未来，稠州银行将继续聚焦企业多元币种结算与汇率避险需求，依托数字化技术不断优化跨境服务流 程，拓展新兴市场本地清算渠道，为中外企业参与全球贸易提供更加精准、安全、便捷的跨境金融支 持，持续赋能实体经济高质量开放发展。(沈晔、钟裕羚) 中国发展网讯近日，浙江稠州商业银行在跨境金融服务领域取得突破性进展——成功落地全行首笔沙特 里亚尔跨境结算业务。从客户发起汇款到资金顺利汇出，全程仅用时约30分钟，不仅展现了该行在小币 种跨境结算领域专业高效的服务能力，更标志着该行在打造"无界跨境"国际业务品牌进程中迈出了重要 一步，为拓展"一带一路"新兴市场金融服务奠定了坚实基础。 长期在义乌从事日用百货出口沙特业务的客商默罕默德，近期遇到一个棘手难题：沙特供应商要求快速 结算货款，而传统的美元汇款需要数日才能到账，严重影响了他的资金周转和供货效率。正当他为此焦 虑时，得知稠州银行开通了沙特里亚尔直通清算渠道，便立即决定尝试这一创新服务。令他惊喜的是， 在稠州银行总行与义乌管理部的高效配合下，仅用半小时就完成了汇款全流程。"效率真高，你们解决 了我的燃眉之急！"默罕默德欣喜地表示。 作为一家发源于全球小商品贸易中心——义乌的城 ...

Core Viewpoint - The People's Bank of China announced eight major financial opening measures, including the development of offshore bonds in the Shanghai Free Trade Zone, signaling the restart of related business after a year-long pause [1] Group 1: Development History and Characteristics of Offshore Bonds - Offshore bonds are issued in the Shanghai Free Trade Zone and are a significant innovation in financial services, enhancing the variety of bonds and improving direct financing market functions [2] - The first offshore bond was issued in 2016, with a scale of 3 billion yuan, and the business has since expanded to include various issuers and currencies, with a total issuance of 121 bonds amounting to 82.354 billion yuan in 2023 [3][4] Group 2: Dual Attributes of Offshore Bonds - Offshore bonds possess both offshore and onshore characteristics, being issued in China but following offshore bond regulations [4][5] Group 3: Characteristics of Existing Offshore Bonds - The majority of existing offshore bonds are issued by local government financing vehicles, primarily in construction and investment sectors, with over 70% of issuers from these industries [7] Group 4: Opportunities for Commercial Banks - The restart of offshore bonds will diversify and enhance the quality of potential issuers, primarily benefiting large domestic multinational companies and high-quality enterprises from Belt and Road Initiative countries [8] - Funding sources for offshore bonds will broaden, attracting more stable long-term investments from overseas institutions [8] - A more open and convenient policy framework is being established to support the offshore bond business [9][10] Group 5: Challenges for Commercial Banks - Compliance risks remain a concern, particularly regarding foreign debt registration requirements and the complexity of the business [11][12] - Monitoring the use of funds raised through offshore bonds poses challenges due to the flexibility in fund allocation [13] - High due diligence requirements for foreign issuers complicate the assessment of creditworthiness and compliance with anti-money laundering regulations [14] Group 6: Recommendations for Commercial Banks - Banks should clarify their business positioning and focus on compliance and risk management while participating in offshore bond activities [16][17] - Optimizing business processes and exploring various forms of participation can enhance non-interest income [18] - Utilizing free trade zone policies effectively can improve cross-border service capabilities [19] - Strengthening business audits and management is essential to maintain compliance and manage risks effectively [20][21][22]

