7月4日，A股三大指数涨跌不一。全天成交1.45万亿元，较前一交易日增量1210亿元，全市场超4100股 下跌。 下面我们来看下今日龙虎榜情况： | あ 龙虎榜 | | | | | | | 更多(2) | | --- | --- | --- | --- | --- | --- | --- | --- | | | 坤州伯图 16.46% | 汇字新刊 18.79% | 热泵生物 20.00% | 通市德8. 12.00% | 通市九有 0.00% | 进市挑通 10.64% | 温市海胡 1.07% | | | 万里般份: -3.24% | 儒皮玻璃 -6.66% | -2.92% 益相服的 | 新中唐 10.05% | 绿酒女业 10.06% | 都化股份 10.09% | 设假設份 10.16% | | 沪南 | 博数电子 -3.84% | 亿昌元用 4.00% | 黄浦和 -0.20% | 广值科技 5.36% | 吉鑫科技 -10.05% | 亚晶化学 -9.24% | 雕酒般份 -9.98% | | | 百上周 -9.98% | 英亚股份 -9,99% | #ST元盘 -5.02% | 森林包装 9. ...

中国人民银行网站7月4日消息，中国人民银行发布关于《人民币跨境支付系统业务规则（征求意见 稿）》（以下简称《业务规则（征求意见稿）》）公开征求意见的通知。意见反馈截至8月3日。 关于修订背景及必要性，根据《业务规则（征求意见稿）》起草说明，一是更好适应CIPS参与者拓展 和管理要求。近年来，随着CIPS业务发展和参与者规模扩大，《人民币跨境支付系统业务规则》（以 下简称《业务规则》） 相关内容无法有效满足参与者拓展和管理要求。有必要根据CIPS业务发展实 际，对《业务规则》进行修改完善，进一步健全参与者管理机制，有效满足CIPS参与者拓展需要，提 高CIPS参与者管理水平。 《业务规则（征求意见稿）》提出，运营机构应当制定参与者管理办法，明确参与者加入和退出管理、 参与者报告事项及参与者风险管理等有关要求。运营机构应当根据参与者管理办法，履行参与者管理主 体责任，完善内部制度流程，做好业务监测和风险防控。直接参与者和间接参与者应当按照运营机构制 定的参与者管理办法开展业务。运营机构制定和修改参与者管理办法，应当在充分评估论证、征求参与 者意见后，报中国人民银行备案。 在账户管理方面，《业务规则（征求意见稿）》 ...

为适应人民币跨境支付系统业务发展需要，中国人民银行组织修订了《人民币跨境支付系统业务规则》 (银发〔2018〕72号)，形成《人民币跨境支付系统业务规则(征求意见稿)》，现面向社会公开征求意 见。(中国人民银行官网) ...

银行、传媒等行业走强 *ST亚振6连板 盘面上来看，行业板块、概念跌多涨少。其中，银行、传媒、公用事业、钢铁、保险等行业涨幅靠前； 跨境支付、数字货币、创新药、人脑工程、低碳冶金等概念走势活跃。美容护理、有色金属、化工、轻 工制造、环保、机械设备、国防军工、通信等行业跌幅居前；有机硅、噪音防治、固态电池、轮毂电 机、海工装备、稀土永磁、抗菌面料、海洋经济等概念走势较弱。从所属行业来看，涨停个股主要集中 在医药生物、化工、公用事业等行业。 7月4日，上证指数、深证成指、创业板指、科创50指数早盘探底回升，午后冲高回落。截至收盘，上证 指数报3472.32点，涨0.32%，成交额5672.41亿元；深证成指报10508.76点，跌0.25%，成交额8613.16亿 元；创业板指报2156.23点，跌0.36%，成交额4204.54亿元；科创50指数报984.80点，跌0.01%，成交额 245.24亿元。沪深两市合计成交14285.57亿元，成交额较上一交易日增加1188亿元。 个股涨跌情况，截至收盘，沪深两市合计1143只个股上涨，3881只个股下跌，平盘个股115只，停牌的 个股11只。不含当日上市新股，共有 ...

