Core Viewpoint - The 2025 China International Service Trade Fair showcased China Merchants Bank's innovative financial services and commitment to integrating technology with finance, emphasizing its "Five Major Articles" strategy and differentiated development [1][8]. Group 1: Exhibition Highlights - China Merchants Bank's exhibition featured a space capsule-style wealth experience hall, integrating cutting-edge technology with financial services, creating an engaging and interactive environment for attendees [2]. - The exhibition included various functional areas such as command windows, weightlessness experience pods, and energy matrix activation walls, allowing visitors to explore the bank's achievements in a fun and immersive way [2][3]. Group 2: Financial Innovations - The bank highlighted its commitment to technology finance, showcasing products like "Science and Technology Loans," which have provided over 47 billion yuan in credit to innovative enterprises, with more than 14 billion yuan disbursed [3]. - China Merchants Bank introduced a "Starry Sky" action plan to support various categories of innovative enterprises, achieving over 80% coverage of "little giant" companies in Beijing [3]. Group 3: Green Finance Initiatives - The bank presented its green finance achievements through a visual product system, including the first rural revitalization-themed green bond and the first commercial bank bond compliant with the "Green Bond Principles" [4]. - The bank's Beijing branch established the first "assembly + carbon neutrality" outlet in the financial industry, promoting green concepts and actions among its staff [4]. Group 4: Inclusive Finance Efforts - The bank demonstrated its supply chain finance models, such as "Zhaolai Easy Loan," aimed at enhancing financial services for small and micro enterprises, with a reported growth rate of over 10% in public inclusive loans [4]. Group 5: Pension Finance Services - China Merchants Bank's personal pension main account system has issued over 86 million electronic social security cards and managed a pension trust scale of 266.5 billion yuan [5][6]. Group 6: Digital Finance Developments - The bank showcased its digital finance achievements, including the "Financial Management Cloud" and "E-Canteen" services, enhancing user experience and operational efficiency [6]. - It is noted as the first bank in the industry to issue online consumer loans using digital currency, reflecting its commitment to smart financial services [6]. Group 7: Future Outlook - Looking ahead, China Merchants Bank aims to anchor its financial work in political and public service, focusing on supporting the real economy and responding to public needs, thereby contributing to high-quality development [8].

从"惠懂你"的精准滴灌到"健养安"的温情守护，从"虚拟数字人"的流畅对谈到"智能体检机器人"的快速 筛查；从"劳动者港湾"的暖心服务到"无障碍+适老化"的贴心关怀……在2025年中国国际服务贸易交易 会现场，中国建设银行展区打造了一个智能化金融创新的沉浸式平台，金融服务的未来图景正变得清晰 可触。 2025年是"十四五"规划的收官之年,也是进一步深化改革的重要一年。围绕本次服贸会"数智领航·服贸焕 新"的主题，建行展示了在建设金融强国、推动"五篇大文章"、服务实体经济等方面的新成果。今年建 行以"数智建行，共筑服务新生态"为主题，将展区打造成了可触、可感、可玩的数字金融体验空间。参 观者不仅能和虚拟数字人互动、在AI数字客户经理的指导下办理业务，能在"多彩消保数字化3D 展厅北 京馆"学习防诈骗知识，更可以亲身感受智能机器人带来的无创、快速体检。 科技感十足的互动体验背后，是建行坚守"金融为民"初心、服务实体经济的生动印证。同时，建行在支 持城市更新、金融服务"无障碍+适老化"、提升数字人民币消费体验、金融知识普及等方面，深刻诠释 了国有大行的使命与担当。 "跨境快贷-外贸贷"是建行为小微外贸企业打造的专属产 ...

2025年中国国际服务贸易交易会金融服务专题展于9月10日至9月14日在北京首钢园举办。此次展会 以"数智驱动 开放共赢"为主题，全力打造全球金融创新产品和服务展示、重要政策和行业规则发布、 合作伙伴洽谈、前沿金融体验四大平台。 在服务实体经济方面，交通银行北京市分行充分发挥金融科技优势，推动信贷产品创新与服务升级，打 通金融惠企利民的"最后一公里"。面对科技型小微企业融资难融资慢痛点，该行综合运用大数据、隐私 计算、数据沙箱等技术，通过有效整合内外部多维数据源为企业精准画像、事先批量核算预授信额度， 实现主动送"贷"上门，确保金融活水快速精准滴灌至有需求的企业，有效提升金融服务的可得性和满意 度。在贷款提用环节，依托大模型、OCR相结合模式，实现贷款影像资料智能识别和信息比对，缩短 贷款提用环节耗时，切实提升企业融资效率。 在服务人民美好生活方面，交通银行北京市分行聚焦市民"衣食住行"等民生需求，不断丰富数字金融服 务场景、延伸金融服务触角、优化和重塑业务流程，使金融服务"触手可及"。该行深耕汽车金融场景， 将交银车贷产品无缝嵌入汽车厂商购车全流程，为客户提供方便快捷的线上车贷业务，并提供手机银行 +交行贷 ...

