另一方面，人民银行将坚持强监管、严监管导向，严格做好个人征信机构许可审批工作，全面规范信用 信息采集、整理、保存、加工和使用等征信业务活动。同时，落实"管合法更要管非法"要求，严肃查处 违规从事征信业务、扰乱征信市场秩序、侵害信息主体合法权益的行为，保障征信市场依法合规健康发 展。 "下一步，人民银行将进一步发挥征信在社会信用体系建设中的重要作用，以更加多元的产品供给，更 加便利的征信服务，更加有力的权益保护，为金融服务实体经济、防范化解金融风险、助力金融强国建 设提供更加坚实的征信支撑。"邹澜说。 一方面，不断优化线上线下征信服务渠道，创新研发多元化征信产品，满足社会公众更多场景的征信需 求。另一方面，切实回应群众关切，深化金融机构源头治理，强化征信业务合规监管，提升征信系统数 据质量，加大矛盾纠纷调解化解力度，及时妥善解决群众合理合法诉求，切实维护个人征信权益。 二是坚持"政府+市场"双轮驱动。一方面，人民银行将持续做强做优基础征信服务，进一步推动证券、 保险等金融领域信用信息的归集共享应用，不断拓展全国中小微企业资金流信用信息共享平台的覆盖范 围，为金融机构提供更加丰富的信息内容和维度，切实发挥人民银行 ...

Core Viewpoint - Tonghuashun's stock price has shown a year-to-date increase of 11.69%, with a recent trading volume indicating active market participation and a significant market capitalization of 170.77 billion yuan [1][2]. Group 1: Stock Performance - As of December 22, Tonghuashun's stock price rose by 2.01% to 317.66 yuan per share, with a trading volume of 1.183 billion yuan and a turnover rate of 1.36% [1]. - The stock has increased by 2.80% over the last five trading days, but has decreased by 0.58% over the last 20 days and 11.89% over the last 60 days [2]. Group 2: Financial Performance - For the period from January to September 2025, Tonghuashun achieved operating revenue of 3.261 billion yuan, representing a year-on-year growth of 39.67%, and a net profit attributable to shareholders of 1.206 billion yuan, up 85.29% year-on-year [2]. - The company has distributed a total of 7.991 billion yuan in dividends since its A-share listing, with 4.193 billion yuan distributed in the last three years [3]. Group 3: Shareholder Information - As of September 30, 2025, the number of shareholders for Tonghuashun was 82,600, a decrease of 4.81% from the previous period, with an average of 3,336 circulating shares per person, an increase of 5.05% [2]. - The second-largest circulating shareholder is Hong Kong Central Clearing Limited, holding 14.6293 million shares, an increase of 2.3322 million shares from the previous period [3].

12月22日金融一线消息，中国人民银行举行新闻发布会，中国人民银行副行长邹澜在会上表示，当前， 我国征信业面临的外部环境和内部条件都发生了深刻的变化，征信业已经进入高质量发展的重要转型 期。"十五五"时期，人民银行将以"防风险、强监管、促高质量发展"为主线，以优化征信市场布局为重 点，统筹发展和安全，全面提高征信服务水平和服务能力。将重点坚持以下三个原则： 一是坚持征信为民的理念。人民银行将继续把满足人民群众需求作为征信工作的出发点和落脚点，不断 提升征信服务的覆盖面和便利度，采取有力有效措施保障个人征信合法权益。一方面，不断优化线上线 下征信服务渠道，创新研发多元化征信产品，满足社会公众更多场景的征信需求。另一方面，切实回应 群众关切，深化金融机构源头治理，强化征信业务合规监管，提升征信系统数据质量，加大矛盾纠纷调 解化解力度，及时妥善解决群众合理合法诉求，切实维护个人征信权益。 二是坚持"政府+市场"双轮驱动。一方面，人民银行将持续做强做优基础征信服务，进一步推动证券、 保险等金融领域信用信息的归集共享应用，不断拓展全国中小微企业资金流信用信息共享平台的覆盖范 围，为金融机构提供更加丰富的信息内容和维度， ...

"十四五"时期是我国数字经济蓬勃发展的五年，也是数字金融与实体经济深度融合的五年。中国人民银 行等七部门联合印发的《推动数字金融高质量发展行动方案》，明确提出了以数据要素和数字技术为关 键驱动，到2027年底，基本建成与数字经济发展高度适应的金融体系。这五年间，我国数字金融发展呈 现出快速演进、全面深化的良好态势，为金融强国建设提供了坚实支撑。 当前，我国正站在从"金融大国"迈向"金融强国"的历史新起点上。随着"十四五"规划圆满收官，"十五 五"时期已成为我国向基本实现社会主义现代化迈进的关键五年。在这一承前启后的关键节点，系统回 顾数字金融在"十四五"期间的发展成就，科学展望"十五五"时期的发展趋势与挑战，对构建与中国式现 代化相匹配的现代金融服务体系、在全球金融竞争中赢得主动具有重要意义。 "十四五"数字金融发展回顾：规模、质量与生态的全面跃升 "十四五"期间，我国数字金融凭借政策框架的不断健全、技术应用的深度渗透与监管体系的逐步完善， 构建起覆盖支付、信贷、保险、征信等多领域的数字化金融生态，发展成就位居全球前列。 首先，政策框架体系逐步健全。在国家战略层面，《中华人民共和国国民经济和社会发展第十四个五 ...

