国家金融监督管理总局、中国人民银行联合发布《银行业保险业普惠金融高质量发展实施方案》。《实 施方案》明确，未来五年基本建成高质量综合普惠金融体系，普惠金融促进共同富裕迈上新台阶。普惠 金融服务体系持续优化，普惠信贷体系巩固完善，普惠保险体系逐步健全。 ...

6月26日，第十四届中国（广州）国际金融交易•博览会（下称"金交会"）在广州琶洲展馆举行。广州越 秀资本控股集团股份有限公司（下称"越秀资本"）携旗下越秀租赁、广州资产、越秀产业基金、越秀产 业投资、广州期货、越秀担保、越秀金科连续十四年参加金交会。 自2012年成立以来，越秀资本深入谋划构建多元金融产业格局，现已形成"融资租赁、不良资产管理、 投资管理+战略投资中信证券"的"3+1"核心产业结构。公司认真贯彻党中央关于做好金融"五篇大文 章"和省委"1310"具体部署、市委"1312"思路举措要求，坚持以"金融服务实体经济，推动高质量发 展"为导向，深耕粤港澳大湾区，以绿色、普惠、科技为服务国家战略、支持实体经济发展的切入点和 着力点，深化创新发展和产融协同，提升综合金融服务能力，更好触达和满足实体企业多元金融需求， 助推实体经济和新质生产力发展。 此次金交会，越秀资本充分展示了聚焦服务国家"碳达峰、碳中和"、科技自立自强、乡村全面振兴和省 市制造业当家、立市等重大战略所取得的发展成果。 向"绿"深耕：围绕光伏、风电等清洁能源领域打造了绿色资产"开发运营"和"投资管理"双平台，持续丰 富绿色金融产品，绿色金 ...

Core Viewpoint - Hangzhou Bank Beijing Branch integrates its red gene into its financial operations, emphasizing "finance for the people" while supporting high-quality development in the capital [1] Group 1: Political and Organizational Foundations - The bank prioritizes political construction and has established a "first agenda" system to guide its development direction [1] - A comprehensive learning system has been developed, including over 100 special learning activities related to the 20th National Congress of the Communist Party of China [3] - The bank enhances grassroots party organization capabilities, focusing on standardized party branch setups and refined member management [4] Group 2: Integration of Party Building and Business - The bank aims to merge party building with business development, creating a "Party Building + Business" implementation plan to drive growth [5] - It actively collaborates with strategic partners to leverage political advantages for business development [5] Group 3: Financial Services and Innovation - The bank focuses on serving the real economy through various financial services, including technology finance, green finance, and inclusive finance [8][9] - It has implemented strategies to support technology enterprises with comprehensive financial services from startup to maturity [9] - The bank promotes green finance by supporting projects like the Beijing sub-center and Winter Olympics venues, contributing to low-carbon transitions [9] Group 4: Digital Transformation and Risk Management - The bank is advancing digital finance by integrating services into various sectors, enhancing efficiency and customer experience [10] - It has established risk monitoring models and upgraded anti-money laundering systems to maintain asset quality and prevent systemic financial risks [14] Group 5: Commitment to High-Quality Development - The bank is committed to high-quality development, aligning with national strategies and focusing on key sectors like manufacturing and green industries [12] - It aims to enhance customer satisfaction through personalized financial solutions and a comprehensive customer management system [12][13]

