制图:李斌(即梦AI生成) 11月25日，深圳金融监管局召开新闻发布会，通报2025年1月至10月深圳银行业保险业的运行情况，系 统介绍深圳辖内银行业、保险业在稳外贸、促消费方面的政策落地情况与阶段性成果。南都湾财社记者 现场获悉，作为经济高质量发展的重要支撑，深圳金融的精准发力已显现实效:今年前10个月，深圳市 中资银行新发放外贸企业贷款7635.66亿元，同比增长9.83%；个人消费贷款余额8352.88亿元，同比增 长4.95%。 各项贷款余额9.91万亿 同比增长4.92% 深圳金融监管局统计数据显示，截至2025年10月末，深圳金融监管局监管的银行业资产总额达14.36万 亿元，同比增长4.37%；负债总额13.97万亿元，同比增长4.44%。各项贷款余额9.91万亿元，同比增长 4.92%；各项存款余额10.00万亿元，同比增长4.95%。资产、负债、存贷款规模均稳居全国大中城市第 三位。 保险业同样表现亮眼。前10个月，深圳保险业实现原保险保费收入1910.45亿元，规模位列全国大中城 市第三，同比增长12.20%，增速在一线城市中居首。其中，财产险公司原保险保费收入531.54亿元，同 比增长 ...

近年来，海南自贸港构建以跨境贸易和投融资自由化便利化为核心的金融政策体系，多功能自由贸易账 户(EF账户)、跨境资金集中运营中心、跨境资产管理业务试点、飞机和船舶融资租赁等金融政策逐一落 地，让全球资金在海南自由流动，为企业发展注入了源头活水。 "中国洋浦港"国际登记船舶达66艘，总运力已超过620万载重吨，稳居全国前列；海运航线持续加密， 开通74条国际集装箱航线；扩大第五、第七航权开放，构建82条国际民航航线网络；"零关税"进口交通 工具及游艇，内外贸同船运输加注保税油，有效降低海运服务企业经营成本......现代物流业快速发展， 正让海南成为链接国内国际双循环的重要航运枢纽。 海南自贸港信息传输、软件和信息技术发展也势头良好。海底光缆连接香港与东南亚，国际通信出入口 局让数据传输又快又稳，吸引游戏出海、跨境直播、短视频等企业在海南拓展业务。海南率先推出数据 出境负面清单，为航天、种业、旅游等行业的数据跨境流动提供了清晰规则指引，进一步降低企业的制 度性成本。 中新网海口11月22日电 (记者王子谦)来自海南省商务厅的统计数据显示，2018年到2024年，海南自贸港 现代服务业年均增速达到9%，超过同期G ...

这是2025年"全国网络普法行·北京站"暨收官总结活动中，由海淀区委网信办、中国人民大学法学院联 合主办的网络普法游园会。新华网 卢俊宇/摄 在AI原点社区，东升大厦是AI企业汇聚的产业磁极。这是大厦内有国家级硬科技项目孵化和人才培养 实践平台——国家（中关村）火炬科创学院。新华网 卢俊宇/摄 AI原点社区位于北京市海淀区人工智能创新街区五道口的核心区域。该区域有超过200家人工智能企 业，人工智能产业集聚度达59%，已初步形成具有全国引领性的人工智能创新生态。 这里正通过"数智赋能"这一全新纽带，让法治服务无缝融入从代码编写到产品落地的每一个产业环节， 让创新创业者们可以更安心地奔赴"星辰大海"。 据社区负责人介绍，作为全国首批大模型生态服务站的诞生地，社区已构建起全流程法治保障体系，覆 盖企业成立阶段的合规培训、研发过程中的知识产权保护，以及产品落地时的数据安全规范，实现创新 与规范同步推进。 为使普法服务精准对接产业链需求，社区还联合专业律师团队开设系列法治讲座，聚焦人工智能标识管 理、数据安全法等行业热点议题，为企业提供定制化法律课程。 "对我们小公司来说，最怕的不是技术难题，而是不小心踩了法律的'坑 ...

