钛媒体App 12月24日消息，中国人民银行等八部门印发《关于金融支持加快西部陆海新通道建设的意 见》。其中提出，扩大人民币跨境使用。加强与东南亚、中亚地区国家的双边货币合作，为人民币跨境 使用创造支持条件。深入推进更高水平贸易投资人民币结算便利化试点，支持外经贸企业更多使用人民 币进行结算。支持东盟国家投资者以人民币投资、境内再投资。鼓励大宗商品交易人民币计价结算。支 持银行业金融机构跨境调运人民币现钞。支持银行开展跨境融资、跨境担保、跨境资产转让业务时使用 人民币进行计价结算。支持符合条件的沿线省（区、市）法人银行加入人民币跨境支付系统。发挥数字 人民币支付即结算、低成本、可编程等优势，研究利用数字人民币智能合约打造创新解决方案，探讨拓 展数字人民币在通道支付结算、融资、退税等场景中应用的可行性。研究扩大数字人民币跨境应用地区 范围，利用双边和多边跨境业务模式为通道跨境支付降本增效。（央行网站） ...

Core Viewpoint - The central viewpoint of the article is the joint release of opinions by the central bank and eight departments to enhance financial support for the construction of the Western Land-Sea New Corridor, focusing on expanding the use of the Renminbi (RMB) in cross-border transactions [1] Group 1: Financial Support Measures - The initiative aims to strengthen bilateral currency cooperation with Southeast Asia and Central Asia to create supportive conditions for the cross-border use of RMB [1] - It emphasizes the promotion of higher-level trade and investment RMB settlement facilitation trials, encouraging foreign trade and economic enterprises to use RMB for settlements [1] - The plan supports ASEAN investors in making investments in RMB and reinvesting domestically [1] Group 2: Commodity and Banking Support - The policy encourages RMB-denominated settlements for bulk commodity transactions [1] - It supports banking financial institutions in the cross-border transportation of RMB cash [1] - The initiative promotes the use of RMB for cross-border financing, guarantees, and asset transfer transactions [1] Group 3: Digital Currency Innovations - The plan highlights the advantages of digital RMB in payment and settlement, including low cost and programmability, and aims to explore innovative solutions using smart contracts [1] - It seeks to expand the application of digital RMB in cross-border payment scenarios, financing, and tax refunds [1] - The initiative will research the feasibility of expanding the regions for digital RMB cross-border applications, aiming to reduce costs and increase efficiency in corridor cross-border payments through bilateral and multilateral business models [1]

Core Viewpoint - The forum held in Colombo focused on the significance of expanding the use of the Renminbi (RMB) in Sri Lanka, emphasizing its potential to enhance financial cooperation and facilitate trade and investment [1] Group 1: RMB Usage and Economic Impact - The use of RMB in Sri Lanka is expected to diversify foreign exchange reserves, reduce exchange rate risks, and provide a more stable and cost-effective settlement channel, thereby enhancing macroeconomic resilience [1] - Establishing a direct RMB settlement mechanism will effectively lower transaction costs and mitigate exchange rate volatility risks, offering businesses more stable and efficient financial services [1] - The cross-border use of RMB will aid Sri Lanka in achieving trade diversification, enriching foreign exchange funding sources, and improving the resilience of its financial system [1] Group 2: Financial Cooperation and Future Directions - Participants at the forum emphasized the need to continue improving financial cooperation mechanisms, expand the scale of local currency settlements, and promote bilateral financial connectivity [1] - Strengthening financial support for economic and trade exchanges between China and Sri Lanka is seen as crucial for both countries [1]

