作为我国第一部专门规范住房租赁的行政法规，本次《条例》正式出台，标志着住房租赁市场进入到法治化、规范化的新阶段。 7月21日晚间，国务院签署公布的《住房租赁条例》（以下简称《条例》）全文出炉，自2025年9月15日起施行。该条例旨在规范住房租赁活动，明确出租 人、承租人、住房租赁企业、住房租赁经纪机构的行为规范，对违规行为最高可处50万元罚款。 对出租的住房提出明确要求 《条例》旨在规范住房租赁活动，维护住房租赁活动当事人合法权益，稳定住房租赁关系，促进住房租赁市场高质量发展，推动加快建立租购并举的住房制 度。 具体来看，《条例》对用于出租的住房提出明确要求，出租住房应当符合建筑、消防等相关规定和强制性标准，不得危及人身安全和健康；厨房、卫生间、 阳台、过道、地下储藏室、车库等非居住空间不得单独出租用于居住。租赁住房单间租住人数上限和人均最低租住面积应当符合设区的市级以上地方人民政 府规定的标准。 《条例》要求加强合同管理，规定出租人和承租人应当使用实名签订住房租赁合同，住房租赁合同应当向所在地房产管理部门备案。 同时，《条例》明确出租人与承租人的行为规范，住房租赁合同应当明确约定押金的数额、返还时间以及扣减 ...

点评：这标志着住房租赁市场将进入更规范的发展阶段，有利于营造公平竞争环境，或将推动市场从粗 放式向精细化转型。对整体经济，规范的租赁市场可稳定居住预期，助力房地产市场结构优化，增强民 生保障效能。 NO.2 成都将分批取消住房限售政策 7月21日，成都市住建局等六部门印发《关于促进房地产市场平稳健康发展若干措施的通知》，从提升 供应质量、盘活存量、发挥公积金功效等方面出台17条政策。其中，宣布分批取消住房限售，自7月21 日起，2024年10月14日前购买的商品住房取得不动产权证书后即可交易；自2026年1月1日起，2024年10 月14日前取得证书的二手住房取消转让限制。同时，居民家庭购买第二套住房的，个人住房公积金贷款 最低首付款比例由30%调整为20%，并实施贷款额度与缴存余额挂钩机制以提高可贷额度。 点评：此次政策调整旨在更好地支持居民换房需求，提升房产流动性，加大住房公积金贷款支持力度， 减轻居民购房压力，促进房地产市场平稳健康发展。 NO.3 济南购买保障房用公积金可享两项叠加优惠 NO.1 《住房租赁条例》公布 据新华社北京7月21日电国务院总理李强日前签署国务院令，公布《住房租赁条例》。《条例 ...

Core Viewpoint - The introduction of the Housing Rental Regulations marks a significant step towards the standardization and legal framework of the housing rental market in China, aiming to protect the rights of both landlords and tenants while promoting high-quality development in the rental sector [2][4]. Group 1: Regulation Overview - The Housing Rental Regulations consist of 7 chapters and 50 articles, focusing on standardizing rental activities, regulating the behavior of rental enterprises and agencies, enhancing supervision, and enforcing accountability [1]. - The regulations are set to take effect on September 15, 2025, and aim to establish a dual rental and purchase housing system [1][2]. Group 2: Market Challenges and Solutions - The regulations address several existing issues in the housing rental market, including the need for better market order, insufficient protection of legal rights for both parties, and the lack of professional rental institutions [4]. - The regulations emphasize the necessity of specialized administrative laws to effectively guide and regulate the housing rental market [4]. Group 3: Key Provisions - The regulations specify that rental properties must meet safety and health standards, prohibiting the separate rental of non-residential spaces for living purposes [5]. - They mandate that rental contracts be signed with real names and require registration with local property management departments [6]. - The regulations protect tenants' rights by stipulating clear terms regarding security deposits, including conditions for deductions and the requirement for landlords to provide reasonable notice before contract termination [6]. Group 4: Development of Rental Enterprises - The regulations aim to foster the growth of market-oriented and professional rental enterprises, requiring them to have adequate capital, personnel, and management capabilities [9]. - They also mandate that rental enterprises provide accurate and complete property information and maintain proper internal management systems [9][10]. Group 5: Regulation of Rental Agencies - The regulations set forth requirements for rental agencies, including the need for adequate capital and personnel, and mandate the verification of property and client information before listing [12]. - Agencies are required to clearly display service fees and adhere to internal management standards [12][13]. Group 6: Monitoring Mechanisms - The regulations establish a rental price monitoring mechanism, requiring local governments to regularly publish rental price information [16]. - They also call for the creation of a housing rental management service platform to enhance oversight and information sharing among relevant departments [16][17]. Group 7: Enforcement and Accountability - The regulations outline penalties for violations, including fines, warnings, and potential criminal charges for serious offenses [17]. - This enforcement framework aims to ensure compliance and protect the integrity of the housing rental market [17].