Core Insights - Shenzhen is a significant player in the national technology landscape, with 7% of national specialized and innovative "little giant" enterprises and 5% of national high-tech enterprises [1] - The city has established a financial support system through "equity, loans, bonds, guarantees, and foreign exchange" to assist technology companies at various life stages [1] Financial Support Mechanisms - Shenzhen's technology loan balance reached 2.17 trillion yuan, ranking among the top in the country, with venture capital fund size exceeding 1.4 trillion yuan, accounting for about 10% of the national total [1] - The city has created a comprehensive investment system for early-stage technology companies, addressing issues of high costs and slow financing [2] Government Initiatives - The Shenzhen government has invested over 150 billion yuan to establish guiding funds, attracting nearly 500 billion yuan in capital through various sub-funds [2] - A credit assessment model has been developed to evaluate potential technology companies based on 12 dimensions, resulting in 20.3 billion yuan in loans for 2,215 companies [2] Cross-Border Financing - Shenzhen has initiated the "Kehui Tong" pilot program to facilitate cross-border funding for research institutions, allowing for optimized management of research funds [3] - The city has introduced the Qualified Foreign Limited Partner (QFLP) pilot, attracting over 7.7 billion USD in foreign investment in cutting-edge sectors [3] Innovative Financing Solutions - New financing support mechanisms like "Tengfei Loan" have been introduced, linking loan rates to business performance, with 110 companies signing loans totaling 4.6 billion yuan [4] - The "Kechuang Loan" program provides guarantees for technology SMEs, resulting in 102.9 billion yuan in loans for over 10,000 companies [4] Capital Market Integration - Shenzhen has established a technology achievement and intellectual property trading center, facilitating transactions worth 3.32 billion yuan [4] - The city has launched a one-stop platform for company listings, with 22 new companies listed in 2024, raising approximately 20 billion yuan [6] Mergers and Acquisitions - Shenzhen has developed a plan to support mergers and acquisitions, particularly for companies aligned with national strategic goals, resulting in 34 projects with a total transaction value of 10.25 billion yuan in 2024 [6] Financial Ecosystem Enhancements - The city has implemented the "Shenzhen Economic Special Zone Technology Innovation Regulations" to strengthen technology financial services [7] - Various platforms have been created to connect technology companies with financial institutions, attracting over 5,500 investment institutions to participate in events [7] Research and Development Incentives - Shenzhen allocates 13.4 billion yuan annually to support technology innovation, with a maximum deduction of 50% for technology service vouchers [8]

Core Viewpoint - Recently, Citic Bank's Ordos branch successfully provided 20 million yuan in import prepayment financing to a local cross-border trade enterprise, addressing its financing needs in international trade [1] Group 1: Financing Solutions - The cross-border trade enterprise primarily engages in international coal trade and has significant daily working capital requirements [1] - Citic Bank's Ordos branch customized an import prepayment financing solution to alleviate the enterprise's recent funding constraints, ensuring smooth cross-border payment [1] Group 2: Market Positioning - With the continuous growth of domestic enterprises' import trade demands, Citic Bank's Ordos branch aims to establish itself as a "leading foreign exchange service bank" to meet diverse financing needs and optimize capital efficiency [1] - The branch's leadership emphasized a commitment to focusing on cross-border trade needs, providing comprehensive financial services including settlement, financing, and risk management to support local enterprises in expanding internationally [1]

Core Viewpoint - The article highlights the proactive measures taken by the Bank of China Liaocheng Branch to enhance cross-border financial services for import and export enterprises, particularly through the implementation of electronic document review for cross-border remittances, which significantly improves efficiency and reduces processing time for businesses [1][2]. Group 1: Business Impact - The implementation of the electronic document review service allows enterprises to save approximately 1.1 hours per transaction, enhancing operational efficiency [2]. - From January to August 2025, the enterprise processed 178 cross-border remittance transactions through the Bank of China’s corporate online banking, totaling $1.025 billion [2]. - The new service alleviates pressure on bank counter operations, shifting from manual entry to key information review, thus saving labor costs and improving processing time by about 25 minutes per transaction [2]. Group 2: Bank's Role and Strategy - The Bank of China Liaocheng Branch actively implements policies from the State Administration of Foreign Exchange to optimize foreign exchange management and enhance service quality for cross-border trade [1]. - The bank aims to leverage technology to create a win-win situation for both enterprises and the bank, enhancing service quality and operational efficiency [2].

Core Insights - The successful implementation of the cross-border financial service platform has provided diversified and convenient financing channels for foreign-related enterprises in Liu'an, effectively alleviating the financing difficulties and high costs faced by small and micro enterprises [2][3] - The China Bank Liu'an Branch has actively responded to the call for financial services to the real economy, achieving over 20 applications in cross-border financial service scenarios with a cumulative financing amount of 50 million yuan since 2025 [2] - The platform utilizes advanced blockchain technology to establish an online communication bridge for bidirectional financing selection, addressing the previous information asymmetry between banks and enterprises [2] Company Actions - The Liu'an Branch of China Bank has formed a professional service team and optimized internal business processes to provide efficient full-process services from application to loan disbursement for enterprises [2] - The local foreign exchange management bureau has played a proactive role by enhancing policy promotion and business training, guiding financial institutions to expand their business, and conducting in-depth research to understand the financing needs and challenges of enterprises [2] Future Plans - Moving forward, the China Bank Liu'an Branch plans to deepen innovation in cross-border financial services and increase business promotion efforts, aiming to allow more enterprises to benefit from policy dividends and contribute to the high-quality development of Liu'an's foreign-related economy [3]