Core Viewpoint - The People's Bank of China (PBOC) emphasizes the natural progression of the cross-border use of the Renminbi (RMB) as the international monetary system diversifies and the demand for RMB increases among business entities [1] Group 1: Cross-Border RMB Usage - The PBOC plans to create a better environment for domestic and foreign entities to hold and use RMB, in line with directives from the central government [1] - There is an increasing endogenous demand for RMB usage among business entities as the pace of international monetary system diversification accelerates [1] Group 2: Policy Enhancements - The PBOC aims to enhance services for the real economy and facilitate trade and investment by optimizing and integrating policies related to cross-border trade and investment RMB settlements [1] - The PBOC will improve policies governing overseas listing funds and optimize policies related to multinational corporate group funding pools [1] Group 3: Financial Services Improvement - The PBOC will guide commercial banks to enhance their cross-border financial service capabilities, including incorporating more qualified enterprises into a premium enterprise list [1] - Efforts will be made to streamline business processing and improve the efficiency of RMB fund transfers [1]

Core Insights - The 2025 China-ASEAN Financial Cooperation and Development Forum highlighted a significant increase in the use of the Chinese yuan in ASEAN countries, with a projected cross-border payment amount of RMB 89,024.7 billion in 2024, marking a year-on-year growth of 50.74%, the fastest in three years [1][3]. Group 1: Cross-Border Payment Developments - ASEAN countries have consistently maintained a leading position in the use of the Chinese yuan for cross-border transactions [3]. - The bilateral use of local currencies between China and ASEAN has made notable progress across various sectors, including deepening monetary cooperation and expanding the coverage of cross-border clearing and settlement networks [3][4]. - The China Payment System (CIPS) reported a year-on-year increase of 41.6% in the number of cross-border yuan transactions and a 95.6% increase in transaction amounts with ASEAN countries [3]. Group 2: Strategic Initiatives and Collaborations - The People's Bank of China (PBOC) is committed to enhancing cross-border payment cooperation with ASEAN nations, focusing on improving CIPS infrastructure and promoting the interoperability of cross-border retail payments [4]. - New projects such as the "Hui Xiao Er" cross-border financial service platform and the North Bay Digital RMB service platform were launched during the forum, indicating a push towards innovative financial solutions [4].

Core Insights - The People's Bank of China (PBOC) Shanghai Headquarters reported that the total cross-border RMB payment amount in Shanghai reached 18.83 trillion yuan, with foreign-related revenue and expenditure totaling 3.26 trillion USD in the first seven months of the year [1] - As of the end of July, 1,171 foreign institutions have entered the interbank bond market, with a bond holding balance of 3.93 trillion yuan [1] - The PBOC Shanghai Headquarters is enhancing its services for foreign central banks and institutions, diversifying service offerings, and steadily increasing transaction settlement volumes [1] Group 1 - The focus is on increasing the scale of cross-border RMB usage in key sectors, enterprises, and regions, leveraging Shanghai's "Five Centers" initiative and promoting RMB settlement in oil and gas trade and bulk commodities [2] - The PBOC aims to facilitate cross-border trade and investment through high-level open policies, optimizing funding settlement services for new trade entities and enhancing cross-border investment mechanisms [2] - The PBOC is also guiding enterprises in establishing exchange rate hedging mechanisms to support stable operations of foreign-related businesses [2] Group 2 - The PBOC Shanghai Headquarters is committed to fulfilling its role in providing agency services for foreign central banks, facilitating their investment in the interbank bond market [3] - The establishment of a one-stop account opening platform for foreign institutions aims to improve their market access [3] - Future efforts will focus on creating a favorable monetary and financial environment to support stable foreign trade and investment, enhancing the quality and efficiency of financial services for the real economy [3]

