壮大"的闭环生态。要推动招商引资从"点对点"的单向推介升级为"产业链"的生 态共建，以全流程数字化保障，让企业感受到实实在在的便利与尊重，真正把招商成果转化为经济增 量、就业岗位和产业动能，为兵团经济高质量发展注入强劲动能。 长期以来，传统招商引资模式多依赖经验判断和线下推介，普遍面临信息不对称、资源碎片化、对接效 率低等痛点难点问题，"凭经验""碰运气""大海捞针"式的粗放式招商引资模式，不仅耗费大量人力物 力，还容易造成政策与企业需求对接错位、产业布局失衡等问题。随着人工智能、5G、大数据等技术 迅速发展，对市场个性化需求的响应能力大幅提升，为更精准高效、跨时空开展招商引资工作提供了新 工具、新路径。这就要求我们要以数 ...

在内蒙古广袤的田野间，智慧化气象监测正让防灾减灾从被动应对变为主动守护。内蒙古气象部门打造 的"1+1+N"（1个基础云平台，1组服务矩阵，N个服务场景）智慧农业气象服务模式，为全区精细到田 块的农牧业气象灾害风险预警提供了专业的业务指导与有力的技术支撑，预警精度从5公里大幅提升至 100米。 预警精度的跨越式跃升，带来了服务效能质的飞跃。自治区气象局有关负责人介绍，这一关键性技术提 升，极大地提高了农业气象灾害风险预警的精细化水平，打通了气象服务农业的"最后一公里"。 精准服务不止于灾害预警，更延伸至农作物生长全周期。2025年，内蒙古气象部门通过运用智能网络预 报数据，融合卫星遥感植被指数监测、作物模型模拟分析、气候适宜度预测等先进技术和多源资料，对 全区玉米、大豆、马铃薯、小麦等秋收作物开展了全方位"体检"，全力保障粮食丰收。 把科技送到田间地头，科技小院成为兴农助农的重要载体。在内蒙古的田间地头，一场场由气象科技小 院引领的"科技兴农"实践为传统农业注入新动能。针对甜瓜白粉病、马铃薯疫病等长期困扰农民的病 害，科技小院将前沿技术转化为"接地气"的解决方案。其中，五原县气象局农业防病虫害气象科技小院 推 ...

四川机动车保有量突破2484万辆 1月9日，2026年四川公安"向人民报告"新闻发布会举行。现场，公安厅交管总队总队长方万云针对2025 年全省公安交管部门在维护道路交通安全、提升交通治理水平、优化便民服务等方面的措施成效进行了 详细解答。 截至目前，全省道路总里程突破44.3万公里，居全国第一；高速公路里程突破1.1万公里，居全国第三。 2025年，四川机动车保有量突破2484万辆，驾驶人总数达3039万人，均排名全国第六。 同时，严查严管"三超一疲劳"等突出交通违法，易肇事肇祸十类重点违法查处量同比上升20.3%，因疲 劳驾驶肇事事故死亡人数同比下降32.2%，因驾驶报废、非法改拼装车辆导致的交通事故数同比下降 23.1%，侦办涉道安刑事案件1.5万余起，打掉"飙车炸街"团伙53个、查处非法改装拼装窝点17个、刑事 打击103人。 方万云介绍，四川公安交管部门从疏堵点、治乱点、保节点三方面入手，保障道路通畅出行。 四川公安交管部门广泛运用大数据、人工智能调优信号配时，提高通行效率。不断完善交安设施，打 通"断头路"、畅通微循环、增设停车位，全年共治理1.1万余处交通堵点。 针对各类交通乱象，联合相关部门重 ...