Core Viewpoint - The Wuhan real estate market shows significant recovery in the first half of 2025, driven by supportive policies and increased demand for new housing, with a notable rise in sales and market activity [1][6][7]. Sales Performance - In the first half of 2025, Wuhan's total signed sales area for commercial housing reached 6.1539 million square meters, an increase of 14.8% year-on-year, with new housing sales area at 5.0697 million square meters, up 30.6% [3][4]. - The average de-stocking cycle for new housing has decreased to 12 months, while the second-hand housing signed transaction area was 5.3337 million square meters, reflecting a 10.8% year-on-year increase [3]. Policy Impact - The introduction of the "Han Nine Articles" on April 30 has enhanced support for housing consumption, including expanded subsidies for multi-child families and increased financial assistance [4][6]. - The Spring Home Buying Festival during the May Day holiday attracted significant participation from various sectors, further stimulating market activity [5]. Market Dynamics - The new housing sales in June reached a monthly high, with a total of 21,551 units sold, marking a 30.9% month-on-month increase and a 26.3% year-on-year increase [7]. - The average de-stocking rate for newly launched projects has improved significantly, with some projects achieving a de-stocking rate of over 70%, particularly in the central urban areas [8]. Inventory Management - The government is actively addressing inventory pressure in the outskirts while promoting the sale of new housing and the conversion of existing stock through various financial support mechanisms [10][11]. - Approximately 30% of new housing transactions in the first half of the year were related to various forms of affordable housing and stock management initiatives [11]. Land Market Trends - In the first half of 2025, 28 residential land parcels were sold, totaling 2.1944 million square meters, with a transaction value of 11.407 billion yuan, reflecting a significant increase in both volume and value compared to the previous year [14]. - The average premium rate for land sales has increased dramatically, with some parcels experiencing competitive bidding and high premium rates, indicating strong market interest [15].

Group 1: Housing Sector Initiatives - The company has launched the first "rent loan" in the national system to support the housing rental market, easing the financial burden on new citizens and young groups [2] - The "rent loan" allows users to avoid upfront payments, making it easier for individuals like Mr. Huang to secure housing near their workplaces [2] - The company has also completed various innovative housing loan products, including "old-for-new" mortgage loans and loans for veterans, demonstrating its commitment to supporting housing needs [2] Group 2: Education Financing - The company issued the first personal "优学贷款" (优学 loan) in non-pilot areas, targeting graduate students and recent graduates to support their educational and living expenses [4] - This initiative aligns with the national strategy of cultivating high-level talent and addresses the financial needs of students during their critical career development phase [4] - Graduates like Mr. Xie have benefited from the "优学贷款," which has helped them manage their initial living costs while starting their careers [4] Group 3: Digital Payment Ecosystem - The company is a pioneer in the digital RMB pilot program, enhancing the digital payment infrastructure and expanding the application of digital currency in daily life [6] - It has partnered with various businesses to create a comprehensive "digital wallet + scenario ecosystem," improving the payment experience for consumers [6] - As of Q1 2025, the company leads in the growth and activity of digital RMB personal wallets, contributing to a more inclusive payment environment [6] Group 4: Overall Consumption Strategy - The company emphasizes the importance of boosting consumption as a mission, focusing on innovative financial solutions to address consumer pain points [8] - It aims to build a multi-layered and widely accessible consumer financial service system, ensuring that financial resources benefit households across the region [8]