Core Insights - The People's Bank of China (PBOC) Shanghai Headquarters is committed to enhancing financial services for the real economy, focusing on cross-border trade and investment facilitation, and promoting the use of the Renminbi (RMB) in international transactions [1][2] Group 1: Cross-Border RMB Usage - The PBOC aims to increase the scale of cross-border RMB usage in key sectors, enterprises, and regions, leveraging Shanghai's role as a financial hub and promoting RMB settlement in oil, gas, and bulk commodity trades [1] - In the first seven months of this year, the total cross-border RMB payment and receipt in Shanghai reached 18.83 trillion yuan [1] Group 2: Trade and Investment Policies - The PBOC is coordinating cross-border trade financing policies to support foreign trade development and attract foreign investment, including optimizing funding settlement services for new trade entities [2] - The total foreign-related income and expenditure in Shanghai reached 3.26 trillion USD in the first seven months of this year [2] Group 3: Foreign Institution Participation - The PBOC Shanghai Headquarters is facilitating foreign institutions' access to China's interbank bond market, with 1,171 foreign institutions having entered the market and holding a bond balance of 3.93 trillion yuan as of the end of July [2] - The PBOC is continuously optimizing its agency investment services for foreign central banks, enhancing the variety of services and increasing transaction settlement volumes [2] Group 4: Future Directions - The PBOC Shanghai Headquarters plans to further enhance the financial environment to support stable foreign trade and investment, aligning with national strategies and ensuring national interests and security [3]

Core Viewpoint - The People's Bank of China (PBOC) Shanghai Headquarters emphasizes the need for greater efforts in financial reform and innovation to support the construction of Shanghai as an international financial center and a globally influential technology innovation hub [1] Group 1: Financial Reform and Innovation - The meeting calls for proactive engagement in pioneering and breakthrough tasks, focusing on forward-looking and innovative research [1] - There is a strong emphasis on the implementation of a comprehensive monetary policy package to guide financial institutions in increasing support for key areas [1] Group 2: Financial Support and Services - The PBOC aims to optimize financial measures to promote consumption and expand the use of the Renminbi in cross-border transactions [1] - There is a plan to deepen the reform of bank foreign exchange operations and improve corporate exchange rate risk management services [1] Group 3: Risk Management and Financial Stability - The establishment of a financial safety coordination mechanism at the Shanghai headquarters is highlighted to continuously prevent and mitigate financial risks [1] - The PBOC will conduct ratings of financial institutions and cooperate in early correction of financial risks [1] - The use of technology is emphasized to enhance the effectiveness of financial stability duties [1]

Core Points - The launch of the cross-border payment system between mainland China and Hong Kong marks a significant innovation in financial connectivity, allowing residents to easily conduct cross-border remittances and payments via mobile phones [1][2][3] - The system aims to enhance the efficiency and experience of cross-border payments, facilitating trade and personal transactions between the two regions, while promoting the use of the Renminbi in cross-border transactions [2][4] Group 1 - The cross-border payment system enables residents to make small remittances and pay for daily expenses instantly by simply entering the recipient's mobile number [3][5] - The People's Bank of China and the Hong Kong Monetary Authority have collaborated to establish this system, which is seen as a milestone in deepening financial cooperation between the two regions [2][7] - Initial participating institutions include major banks from both mainland China and Hong Kong, with plans to gradually expand the range of participating entities [4][5] Group 2 - The system significantly shortens the cross-border remittance process, improving efficiency and reducing costs by minimizing intermediaries [5][6] - It supports various financial services, including tuition payments, medical fees, and salary disbursements, enhancing convenience for residents [4][5] - The launch of the cross-border payment system is part of a broader trend of increasing financial market connectivity between mainland China and Hong Kong, which includes initiatives like Stock Connect and Bond Connect [7]

Core Viewpoint - Shenzhen is implementing a pilot "negative list" system for cross-border data flow in specific areas to enhance the high-quality development of service trade and digital trade [1] Group 1: Implementation Plan - The Shenzhen Municipal Bureau of Commerce and the Municipal Development and Reform Commission have jointly issued an implementation plan aimed at promoting the smooth cross-border flow of data elements, accelerating the transformation and transfer of technological achievements, providing financial support for service trade and digital trade development, and facilitating cross-border talent mobility [1] - The plan specifically mentions the establishment of a "green channel" for data cross-border transmission for eligible foreign-invested enterprises [1] Group 2: Financial and Technological Initiatives - The plan includes a pilot for integrated financial support for the technology industry, which will support the establishment of the Qianhai-Hong Kong Technology Transfer Center [1] - It aims to expand the application scope of RMB (Renminbi) settlement, enhancing the convenience and efficiency of cross-border use and payment of RMB [1]