一、解决方案的应用场景 本方案适用于传统酒店行业，特别是面临重资产投入大、资金沉淀严重、流动性差、运营成本高、会员体系单一等问题的酒店企业。通过将酒店未来收益权 数字化、通证化，实现资产轻量化、资金快速回笼、用户权益灵活流通。 二、核心算法与机制 1. 资产上链与确权机制 2. 分润与收益分配机制 使用权分润：用户凭NFG权益入住，酒店收取房费的10%作为服务费。 受益权分润：NFG权益价值与酒店整体经营表现挂钩，权益持有者共享资产增值收益。 增值计算公式： 每份NFG权益价值 = 酒店总营收 ÷ NFG总发行份数 年化收益率 = （期末权益价值 - 初始认购价）÷ 初始认购价 ÷ 持有年限 举例：酒店发行20000份NFG，每份2000元，5年后总营收6350万元，则每份权益价值升至3175元，年均增值11.75%。 3. 权益流通与拆分机制 NFG权益支持转赠、拆分、交易，提升流动性。 酒店将未来一定期限（如5年）的运营成本与收益打包为"资产包"。 通过区块链（如腾讯云TBaaS）进行数字化确权，发行对应数量的NFG权益通证。 每份NFG权益对应明确的"使用权"和"受益权"，权属清晰、不可篡改。 权益可在 ...

海仲集团供应链金融对产业协同发展的促进作用 海仲集团的供应链金融业务对产业协同发展起到了积极的促进作用。通过优化供应链中的资金流动，集团提高了整个供应链的效率和效能，促进了产业链上 企业之间的协同合作。 一方面，供应链金融解决了供应链上中小企业的融资难题，促进了中小企业的发展。中小企业是产业链的重要组成部分，但由于其规模较小、信用等级较 低，往往难以获得银行等金融机构的融资支持。而海仲集团的供应链金融服务为中小企业提供了新的融资渠道，让它们能够获得足够的资金来扩大生产、研 发新产品和拓展市场。例如，在一些高科技产业供应链中，中小企业往往是创新的主力军，但由于资金短缺，它们的创新能力受到了限制。通过供应链金融 的支持，这些中小企业可以加大研发投入，提高产品的科技含量和市场竞争力，从而为整个产业链的升级和发展做出贡献。 另一方面，供应链金融促进了产业链上企业之间的信息共享和合作。在供应链金融模式下，企业之间的交易信息更加透明，物流、信息流和资金流更加顺 畅。这使得企业之间可以更好地了解彼此的需求和能力，实现资源的优化配置和协同合作。例如，在一些农产品供应链中，通过供应链金融平台，农民可以 及时了解市场需求信息，调 ...

据港交所12月24日披露，深圳四方精创（300468）资讯股份有限公司(简称：四方精创)向港交所主板递 交上市申请书，招银国际、国信证券(香港)为其联席保荐人。 | [编纂]項下的[编纂]數目 | | [编纂]股H股(祝乎[编纂]行使奥否而定) | | --- | --- | --- | | [编纂]數目 | : | [编纂]股H股(可予[编纂]) | | [编纂]數目 | : | [编纂]股H股(可予[编纂]及税乎[编纂]行使與否而定) | | 成局[编纂] | .. | 每股H股[编纂]港元,另加1.0%經紀佣金、0.0027% | | | | 證監會交易機費、0.00015%會財局交易微費及 | | | | 0.00565%聯交所交易費(須於申請時以港元繳 | | | | 足,多繳款項可予退還) | | 面 低 | : | 每股H股人民幣1.00元 | | [禮養] | | [岩意] | | 滕席保藤人 ·[编纂] | | | | ARI公 招 银 星 | | 國信證券(香港) | 公司简介 公司客户集中度较高，在往绩记录期间的各年度及期间，来自五大客户的收入分别占于2022年、2023 年、2024年 ...