Core Viewpoint - The event organized by the Bank of China Yunnan Branch aims to enhance financial literacy and consumer protection awareness among travelers along the China-Laos Railway, contributing to the construction of a South Asia and Southeast Asia radiation center [1][3]. Group 1: Event Overview - The Bank of China Yunnan Branch successfully held a launch ceremony for the tourism season along the China-Laos Railway, integrating travel scenarios with financial services [1]. - The event featured interactive promotions to raise awareness about consumer rights protection, anti-fraud knowledge, and cross-border financial security [1][3]. Group 2: Financial Support for Railway Projects - The Bank of China Yunnan Branch has provided over 34 billion yuan in credit for key railway projects in Yunnan, including the China-Laos Railway [3]. - Since the operation of the China-Laos Railway, the bank has issued over 50 million yuan in cross-border performance guarantees, highlighting its role in supporting the railway's operation and maintenance [3]. Group 3: Financial Literacy Promotion - The event included a financial knowledge exhibition and interactive experience area, attracting many travelers and utilizing various methods such as scenario simulations and quizzes to educate them on fraud prevention and personal information protection [5]. - A "Gold Police Talks Consumer Protection" campaign was conducted on the train, combining rational investment with fraud prevention tips to enhance travelers' response capabilities [7]. Group 4: Cross-Border Financial Services - The bank provided detailed information on cross-border financial services, including foreign currency exchange and consumer benefits for outbound travel [9]. - The bank has developed a cross-border themed credit card product system to promote consumption, offering 24/7 security and cashback activities across over 60 countries [9]. Group 5: Media Coverage and Social Impact - The event received extensive media coverage, with various outlets highlighting its positive impact on public education and social influence [11]. - The success of the event reflects the bank's commitment to innovating cross-border financial services and supporting Yunnan's role as a financial hub for South Asia and Southeast Asia [11].

Core Viewpoint - Zhejiang Merchants Bank Hefei Branch successfully provided a total of 300 million yuan in "Internal Guarantee Free Trade Loans" to Anhui Jiatong Radial Tire Co., Ltd, addressing the company's overseas funding needs and supporting its international sales recovery [1][1]. Company Summary - Anhui Jiatong Radial Tire Co., Ltd is one of the three major production bases established by Jiatong Group in China, with annual sales revenue exceeding 5 billion yuan and products exported to over 130 countries and regions [1][1]. - The company is the largest tire production base of the group within China and represents a significant player in the internationalization of Chinese manufacturing [1][1]. Financial Service Summary - Zhejiang Merchants Bank Hefei Branch actively recommended "Internal Guarantee Free Trade Loans" and "Cross-Border Asset Pools" after thoroughly understanding the company's situation, providing comprehensive services from account opening to financing implementation [1][1]. - The collaboration has been positively received by Anhui Jiatong Radial Tire Co., Ltd, highlighting the efficiency and attentiveness of the bank's services, which has strengthened the company's confidence in future cooperation [1][1]. Industry Development Summary - This collaboration marks another beneficial exploration by Zhejiang Merchants Bank Hefei Branch in the field of cross-border financial services for the manufacturing industry [1][1]. - The bank aims to continue leveraging its professional advantages to prioritize financial consumers and support the high-quality development of the local manufacturing sector [1][1].

Core Insights - Singapore Exchange (SGX) welcomes China Securities (International) Brokerage Company Limited as a derivatives trading member, enhancing its market ecosystem [1][2] - China Securities (International) aims to expand its global business and strengthen its presence in Southeast Asia through this membership [2] Group 1: Company Overview - China Securities (International) Brokerage Company Limited is a wholly-owned subsidiary of China Securities (International) Finance Holding Company Limited, established in Hong Kong in 2012 [1] - The company provides a comprehensive range of financial products and services to diverse clients, including corporate financing, asset management, securities and futures trading, investment research, institutional sales, fixed income, derivatives trading, and insurance brokerage [1] Group 2: Strategic Importance - The membership at SGX is a significant step in China Securities (International)'s global business expansion strategy, reflecting the recognition of its compliance and risk management capabilities by Singapore's regulatory authorities [2] - The addition of China Securities (International) increases the total number of derivatives trading members at SGX to 69, with 33 clearing members [2]

Core Viewpoint - Agricultural Bank of China (ABC) Jinan Luoyuan Daguan Garden Branch successfully served foreign teachers by providing efficient and professional banking services for their salary payment needs, receiving high praise for its international service capabilities [1] Group 1: Service Efficiency - The branch utilized bilingual lobby managers and simultaneous translation equipment to ensure seamless communication with foreign clients, enhancing their comfort and confidence in the banking process [1] - Upon verifying the authenticity of the business, the branch quickly initiated due diligence procedures and optimized processes to efficiently complete the account opening for the foreign teachers [1] Group 2: Customer Satisfaction - The foreign teachers expressed their surprise and appreciation for the high efficiency and warm service provided by the bank, highlighting it as a significant solution to their banking needs in China [1] - The branch's commitment to a "customer-first" service philosophy is evident in its efforts to implement foreign exchange facilitation policies and continuously improve cross-border financial service experiences [1] Group 3: Future Outlook - The branch plans to further enhance its service levels to provide more convenient, warm, and professional financial services to both domestic and foreign clients, supporting their aspirations in China [1]