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OEXN外汇:全球趋势下的未来布局
Sou Hu Cai Jing· 2025-10-08 19:44
摘要 在全球经济深度融合与金融科技迅猛发展的时代背景下,外汇市场正迎来前所未有的机遇与挑战。OEXN外汇作为行业领先参与者,凭借对市场趋势的前瞻 洞察、持续的技术创新及以客户为中心的核心价值,展现出强大的发展韧性与清晰的发展蓝图。本文将探讨OEXN如何精准把握全球化脉搏,优化自身服务 与产品矩阵,拥抱合规与技术进步,在充满活力的国际市场中实现可持续增长。 正文 当今世界正处于技术驱动变革与经济格局重塑的关键时期。数字化浪潮席卷全球金融业,人工智能、区块链、大数据分析等技术对外汇交易平台的操作效 率、风险管理及用户体验产生了根本性影响。同时,区域经济一体化持续深化,新兴市场参与度显著提升,个人投资者与机构投资者对外汇市场的关注度与 参与热情日益高涨。这些变化为OEXN提供了广阔的舞台。 l BrokersviewExpo Abu Dhabi 2024 -400 Exhibitor pastical The K. Business Development Meroger. - DETH compony. ABU DHABI 201 Rifal view habi 202 ds, Big Retu Hall Spo ...
比特币或涨至16万美元?美国共和党参议员称“战略比特币储备”资金可随时启动
Zhi Tong Cai Jing· 2025-10-07 15:13
根据众议院2026财政拨款法案,财政部需在90天内提交有关"战略比特币储备"托管、安全及会计制度的 研究报告,并与国家安全局协同进行机密简报。法案还计划提高反恐与金融情报办公室的预算,以测试 基于AI的制裁监控系统,同时禁止财政部使用拨款资金设计央行数字货币。 该法案未授权额外购买比特币,但首次将比特币纳入美国财政政策核心议题。 根据法律咨询机构Vitallaw的分析,特朗普行政令实际上将财政部打造为"数字版诺克斯堡",集中管理 联邦所有被没收的比特币资产,要求实施多重签名、跨机构监管及严格密钥管理机制,以确保制度在历 届政府间平稳延续。 资产管理公司VanEck建模预测,若美国到2029年累计持有100万枚比特币,到2049年其价值或可抵消约 18%的国债负担,相当于约21万亿美元储备对116万亿美元债务的支撑,假设比特币年均涨幅为25%。 Lummis认为,这样的储备体系将强化美国作为"金融与科技超级大国"的地位。 加密分析机构BeInCrypto预计,若国会通过但不强制采购,比特币价格可能维持在11.5万至12.5万美元 区间;若规定财政部每年购入20万枚比特币,价格或被推升至13万至16万美元区间,主 ...
后美联储时代的货币竞争:XBIT Wallet驱动数字人民币钱包创新发展
Sou Hu Cai Jing· 2025-09-27 13:07
XBIT Wallet 9月27日讯,美联储理事鲍曼在最新系列发言中强调"强烈支持美联储仅持有国债"并推动资 产负债表改革,这一政策信号正在深刻影响全球央行数字货币发展格局。在美联储货币政策框架重塑的 背景下,数字人民币钱包作为全球领先的央行数字货币基础设施,正迎来前所未有的发展机遇。 钱包安全问题在跨境场景下尤为关键。用户在使用数字人民币钱包进行国际交易时,必须确保私钥的绝 对安全。正确的助记词备份方法包括:将12个中文助记词按照正确顺序手写在防水防火的物理介质上, 分别存储在至少两个不同的安全位置,绝不能通过任何数字化方式保存。更重要的是,用户需要定期通 过钱包恢复功能验证助记词的有效性,确保在紧急情况下能够成功恢复钱包访问权限。 数字人民币钱包的技术架构在这一背景下显得尤为重要。作为央行数字货币的载体,数字人民币钱包的 私钥管理系统采用了国密算法SM2椭圆曲线加密技术,确保了256位私钥的绝对安全性。私钥是什么? 简单来说,私钥是一个由随机数生成的独特数字签名,是用户控制数字资产的唯一凭证。在央行数字货 币体系中,私钥不仅代表着对数字人民币的控制权,更体现了国家货币主权在数字时代的技术实现。 XBIT ...
Shanghai Opens Digital Yuan Center to Expand Cross-Border Payment Systems
Yahoo Finance· 2025-09-26 05:40
China Digital Yuan CBDC cloud mining. Photo by BeInCrypto China has opened a digital yuan operations center in Shanghai, advancing its central bank digital currency strategy. The hub will manage cross-border payment networks, blockchain services, and digital asset platforms. This initiative reflects Beijing’s plan to internationalize the yuan and diversify global monetary systems. Moreover, it actively seeks to reduce reliance on the US dollar in international trade. Shanghai Hub Strengthens Digital Yua ...
