ESG Policies - The Shanghai Stock Exchange has developed an action plan to enhance the ESG ratings of listed companies in the Shanghai market through six key measures, including providing rating guidance, promoting communication, improving information disclosure, forming best practices, strengthening positive incentives, and enhancing management performance [1] ESG Index Adjustments - The Shenzhen Stock Exchange has announced a periodic adjustment of its indices, including the ChiNext Index, which will exclude companies rated below B in the National ESG rating, while implementing a weight adjustment factor with a 20% weight cap for individual stocks during each adjustment [2][3] Global Energy Transition - The World Economic Forum's report indicates that China's ranking in the Energy Transition Index has improved to 12th place globally, surpassing France, the UK, and the US, reflecting the country's commitment to green development and providing a significant practical example for global energy transition [4] Green Finance Development - China's green credit market is the largest globally, with green bonds and green insurance markets also ranking among the top worldwide. The demand for funding to meet carbon emission targets by 2030 is expected to exceed 25 trillion yuan, indicating substantial growth potential in green finance [5] Contribution to Global Sustainability Standards - The ISSB Chairman has acknowledged China's recent draft on corporate sustainability disclosure, highlighting its commitment to improving the quality and transparency of climate-related financial information, thereby enhancing global comparability in information disclosure [6] Hydrogen Industry Development - Hunan Province has issued a three-year action plan for hydrogen industry development, aiming to create a high ground for hydrogen equipment and materials, and establish application demonstration zones, which may foster new green growth in the central region and provide replicable practices for national hydrogen industry development [7]

编号:2025-08 投资者关系活动类 别 特定对象调研 □分析师会议 □媒体采访 业绩说明会 □新闻发布会 □路演活动 □现场参观 □其他： 参与单位名称及人 员姓名 中泰证券邓美君、王玉瑶，招商基金罗丽思 时间 2025 年 6 月 20 日下午 地点 本行 4 楼会议室 上市公司接待人员 姓名 本行高管及相关部门人员 投资者关系活动主 要内容介绍 1. 美国关税政策对贵行客户影响如何？贵行有何应对措施？ 答：从整体来看，涉及对美进出口的企业在我行授信客户较少，总体 影响可控。我行将密切关注相关国际政策带来的变化，为企业提供汇率避 险等服务，助力企业规避贸易风险；同时加强对存量进出口授信企业的金 融支持力度，通过减费让利、优化流程等措施，助力企业拓展销路，降低 企业融资成本，提高融资效率。 2. 贵行全年新增贷款展望如何？ 答：2025 年我行贷款规模预计保持稳步增长。我行将继续围绕支持实 体经济、服务乡村振兴，加大涉农、普惠小微的信贷投放，夯实"支农支 小"的战略定位，持续加强对普惠金融、绿色金融、战略性新兴产业等重 点领域的支持力度，持续积极推进信贷业务增长，紧跟金融发展趋势，不 断调整和优化信贷投放 ...

值此"绿水青山就是金山银山"理念提出二十载、"双碳"目标擘画五周年之际，邮储银行北京分行通过一 步步地创新、实践，深耕绿色金融沃土，为银行业绿色转型树立起绿色标杆，成为首都绿色金融的样 本。 打造看得见的绿色金融"前沿哨所" 自天安门东望二十里，一座依水而兴的千年之城——北京城市副中心，正以磅礴之势崛起。在"全球财 富管理中心"与"全球绿色金融与可持续金融中心"的双重定位下，其金融业亦迎来换挡升级的蝶变时 刻。 邮储银行北京通州区九棵树支行就位于这一区域，当前这家支行开始拥有自己独特的"绿色"印记。 邮储银行北京分行积极响应2024年国家发展改革委和北京市人民政府联合印发的《北京城市副中心建设 国家绿色发展示范区实施方案》，前瞻布局特色机构。通州区九棵树支行正蜕变为"绿色特色支行"，不 仅完成工商变更与更名批复，更是在围绕碳减排、绿色金融等主题进行网点深度绿色化改造，打造市民 看得见的绿色金融"前沿哨所"。 邮储银行北京分行的绿色创新，又不止于目之所及？企业碳足迹的精算与价值转化，是其近年来的创新 焦点。碳评级报告，一纸风行，两处生辉：既为"降碳贷"业务的利率审批提供精准标尺，又化作吸引新 客户的磁石。202 ...

