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融资担保:引资金活水加速流向银发市场主体
Jin Rong Shi Bao· 2025-08-08 07:52
近日,金融监管总局印发《银行业保险业养老金融高质量发展实施方案》(以下简称《方案》), 为养老金融领域注入了新的活力。《方案》提出,鼓励银行机构积极探索引入政府融资担保机制,有序 扩大信贷供给。在业内人士看来,融资担保在养老金融领域具有广阔的发展前景。 融资担保机构如何赋能养老金融?在养老金融领域,未来融资担保机构还有哪些举措? 养老,既是家事也是国事。当前,我国养老产业处于快速发展阶段。随着老龄化社会的到来,养老 服务需求呈现快速增长态势。 从养老机构的新建与扩建,到养老服务设施的更新升级,都离不开资金的支持。 某电子科技(上海)有限公司是一家提供无线智能照明整体解决方案的高新技术企业,其核心产品 除应用于传统家居外,还广泛应用于养老领域,但由于项目周期较长、资金回笼较慢等原因,该公司尚 存一定的资金缺口,且在传统融资渠道屡屡碰壁。 上海市中小微政策性融资担保基金管理中心了解情况后,与银行共同对接客户开展工作并完成融资 需求确认等系列服务。经银担双方紧密合作,该公司在10个工作日内便成功通过"养老服务批次贷"担保 项目获批200万元担保贷款,缓解了企业资金压力。 近年来,为破解养老金融领域融资难题,一系列支 ...
彤程新材: 彤程新材关于年度预计融资担保进展的公告
Zheng Quan Zhi Xing· 2025-08-05 16:10
股票代码:603650 股票简称:彤程新材 编号:2025-055 债券代码:113621 债券简称:彤程转债 彤程新材料集团股份有限公司 关于年度预计融资担保进展的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者 重大遗漏,并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示 ●担保人名称:彤程新材料集团股份有限公司(以下简称"公司"或"彤程新材")、 华奇(中国)化工有限公司(以下简称"华奇化工") ●被担保人名称:华奇化工、彤程新材 ●是否为上市公司关联人:否 ●本次担保金额及已实际为其提供的担保余额:公司本次为华奇化工提供的担保 金额为人民币 27,250 万元,公司实际为华奇化工提供的担保余额为 20,000 万元;华 奇化工本次为公司提供的担保金额为人民币 15,000 万元,华奇化工实际为公司提供的 担保余额为 82,400 万元。 ●本次担保是否有反担保:无 ●对外担保逾期的累计数量:截至本公告披露日,公司无逾期对外担保事项。 一、担保情况概述 (一)担保基本情况 为满足公司及子公司日常经营及业务发展需要,2025 年 7 月 10 日,公司与中国 农业银 ...
朗姿股份: 关于公司和全资子公司融资相互提供担保并接受关联方担保的公告
Zheng Quan Zhi Xing· 2025-08-05 16:10
证券代码:002612 证券简称:朗姿股份 公告编号:2025-044 朗姿股份有限公司 关于公司和全资子公司融资相互提供担保并接受关联方担保的 公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整,没有虚假 记载、误导性陈述或重大遗漏。 特别提示: 第二十九次会议和 2024 年度股东大会分别审议通过了《关于 2025 年度对外担保 额度的议案》,同意 2025 年度公司及其控股子公司的对外担保总额不超过 30.50 亿元(以下除非特别注明,所称"元"均指"人民币元"),其中对资产负债率 未超过 70%的控股子公司担保额度为 24.00 亿元,对资产负债率超过 70%的控股 子公司担保额度为 6.50 亿元。该担保额度的有效期自公司 2024 年度股东大会审 议批准本议案之日起至 2025 年度股东大会召开之日止。截至本公告披露日,公 司及控股子公司对外担保总余额为 116,716 万元,占公司 2024 年度经审计净资 产的 41.87%;其中,实际被担保方北京莱茵服装有限公司资产负债率超过 70%, 公司对资产负债率超过 70%的控股子公司担保余额为 1,000 万元。 占公司 2024 年度 ...