2025中国—东盟金融合作与发展论坛在南宁举行
Jin Rong Shi Bao· 2025-09-22 02:04
Group 1 - The forum on "AI Development and Financial Innovation under China-ASEAN Cooperation" was held in Nanning, Guangxi, emphasizing the importance of financial stability for economic vitality [1] - Guangxi aims to enhance AI application in financial services, innovate financial products, and create a cluster of funds in the AI sector to support economic development [1] - The forum was attended by nearly 400 participants, including officials from the China Securities Regulatory Commission and financial institutions from ASEAN countries [3] Group 2 - The bilateral trade between China and ASEAN reached $597 billion from January to July 2025, marking an 8.2% year-on-year increase [2] - The cross-border RMB settlement volume between China and ASEAN was 8.9 trillion yuan in 2024, showing a 51% year-on-year growth [2] - The CIPS has become the main channel for cross-border RMB transactions, processing 21 trillion yuan in 2024, which is a 96% increase [2] - The collaboration on QR codes and fast payment systems has significantly improved cross-border payment convenience, with notable advancements in central bank digital currency cooperation [2]
数字人民币加速落地,支付市场格局或将重塑
Sou Hu Cai Jing· 2025-09-19 12:49
Core Insights - The People's Bank of China has officially entered a new phase of large-scale application for the digital yuan, posing significant challenges to Alipay and WeChat Pay, which have dominated the mobile payment market in China [1][3][10] - As of the second quarter of 2025, the digital yuan has been normalized in 341 cities, covering over 1.2 billion people, with a total transaction amount exceeding 4.3 trillion yuan, marking a 217% increase in transaction scale compared to the same period in 2023 [1][3] Infrastructure and Policy Developments - The central bank's infrastructure for the digital yuan is nearly complete, with a focus on public services, retail consumption, and cross-border payments [3] - A new guideline from the central bank aims for the digital yuan to account for over 25% of retail payments and 60% in government procurement and public services by the end of 2026 [3][6] - The introduction of a special assessment mechanism for commercial banks and payment institutions to promote the digital yuan indicates a strong push from the central bank [3][6] Market Penetration and User Adoption - By August 2025, over 12 million merchants supported digital yuan payments, an 85% increase from the end of 2024, with many public services defaulting to digital yuan payments [6] - The penetration rate of the digital yuan in small, high-frequency payment scenarios reached 18.7% in the second quarter of 2025, with some pilot cities exceeding 30% [3][6] Competitive Landscape - Alipay and WeChat Pay, which together hold about 90% of the mobile payment market, are facing a significant challenge from the digital yuan, which is expected to capture 20%-25% of the market by the end of 2026 [6][8] - Both Alipay and WeChat Pay have integrated digital yuan services, with Alipay launching a dual incentive program to retain users [6][7] International Implications - The digital yuan's development is influencing international payment systems, with pilot cross-border payment projects already initiated in regions like Hong Kong and Singapore, totaling 21.7 billion yuan in transactions [7][8] - The International Monetary Fund (IMF) recognizes the digital yuan as the fastest-growing central bank digital currency (CBDC) among major economies, with predictions that 40% of global central banks will issue digital currencies by 2027 [8] Future Outlook - The digital yuan is seen as a key element in modernizing the financial system and enhancing the internationalization of the renminbi, with a focus on user privacy and efficient payment services [8][10] - The rapid promotion of the digital yuan signifies a transformative shift in the payment landscape, requiring all market participants to redefine their roles and strategies [10]
报告显示中国—东盟人民币跨境收付金额稳步增长
Zhong Guo Xin Wen Wang· 2025-09-18 12:13
Core Insights - The 2025 China-ASEAN Financial Cooperation and Development Forum highlighted a significant increase in the use of the Chinese yuan in ASEAN countries, with a projected cross-border payment amount of RMB 89,024.7 billion in 2024, marking a year-on-year growth of 50.74%, the fastest in three years [1][3]. Group 1: Cross-Border Payment Developments - ASEAN countries have consistently maintained a leading position in the use of the Chinese yuan for cross-border transactions [3]. - The bilateral use of local currencies between China and ASEAN has made notable progress across various sectors, including deepening monetary cooperation and expanding the coverage of cross-border clearing and settlement networks [3][4]. - The China Payment System (CIPS) reported a year-on-year increase of 41.6% in the number of cross-border yuan transactions and a 95.6% increase in transaction amounts with ASEAN countries [3]. Group 2: Strategic Initiatives and Collaborations - The People's Bank of China (PBOC) is committed to enhancing cross-border payment cooperation with ASEAN nations, focusing on improving CIPS infrastructure and promoting the interoperability of cross-border retail payments [4]. - New projects such as the "Hui Xiao Er" cross-border financial service platform and the North Bay Digital RMB service platform were launched during the forum, indicating a push towards innovative financial solutions [4].