证券研究报告 | 策略点评 2025 年 07 月 04 日 投资要点 分析师：孟之绪 执业编号：S0300524080001 电话： 邮箱：mengzhixu@ykzq.com 投资策略研究 股市有风险，投资需谨慎。 请务必阅读最后特别声明与免责条款 www.ykzq.com 1 / 6 粤开市场日报-20250704 今日关注 指数涨跌情况：今日 A 股主要指数多数收跌。截止收盘，沪指涨 0.32%，收报 3472.32 点；深证成指跌 0.25%，收报 10508.76 点；科创 50 跌 0.01%，收报 984.80 点；创业板指跌 0.36%，收报 2156.32 点。总体上，全天个股跌多涨 少，Wind 数据显示，全市场 4118 只个股下跌，1169 只个股上涨，129 只个股 收平。沪深两市今日成交额合计 14285 亿元，较上个交易日放量 1188.11 亿 元。 行业涨跌情况：今日申万一级行业涨少跌多，银行、传媒、综合、公用事业、 钢铁、煤炭等行业领涨，美容护理、有色金属、基础化工、轻工制造、环保、 机械设备等行业领跌。 板块涨跌情况：今日涨幅居前概念板块为跨境支付、央企银行、数字货币、 ...

Core Viewpoint - The mobile payment sector has shown a positive trend with a 0.82% increase, ranking sixth among concept sectors, indicating a growing interest and investment in this area [1][2]. Group 1: Market Performance - As of July 4, the mobile payment concept saw 48 stocks rise, with notable performers including Jin Yi Culture, Xinya Da, and Desheng Technology reaching their daily limit up [1]. - The top gainers in the mobile payment sector included Changliang Technology, which increased by 13.31%, followed by Zhengyuan Wisdom at 8.57%, and Chuangshi Technology at 6.94% [1][2]. - Conversely, the sector also experienced declines, with Yunnei Power, Boshi Jie, and Guanghong Technology falling by 4.70%, 3.13%, and 2.79% respectively [1]. Group 2: Capital Flow - The mobile payment sector attracted a net inflow of 1.995 billion yuan, with 55 stocks receiving net inflows, and 9 stocks exceeding 100 million yuan in net inflow [2]. - Changliang Technology led the net inflow with 425 million yuan, followed by Xinya Da, Jingbeifang, and Desheng Technology with net inflows of 353 million yuan, 247 million yuan, and 221 million yuan respectively [2][3]. - In terms of net inflow ratio, Desheng Technology, Xinya Da, and Hemei Group had the highest ratios at 31.21%, 17.66%, and 15.52% respectively [3]. Group 3: Stock Performance Metrics - The top stocks in the mobile payment sector based on daily performance included Changliang Technology with a 13.31% increase and a turnover rate of 31.83%, and Xinya Da with a 10.03% increase and a turnover rate of 24.29% [3]. - Other notable stocks included Jingbeifang with a 10.01% increase and a turnover rate of 15.16%, and Desheng Technology with a 10.02% increase and a turnover rate of 20.73% [3].

截至7月4日收盘，脑机接口概念上涨0.74%，位居概念板块涨幅第8，板块内，17股上涨，际华集团、 熵基科技、倍益康等涨幅居前，分别上涨7.59%、5.92%、4.33%。跌幅居前的有倍轻松、东方中科、普 利特等，分别下跌1.70%、1.67%、1.61%。 今日涨跌幅居前的概念板块 | 概念 | 今日涨跌幅（%） | 概念 | 今日涨跌幅（%） | | --- | --- | --- | --- | | 阿尔茨海默概念 | 1.80 | 中船系 | -2.92 | | 跨境支付(CIPS) | 1.72 | 太赫兹 | -2.32 | | 数字货币 | 1.35 | 固态电池 | -2.26 | | 蚂蚁金服概念 | 1.26 | 钠离子电池 | -2.24 | | 电子身份证 | 0.90 | 金属镍 | -2.22 | | 移动支付 | 0.82 | 有机硅概念 | -2.21 | | 重组蛋白 | 0.80 | 稀土永磁 | -2.17 | | 脑机接口 | 0.74 | 噪声防治 | -2.10 | | 创新药 | 0.72 | 新型烟草(电子烟) | -1.98 | | 青蒿素 | 0.65 | ...