Core Viewpoint - Agricultural Bank of China Shandong Branch is committed to serving rural revitalization and has established multiple demonstration zones to support various regional economic initiatives, achieving significant social impact and recognition in financial assessments [1][2]. Group 1: Rural Revitalization Initiatives - The bank has created several demonstration zones, including Weifang, Linyi, Dongying, Heze, and Yantai, each focusing on different themes such as ecological protection, food security, and marine economy [1][2]. - It has introduced specialized financial products like "Grain Farmer e-loan," "Golden Garlic Loan," and "Pomegranate e-loan" to support agricultural production and rural development [1]. Group 2: Green Finance Development - The bank has implemented a "Green Finance Service System" to promote sustainable development, with green credit balance exceeding 3178 billion yuan, marking a 16.5% increase from the beginning of the year [3]. - The proportion of green loans in total loans has surpassed 25%, reflecting the bank's commitment to environmental sustainability [3]. Group 3: Inclusive Finance - Agricultural Bank of China Shandong Branch has developed a comprehensive digital inclusive finance product system, addressing the financing challenges faced by small and micro enterprises [3]. - As of May, the balance of inclusive loans reached 1837 billion yuan, with an annual increase of 252 billion yuan, serving over 285,000 small and micro clients [3]. Group 4: Elderly Financial Services - The bank has launched the "Agricultural Bank Pension" service brand, offering products like "Pension e-loan" and establishing senior-friendly service points [5]. - It has issued over 23 million social security cards and served more than 12 million elderly clients, with 1.6 billion yuan in loans allocated to the pension industry in the first five months of the year [5]. Group 5: Collaboration with Government and Enterprises - The bank emphasizes cooperation with government and enterprises to enhance financial service delivery, particularly through the "Financial Directly Reaching the Grassroots" initiative [6][9]. - It has successfully streamlined approval processes, significantly improving efficiency and facilitating a loan of 25 million yuan to support a key enterprise [9].

Group 1 - The 2025 Lanzhou SME Financing Matchmaking Conference was held, attracting over 50 SMEs, financial institutions, and government representatives, resulting in a credit intention amount exceeding 80 million yuan [1] - The conference emphasized support for technology-based and specialized enterprises, marking a significant step in financial support for SME development in Lanzhou [1][3] - The city’s Industry and Information Technology Bureau detailed policies to support enterprise financing, while China Bank tailored differentiated financial products for SMEs based on their specific needs [3] Group 2 - The conference featured a key enterprise roadshow where representatives from specialized enterprises shared their technological innovations and financing needs, leading to on-site credit agreements with China Bank [3] - A total of 500 million yuan in financing needs were collected from participating enterprises, covering key industries such as automation, intelligent manufacturing, green manufacturing, and modern agriculture [3] - Lanzhou's financial office plans to collaborate with China Bank to implement "Inclusive Finance into Parks" activities, establishing dedicated service stations to enhance financial services for SMEs [4] Group 3 - By the first half of 2025, Lanzhou facilitated financing of 7.133 billion yuan for 144 industrial enterprises through the "Xin Yi Loan·Long Xin Tong" platform, indicating a rapid conversion of policy benefits into development momentum for enterprises [4] - The financial regulatory department responded to inquiries from enterprise representatives regarding credit loan application conditions and repayment optimization, aiming to promote a lending mechanism that supports SMEs [4]

记者 王赟 济南报道 6月24日,2025"好品金融"典型案例和产品名单正式公布,85个案例和产品入围。东营银行"碳融通"系列贷 款、新一代互联网综合服务平台两款产品入围2025"好品金融——绿色金融"、2025"好品金融——数字 金融"创新产品名单。 东营银行始终坚持金融服务实体经济的根本宗旨,顺应经济社会高质量发展战略要求,深度融入地方经济 发展大局,在绿色金融、数字金融、普惠金融、科技金融、养老金融领域持续深耕,切实加强对重大战 略、重点领域和薄弱环节的优质金融服务,因地制宜发展新质生产力,为实体经济发展注入源源不断的金 融"活水"。 为"绿"贷加"碳" "启"航可持续发展新程 在服务黄河流域生态保护和高质量发展、推动经济社会发展全面绿色转型的关键时期,绿色金融的战略 牵引作用日益突出。 东营银行将绿色金融确立为推动区域绿色低碳高质量发展的核心引擎,全力构建具有自身特色的绿色金 融服务体系。该行强化绿色金融顶层设计,设立绿色金融工作专班,制定《东营银行绿色金融发展战略》, 启动"绿色金融管理系统"建设,从制度规范到技术支撑,全方位为绿色金融发展筑牢保障体系。 聚焦产品与服务创新,东营银行持续加大在绿色金 ...