Group 1: Financial Support for Local Economy - The company focuses on financial "five major articles" to support high-quality local economic development [1] - By mid-2025, loans to specialized and innovative enterprises increased by 296 million yuan, with a 13.04 percentage point rise in service coverage for "little giant" enterprises [1] - The balance of green finance loans reached 7.095 billion yuan in 2024, with an increase of 867 million yuan, targeting sectors like clean energy and ecological restoration [1] Group 2: Inclusive Finance and Support for Small Enterprises - The company expanded financial support for innovative agricultural products, providing 9.76 million yuan in loans to 13 planting enterprises in 2024 [2] - The introduction of "Minshu Quick Loan" and the "ICBC Rural Revitalization" platform facilitated nearly 10 billion yuan in inclusive loans over the past three years [2] - The company achieved a top-level rating in the 2024 small and micro enterprise financial service regulatory evaluation [2] Group 3: Digital Finance and Technological Innovation - The company enhanced operational efficiency through AI technology, significantly improving loan approval processes [2] - The launch of an online textbook purchasing platform and ATM automation projects addressed traditional payment inefficiencies [2] - The company received a national invention patent for its proprietary data processing method, marking a significant achievement in the regional financial system [2] Group 4: Pension Finance and Social Responsibility - The company integrated into the national pension security system, successfully opening seven regulatory accounts for pension institutions by mid-2025 [3] - The scale of enterprise annuity management reached 840 million yuan, reflecting a nearly 9% increase since the beginning of the year [3] - The launch of a tripartite regulatory system for pension prepayment funds enhances safety and transparency for elderly care institutions [3]

Group 1 - The core viewpoint of the articles emphasizes the Industrial and Commercial Bank of China (ICBC) Wuzhou Branch's commitment to enhancing financial services through various initiatives, including increasing technology loans, supporting green industries, expanding inclusive finance, advancing pension finance reform, and strengthening digital financial innovation [1][2]. Group 2 - The bank has increased its technology loans, focusing on supporting technological innovation and advanced manufacturing, with a new loan amount of 369 million yuan for specialized and innovative small giant enterprises [1]. - The bank supports green industry development by promoting green finance, resulting in an increase of 323 million yuan in green loans this year, aligning with national environmental policies [1]. - The bank has expanded its inclusive finance coverage, providing an additional 325 million yuan in loans to small and micro enterprises, individual businesses, and agricultural clients [2]. - The bank is advancing pension finance reform by enhancing services for the elderly, having served over 8,000 senior clients through partnerships with civil affairs departments and pension institutions [2]. - The bank is focusing on digital financial innovation, implementing projects like "digital employees" and "smart canteens" to improve service delivery and integrate financial services with government and public welfare platforms [2].

陈吉宁：携手做好金融 " 五篇大文章 " ，共同促进金融创新转型 推动上海国际金融中心建设取得新成效 调研中国人民银行上海总部并座谈，就下一步业务创新拓展、政策服务支持等听取意见建议 ■ 希望中国人民银行上海总部聚焦重大命题和重要任务，同上海同题共答、携手共建，把握窗口期、增 强紧迫性，加快提升功能、优化布局、创新突破，支持打造人民币金融资产配置中心和风险管理中心， 推动上海国际金融中心建设再上新台阶 市委书记陈吉宁9月9日下午在调研中国人民银行上海总部时指出，要深入学习贯彻习近平总书记关于上 海国际金融中心建设的重要指示精神，切实肩负起落实国家战略、维护国家利益、保障国家安全的使命 任务，加快提升国际金融中心功能，携手做好金融"五篇大文章"，共同促进金融创新转型，更好发 挥"先手棋"作用，推动上海国际金融中心建设不断取得新成效，为金融强国建设作出更大贡献。 作为党中央、国务院完善中央银行体制的重大决策和支持上海国际金融中心建设的标志性举措，中国人 民银行上海总部成立20年来，充分发挥贴近金融市场优势，助力金融体系日益完善，服务实体经济成效 显著，推动金融改革开放不断向纵深推进。陈吉宁在中国人民银行上海总部听 ...

