Core Insights - The article highlights the role of Postal Savings Bank in supporting the development of private enterprises through innovative financial services and products [1][2][3] Group 1: Financial Support for Enterprises - Postal Savings Bank has provided over 2.5 trillion yuan in loans to private enterprises, accounting for more than 28% of its total loans as of January 2025 [2] - The bank has implemented various financial products, such as "industry loans" and "innovation credit loans," to assist enterprises in upgrading their operations and expanding production capacity [3][4] - Specific examples include the provision of 1 million yuan in credit loans to Dongli Intelligent Technology and 1.036 million yuan in mortgage loans for facility expansion [3][4] Group 2: Digital Transformation and Policy Support - Postal Savings Bank has been proactive in helping enterprises navigate digital transformation by offering tailored financial solutions and connecting them with government resources [3][7] - The bank's efforts have led to significant achievements, such as the successful application of special subsidies under national policies for enterprises like Dongli Intelligent [3][4] Group 3: Commitment to Small and Micro Enterprises - The bank has established a comprehensive financial service system to support small and micro enterprises, with over 63,000 visits to market entities and 410 billion yuan in credit granted to recommended small enterprises by mid-February 2025 [8][9] - The bank's initiatives include customized financial service plans for cross-border enterprises and the use of digital tools to enhance service efficiency [7][8] Group 4: Future Goals and Strategic Initiatives - Postal Savings Bank aims to provide no less than 10 trillion yuan in financing support to various private economic entities over the next five years [10] - The bank is focused on becoming a leader in rural revitalization, inclusive finance, and technology finance, emphasizing the importance of collaboration and strategic partnerships [10][11]

Core Insights - The article highlights the integration of financial services into the agricultural supply chain in Yunnan's Luliang County, showcasing how Luliang Rural Commercial Bank has injected 366 million yuan into the vegetable industry, connecting 104 cooperatives and 50 enterprises, and supporting 400,000 acres of vegetable planting [1] Group 1: Financial Services in Agriculture - Luliang Rural Commercial Bank has launched the "Colorful Cloud Vegetable Loan" to address the funding needs of vegetable growers, offering credit up to 500,000 yuan per borrower and reducing interest rates by 0.2% compared to standard loans [2] - The bank has established a "special service channel" allowing for loan processing in as little as 30 minutes, enabling quick access to funds for farmers [2] Group 2: Support for Processing Industry - The bank has provided 2.1 million yuan in working capital support to Luliang Canlin Agricultural Development Co., which has transformed from a small processing plant into a comprehensive agricultural enterprise [3] - Financial support from the bank has significantly increased the processing conversion rate of vegetables, turning raw produce into high-value products [3] Group 3: Consumer Experience Enhancement - The implementation of mobile payment systems in local markets has improved the shopping experience for consumers, eliminating the need for cash [4] - The bank's financial scene construction has facilitated the development of a digital ordering system for restaurants, enhancing customer service and operational efficiency [5] - In 2023, the bank's agricultural loan disbursement reached 2.529 billion yuan, with nearly 15% directed towards the entire vegetable supply chain, contributing to rural revitalization [5]

转自：推广 外贸是拉动经济增长的重要引擎。工行石家庄分行深入贯彻中央经济工作会议要求，扎实推进总省行决 策部署，充分发挥稳外资外贸金融服务主渠道作用，通过产品赋能、汇率避险、跨境普惠等多元化服 务，为外贸企业提供全周期、全链条金融支持，全力支持石家庄高水平对外开放。 产品赋能 稳拓海外市场 "便利化+"场景 助力稳健经营 作为"冀货"出海的金管家，工行石家庄分行创新"便利化+"政策集成模式，持续做好汇率风险中性理念 宣导，帮助提升汇率风险管理能力；推进贸易外汇收支便利化试点工作，提高跨境结算效率和资金周转 率，4月末，累计办理国际结算16.7亿美元、跨境人民币结算40.8亿元。 石家庄亚东聚氨酯有限公司是一家专门从事聚氨酯原料的贸易的出口型企业，在聚醚行业单厂产能、硬 泡聚醚细分子行业均处于国内领先水平。近年来，企业抢抓海内外两个市场发展机遇，与"一带一路"沿 线市场紧密合作，产品出口多个海外国家。为保障企业积极有效应对市场变化，该行多次上门从汇率风 险影响、市场分析、管理策略等方面，向企业宣讲汇率风险中性理念，帮助企业正确认识外汇衍生产品 套期保值本质。针对企业收款周期长的现状，该行为企业提供了人民币外汇掉 ...