Core Insights - The article highlights the initiatives taken by the Shandong branch of the Industrial and Commercial Bank of China (ICBC) to support high-quality financial services that drive economic and social development, particularly in technology innovation and green finance. Group 1: Financial Services for Technology Innovation - Shandong ICBC has developed a comprehensive plan to support new productive forces, focusing on technology innovation and large-scale equipment upgrades, with strategic emerging industry loans exceeding 200 billion yuan, ranking first in the industry as of May 2025 [2][3]. - The bank has introduced various innovative loan products such as "Sci-Tech e-loan," "Points Loan," and "Sci-Tech R&D Loan" to meet the financing needs of technology enterprises [3]. Group 2: Equity Investment and Collaboration - Shandong ICBC has actively participated in the "Financial Direct to Grassroots Acceleration" initiative, approving loans exceeding 169.5 billion yuan for 355 projects across 14 cities, with a total disbursement of over 60 billion yuan [4]. - The establishment of the Jinan Gongrong Guohui Equity Investment Fund, with a total scale of 1 billion yuan, aims to invest in strategic emerging industries within Shandong province [4][5]. Group 3: Green Finance Initiatives - The bank has launched innovative green financial products, such as marine carbon sink expected revenue rights pledge loans, to enhance financing channels for enterprises while promoting ecological sustainability [6][7]. - The "Lushan Bay Oyster Integration Development Demonstration Zone Project" received a 50 million yuan loan, marking the first marine carbon sink expected revenue rights pledge loan in Shandong province [7]. Group 4: Inclusive Finance for Small and Micro Enterprises - The "Qilu Xingnong Loan" product, tailored for agricultural needs, has seen a loan balance exceeding 6.3 billion yuan, with a growth rate of over 38% since the beginning of the year [8]. - The bank has implemented an automated and streamlined approval process for financing applications, enhancing accessibility for small and micro enterprises [8]. Group 5: Elderly Care Financial Services - The "Silver Industry Cloud" platform provides a comprehensive range of financial services for the elderly, integrating various aspects of elderly care and management [9]. - The platform aims to enhance operational efficiency and service quality in elderly care institutions, with plans to add 43 new clients by 2025 [9]. Group 6: Digital Financial Innovations - Shandong ICBC has developed a "Smart Agricultural Service Platform" based on open banking and digital currency smart contracts, providing integrated financial services for rural revitalization [10][11]. - The platform addresses key issues such as online business operations and fund supervision, significantly improving transaction efficiency and control [11].

Core Viewpoint - The article discusses the "2025 Xuzhou Financial Services High-Quality Development Case Collection Activity," aimed at showcasing the achievements of Xuzhou's financial industry during the 14th Five-Year Plan and contributing to its goal of becoming a trillion-yuan city by 2025 [1] Group 1: Activity Overview - The activity will last for six months, from May to October 2025, and aims to systematically display the accomplishments of Xuzhou's financial sector during the 14th Five-Year Plan [1] - It seeks to enhance the social responsibility of financial institutions and increase the influence of Xuzhou's financial industry in the Yangtze River Delta and nationwide [1] Group 2: Collection Scope - The collection targets financial institutions in Xuzhou, including banks, insurance, securities, and fund companies, focusing on innovative service cases, digital transformation achievements, and risk prevention practices [2] - Government and industry associations are also included, providing cases on policy innovation and cross-sector collaboration governance models [3] Group 3: Field Directions - The activity emphasizes several key areas: - Serving the real economy through supply chain finance, specialized loans for manufacturing, and technology financial products [4] - Promoting inclusive finance, including financial services for new citizens, rural credit system development, and innovations in microfinance products [5] - Digital transformation initiatives, such as applications of digital currency, intelligent risk control systems, and blockchain technology practices [6] - Green finance projects, including carbon financial products, green credit projects, and ESG investment cases [7] - Innovative governance models, such as diversified financial dispute resolution mechanisms and cross-department data sharing platforms [8] Group 4: Case Requirements - Cases must be inclusive, covering a wide range of beneficiaries [9] - They should demonstrate effectiveness, having been implemented in recent years with quantifiable data and noticeable results [10] - Innovation is key, showcasing policy, technology, or model innovations with potential for broader application [11] - Compliance with laws and regulations is mandatory, aligning with national policy directions [12] Group 5: Evaluation and Display - An expert evaluation committee will be formed, comprising representatives from the central bank, universities, and industry associations, to assess cases based on innovation, effectiveness, and applicability [13] - Selected cases will be showcased through exhibitions and special reports across multiple channels [13] Group 6: Submission and Recommendation Process - Organizations can self-nominate by filling out a case recommendation form and providing a written document of up to 3,000 words detailing the project background, implementation measures, innovative highlights, and social benefits [14] - Experts and media can also recommend cases, requiring a rationale for their nomination [15] Group 7: Activity Timeline - The activity will follow a structured timeline: - Initial selection phase from May to June, involving strict screening of submissions [16] - Publicity and reporting phase from June to July, including on-site evaluations of key cases [16] - Final review phase from August to September, where the expert committee will determine the final selected cases [16] - Promotion and publication phase from September to October, culminating in a ceremony to announce the outstanding cases [16]