智通财经APP获悉，据港交所12月24日披露，深圳四方精创资讯股份有限公司(简称：四方精创)向港交 所主板递交上市申请书，招银国际、国信证券(香港)为其联席保荐人。 公司简介 | [编纂]項下的[编纂]數目 : | [编纂]股H股(祝乎[编纂]行使奥否而定) | | --- | --- | | [编纂 致目 | [编纂]股H股(可予[编纂]) | | [消差 颜目 | [编纂]股H股(可予[编纂]及税乎[编纂]行使與否而定) | | 成局 景 | 每股H股[编纂]港元,另加1.0%經紀佣金、0.0027% | | | 設監育交易機書、0.00015%會財局交易教費及 | | | 0.00565%聯交所交易費(須於申請時以港元繳 | | | 足,多繳款項可予想還) | | 咱们 | 每股H股人民幣1.00元 | | [裙膏] | [禮意] | | 滕席保藤人、[编纂] | | | ARITA 22 4 | 國信證券(香港) | 招股书显示，四方精创(300468.SZ)是一家扎根大湾区并深耕银行业的金融科技服务提供商，为中国内 地、中国香港及东南亚地区的银行、监管机构及其他金融机构提供金融科技软件开发服务、咨询 ...

智通财经APP获悉，据港交所12月24日披露，深圳四方精创资讯股份有限公司(简称：四方精创)向港交 所主板递交上市申请书，招银国际、国信证券(香港)为其联席保荐人。 | [编纂]項下的[编纂]數目 | : | [编纂]股H股(視乎[编纂]行使與否而定) | | --- | --- | --- | | [编纂]數目 | .. | [编纂]股H股(可予[编纂]) | | [岩景 歌目 | .. | [编纂]股H股(可予[编纂]及税乎[编纂]行使與否而定) | | 最高[编纂] | .. | 每股H股[编纂]港元,另加1.0%經紀佣金、0.0027% | | | | 證監會交易徵費、0.00015%會財局交易徵費及 | | | | 0.00565%聯交所交易費(須於申請時以港元繳 | | | | 足,多繳款用可于想還) | | 面積 | | 每股H股人民幣1.00元 | | 【裙膏】 | | [岩意] | | 滕庙保藤人 ·[编纂] | | | | RIGA 超 組 電 | | 國信證券(香港) | 公司简介 招股书显示，四方精创(300468.SZ)是一家扎根大湾区并深耕银行业的金融科技服务提供商，为中国内 地、 ...

（文章来源：证券日报） 证券日报网讯 12月24日，宝信软件在互动平台回答投资者提问时表示，公司的金融科技储备紧扣主业 数智化优势，在供应链金融业务领域运用区块链技术，开展贸易背景增信及供应链数据互通。基础设施 方面，宝之云提供金融级算力服务。 ...

Core Insights - Baige Online is set to become the first AI-driven insurance stock in China as it prepares to list on the Hong Kong Stock Exchange, marking a significant milestone in the insurance technology sector [1] Group 1: Technological Foundation - The core competitive advantage of Baige Online lies in its self-developed "Baige e-Bao" SaaS application system, which integrates big data, AI, blockchain, and cloud computing to provide a full lifecycle service matrix covering smart underwriting, policy management, claims service, data analysis, and financial management [1] - The system boasts a high concurrency processing capability of 100,000 policies per second, with a daily processing volume exceeding 5 million policies, and an online claim response time reduced to under 3 minutes, enabling real-time insurance services [1] - The system's capabilities have been validated through partnerships, such as with Hello Chuxing, where it automatically links user riding data with policy information, creating a seamless insurance experience and significantly reducing complaint rates [1] Group 2: Data Security - Baige Online has established a multi-layered security system, including a web application firewall and sensitive data masking technology, achieving a Level 3 security certification and being listed as a financial technology innovation enterprise by the People's Bank of China [2] - The "Baige e-Bao" system received recognition as one of the "Top 20 Digital Insurance Applications" in 2021 and won third place in the Xiamen Financial Technology Excellence Project evaluation, reflecting its strong technical capabilities [2] Group 3: Ecosystem Collaboration - Successful internet insurance intermediaries must provide end-to-end digital solutions, enhancing efficiency and customer experience while utilizing data analysis for decision optimization [3] - Building and maintaining trust with clients and collaborating with various stakeholders, including scenario providers, insurance companies, and government entities, is essential for developing scenario-based insurance products [3] Group 4: Market Positioning - Baige Online ranks first among third-party scenario internet insurance intermediaries in China with a market share of 3.4% as of 2024, attributed to its "scenario customization" strategy that tailors insurance products to the specific needs of diverse partners [4] - The company has accumulated over 381 million insured profiles, 76 scenario data points, 224,500 claims reports, and 8.9 billion policy records, creating a comprehensive risk data network across nine ecosystems [4] Group 5: Innovation and Growth - Research and development expenditures at Baige Online increased from 141 million to 324 million yuan between 2022 and 2024, representing a rise from 3.5% to 4.0% of revenue, leading to significant technological advancements [5] - The company is transitioning from a focus on "scenario deepening" to "ecosystem expansion," integrating risk data from various scenarios to create comprehensive risk profiles for more accurate pricing and broader consumer protection [5] - The Chinese insurance market is projected to grow from 4.5 trillion yuan in 2020 to 5.7 trillion yuan by 2024, with a compound annual growth rate of 5.8%, and is expected to exceed 8.4 trillion yuan by 2029, with internet insurance accounting for 12.6% of the total [5] Group 6: Future Vision - Baige Online aims to empower the insurance industry through technology, enhancing the safety, convenience, and intelligence of insurance experiences for consumers globally, thereby contributing to the digital transformation of the insurance sector [6]

