过去这5年，我国银行业保险业实现新跨越，用一组数据可以说明：银行业保险业总资产超过500万亿 元，5年来年均增长9%；信托、理财、保险资管机构管理资产近100万亿元，规模较"十三五"末翻番； 全球1000强银行中，143家中资银行上榜，前10位我国占据六席…… 9月22日，国家金融监督管理总局局长李云泽在国新办新闻发布会上表示，"十四五"时期，我国全球最 大信贷和第二大保险市场地位更加稳固，各主要监管指标均处于"健康区间"，高风险机构数量和资产规 模较峰值大幅压降，金融风险防控化解成效显著，银行业保险业应对各类挑战的基础更牢、韧性更强、 底气更足。 行业综合实力迈上新台阶，离不开监管部门精准拆弹高风险点位、夯实金融资产底层发展根基。 "当前，无论是高风险机构数量还是高风险资产规模，都较峰值大幅压降，在金融体系中占比都比较 小，风险完全可控。"李云泽指出，"十四五"期间，金融监管总局稳妥处置高风险机构、加快推进改革 转型、重拳整治金融乱象，守住了不发生系统性风险的底线。其中，金融监管总局把稳妥处置中小金融 机构风险作为重中之重，综合采取兼并重组、在线修复、市场退出等多种方式，推进实施重点地区改革 化险方案，目前 ...

Core Viewpoint - The article emphasizes the significant role of green finance in China's economic transformation towards sustainability, highlighting its contribution to global green governance and the achievement of carbon neutrality goals. Group 1: Green Finance as a Key Driver - Green finance is a crucial component of China's strategy to build a financial powerhouse and is essential for promoting a comprehensive green transformation of the economy and society [1] - Financial institutions are pivotal in this process, acting as key players in facilitating the transition to a green economy [1] Group 2: Support for Green New Momentum - Financial institutions are increasingly adopting systematic approaches to support green new momentum, providing initial funding through green industry funds, private equity financing, and green credit for emerging green technology companies [2] - During the growth phase, they assist companies in accessing direct financing through IPO underwriting and sponsorship, directing funds towards R&D, capacity expansion, and market development [2] - For mature companies, they offer tools like green corporate bonds and asset-backed securities to ensure ongoing development and market position [2] Group 3: Innovation in Green Finance - Financial institutions are innovating to create a modern green finance ecosystem, focusing on product diversification to meet the varied needs of different market participants [3] - New financial products include green notes, green supply chain finance, ESG-themed investment products, carbon-neutral bonds, and sustainability-linked loans [3] - The use of digital technology is enhancing the efficiency and precision of green finance services, with AI and big data improving green identification and blockchain ensuring transparency in fund allocation [3] Group 4: Risk Management and International Cooperation - Financial institutions are integrating climate risk into their risk management frameworks, enhancing their ability to identify and respond to climate-related risks [4] - They are also engaging in international cooperation to share best practices and tackle global climate challenges collectively [4] - By strengthening risk management and fostering international collaboration, financial institutions are positioning themselves as responsible players in global climate governance [4]

Core Achievements of China's Financial Sector During the 14th Five-Year Plan - The financial system reform has deepened significantly, with the establishment of the Central Financial Committee and the Central Financial Work Committee to enhance centralized leadership over financial work [2] - The quality and efficiency of financial services to the real economy have improved markedly, with a supportive monetary policy framework aiding in the achievement of major economic and social development goals [3] - The financial sector has seen continuous reform and opening-up, with structural reforms in financial supply and a focus on high-level bilateral openness [3] - Important progress has been made in preventing and resolving financial risks, with effective measures taken to address prominent risk points in the financial sector [4] Monetary Policy and Financial Stability - The People's Bank of China has focused on establishing a dual-pillar framework for monetary and macro-prudential policy, aiming for both currency stability and financial stability [5] - A scientific and robust monetary policy system has been constructed, optimizing the monetary policy framework and enhancing the effectiveness of monetary policy tools [5] - The macro-prudential policy framework has been improved, with enhanced monitoring and management of systemic financial risks [5] Development of Financial Markets - The financial market infrastructure has been strengthened, with the introduction of a "Technology Board" in the bond market and a multi-tiered bond market framework being established [6] - The financial market has seen a steady expansion in product offerings, scale, and activity, with comprehensive strengthening of regulations and oversight [6] - Efforts are ongoing to build a higher-level open financial system, promoting the internationalization of the Renminbi and enhancing cross-border payment systems [6]

新华社权威速览 加快建设金融域国! "十四五"我国会融业 "成绩单"出炉 国务院新闻办公室9月22日举行"高 质量完成'十四五'规划"系列主题新闻 发布会,四部门介绍"十四五"时期金融 业发展成就。 中国人民银行行长潘功胜 截至今年6月末 我国银行业总资产 近470万亿元 位居世界第 股票、 债券市场规模 位居世界第二 外汇储备规模连续20年 位居世界第 "十四五"期间，科技型中小企业 贷款、普惠小微贷款、绿色贷款年均 H : 20% 截至今年6月末,与2023年初相比, 融资平台数量下降超过60%,令融债务 规模下降超50% 境外机构和个人持有 境内股票、债券、存贷款 超10万亿元 会融监管总局局长李云泽 银行业保险业 总资产超过500万亿元 5年来年均增长9%,全球最大信贷和 第二大保险市场地位更加稳固 5年来,银行业保险业为实体经济提供新增 资金170万亿元。科研技术贷款、制造业中 长期贷款、基础设施贷款年均增长27.2%、 21.7%、10.1%。普惠型小微企业贷款余额 是"十三五"末的2.3倍,利率下降2个百 分点 高风险机构数量、资产规模都较峰值大 幅压降。相当部分省份已实现高风险中 小机构 同体 ...