Core Viewpoint - The "Weidan Flower Industry Loan" has been recognized as a typical product of inclusive finance, marking a significant step for Weifang in integrating characteristic industries with inclusive finance [1] Group 1: Product Overview - The "Weidan Flower Industry Loan" was developed by Weifang Guarantee Group to address financing challenges in the flower industry, which faces issues such as limited collateral, seasonal funding needs, and price volatility [3][5] - The loan utilizes a "government-bank-guarantee" risk-sharing mechanism and an online approval process, significantly lowering financing thresholds and costs [3][5] Group 2: Financial Ecosystem Innovation - The loan supports the entire flower supply chain, including upstream suppliers, midstream manufacturers, and downstream retailers, effectively covering all financing needs [5] - The loan process has been streamlined, reducing the number of steps from four to one and the required documents from 14 to 5, improving processing efficiency by over 80% [5] Group 3: Policy Collaboration - The loan is part of a broader strategy to enhance financial support for agriculture in Shandong Province, offering flexible terms and significantly reduced guarantee fees [7] - The average guarantee fee is only 0.2% per year, an 80% reduction compared to the typical 1% rate, leading to an overall financing cost reduction of over 30% [7] Group 4: Impact and Future Prospects - Since its launch, the "Weidan Flower Industry Loan" has served 128 clients, with a total business amount of 107.04 million yuan, promoting the upgrade of the flower industry towards scale, technology, and branding [8] - The success of this loan model provides a replicable and scalable experience for financial services in characteristic agricultural industries across the province [8][9]

四方食事，菜市场里藏着人间烟火。走进首都"菜篮子"北京新发地市场，各色新鲜果蔬错落摆放，往来人群熙熙 攘攘，浓郁的生活气息扑面而来。商户们忙着补货上架、热情地向顾客介绍商品、熟练地收款；前来采购的市 民满载而归，脸上洋溢着幸福的笑容。 工行北京分行工作人员在"千企万户大走访"期间走进新发地，调研商户金融需求。王贺摄 这购销两旺的繁荣景象，一头连着商户们的辛勤经营，另一头连着中国工商银行北京市分行（以下简称"工行北 京分行"）的金融服务。来自全国各地的水果蔬菜、肉禽海鲜等名优特新产品汇聚于此，让市民得以品尝新鲜、 享受实惠。与此同时，源源不断的金融活水，让这座"老牌"农贸市场里的小微涉农业主，真切感受到了温暖与幸 福。 工行北京分行工作人员走进种植基地，了解小麦生长情况。于路摄 助力创业立业 小商户连接大消费 "我们做小本买卖，最怕的就是资金周转不过来。小店里里外外都是我一个人忙活，金融方面的事情我是真不 懂，也没时间研究。幸好有工行的工作人员忙前忙后帮我办理。"说起与工行合作的点点滴滴，小微涉农业主刘 先生言语间满是感激，他的第一个对公账户和第一笔贷款都是工行工作人员上门办理的，为他节省了很多时 间，没有因此 ...