穆长春:数字人民币有必要在理论和实践上进行改革升级|金融与科技
清华金融评论· 2025-09-18 09:13
Core Viewpoint - The evolution of currency forms is driven by technological advancements and economic development, with a historical competition between official and private currencies. The issuance of central bank digital currency (CBDC) is seen as a necessary upgrade to maintain currency stability and financial system security in the context of digital economy growth [3][4][6]. Group 1: Historical Context and Evolution of Currency - Historical changes in currency forms have transitioned from barter to shells, metal currency, and the world's first paper currency, the Jiaozi, during the Northern Song Dynasty. This was followed by banknotes based on commercial bank credit, eventually replaced by central bank-issued legal tender [4]. - The competition between official and private currencies has always existed, with the absence of central bank currency issuance increasing the fragility of the financial system. Multiple currency issuers can lead to differences in asset quality and currency value, raising transaction costs and reducing stability [4][6]. Group 2: Role of Central Banks - Central banks act as the lender of last resort, providing liquidity to banks in need and ensuring the safety of collateral assets through strict regulation and deposit insurance mechanisms. This supports a stable and secure monetary environment [5]. - The establishment of a legal currency system is a natural selection due to the superiority of national credit over private credit, ensuring currency stability, liquidity, and a fair, secure, efficient, and inclusive payment system [6]. Group 3: Digital Currency Development - The blurring lines between commercial bank currency and central bank currency necessitate the issuance of legal digital currency, or digital renminbi, to ensure the single currency nature of the RMB and maintain financial and monetary system security [6][7]. - The digital renminbi has undergone three phases: theoretical research, closed pilot testing, and open pilot testing, and is being gradually applied in various sectors such as retail, dining, education, and public services [7]. Group 4: Macro and Micro Considerations - On a macro level, the digital renminbi is directly liabilities of the central bank, requiring consideration of enhancing its currency derivation capacity as the economy develops. On a micro level, commercial banks are responsible for wallet management and payment services, necessitating alignment of responsibilities and rights [8]. - Upgrading the measurement framework of the digital renminbi is essential to ensure that the currency supply aligns with economic growth and price expectations, while also enhancing the engagement of commercial banks and users [8].
申银万国期货首席点评:黄金刷新历史高位
首席点评:黄金刷新历史高位 美国 8 月零售销售环比增 0.6%,连续三个月超预期增长,实际零售销售连续 11 个月增长。尽管经济面临挑战,但在薪资增长和股市财富效应支撑下,美国消费 者支出依然强劲,或将为美联储的降息决策带来新的考量。潘功胜指出,区块链 和分布式账本等新兴技术推动央行数字货币等发展,重塑传统支付体系,大幅缩 短跨境支付链条,同时也对全球金融监管和合作提出了挑战。对于快速扩张的加 密资产市场和气候风险相关的监管框架,全球监管协调不足,监管取向大幅摆动 并受过强的政治因素驱动。商务部等 9 部门发布《关于扩大服务消费的若干政策 措施》。措施提出,优化学生假期安排,完善配套政策。 重点品种:黄金、铜、原油 黄金:金银冲高回落。美国 8 月零售销售表现强劲,环比增长 0.6%,预估为 0.2%。 同比增长 2.1%,实现连续第 11 个月实现正增长。上周公布的 8 月 CPI 同比上涨 2.9%。核心通胀同比仍为 3.1%。8 月 PPI 环比意外下降 0.1%,预期为上涨 0.3%。 同比上涨 2.6%,低于市场预期的 3.3%,强化 9 月降息预期。本月多项数据显示 美国经济就业市场疲弱,尤其是 ...
2025外滩大会见解论坛“金融科技新应用与央行数字货币创新发展”成功举办
清华金融评论· 2025-09-16 09:28
Core Viewpoint - The forum "New Applications of Financial Technology and Innovative Development of Central Bank Digital Currency" aims to foster discussions and consensus on the development of financial technology and central bank digital currencies (CBDCs) [1][5]. Group 1: Forum Overview - The forum was held in Shanghai, organized by Tsinghua University's Wudaokou School of Finance, focusing on the intersection of financial technology and CBDCs [1][2]. - Keynote speeches were delivered by prominent figures, including former Vice Chairman of the China Banking and Insurance Regulatory Commission Chen Wenhui, and Tsinghua University’s Zhang Jianhua, who presented a research report [5][7]. Group 2: Key Presentations - Chen Wenhui discussed the digital transformation of financial institutions and the implications of the AI era for the financial industry, providing important insights for future financial technology development [7]. - Zhang Jianhua released a report on the integration of digital RMB in enhancing industrial digitalization, addressing current challenges and proposing solutions for industry chain collaboration [9]. - Mu Changchun elaborated on the theoretical and practical aspects of digital RMB, emphasizing its dual-layer operational framework and its role in maintaining monetary integrity and financial security [11]. Group 3: Roundtable Discussions - The roundtable featured discussions on the role of CBDCs in serving the real economy, with contributions from various experts, including Tsinghua University’s Ju Jiandong and representatives from major financial institutions [14][16]. - Ju Jiandong highlighted the opportunities and challenges for digital RMB in the context of current economic trade dynamics, discussing the competitive and cooperative relationships among global digital currencies [16]. - Discussions also covered the application of digital RMB in supply chain finance and cross-border payments, with insights from industry leaders on necessary conditions for further implementation [22][20].