Group 1 - The core viewpoint of the articles highlights the significant achievements of China's financial sector during the "14th Five-Year Plan" period, emphasizing the deepening of financial reforms and the enhancement of financial services to the real economy [1][3][5] - As of June 2023, China's banking sector total assets reached nearly 470 trillion yuan, ranking first in the world, with stock and bond market sizes also ranking second globally [1] - The People's Bank of China (PBOC) has adopted a supportive monetary policy stance, focusing on maintaining internal and external balance while promoting economic recovery and financial market stability [7][8] Group 2 - Financial system reforms have been further deepened, with the establishment of new regulatory bodies such as the Central Financial Committee, enhancing governance efficiency [3] - The quality of financial services to the real economy has significantly improved, with annual growth rates exceeding 20% for loans to technology-based SMEs, inclusive micro-enterprises, and green loans during the "14th Five-Year Plan" [3][5] - The number of high-risk small and medium-sized banks has been significantly reduced, with a decrease of over 60% in financing platform numbers and over 50% in financial debt scale as of June 2023 [5][4] Group 3 - The internationalization of the Renminbi has progressed, with the currency becoming the largest settlement currency for China's external payments and ranking third in the IMF's Special Drawing Rights basket [6] - Financial market openness has been steadily deepened, with foreign institutions holding over 10 trillion yuan in domestic stocks and bonds by the end of July 2023 [6] - The PBOC is committed to maintaining a stable macroeconomic environment and will utilize various monetary policy tools to ensure ample liquidity and support effective investment [8]

Core Insights - The press conference highlighted significant achievements in China's financial sector during the "14th Five-Year Plan" period, emphasizing the modernization and reform of the financial system, improved financial services, and enhanced risk management capabilities [1][5][10]. Financial Sector Achievements - As of June 2023, China's banking sector total assets reached nearly 470 trillion yuan, ranking first globally, with stock and bond market sizes second in the world [1]. - The financial system has seen a comprehensive deepening of reforms, with a more robust governance structure and improved financial service quality and efficiency [5][10]. - The financial sector's international competitiveness and influence have significantly increased, with 143 Chinese banks listed among the global top 1000 [10]. Financial Services to the Real Economy - The financial services provided to the real economy have improved significantly, with a focus on supporting major national strategies and addressing weak links in economic development [6][11]. - Loans to technology-based small and micro enterprises, as well as green loans, have seen an annual growth rate exceeding 20% during the "14th Five-Year Plan" [6]. Financial Risk Management - Important progress has been made in preventing and mitigating financial risks, with a focus on orderly resolution of prominent risk points in the financial sector [7][10]. - The overall health of the financial system remains stable, with key regulatory indicators showing positive trends [10]. Capital Market Developments - The capital market has experienced steady growth in both quantity and quality, with a robust regulatory framework established during the "14th Five-Year Plan" [13][14]. - The total market capitalization of A-shares surpassed 100 trillion yuan in August 2023, reflecting a significant increase in market activity [13]. Foreign Exchange Management - China's foreign exchange reserves have remained stable above 3 trillion USD since the beginning of the "14th Five-Year Plan," providing a strong economic stabilizer [16][18]. - The foreign exchange service environment has been optimized, significantly reducing administrative burdens and enhancing efficiency for enterprises [17].

今日 国新办新闻发布会 介绍 近五年金融业发展成就 1 ① 全球 第二大保险市场 地位更加稳固 ，规模持续增长 "一行一局一会"齐聚 ②累计赔付9万亿 较上一个五年增长61.7% ③保险法修订在加快推进 5年来发布各类规制171件 ④寿险公司压降成本3500亿 财险公司综合成本率近十年最低 今日，国新办举行新闻发布会，人民银行行长潘功胜先生，金融监管总局局长李云泽先 生，证监会主席吴清先生等，介绍近五年金融业发展成就，并回答大家关心的问题。 人民银行行长潘功胜先生表示，近五年，朝着"加快建设金融强国"的战略目标，金融事 业取得新的重大成就，国际竞争力和影响力显著增强。 一是，金融体制改革全面深化，顶层设计更加完善；二是，种类齐全、竞争充分的金融 机构、市场、产品体系更加健全；三是，金融服务的质量、效率、普惠性大幅提升。 对于银行和保险业的发展情况，金融监管总局局长李云泽先生，从三方面进行了总结。 一是，行业高质量发展实现新跨越；二是，金融服务再上新台阶；三是，金融监管开创 新局面，详见上图。 总结近五年金融业发展情况 此外，关于保险机构分类监管、寿险业"报行合一"、保险资金投资情况等都有提及. . . | 方 ...