高山企业(00616.HK)公布，于2025年12月24日，集团订立一份不具法律约束力的谅解备忘录，有关认购 一间合营公司的股份。根据谅解备忘录，公司与其他潜在认购方拟认购合营公司的股份，预期该公司的 主要业务为于东盟发展及/或投资稳定币及/或其他区块链相关业务。预期合营公司的认购方数目为5至 10名，预期募集资金总额约为450万美元。 共有两名合营公司的潜在认购方(包括集团)订立谅解备忘录。另一名潜在认购方为HarvestVastLimited， 该公司为富途控股有限公司(股票代码：FUTU)的附属公司。于本公布日期，富途控股有限公司的市值 约为156.9亿美元。 高山企业表示，稳定币行业蕴藏庞大商机，成立合营公司将有助集团参与或投资稳定币及/或区块链相 关行业。 本文源自：财华网 ...

2025年第四季度， 新晨科技 凭借深厚的技术积累及多年金融行业服务经验，突破激烈竞争，连续中标 两家全国性股份制商业银行的亿元级订单。此次中标项目涉及AI算力、数据中心网络信创建设、信息 技术支持服务等多个业务，进一步巩固了其作为金融领域数字化解决方案与服务提供商的领先地位。 01 某全国性股份制银行 AI算力基础设施 赋能金融智能化转型 02 某全国性股份制银行 数据中心信创网络建设 引领高效稳定的金融基础设施升级 在AI技术浪潮中，新晨科技中标某全国性股份制商业银行的鲲鹏CPU AI算力 服务器 及配件选型入围项 目。该项目聚焦于构建高性能计算平台，支持银行在智能风控、客户服务等场景的AI应用落地。凭借 与 华为鲲鹏 生态的深度适配能力，提供兼容性强、成熟度高的算力解决方案，助力银行加速数据分析 和模型训练，驱动业务智能化升级。此次合作不仅强化了新晨科技在AI基础设施领域的优势，也体现 了金融机构对技术创新投入的持续加码。 （运行维护方向） 新晨科技成功中标另一家全国性股份制商业银行的数据中心级路由交换（通用场景）网络设备入围采购 项目。该项目聚焦于构建高可靠性、低延迟的数据中心网络架构，旨在满足银行核 ...

Group 1 - The establishment of the Hainan Free Trade Port marks a new phase in national strategy, emphasizing the need for market regulators to adapt to profound changes in the market environment [1] - Initial work during the customs closure phase requires a forward-looking perspective, with a focus on understanding the impacts of cross-border models and accurately assessing operational logic under new policies [1][2] - Every regulatory check and professional consultation contributes to maintaining market order and instilling confidence in the business environment of the free trade port [1] Group 2 - Continuous learning is essential for market regulators to overcome skill gaps and proactively engage with emerging business models such as digital trade and cross-border finance [2] - Understanding the underlying logic and strategic intent of core regulations, such as the Hainan Free Trade Port Law, is crucial for effective policy implementation [2] - Embracing modern tools like big data and blockchain is necessary to build smarter risk warning and governance mechanisms [2] Group 3 - The construction of the free trade port requires historical patience and strategic determination, with a focus on maintaining enthusiasm and direction over the long term [3] - Each resolved dispute and compliance guidance contributes to creating a trustworthy consumption environment and optimizing the international business landscape [3] - Market regulators play a vital role in the broader national strategy, and their contributions are essential for the successful development of the Hainan Free Trade Port [3]