Group 1: Core Business and Technological Advancements - Sichuan Bank has enhanced its core system's concurrent processing capability by 28 times, resulting in faster customer response times and improved service experience [1][3] - The bank's digital transformation, initiated in 2022, has led to the establishment of a comprehensive architecture covering business, application, technology, data, and security [2][3] - The new disaster recovery system allows for a recovery time objective (RTO) of less than 15 minutes and a recovery point objective (RPO) approaching zero, setting a benchmark for small and medium-sized banks [3] Group 2: Green Finance Initiatives - Sichuan Bank's green loan balance reached 16.5 billion yuan, a nearly 60-fold increase since its inception, with an annual compound growth rate exceeding 230% [5] - The bank has developed a "green finance" service system that integrates financing and intelligence, supporting low-carbon development initiatives [4][5] - The first sustainable development-linked loan for a high-carbon industry in Sichuan was issued by the bank, expected to save 13,000 tons of standard coal and reduce carbon dioxide emissions by 22,800 tons annually [5] Group 3: Inclusive Financial Services - The "Shu Nong One Card" has been issued to over 400,000 users, facilitating access to various financial services for rural residents [6] - Sichuan Bank has implemented a rural revitalization financial model that integrates credit services and support networks, establishing 66 "Shu Nong Benefit Stations" across 14 cities [6] - The "Anyi Panda Cultural Tourism One Card" has been launched, integrating over 38,000 merchants and driving consumption of 4.5 billion yuan [7] Group 4: Support for Strategic Industries - Sichuan Bank provided 1.13 billion yuan in credit to the Sichuan Yongying new materials project, demonstrating its commitment to supporting strategic emerging industries [8] - The bank has created over 200 financial products, including "Chuan Yin Sci-Tech Loan" and "Chuan Yin Intelligent Manufacturing Loan," to better serve various sectors [9][10] - The bank's loan balance exceeded 240.7 billion yuan, with an investment business balance of over 190 billion yuan, achieving an annual growth rate of over 35% [8][10]

Core Viewpoint - The successful launch of the first renewable energy holding-type real estate ABS (private REITs) investment project by Industrial Bank's Beijing branch marks a significant breakthrough in innovative financial service models, paving the way for revitalizing renewable energy infrastructure assets and establishing a long-term green finance development mechanism [5] Group 1: Project Overview - The project is led by the Beijing branch of Industrial Bank, in collaboration with its subsidiaries, Xingyin Wealth Management and Xingye Trust, utilizing a well-operated wind farm as the underlying asset [1] - The project leverages advanced technology from a green technology company to enhance economic benefits and environmental value [1] Group 2: Collaborative Model - The key to the project's success lies in the efficient collaboration and agile response among subsidiaries under the "dual linkage" model of the group [2] - The project was rapidly completed from reporting, review, and approval to final investment, significantly improving execution efficiency [2] - The deep collaboration among the three parties during project exploration, scheme design, and investment execution has set a valuable precedent for future private REITs investments and deepening group collaboration mechanisms [2] Group 3: Financial Innovation - Holding-type real estate ABS serves as a new equity financing product that provides new investment and financing options for enterprises and investors, becoming an important engine for revitalizing existing assets and building a multi-tiered capital market [3] - The project not only achieved investment and custody of a special plan but also innovatively advanced the replacement of underlying project loans from other banks [3] Group 4: Green Finance Strategy - The bank aims to direct long-term project loans towards "green finance + agriculture-related" sectors, significantly enhancing relevant credit indicators and providing long-term funding support for renewable energy infrastructure [4] - Compared to public REITs, private REITs offer more flexible asset admission, higher issuance efficiency, greater financing leverage, and more customized transaction structures, making them ideal for optimizing capital structure and releasing asset value [4] Group 5: Future Outlook - The successful launch of the first renewable private REITs project signifies a major breakthrough for the bank in innovative financial service models, opening new pathways for revitalizing renewable energy infrastructure assets [5] - The bank plans to deepen collaboration with group subsidiaries and leverage this project as a foundation to establish a standardized trading mechanism for green infrastructure assets, providing diverse and efficient investment and financing solutions [5]

Group 1: Financial Support for New Productive Forces - The 2025 Lujiazui Forum emphasized the need for a diversified financial service system to support the development of new productive forces [1][3] - By the end of Q1 2025, loans to technology-based SMEs in both domestic and foreign currencies increased by 24% year-on-year, indicating growing financial support for tech enterprises [3] - Several financial institutions announced plans to focus on supporting cutting-edge fields such as artificial intelligence and the digital economy [3][5] Group 2: Equity Investment Cluster in Shanghai - The Shanghai government is accelerating the establishment of an equity investment cluster to better serve technology innovation [5][7] - This cluster aims to integrate technology enterprises, industry funds, and service institutions to facilitate long-term capital investment in "hard technology" sectors [7][9] - The Shanghai Technology Investment Building has gathered nearly 20 funds and investment institutions, creating a diverse capital matrix to enhance project financing efficiency [9] Group 3: Inclusive Finance Development - The forum discussed enhancing the balance and accessibility of inclusive finance services [10][12] - Experts highlighted the need for different financial institutions to collaborate, with policy banks focusing on underdeveloped areas through long-term loans [12] - The rise of mobile payments and digital banking has significantly improved the coverage and convenience of global inclusive finance [14] Group 4: AI Empowering Financial Innovation - Artificial intelligence is seen as a key driver for efficiency innovation in the financial sector, with applications in risk control and compliance [16][18] - AI is reshaping traditional business logic in financial markets, leading to automation and intelligent upgrades in financial services [16] - There is a consensus on the need to balance innovation with risk management, including establishing AI regulatory frameworks [18] Group 5: Green Finance Ecosystem - The forum addressed the challenges facing green finance and the necessity for collaboration to enhance the green finance service system [19][21] - Experts emphasized the importance of developing standards and tools to internalize external costs related to climate change [23] - Recommendations included creating national standards for carbon reduction and expanding the variety of carbon financial products [25][27]