期货服务助力实体经济行稳致远 近年来，期货公司深入贯彻金融服务实体经济的政策导向，通过知识培训、创新服务模式、深化产融结 合，在助力企业风险管理、促进产业升级等方面取得了显著成效。期货日报举办的"党建引领投教 期货 护航实体"优秀投教案例征集活动显示，从大型国企、中小微企业到田间地头，从金属、能源化工到农 产品领域，期货工具正在被越来越多的企业了解和运用，逐步成为实体经济发展的重要助推器。 期现联动 帮助产业用好期货工具 面对复杂多变的市场环境，期货公司主动下沉服务，针对不同产业特点面向产业主体开展"一对一"教 学，提供定制化解决方案。例如，国海良时期货历时三年，通过专题培训、驻点指导等方式全程护航， 协助广西农垦永新畜牧集团完成华南地区首个生猪交割库建设，并于2024年9月成功完成首次交割，为 当地企业积累了可复制的操作经验，增加了企业的销售渠道，更通过期货套期保值功能帮助企业规避价 格波动风险，带动了整个西南地区生猪产业的规范化发展。 在为产业主体解决具体问题的同时，期货公司还主动向更广泛的产业主体普及金融知识，开展培训和知 识帮扶。例如，金石期货依托新疆兵团资源、产业优势，充分发挥期货服务实体经济和区域 ...

Core Insights - The company focuses on serving private enterprises as a core strategy, enhancing the financial service system for these businesses in the Kunshan region, contributing to local economic development [1] Group 1: Service Mechanisms - The company employs a "grid + digital" model to continuously update data on private enterprises and create a "credit map," facilitating regular visits and tailored services [2] - A specialized team for small and micro enterprises has been established to coordinate financing efforts, ensuring a consistent service mechanism [2] - The company has implemented a tiered action plan for different client segments, enhancing the frequency and quality of client interactions [2] Group 2: Product Optimization - The company has developed a streamlined product system to meet the "short, frequent, urgent" financing needs of private enterprises, introducing standardized mortgage products and credit products [3] - A proactive mechanism for identifying financing needs of existing clients has been established, ensuring timely support through seamless loan renewals [3] - A dedicated service channel for private enterprises has been created, prioritizing investigation, review, approval, and issuance of loans for listed companies [3] Group 3: Industry Research and Customization - The company integrates deeply into the local industrial ecosystem by promoting village-level credit models and focusing on unique local industries [4] - A strategy of "one bank, one circle, one special project" has been implemented, forming agile teams to develop industry-specific financial solutions [4] - The company collaborates with various industry associations to design specialized products that meet the financial needs of enterprises in specific sectors [4]

Group 1 - The successful arrival of 3000 tons of foreign silicon manganese ore at Huade Inland Port marks a breakthrough in the collaborative mechanism among government, banks, and enterprises in the silicon manganese alloy industry in Ulanqab City, initiating a new chapter in direct procurement of raw ore by alloy companies [2][5] - The collaboration between Tiancheng Alloy Co., Ltd. and the Bank of Communications Inner Mongolia Branch has led to the establishment of a standardized cross-border financial service model, resulting in the issuance of 8 international letters of credit, totaling 37,000 tons and $5.6 million (approximately 40 million RMB) in business scale [5][6] Group 2 - The seamless integration of sea and rail transport has reduced overall transportation time by 30% and logistics costs by 20%, while financial institution support has lowered the company's financial costs by 10% [6] - The carbon emissions per container have decreased by 45% compared to traditional road transport, contributing to cost reduction, efficiency enhancement, and environmental protection, thus injecting strong momentum into the county's industrial upgrade and green development [6] - Future plans include increasing the proportion of sea-rail intermodal transport for various imported ores and developing efficient logistics demonstration businesses based on the "Belt and Road" initiative, aiming to create an international logistics corridor known as the "Ulanqab Model" [6]

Core Insights - The article highlights the efforts of China Construction Bank's Shandong branch in providing comprehensive financial solutions to support enterprises going global, focusing on cross-border payment services, business matchmaking, inclusive credit, and ecosystem empowerment [1][2][3]. Cross-Border Payment Empowerment - The Shandong branch has identified challenges in cross-border payments, such as long collection cycles, high fees, and complex processes, and has tailored financing solutions to address these issues [2]. - Collaborating with 31 overseas branches and over a thousand foreign agents, the bank has established a cross-border funding platform that effectively reduces financing costs for enterprises [2]. - Innovative financial products like "Cross-Border Easy Payment" allow for real-time B2B payments with zero fees, significantly improving cash flow efficiency for businesses [2][3]. Business Matchmaking - The bank has organized events like the "Global Matchmaking Festival" to connect local enterprises with international opportunities, facilitating face-to-face discussions and consultations with major e-commerce platforms [3]. - Since the launch of the Global Matchmaking Platform, the Shandong branch has hosted 33 cross-border matchmaking events, connecting 16,000 enterprises and generating over 1 billion yuan in cooperation intentions [3]. Credit Support for Small and Micro Enterprises - The Shandong branch has introduced the "Cross-Border Quick Loan" series, providing unsecured, online financing solutions with instant approval and low interest rates, benefiting 431 small and micro enterprises with 955 million yuan in credit support in 2024 [4]. - The "Cross-Border E-Commerce Tax Guarantee" product connects customs supervision, business operations, and financial services, creating a low-cost, efficient pathway for cross-border e-commerce [4][5]. Ecosystem Collaboration - The bank emphasizes a collaborative approach, integrating financial services into every aspect of the supply chain and industry chain to support enterprises in navigating international markets [5]. - Initiatives like "Good Products from Shandong" and participation in cross-border e-commerce conferences aim to build a supportive ecosystem for foreign trade enterprises [5]. - The introduction of "Cross-Border Direct Loan" facilitates direct financing for overseas warehouses, reducing asset burdens and enhancing proximity to overseas consumers [5].