Core Viewpoint - Hangzhou Bank's stock price has shown a modest increase this year, with a notable rise in net profit and operating income, indicating stable financial performance despite recent market fluctuations [1][2]. Group 1: Stock Performance - On December 22, Hangzhou Bank's stock fell by 2.04%, trading at 15.34 yuan per share, with a total market capitalization of 111.2 billion yuan [1]. - Year-to-date, the stock price has increased by 9.96%, with a 0.79% rise over the last five trading days, 0.39% over the last twenty days, and 2.06% over the last sixty days [1]. Group 2: Financial Performance - For the period from January to September 2025, Hangzhou Bank reported operating income of 28.88 billion yuan, reflecting a year-on-year growth of 1.35% [2]. - The net profit attributable to shareholders for the same period was 15.88 billion yuan, showing a year-on-year increase of 14.53% [2]. Group 3: Shareholder Information - As of September 30, 2025, the number of shareholders for Hangzhou Bank reached 67,600, an increase of 11.02% from the previous period [2]. - The average number of circulating shares per shareholder decreased by 9.93% to 107,281 shares [2]. Group 4: Dividend Distribution - Since its A-share listing, Hangzhou Bank has distributed a total of 21.85 billion yuan in dividends, with 12.46 billion yuan distributed over the last three years [3]. Group 5: Institutional Holdings - As of September 30, 2025, Hong Kong Central Clearing Limited was the seventh largest circulating shareholder, holding 240 million shares, a decrease of approximately 6.95 million shares from the previous period [3].

Core Insights - The "BeInCrypto 100 Awards 2025" recognized Sun Yuchen, founder of TRON, with the "Web3 Founder of the Year" award and TRON with the "Best Developer Ecosystem Project" award, highlighting their contributions to Web3 technology and ecosystem development [1][4] Group 1: Awards and Recognition - The awards were judged by a panel of over a hundred blockchain media, academic institutions, and industry leaders, assessing candidates on technical innovation, ecosystem activity, and social impact [4] - Previous awardees include notable figures such as Vitalik Buterin and Sandeep Nailwal, underscoring the awards' authority and industry influence [4] - The dual awards for TRON and Sun Yuchen signify an enhanced voice for Chinese blockchain teams in global technology competition [4] Group 2: Technical Innovations and Ecosystem - TRON's network, launched in 2018, utilizes an improved DPoS consensus mechanism and a three-layer architecture (storage, core, application) to achieve high throughput and low-latency transactions, processing over 2,000 transactions per second at a cost of $0.001 per transaction [5] - The TRON Virtual Machine (TVM) supports multi-language development environments, significantly lowering the technical barriers for developers and fostering a thriving DApp ecosystem [5] - TRON invests $50 million annually through a "Developer Incentive Program" to support quality DApps with resources for traffic support, technical training, and marketing, creating a positive feedback loop in the ecosystem [5] Group 3: Compliance and Global Impact - Sun Yuchen has established communication mechanisms with regulatory bodies in over 30 countries, and the "Decentralized Application Compliance Guidelines" he led have been adopted as industry standards by the EU Blockchain Observatory [6] - More than half of the DApps in the TRON ecosystem have received compliance certifications such as GDPR and MSB, surpassing industry averages [6] Group 4: Developer Community and Future Plans - As of November 2025, TRON has 1.5 million registered developer accounts across 200 countries, with many developers coming from traditional tech giants like Google, Amazon, and Microsoft [7] - TRON's developer forum sees over 30,000 posts daily, indicating a highly active self-sustaining technical community [7] - The total number of DApps on TRON exceeds 8,500, with over 30 "super applications" having more than 100,000 daily active users [7] - TRON has submitted over 2,200 blockchain-related patents, with core technologies included in international standards by IEEE and ISO, and over 70% of its code is open-source, making it one of the most referenced blockchain codebases globally [7] - TRON aims to continue advancing cross-chain technology integration, deepening its developer ecosystem, and bridging traditional finance with the crypto ecosystem, while expanding its global talent development initiatives [7]