爱施德:2025年拟为子公司爱施德(香港)提供不超15亿担保
Sou Hu Cai Jing· 2025-08-05 15:16
Core Viewpoint - The company has approved a financing guarantee of up to RMB 1.5 billion for its wholly-owned subsidiary, Aishide (Hong Kong) Limited, which is subject to shareholder approval [1][3]. Group 1: Financing Guarantee Details - The financing guarantee for Aishide (Hong Kong) Limited will not exceed RMB 1.5 billion, which includes both existing and new business [1]. - Aishide (Hong Kong) Limited has a debt-to-asset ratio of 45.97% and currently has a guarantee balance of 0 [1]. - The new guarantee amount represents 24.52% of the company's latest audited net assets [1]. Group 2: Financial Performance of Aishide (Hong Kong) - As of December 31, 2024, Aishide (Hong Kong) reported total assets of RMB 477.98 million, total liabilities of RMB 364.87 million, and net assets of RMB 113.11 million [2]. - For the first quarter of 2025, Aishide (Hong Kong) achieved total revenue of RMB 6.38 million and a net profit of RMB 1.89 million [2]. Group 3: Rationale and Risk Management - The guarantee is deemed necessary for the normal operation of the company and its subsidiaries, driven by increased working capital needs [3]. - Aishide (Hong Kong) is operating normally and has the ability to repay its debts, with the financing intended for daily operations [3]. - The total expected guarantee amount for the company and its subsidiaries is RMB 14.3165 billion, including the new guarantee of RMB 1.5 billion, with a total external guarantee balance of RMB 1.755 billion, which is 28.69% of the latest audited net assets [3].
利和兴:关于2025年度向金融机构申请融资额度提供担保暨关联交易的进展公告
证券日报网讯 8月5日晚间,利和兴发布公告称,公司于2025年4月24日召开第四届董事会第十三次会议 和第四届监事会第十一次会议、于2025年5月16日召开2024年年度股东大会,分别审议通过了《关于 2025年度向金融机构申请融资额度及担保额度预计的议案》和《关于控股股东、实际控制人为公司及子 公司2025年度向金融机构申请融资额度提供担保暨关联交易的议案》,同意为公司及合并报表范围内的 子、孙公司向银行及非银行金融机构(含金融服务机构)申请最高额不超过15亿元人民币的综合融资额 度,担保总额度预计不超过15亿元人民币,并同意公司控股股东、实际控制人林宜潘先生和黄月明女士 为前述融资事项无偿提供关联担保。近日,公司与中国银行深圳布吉支行分别签订了《授信额度协议》 及《流动资金借款合同》,公司向中国银行深圳布吉支行合计申请了人民币捌仟万元整的综合授信额 度。本次林宜潘先生和黄月明女士无偿为公司提供担保构成关联交易。 (编辑 李家琪) ...
*ST宝鹰: 关于控股股东为公司及子公司申请融资提供担保及向其提供反担保暨关联交易的公告
Zheng Quan Zhi Xing· 2025-08-04 16:36
本公司及董事会全体成员保证信息披露的内容真实、准确、完整,没有虚假记载、 误导性陈述或重大遗漏。 特别提示: 深圳市宝鹰建设控股集团股份有限公司(以下简称"公司")及子公司审议通过 的对外担保额度已超过最近一期经审计净资产绝对值 100%;本次审议的担保额度并 非实际发生额,实际担保金额以签署的相关合同为准。敬请投资者关注相关风险。 一、关联交易情况概述 为进一步支持公司及子公司(均为合并报表范围内的子公司,以下统称"子公司") 对业务发展的资金需求,公司控股股东珠海大横琴集团有限公司(以下简称"大横琴 集团")拟为公司及子公司向包括但不限于银行、保理公司、融资租赁公司、融资担 保公司等金融机构、类金融机构申请融资提供连带责任担保,担保额度不超过人民币 额、担保方式、担保时限等要素以公司实际与融资机构、大横琴集团签署的合同为准。 同时,大横琴集团拟按不超过实际担保金额的 0.3%(年化费率)向公司及子公 司收取担保费用,公司以持有的广东宝鹰建设科技有限公司的 100%股权、公司或子 公司持有的应收账款及合同资产(合计金额不超过人民币 6.7 亿元,具体金额以实际 签署的合同为准)向大横琴集团提供反担保。 对, ...