Core Insights - The World Internet Conference in Wuzhen emphasizes the theme of building an open, cooperative, and secure digital future, marking the tenth anniversary of the concept of a community with a shared future in cyberspace [2][5] - The conference serves as a platform for international consensus and collaboration, recognized globally for its role in transforming ideas into actionable practices [2][3] Group 1: Conference Highlights - The conference features the release of 12 exemplary cases showcasing international cooperation in cyberspace, including Kaspersky's initiative that has benefited 700 million people in countries like Nigeria and Turkey [3] - The "Never Disappearing Heritage" competition highlights the use of digital technology by youth from 19 countries to revive cultural heritage, demonstrating the intersection of technology and culture [5] Group 2: Global Digital Challenges - Despite progress, challenges such as the digital divide and emerging vulnerable groups persist, necessitating global cooperation in areas like AI ethics and cross-border data flow [5][6] - Uganda's digital transformation, with over 10,000 kilometers of fiber optic network and an internet penetration rate exceeding 47%, exemplifies the practical application of the community concept [5] Group 3: Future Directions - The concept of a community with a shared future in cyberspace has evolved from a Chinese initiative to an international consensus, with ongoing efforts to create a fair, open, and secure global cyberspace [6]

Core Insights - The strategic goal of building the Hainan Free Trade Port is to establish it as a significant gateway for China's new era of opening up to the outside world [1][3] - Hainan Free Trade Port will officially start its full island closure operation on December 18, 2025, implementing a policy characterized by "one line open, one line controlled, and free movement within the island" [3][4] - Hainan's unique value lies in its position as a bridge connecting domestic and international markets, facilitating the flow of goods, capital, and talent [3][4] Economic Impact - Since the implementation of the free trade port policies, Hainan has attracted actual foreign investment of 102.5 billion yuan, with an annual growth rate of 14.6% [5] - The province has seen a significant increase in foreign direct investment, reaching 9.78 billion USD, with an annual growth rate of 97% [5] - The total value of Hainan's foreign trade is projected to reach 277.65 billion yuan in 2024, marking a year-on-year growth of 20% [5] Policy Framework - Hainan's free trade port policy framework is characterized by "zero tariffs, low tax rates, and simplified tax systems," along with "five freedoms and one safety" for the cross-border flow of factors [4] - The region is not merely a policy lowland but aims to establish a compliance mechanism that aligns with international rules [4] Industrial Development - The modern service industry in Hainan is expected to grow by 7% in 2024, significantly outpacing the GDP growth rate [5] - Key sectors such as modern logistics, modern trade, and modern finance are becoming critical engines for the economy of the free trade port [5] - Hainan is transitioning from a local participant in the industrial chain to becoming a "key player" in the global industrial chain [6]

Group 1 - The core viewpoint of the report indicates a global trend of "overall tightening, increasing differentiation, and momentum transformation" in world openness, with a slight decrease in the World Openness Index for 2024 compared to previous years [1][3] - The report highlights that traditional open regions like Europe and North America are experiencing significant reductions in openness, while emerging markets and developing economies show a year-on-year increase in their openness index [1][3] - China's openness index is projected to rise by 0.5% in 2024, reflecting the strong vitality of its unique path to openness, with a nearly 30% increase in the index from 1990 to 2024, ranking among the fastest globally [3][5] Group 2 - The report emphasizes China's various initiatives, such as the Belt and Road Initiative and Free Trade Zones, which demonstrate that increased openness leads to development, and vice versa [5][9] - As of July this year, over 1.27 million foreign-invested enterprises have been established in China, with total investment exceeding $3 trillion, and foreign direct investment returns in China averaging around 9% over the past five years, ranking among the highest globally [7][9] - A report from the China-Germany Chamber of Commerce indicates that 92% of surveyed companies plan to continue operations in China, with over half intending to increase investments in the next two years, showcasing the positive interaction between multinational companies and China [7][9]