目前，项目仍在围挡施工中，但整体已经基本完工。与街对面早一代的河西南"星八客"相比，G116南京河西南租赁社区采用了灰色为主、白色为辅的铝 板外墙装饰，线条简洁流畅，更显高级感、品质感。 与周边的大体量社区不同，G116南京河西南租赁社区仅有3幢11层住宅楼，总体量在400多套左右，显得"小而美"。走近项目，可以看见不少工人正在进 行装饰收尾工作，主要是一层底商部分和周边道路。 地铁房+河景房 河西南上新"只租不售"新项目 5月20日，新苏商记者来到项目所在。刚走出地铁2号线青莲街站1号口，便可看到G116南京河西南租赁社区。 文/新苏商记者耿朴凡 就在南京建邺河西南板块，又有400多套民用水电的地铁房上新，但只租不售。 近期，有市民发现南京地铁2号线青莲街站附近，有3幢现代简约风格的住宅楼已经基本完工，正在进行装饰收尾工作。与其他住宅项目相比，这里并没有 华丽的售楼处，绿色围挡上"保障性租赁住房"的烫金大字，透露这里的与众不同。 新苏商了解到，该项目正是瓴寓国际在南京打造的高品质综合型租赁社区——G116南京河西南租赁社区，预计将于今年7月投入运营。 瓴寓长租房基金落地的首个项目 自"租购并举"政策提出，长 ...

Core Viewpoint - The Chinese real estate market is undergoing a significant transformation, moving from a period of rapid growth to a prolonged adjustment phase, with policies aimed at stabilizing the market and restoring confidence [3][4][9]. Market Trends - The real estate market has experienced a downward cycle since 2020, lasting nearly five years, which is longer than the historical average of approximately 3.5 years [3]. - In 2024, over 780 policies were introduced to support the real estate sector, including easing purchase restrictions and lowering mortgage rates to historical lows [3][5]. - By March 2025, 24 out of 70 major cities reported an increase in new home prices, with cities like Shanghai and Hangzhou leading the price growth [3][5]. Structural Changes - There is a notable structural differentiation in the market, with first-tier and core second-tier cities showing signs of recovery, while smaller cities continue to face challenges [5][6]. - In the first quarter of 2025, first-tier cities saw a 17.1% year-on-year increase in residential property transaction area, ending three years of negative growth [5][6]. Policy Impact - The implementation of new standards and policies is shifting the focus from quantity to quality in real estate development, with high-quality housing seeing strong demand [8]. - The government continues to support the market through measures such as lowering public housing loan rates, which is expected to further reduce purchasing costs [8]. Future Outlook - The real estate market is expected to stabilize overall while optimizing its structure, with first-tier cities likely to see simultaneous increases in volume and price [9]. - The year 2025 is viewed as a critical window for potential homebuyers, emphasizing the importance of aligning purchases with personal needs and market trends [10][11].