Core Insights - China's financial sector has achieved significant milestones under the strong leadership of the Central Committee, with total banking assets reaching nearly 470 trillion yuan, ranking first globally [2] - The financial system has been restructured to enhance governance and regulatory effectiveness, aligning with the strategic goal of building a financial powerhouse [2] - The banking and insurance sectors have provided 170 trillion yuan in new funds to the real economy over the past five years, with notable growth in loans for scientific research, manufacturing, and infrastructure [3] Group 1: Financial Achievements - As of mid-2023, China's banking sector holds total assets of approximately 470 trillion yuan, leading the world [2] - The stock and bond markets rank second globally in terms of size, while foreign exchange reserves have maintained the top position for 20 consecutive years [2] - The banking and insurance industries have contributed significantly to the real economy, with annual growth rates of 27.2% for scientific research loans, 21.7% for manufacturing loans, and 10.1% for infrastructure loans [3] Group 2: Risk Management - The China Securities Regulatory Commission (CSRC) has enhanced its regulatory framework, resulting in a 58% increase in administrative penalties for financial misconduct during the 14th Five-Year Plan period [4] - The A-share market has shown improved resilience and risk management capabilities, with the annualized volatility of the Shanghai Composite Index decreasing by 2.8 percentage points compared to the previous five-year period [4] - China's foreign exchange reserves have remained stable above 3 trillion USD, providing a crucial stabilizing effect on the economy amid external pressures [4]

Core Viewpoint - The article discusses the significant achievements of China's financial sector during the "14th Five-Year Plan" period, highlighting reforms, risk management, and the enhancement of financial services to support the real economy. Group 1: Financial Sector Achievements - China's financial sector has made substantial progress, with total banking assets reaching nearly 470 trillion yuan, ranking first globally, and stock and bond market sizes ranking second worldwide [4] - The financial system has seen a comprehensive deepening of reforms, with improved governance and a more robust financial service framework, leading to enhanced quality, efficiency, and inclusiveness of financial services [4][5] - The average annual growth rate of loans to technology-based small and medium-sized enterprises, inclusive micro-enterprises, and green loans exceeded 20% during the "14th Five-Year Plan" [5] Group 2: Financial Risk Management - Significant progress has been made in preventing and resolving financial risks, with a focus on orderly handling of key risk areas and maintaining the stability of the financial system [6][14] - The financial system remains generally stable, with financial institutions in good health and the market operating smoothly [6][14] - The article emphasizes the importance of a unified leadership from the central government in managing financial risks effectively [15] Group 3: Financial Market Development - The capital market has seen a notable increase in the proportion of technology sector market capitalization, now exceeding 25%, which is significantly higher than the combined market capitalization of banking, non-banking financial, and real estate sectors [26][27] - The regulatory framework for capital markets has been strengthened, with the implementation of new securities laws and the establishment of a more comprehensive market system [26][28] - The article highlights the improvement in market transparency and fairness, with increased enforcement against financial misconduct [27] Group 4: Future Directions - The People's Bank of China plans to continue deepening reforms and enhancing the central bank's macro-prudential and financial stability functions to support high-quality economic development [10][16] - There is a commitment to maintaining a balance between growth and risk prevention, ensuring the stability of the financial market and the renminbi exchange rate [11][17] - The focus will be on further enhancing the openness of the financial sector and improving the regulatory framework to support a higher level of financial security [22][33]

Core Insights - The press conference highlighted significant achievements in China's financial sector during the "14th Five-Year Plan" period, emphasizing the leadership of the Communist Party and the progress made in various financial reforms and services [1] Group 1: Financial Sector Achievements - As of June 2023, China's banking sector total assets reached nearly 470 trillion yuan, ranking first in the world; the stock and bond market sizes are second globally; and foreign exchange reserves have maintained the top position for 20 consecutive years [3] - China is at the forefront of green finance, inclusive finance, and digital finance, having established a comprehensive and efficient cross-border payment and clearing network for the renminbi, with mobile payments leading internationally [3] Group 2: Financial Reforms and Policies - Financial system reforms have deepened, with the establishment of the Central Financial Committee and the Central Financial Work Committee, enhancing centralized leadership and governance effectiveness in the financial sector [4] - The quality and efficiency of financial services to the real economy have significantly improved, with a supportive monetary policy framework aiding in achieving key economic and social development goals during the "14th Five-Year Plan" [4] - The annual growth rates for loans to technology-based SMEs, inclusive micro-enterprises, and green loans have exceeded 20% during this period [4] Group 3: Financial Opening and Risk Management - Continuous progress in financial reform and opening-up has been made, with structural reforms in financial supply and the development of multi-tiered financial markets [5] - Important achievements have been made in preventing and mitigating financial risks, with effective measures taken to address prominent risk points and protect the interests of depositors and small investors [6] - The overall stability of the financial system has been maintained, with healthy financial institutions and smooth market operations [6]