【深化改革进行时 乌兰察布在行动】打出金融助企“组合拳” 多维度发力破解企业融资难题
Sou Hu Cai Jing· 2025-08-04 15:43
Group 1 - The core viewpoint emphasizes the proactive financial support initiatives in Ulanqab City aimed at enhancing the development of enterprises through innovative financial service models and targeted policies [1][4] Group 2 - A platform has been established to facilitate communication between enterprises and financial institutions, achieving 100% coverage of key financing needs with a total loan issuance of 1.322 billion yuan [1] - Monthly government-financial-enterprise matching activities have been organized, resulting in financing intentions of 17.092 billion yuan and credit amounts of 4.592 billion yuan [1] Group 3 - Innovative guarantee models have been developed to assist small and micro enterprises, with a total of 51 million yuan loaned to 11 enterprises through the collaboration of the municipal financing guarantee company and banks [2] - As of June, the financing guarantee company has added 105 new projects amounting to 506 million yuan, with 202 projects under guarantee totaling 926 million yuan [2] Group 4 - Ulanqab City has introduced tailored financial service plans for specific industries, utilizing supply chain finance and green credit to address financing challenges [3] - The iron alloy industry has received 5.042 billion yuan in financing, supporting over 90 enterprises through an innovative supply chain financing model [3] - Green credit initiatives have provided 743 million yuan in loans for six renewable energy projects, aiding the transition to sustainable energy [3] - A special service team has been established to assist small and micro enterprises in overcoming financing difficulties, utilizing tax records for credit assessments [3]
山东华鹏玻璃股份有限公司 关于向银行申请融资提供抵质押担保的公告
登录新浪财经APP 搜索【信披】查看更多考评等级 证券代码:603021 证券简称:ST华鹏公告编号:临2025-047 山东华鹏玻璃股份有限公司 关于向银行申请融资提供抵质押担保的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏,并对其内容 的真实性、准确性和完整性承担法律责任。 一、本次交易概述 根据山东华鹏玻璃股份有限公司(以下简称"公司")经营计划和融资需求,公司拟向威海银行等金融机 构申请不超过7亿元的综合授信,具体内容详见公司于2025年4月22日在公司指定信息披露媒体上披露的 《关于向威海市商业银行等金融机构申请授信的公告》(公告编号:临2025-021)。 担保方与公司的关系:安庆华鹏长江玻璃有限公司、甘肃石岛玻璃有限公司、山东华鹏石岛玻璃制品有 限公司为公司的全资子公司。 公司最近一期的财务指标如下: 公司现拟将部分资产抵质押给威海银行,以获得其资金支持。本次拟将公司持有的华鹏玻璃(菏泽)有 限公司100%股权、公司下属子公司山东华鹏石岛玻璃制品有限公司坐落于石岛龙云路469号1号楼及部 分机器设备、子公司安庆华鹏长江玻璃有限公司坐落于安徽省安庆市大观凤凰 ...
荣盛房地产发展股份有限公司关于为下属公司融资提供担保的公告
Core Viewpoint - The company, Rongsheng Real Estate Development Co., Ltd., has announced a plan to provide guarantees for financing to its subsidiaries, which is aimed at supporting their development and ensuring they can repay the financing [2][8]. Summary by Sections Guarantee Overview - The company will provide a joint liability guarantee for its subsidiary, Shenyang Rongsheng Zhongtian Real Estate Development Co., Ltd., for a financing amount of 21.8 million yuan, with a total guarantee amount not exceeding 25 million yuan and a term of up to 55 months [2]. - Additionally, the company will provide a joint liability guarantee for another subsidiary, Shenyang Rongsheng New Landmark Real Estate Development Co., Ltd., for a financing amount of 25.423 million yuan, with a total guarantee amount not exceeding 30 million yuan and a term of up to 54 months [3]. Guarantee Usage - The total actual guarantee amount provided by the company is 43.081 billion yuan, which accounts for 290.01% of the company's most recent audited net assets [8]. - The actual guarantee balance provided to entities outside the consolidated financial statements is 7.722 billion yuan, representing 51.98% of the company's most recent audited net assets [8]. Subsidiary Information - Shenyang Rongsheng Zhongtian was established on November 10, 2015, with a registered capital of 50.6 million yuan, and the company holds a 97.83% stake in it [4]. - Shenyang Rongsheng New Landmark was established on July 2, 2013, with a registered capital of 470 million yuan, and the company holds a 99.89% stake in it [5]. Board Opinion - The board of directors believes that providing guarantees for the subsidiaries is to support their development and does not harm the interests of the company and its shareholders, as both subsidiaries are considered to have a low operational risk and sufficient capacity to repay the financing [8].
山东华鹏玻璃股份有限公司关于向银行申请融资提供抵质押担保的公告
Overview - The company, Shandong Huapeng Glass Co., Ltd., plans to apply for a comprehensive credit facility of up to 700 million yuan from financial institutions, including Weihai Bank, to support its operational needs [1][2] Financing Details - The company intends to pledge certain assets, including 100% equity of Huapeng Glass (Heze) Co., Ltd., and properties from its subsidiaries, to secure funding [2][11] - The total guarantee amount for the financing is set at 160 million yuan, with the financing projects covering various types of loans and financial services [2][11] Company Background - Shandong Huapeng Glass Co., Ltd. was established on December 29, 2001, with a registered capital of 319,948,070 yuan [3] - The company specializes in the production and sales of daily glass products and has the right to engage in import and export activities [3] Guarantee Agreement - The guarantee agreements involve multiple subsidiaries, including Anqing Huapeng Changjiang Glass Co., Ltd. and Gansu Shidao Glass Co., Ltd., with guarantees structured as both guarantees and pledges of real estate and equipment [4][5][6] Internal Decision-Making Process - The company's board of directors approved the financing proposal during a meeting held on July 30, 2025, with unanimous support from all attending directors [6][10] Impact on the Company - The financing is expected to align with the company's operational needs and enhance its ability to manage funds effectively, without adversely affecting its business operations [7]