截至7月4日收盘，青蒿素概念上涨0.65%，位居概念板块涨幅第10，板块内，4股上涨，海正药业涨 停，浙江医药、华润双鹤、白云山等涨幅居前，分别上涨0.79%、0.69%、0.08%。跌幅居前的有润都股 份、新和成、昆药集团等，分别下跌1.41%、1.36%、1.17%。 今日涨跌幅居前的概念板块 | 概念 | 今日涨跌幅（%） | 概念 | 今日涨跌幅（%） | | --- | --- | --- | --- | | 阿尔茨海默概念 | 1.80 | 中船系 | -2.92 | | 跨境支付(CIPS) | 1.72 | 太赫兹 | -2.32 | | 数字货币 | 1.35 | 固态电池 | -2.26 | | 蚂蚁金服概念 | 1.26 | 钠离子电池 | -2.24 | | 电子身份证 | 0.90 | 金属镍 | -2.22 | | 移动支付 | 0.82 | 有机硅概念 | -2.21 | | 重组蛋白 | 0.80 | 稀土永磁 | -2.17 | | 脑机接口 | 0.74 | 噪声防治 | -2.10 | | 创新药 | 0.72 | 新型烟草(电子烟) | -1.98 | | 青蒿素 | ...

Core Viewpoint - The cross-border payment sector has seen a collective surge, with multiple stocks hitting the daily limit up, driven by the increasing relevance of cross-border payment solutions and digital currency initiatives in China [1][3][4][7]. Company Summaries - **Jida Zhengyuan (003029.SZ)**: Latest price at 26.16 yuan (+10.01% limit up). The company has financial-grade certification products applied in the RMB cross-border payment system (CIPS), collaborating with the central bank and six major state-owned banks [1]. - **Hailian Jinhui (002537.SZ)**: Latest price at 9.47 yuan (+9.99% limit up). It holds both cross-border RMB/foreign currency payment licenses and Hong Kong MSO licenses, serving over 200 countries. The business highlights include supporting 15 currencies across 8 major scenarios such as airline tickets and study abroad [3]. - **Youbo Xun (300531.SZ)**: Latest price at 21.14 yuan (+19.98% limit up). The company has seen a surge in overseas revenue from smart payment terminals and has participated in the design of digital RMB cross-border scenarios, with notable breakthroughs in the Russian market [4]. - **ST Rindong (002647.SZ)**: Latest price at 5.87 yuan (+5.01%). Its subsidiary, Heli Bao, holds cross-border RMB payment records, with expectations of turning losses into profits and lifting the company’s delisting risk [5]. - **Sifang Jingchuang (300468.SZ)**: Latest price at 47.39 yuan (+19.97% limit up). The company is deeply involved in the central bank's "Multilateral Digital Currency Bridge" project, with successful cross-border payment technology cases implemented in Hong Kong [7]. - **Lakara (300773.SZ)**: Latest price at 31.90 yuan (+13.04%). As a fully qualified payment institution, it has a cross-border network covering over 100 countries, with scarce qualifications registered with the foreign exchange administration [9]. - **Advanced Shuton (300541.SZ)**: Latest price at 15.79 yuan (+12.87%). The company provides CIPS interface solutions for commercial banks, focusing on transaction and clearing security control across the entire chain [11]. - **Huafeng Superfiber (300180.SZ)**: Latest price at 8.77 yuan (+9.08%). Its subsidiary, Weifutong, has delivered an overseas digital RMB cross-border system and is exploring cooperation models with CIPS [13].

本文字数：616，阅读时长大约2分钟 作者 | 一财资讯 7月4日，三大股指收盘涨跌不一，沪指报收3472.32点，涨0.32%；深成指报收10508.76点，跌 0.25%；创业板指报收2156.23点，跌0.36%。 全市场超1100只个股上涨，超4100只个股下跌。 | ها | Ж 1169 | 平 129 | 跌 4118 | | | --- | --- | --- | --- | --- | | | | A股重要指数 | | | | 名称 | | 最新 | | 张唱 | | 上证指数 | | 3472.32 | +11.17 | +0.674 | | 深证成指 | | 0508.76 | -25.82 | -0.25% | | 比证50 | | 1415.04 | -27.12 | -1 HBM | | 部分析指 | | 2015/02/20 | -7.86 | -0.21597 | 盘面上，大金融板块午后冲高，数字货币概念活跃，游戏、钢铁、创新药板块涨幅居前；军工、固态 电池、海洋经济、稀土永磁概念走弱。 | 板块名称 | 涨幅 | | 主力净量 主力金额 板块名称 | | 涨幅↑ | 主力净量 ...