Group 1 - The core theme of the event is the launch of the "Beijing Public Fund High-Quality Development Series Activities," focusing on the importance of financial services in supporting the real economy and enhancing investor education [6] - The event features five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance, showcasing the comprehensive efforts of the company in these domains [2][3] - As of June 2025, the company has invested in over 1,400 technology enterprises, with technology-related products constituting 64% of its equity investments [2] Group 2 - The company emphasizes the integration of green finance into its investment decision-making process, participating in governance activities of 87 listed companies and voting nearly 15,000 times to promote green development [2] - In inclusive finance, the company has achieved over 98% representation of long-tail clients in its wealth management services, enhancing financial services for rural areas through the "Yunongtong" platform [3] - The company has developed a comprehensive pension finance service system, covering various risk preferences and focusing on the needs of mainstream retirement demographics [3] Group 3 - The company is actively pursuing digital transformation across various operational areas, improving decision-making efficiency and customer service responsiveness [3] - The "Wutong Bus" initiative aims to create an immersive experience for investors, integrating technology and interactive elements to enhance financial literacy [4] - As of mid-2025, the company's total asset management scale reached 1.43 trillion yuan, positioning it among the industry leaders [5]

Group 1 - The 2025 World Intelligent Industry Expo in Chongqing focuses on the new opportunities in the digital industry driven by artificial intelligence and aims to provide direction and intellectual support for the future development of China's digital industry [1] - The integration of digital economy and real economy is accelerating, with a shift in global industrial competition focusing on innovation capability, technological strength, and ecological dominance rather than just cost and scale [3] - The importance of ecological dominance in industry is highlighted, indicating that companies that gain this power in niche areas will enhance their global competitiveness [3] Group 2 - The financial industry is undergoing profound productivity changes driven by new technologies like AI large models, which present challenges such as the digital divide for the elderly and data security [3] - Digital financial innovation should adhere to the principle of "high, medium, initial, small," focusing on occupying technological high ground while minimizing risks and costs [4] - The concept of human-machine collaboration is defining a new paradigm for financial intelligence, aiming to awaken dormant data assets and integrate AI capabilities into workflows for more efficient and personalized financial services [4]

Core Viewpoint - The Chinese Securities Association has introduced a new evaluation method to enhance the performance of securities firms in contributing to the financial "Five Major Articles," aiming for high-quality industry development [1][2]. Group 1: Evaluation Framework - The evaluation method consists of 14 representative indicators to create a multi-dimensional assessment system for securities firms [1][4]. - The evaluation focuses on key areas, ensuring scientific and operational feasibility, and aims to reduce the reporting burden on companies [3][4]. - The evaluation will be based primarily on quantitative indicators (90 points), with qualitative indicators (10 points) and additional items (5 points) [4][5]. Group 2: Key Areas of Focus - The evaluation emphasizes technology finance, which holds the highest weight of 50 points, while green finance, inclusive finance, pension finance, and digital finance each hold 10 points [4][5]. - Specific indicators for technology finance include amounts and numbers related to technology innovation bond underwriting, equity financing for tech companies, and direct investments in non-listed tech firms [5][6]. Group 3: Scoring Methodology - The scoring system is designed to highlight key areas, with a focus on resource investment in technology finance, allowing for a broader range of additional points [6]. - The scoring also considers both monetary amounts and quantities, ensuring a balanced evaluation that encourages diverse development among firms [6].

Core Viewpoint - The China Securities Association has introduced a new evaluation system focused on the financial "Five Major Articles" to enhance the responsibilities of securities firms and align their services with national strategies [1][2]. Group 1: Evaluation Framework - The evaluation method consists of 25 articles divided into four chapters: general principles, evaluation indicators and scoring methods, implementation and results application, and appendices [1]. - The evaluation aims to guide securities firms to invest resources in key national strategic areas, enhancing risk control and promoting high-quality industry development [1][2]. Group 2: Evaluation Indicators - The evaluation includes quantitative indicators for the five areas: technology finance (50 points), green finance (10 points), inclusive finance (10 points), pension finance (10 points), and digital finance (10 points) [2][3]. - Specific indicators for technology finance include amounts and numbers of technology innovation bond underwriting, equity financing for technology companies, and direct investments in non-listed technology firms [1][3]. Group 3: Industry Impact - The introduction of the evaluation system is expected to shift the focus of securities firms from scale expansion to deeper functional development, promoting a more differentiated competitive landscape [2][5]. - The evaluation encourages firms to enhance their service capabilities in technology, green, and inclusive finance, moving away from short-term profit-seeking behaviors [2][8]. Group 4: Performance Rankings - The top firms in technology finance include CITIC Securities with 128.19 billion yuan in technology innovation bond underwriting, followed by CITIC Jiantou and Guotai Junan [5][6]. - In the inclusive finance sector, the leading underwriters for private enterprise bonds are招商证券 and 广发证券, both exceeding 30 billion yuan [7]. - The rankings reflect a competitive landscape where leading firms dominate core areas while smaller firms carve out niches in specific segments [5][8].