延伸服务触角，上门传递金融温暖 江南时报讯 在"5·18"全国助残日"来临之际，广发银行南京分行秉持"以客户为中心"的服务理念，积极 践行社会责任，全方位为特殊群体提供有温度、有品质的金融服务，用实际行动诠释金融机构的责任与 担当。 打造温馨厅堂，营造无障服务环境 广发银行南京分行各网点精心打造无障碍服务环境，无障碍设施随处可见。无障碍通道的改造，让轮椅 可以顺畅通行；爱心窗口前，工作人员耐心细致地为特殊客户办理业务，减少等待时间。网点内还配备 了轮椅、拐杖、放大镜等便民设施，满足不同特殊群体的需求。在智能叫号机中，专门为特殊群体设置 了优先叫号服务，保障他们及时得到服务。同时，工作人员经过专业的服务培训，在面对特殊群体时， 始终保持微笑与耐心，用温暖的态度传递金融关怀。 为增强特殊群体的金融知识水平和风险防范能力，南京分行积极开展形式多样的金融教育活动。一方 面，依托厅堂公众教育区，举办专门面向特殊群体的金融知识讲座，用通俗易懂的语言、生动形象的案 例，普及防范非法集资、电信诈骗等金融知识。另一方面，金融知识宣讲员主动走进社区、康复中心 等，通过发放宣传折页、现场互动答疑等方式，帮助特殊群体了解各类金融知识 ...

此次活动为区域外贸高质量发展提供了坚实支撑，充分展现了广发银行南京分行在外贸金融服务领域的专业能力。接下来，广发银行南京白下支行将持续深 化落实银企对接机制，定期参与融资对接会等活动，精准匹配区内外贸企业跨境贸易的多元需求，畅通金融资源直达通道，推动政策、资源、服务精准对 接，助力区域外贸经济稳健前行。 江南时报讯 为深入贯彻落实中央经济工作会议部署，进一步深化支持小微企业融资协调机制，加大金融支持外贸力度，满足区内外贸企业跨境贸易的多元 需求，近日，由秦淮区人民政府主办的"跨境新生态 金融强引擎"外贸企业跨境赋能护航行动在江苏饭店成功举办。广发银行南京白下支行受邀参加此次活 动，与其他15家金融机构、70余家外贸企业及政府相关部门齐聚一堂，共同探讨跨境金融服务、外贸风险应对及市场开拓等议题。 活动期间，南京市贸促会专家深度解析中美关税政策下外贸企业的应对策略，为企业拨开迷雾、明晰发展方向；秦淮区商务局、税务局分别就稳外贸惠企政 策、出口退税相关政策及实务进行了详细宣讲。在授信签约仪式环节，广发银行南京白下支行与江苏嘉福国际贸易有限公司达成合作协议，后续将运用广发 银行跨境金融创新产品，为客户提供灵活、快捷的 ...

□ 通讯员孟俊锋 "园区保"综合金融服务模式是2018年江苏信保集团根据省委省政府决策部署，针对江苏域内产业、企业 大部分集聚在园区的特点，联合地方政府(或园区)和相关金融单位，通过建立企业"白名单"、政府风险 资金池和多方风险共担等联动机制，共同为地方域内(或园区)企业进一步解决融资难题而创新推出的一 款综合金融服务模式。 产业发展离不开金融的支持，如何为缺乏抵押物的中小企业解决融资难题，成为企业、园区、政府多方 关注的重点。为此，连云港市工信局等部门与江苏信保集团连云港分公司积极推动在省级以上开发园区 推广"园区保"综合金融服务模式，有效缓解中小企业面临的融资难、融资贵等问题，不断推动中小企业 健康发展。 近年来，连云港市工信局将"园区保"综合金融服务模式纳入该市降本增效11条措施重点推进，提出各县 区建立不低于1000万元风险资金池，实现"园区保"业务全覆盖。组织开展"园区保"综合金融服务政策宣 讲，详细介绍"小微贷""设备担""增额保""环保担"等特色子产品，服务企业超1100户(次)。 同时，开展优质中小企业金融服务需求摸排，推荐1500余户企业纳入省工信厅重点支持中小企业"白名 单"。常态化开展政 ...