Core Insights - As of August, Beijing's direct investment stock in Hong Kong reached $55.612 billion, accounting for 49.04% of Beijing's total direct investment stock, making Hong Kong the preferred destination for Beijing's outbound investments [1][2] Group 1: Investment Statistics - The cumulative number of signed projects between Beijing and Hong Kong over 28 years has reached 650, with a total contract value exceeding $120 billion [1] Group 2: Future Collaboration Directions - The two regions will focus on three main areas for deepening cooperation: establishing joint rules and standards, creating outbound platforms, and building an innovative ecosystem [2] - The collaboration will leverage Hong Kong's international advantages and Beijing's practical scenarios in areas such as cross-border data flow, AI ethics, and digital trade facilitation [2] - The integration of Beijing's technological research capabilities with Hong Kong's global resource network aims to provide comprehensive support for enterprises from technology adaptation to market expansion [2]

Core Insights - The 8th China International Import Expo will be held from November 5 to 10 in Shanghai, alongside the Hongqiao International Economic Forum, which will release the "World Open Report 2025" and the latest World Open Index [1] Group 1: Report Overview - The "World Open Report 2025" has invited a Nobel laureate to write a special chapter, enhancing the report's analytical depth and credibility [1] - The report's research dimensions and data foundation have become more diverse and robust, extending the measurement time series of the openness index back to 1990, providing a solid data basis for analyzing global openness trends [1] Group 2: Key Topics - This year's report focuses on cutting-edge topics such as cross-border data flow, global green open development, and the evolution of global supply and value chains [2] - The report analyzes how BRICS countries and emerging economies can promote industrial intelligence and green transformation through cooperation, showcasing China's role in providing opportunities for industrialization in the Global South [2] Group 3: Multinational Companies Perspective - The report introduces a multinational company perspective on openness practices, highlighting their significant role in China's reform and opening-up process [3] - China offers a vast market with over 1.4 billion people and the world's largest middle-income group, presenting continuous potential for consumption upgrades [3] - The acceleration of new productive forces in China, particularly in strategic emerging industries such as biomedicine, quantum technology, artificial intelligence, and new energy, is emphasized [3] Group 4: Future Plans - The "World Open Report 2025" serves as both a "data yearbook" and a "thought yearbook," focusing on core issues of global openness and providing insights and pathways for the open world [4] - Plans to establish a "World Open Research Alliance" with core international partners aim to create a permanent network for academic exchange and cooperation, facilitating regular international forums and working group meetings [4]

Core Points - The rapid development of the global digital economy has made cross-border data flow a key factor in the global allocation of data elements and high-level international cooperation and competition [1] - The National Internet Information Office and the State Administration for Market Regulation have jointly announced the "Personal Information Exit Certification Measures," detailing the applicable scenarios and application methods for personal information exit certification [1] - The measures will take effect on January 1, 2026 [1]

Core Points - The "Personal Information Outbound Certification Measures" has been approved and will take effect on January 1, 2026, aiming to protect personal information rights and regulate outbound certification activities [1][12] - The measures establish a framework for personal information processors to certify their compliance with relevant laws when providing personal information to entities outside China [3][16] Group 1: Legislative Background and Purpose - The measures are designed to enhance the management of cross-border data flow in China, aligning with the "Personal Information Protection Law" and other relevant regulations [3][15] - The introduction of these measures is a response to the rapid development of the global digital economy and the need for secure cross-border data flow [15][20] Group 2: Certification Requirements - Personal information processors must apply for certification through accredited professional certification agencies, which must comply with established norms and rules [6][18] - Certification is mandatory for non-critical information infrastructure operators that provide personal information to foreign entities, with specific thresholds for the number of individuals involved [5][17] Group 3: Obligations of Certification Agencies - Certification agencies are required to report certification information to a national public service platform within five working days of issuing a certificate [9][18] - Agencies must also suspend or revoke certifications if they find discrepancies in the outbound activities of certified processors [7][18] Group 4: Supervision and Compliance - The national market supervision and internet information departments will oversee the certification activities, conducting regular checks and evaluations [10][18] - Any organization or individual can report violations of the measures, which will be addressed according to the relevant laws [16][18]