Group 1 - The core viewpoint of the article emphasizes that the real estate market is still in a downward trend, with prices in a hundred cities continuing to decline for 30 consecutive months, despite some optimistic predictions about a recovery in the market [1] - The previous housing price increases were driven by rapid urbanization and high demand from both residents and speculators, but the current market is characterized by a lack of demand and a shift towards housing being viewed primarily as a necessity rather than an investment [3][5] - The population structure is imbalanced, with first-tier cities likely to see price increases due to strong demand, while third and fourth-tier cities face declining populations and stagnant prices, indicating a need for potential buyers to carefully consider their living and working situations before purchasing [5][7] Group 2 - Many individuals are currently facing reduced incomes and increased job competition, which could hinder any potential price increases in the housing market; thus, buyers should assess their financial situations thoroughly before making a purchase [7] - Real estate companies are under significant debt pressure, raising concerns about the quality and timely delivery of properties; purchasing existing homes can mitigate these risks, as buyers can inspect the property before buying [9] - The decline in demolition rates means that buying older homes may come with various issues, such as outdated infrastructure and poor living conditions, necessitating careful consideration before making such purchases [11]

Core Viewpoint - Vanke achieved significant financial performance in Q1 2025, with strong support from stakeholders and a comprehensive reform plan, indicating a positive trajectory for the company [1][2]. Financial Performance - Vanke reported Q1 2025 revenue of 37.995 billion yuan, with over 10,000 high-quality housing deliveries [1]. - The company achieved a sales amount of 34.92 billion yuan, with a repayment rate exceeding 100% [1]. - All public debts were repaid on time, and bulk transactions amounted to 3.8 billion yuan, unlocking over 4 billion yuan in cash flow [1]. Business Development - Vanke's comprehensive residential products received market recognition, with the Guangzhou Ideal Huadi project leading in both sales volume and sales amount in the main urban area [1]. - Projects in Shanghai, Hangzhou, and Tianjin achieved a de-stocking rate exceeding 80% [1]. - The long-term rental apartment business maintained industry-leading scale and efficiency, with asset quality recognized by the market [1]. Strategic Partnerships - Vanke's long-term rental apartment brand, "Boyu," signed a cooperation framework agreement with Shenzhen Metro Property Group to enhance integration in the housing rental sector [3]. - The partnership aims to leverage Shenzhen Metro's asset advantages and Vanke's brand influence in the rental market [3]. Service Business Growth - Vanke's property management segment saw a new project annualized revenue growth of over 50% year-on-year, introducing an elastic pricing service model [2]. - The commercial business experienced steady growth in foot traffic and sales, with a 97% occupancy rate achieved at the newly opened Shenzhen iN City Plaza [2]. - The logistics business led the industry in occupancy rates, with cold chain revenue showing double-digit year-on-year growth [2]. Financial Support - Shenzhen Metro Group plans to provide Vanke with a 3.3 billion yuan shareholder loan at a rate of 2.34%, significantly lower than the national interbank lending rate [2]. - The support from Shenzhen Metro Group has been consistent through various means, including bulk transactions and REITs subscriptions, demonstrating confidence in Vanke's recovery [2][3].

4月22日，青岛市住房和城乡建设局官方微信号发布2025年住房发展计划，其中提到2025年，全市新增 城镇住房约5.77万套。其中，上市商品住宅约2万套，基本建成安置房约3.57万套，新增保障性住房0.2 万套（间）。2025年计划新增各类住宅用地供应量227公顷。 为贯彻落实党中央、国务院决策部署，适应我国房地产市场供求关系发生重大变化的新形势，加快构建 房地产发展新模式，促进房地产市场平稳健康发展，根据《住房城乡建设部关于做好住房发展规划和年 度计划编制工作的通知》要求，结合《青岛市"十四五"住房发展规划》目标任务，编制青岛市2025年住 房发展计划。 一、总体要求 以政府为主保障工薪群体刚性住房需求，坚持"政府主导、多元参与、市场运作"原则，完善租购并举的 住房制度，推进配租型保障性住房筹集和供应，加快配售型保障性住房建设和销售，推行城中村安置新 模式，加快实现群众回迁安置。 以市场为主满足居民多样化改善性住房需求，因地制宜推进"好房子"建设，持续推动高品质住宅项目开 发建设，大力发展绿色建筑和绿色建造，打造绿色健康、低碳环保、安全耐久、智慧科技、宜居便利的 品质住房。 2025年，全市新增城镇住房约5 ...