数字贸易正重塑全球贸易格局，成为驱动经济增长的新引擎。新加坡凭借全球领先的数字基础设施、高效的贸易便利化体系以及广泛的国际规则对接优 势，成为亚太地区数字贸易发展的核心枢纽。新加坡商人吕文扬精准把握数字经济浪潮机遇，以"技术驱动、平台赋能、生态协同"为核心战略，深耕数字 贸易赛道，通过构建数字化贸易服务体系、推动技术与贸易深度融合、链接全球数字贸易资源等务实举措，在激烈的市场竞争中抢占发展先机，为跨境数 字贸易高质量发展注入强劲动能。 从搭建数字贸易平台到推动技术创新应用，从链接全球资源到构建协同生态，吕文扬以前瞻的战略眼光和务实的实践举措，在数字贸易赛道上实现领跑。 他的成功实践充分证明，数字贸易的核心竞争力在于技术赋能与生态协同，而新加坡的制度优势与数字基础设施，为数字贸易创新发展提供了坚实支撑。 在全球数字经济加速发展的背景下，这份深耕数字贸易的坚持与探索，不仅为企业创造了丰厚价值，更助力新加坡巩固数字贸易枢纽地位，为全球数字贸 易高质量发展贡献了重要力量。 链接全球资源，构建协同发展生态。吕文扬充分利用新加坡在数字经济国际合作中的优势，积极对接《数字经济伙伴关系协定》（DEPA）成员国资源， 推动平台 ...

Core Viewpoint - The article emphasizes the importance of establishing a robust standard system in the Guangdong-Hong Kong-Macao Greater Bay Area to support high-quality development and enhance global competitiveness through regional collaboration and international standardization efforts [1][4]. Group 1: Standard System Development - The Greater Bay Area has jointly announced 262 "Bay Area Standards" covering 36 fields, including transportation, water conservancy, traditional Chinese medicine, green ecology, and elderly care, creating a positive ecosystem driven by government guidance, market leadership, and collaboration among the three regions [1]. - A focus on emerging industries and future sectors is essential to build a forward-looking standard system that guides industrial upgrades and provides regulatory support, particularly in artificial intelligence and digital economy sectors [2][3]. Group 2: Internationalization and Regional Collaboration - The article discusses the need for a dual empowerment mechanism of "standard internationalization + regional collaboration" to enhance global rule-making power, advocating for the integration of Bay Area standards with international standards [4][5]. - Strengthening regional collaboration and establishing a multi-level international cooperation network is crucial, including standard mutual recognition mechanisms with countries along the Belt and Road Initiative [5]. Group 3: Implementation and Governance - A "technology empowerment + governance innovation" framework is proposed to ensure effective implementation of standards, utilizing advanced technologies like big data and artificial intelligence for real-time monitoring and evaluation [6][7]. - The establishment of incentive mechanisms for enterprises adopting Bay Area standards is recommended, including tax benefits and funding support, to encourage compliance and participation in standard formulation [7].

吴说获悉，据链上调查员 Specter 披露，因网络钓鱼损失 5000 万枚 USDT 的地址在链上向攻击者留言 表示，其已就约 5000 万美元资产被盗事件正式提起刑事案件，并在执法部门、网络安全机构及多家区 块链协议协助下，已掌握与相关地址有关的可执行线索，目前涉案钱包地址处于 24 小时监控状态。受 害者要求黑客在 48 小时内向指定地址返还被盗资产的 98%，并表示可允许其保留 100 万美元作为白帽 赏金，前提是全额、及时配合返还资产；若未按要求执行，将升级至法律及国际执法渠道，推进刑事与 民事追责。 （来源：吴说） ...

（来源：吴说） 采访：Kaori @0x35_kaori 动察 Beating 链接：https://x.com/BeatingOfficial/status/2001848339856490755 声明：本文为转载内容，读者可通过原文链接获得更多信息。如作者对转载形式有任何异议，请联系我 们，我们将按照作者要求进行修改。转载仅用于信息分享，不构成任何投资建议，不代表吴说观点与立 场。 你的 2025 年过得怎么样？作为 Infini 的创始人，00 后 Christian 直言希望赶紧过去。 对于一家成立时间仅仅一年的 Fintech 初创公司而言，不管是经历了一场被盗带来的信任危机，还是转 型这种必须亲手推倒旧答案的选择，都不是波折两个字能轻轻带过的。 时间往回拨三年，2022 年的 Christian 还是典型的加密 Degen，沉迷 NFT，后来钻进 DeFi、meme，情 绪跟着行情起伏，判断靠直觉也靠手感。那是一个敢上就行的年代，叙事跑在风控前面，增长掩盖了太 多细节。 · 与其只给一个看起来更好的资管产品，不如让用户真正理解风险，不要把信任押在任何单一标的或机 构上，至少要保持独立判断。 但如今 ...