Group 1 - The EOD project in Jinhua City has a total investment of 2.416 billion yuan, with the first phase loan of 30 million yuan successfully secured [1][3] - The project aims to address the environmental challenges in the Jinxi area, including ecosystem damage and pollution, while promoting the integration of ecological environment governance and health industry [1][3] - The project is expected to improve water quality from Class III to Class II and create employment opportunities through rural tourism services [3][4] Group 2 - The project is supported by the Bank of Communications Jinhua Branch, which has established a special service team to expedite project application, approval, and funding [3] - A credit amount of 1.9 billion yuan has been approved to provide long-term financial support for the project [3] - The Bank of Communications Zhejiang Branch plans to continue leveraging its green finance advantages to support ecological civilization construction and high-quality economic development in Zhejiang [4]

一、践行"双碳"战略，构建绿色金融发展体系 二、丰富绿色金融产品矩阵，释放绿色投资动能 近年来，南银理财持续扩容绿色金融产品货架，精准对接投资者绿色理财需求，同时积极布 局绿色金融与ESG投资，引导资金流向低碳环保领域，切实履行社会责任。目前已推出多款 绿色金融及ESG主题产品，累计募集资金超4 0亿元，持续探索支持我国绿色金融产业发展的 实践路径。 三、616理财节新品：鑫逸稳系列绿色主题产品解析 （一）产品发行概况 值此6 1 6理财节之际，南银理财重磅推出两款"鑫逸稳"系列"绿色金融主题"理财产品： "南银理财珠联璧合鑫逸稳一年2 2 6期"：已于本周成功成立，规模突破2 0亿元。 "南银理财珠联璧合鑫逸稳半年1 3 0期"：目前正处于火热发售阶段。 （二）投资策略与领域 为深度落实"碳达峰、碳中和"战略部署，南银理财紧扣国家"双碳"战略导向，坚持金融工作 的政治性与人民性，将绿色金融与ESG理念深度融入战略规划、产品矩阵、投研体系及企业 文化之中，以系统化布局助力绿色金融生态建设。 产品将严格践行ESG投资理念，将环境（E）、社会（S）、治理（G）因素系统纳入投资分 析框架，募集资金优先投向环保、节能 ...

作为平安银行的全资理财子公司，平安理财紧紧围绕母行"零售做强、对公做精、同业做专"的战略方 向，持续提升专业投研、产品体系、渠道经营、运营服务、风险管理方面"五位一体"的能力，构建多元 化人才队伍和数据科技创新"双擎驱动"的竞争优势。近年来，平安理财在全球资管榜单的排名稳步上 升，充分展示了公司卓越的投资管理能力、稳健的风险控制体系以及日益提升的市场影响力。 自成立以来，平安理财牢记"服务实体经济、坚持为民理财"的初心，积极践行金融工作的政治性、人民 性，以实干争先的状态做深做实金融五篇大文章。成立近五年来,平安理财累计为超1300万名客户创造 投资收益超1000亿元，平均每年提供超过2600亿元资金支持实体经济发展，以实际行动诠释了新时代银 行理财公司的使命与担当。 近日，欧洲权威出版集团"欧洲投资与养老金"（Investment & Pension Europe， IPE）最新发布了年度榜 单—"2025全球资管500强"，57家中国资管公司进入该榜单。平安理财有限责任公司（简称"平安理 财"）再度进入榜单，位列全球第167位，较2024年、2023年的排名分别上升了17位和23位，全球综合竞 争力持续提 ...

华夏时报（www.chinatimes.net.cn）记者 胡金华 上海摄影报道 2020年我国正式提出"双碳"战略，2023年中央金融工作会议将绿色金融写进金融"五篇大文章"。经过五 年的探路，我国交出了一份怎样的绿色金融发展成绩单？ 6月19日，《华夏时报》记者从陆家嘴论坛"完善绿色金融政策、标准和产品体系"全体大会上获悉，截 至今年一季度末，我国绿色贷款余额已超过40万亿人民币，位居全球首位，绿色债券、绿色保险市场的 规模也位列全球前列。另外，截至2024年末，我国绿色保险保额接近500万亿元，四大上市保险集团绿 色投资金额超5000亿元。 不止于此，在今年的陆家嘴论坛上，还释放出中国将与欧洲在绿色金融方面紧密合作的信号。 交通银行董事长任德奇表示，在对标服务国家"双碳"目标要求的过程中，我国绿色金融发展还存在一些 问题。主要问题是标准覆盖面不够，产品创新和市场机制不够完善。 任德奇坦言："一方面现行绿色金融标准主要服务于纯绿经济活动，还没有覆盖到碳排放比较高的行业 的低碳转型经济活动。特别是我国的电力、钢铁等八个高碳行业，其碳排放量占全国碳排放总量的 75%。这些领域是我国经济运行中非常重要的实体部门 ...