养老金融
Search documents
邮储银行北京分行成服贸会金融展区“亮点担当”
Jin Rong Shi Bao· 2025-09-12 01:56
Core Viewpoint - The China International Fair for Trade in Services (CIFTIS) serves as a significant platform for international service trade, showcasing the role of the Postal Savings Bank of China (PSBC) Beijing Branch in supporting the capital's economic development and promoting financial services innovation [1][2]. Group 1: Financial Services and Strategic Development - The PSBC Beijing Branch has established a comprehensive financial service network with 573 outlets, focusing on serving agriculture, rural residents, and small and medium enterprises [2]. - The bank has actively participated in the construction of the Beijing Urban Sub-center, providing tailored financial services to support local enterprises and projects, with a loan balance of 57.811 billion yuan and new loans of 9.535 billion yuan in 2025 [2]. Group 2: Recognition and Social Responsibility - In 2025, the PSBC Beijing Branch was awarded the title of "National Civilized Unit," recognizing its contributions to social responsibility and service quality [3]. - The bank has engaged in legislative processes for local regulations, demonstrating its commitment to supporting national strategies and local development [3]. Group 3: Technological Innovation in Financial Services - The PSBC Beijing Branch has embraced digital transformation, implementing innovative technologies such as video mobile banking and AI-driven platforms to enhance service efficiency [4][5]. - The bank has created interactive technology zones at CIFTIS, allowing visitors to experience various financial technologies, including 3D modeling and voice recognition [5]. Group 4: Green Finance Initiatives - The PSBC Beijing Branch has integrated green development principles into its financial services, establishing a green finance service system and launching products that offer credit incentives based on companies' emission reduction performance [7]. - The bank actively promotes green finance through collaborations and community engagement, including hosting events to raise awareness about biodiversity and sustainable practices [7]. Group 5: Inclusive Finance and Community Support - The PSBC Beijing Branch focuses on inclusive finance, providing tailored financial products for small businesses and rural areas, including specialized loans for agricultural products [8][9]. - During natural disasters, the bank has demonstrated its commitment to social responsibility by providing rapid loan approvals and support for affected communities [9]. Group 6: Elderly Financial Services - The PSBC Beijing Branch has developed a range of services for the elderly, including community engagement activities and personalized financial support, serving over 1.27 million pension clients [10][11]. - The bank promotes the use of social security cards and personal pension accounts to enhance the financial security of elderly clients [11]. Group 7: Digital Financial Services - The PSBC Beijing Branch has launched a Harmony ecosystem bank, enabling seamless service across devices and enhancing customer convenience [12]. - The bank's cloud service model allows for efficient transaction processing, with an average of 1,500 daily transactions, significantly improving operational efficiency [12]. Group 8: CIFTIS Participation and Future Outlook - The PSBC Beijing Branch's participation in CIFTIS highlights its innovative capabilities across various financial sectors, contributing to the high-quality development of the capital's economy [13]. - The bank aims to continue its commitment to innovation and customer service excellence in the evolving financial landscape [13].
锚定科技金融!东兴证券做科创企业长期陪跑者
券商中国· 2025-09-11 23:31
Core Viewpoint - The article emphasizes the role of the securities industry in supporting national strategies and high-quality development through innovation and reform, particularly in the context of the "Five Major Financial Articles" initiative [2][3]. Group 1: Company Strategy and Development - Dongxing Securities is committed to integrating the "Five Major Financial Articles" into its long-term strategic development, focusing on enhancing organizational management and internal reforms to boost core competitiveness [2]. - The company aims to innovate financial service models while adhering to regulatory standards, thereby solidifying its foundation for stable growth and actively participating in capital market reforms [2][3]. Group 2: Focus on Technology Finance - The implementation of policies related to the "Five Major Financial Articles" has provided a framework for securities firms to deepen their main business transformation and improve service efficiency [3]. - Dongxing Securities has actively participated in the issuance of technology innovation bonds, successfully issuing a 1.80% coupon rate bond worth 1 billion yuan, which was oversubscribed by 3.94 times [3][4]. - The company has focused its investment banking efforts on high-tech enterprises in strategic emerging industries, supporting sectors such as intelligent manufacturing, new energy, and biomedicine through IPOs and equity financing [3][4]. Group 3: Long-term Support for Technology Enterprises - Over the past five years, Dongxing Securities has assisted 35 enterprises in achieving IPOs, raising a total of 29 billion yuan, ranking 17th in the industry for fundraising scale [4]. - The company has provided comprehensive financial services throughout the lifecycle of technology enterprises, exemplified by its support for Xianhui Technology in various capital operations [5][6]. Group 4: Commitment to Green and Inclusive Finance - Dongxing Securities has successfully issued green bonds and asset-backed securities to support environmental and clean energy projects, including a 400 million yuan green ABS aimed at directing funds towards green industries [7]. - The company has also engaged in inclusive finance initiatives, issuing 1.344 billion yuan in bonds to support rural revitalization in underdeveloped regions [7][8]. Group 5: Innovation in Pension and Digital Finance - Dongxing Securities has developed innovative financial products tailored to different age groups and financial situations to meet the diverse needs of pension planning [8]. - The company is advancing its digital finance strategy by integrating AI and data-driven applications to enhance its service offerings [8].
五大行动点燃发展引擎江苏金融“五篇大文章”落子有声
Xin Hua Ri Bao· 2025-09-11 23:21
Group 1 - The core viewpoint emphasizes the need for financial and real economy symbiosis, with the "Five Major Articles" being essential for addressing economic transformation challenges and promoting new productive forces in Jiangsu [1] - The People's Bank of China Jiangsu Branch introduced the "Action Plan for Solidly Promoting the Five Major Articles of Finance to Support High-Quality Economic Development in Jiangsu," outlining implementation paths and expected significant achievements by 2027 [1][2] - The plan aims to enhance financing accessibility and the adaptability of financial products to meet supply and demand in key areas and weak links [1][2] Group 2 - The plan includes 21 specific measures to strengthen financial support, focusing on technology finance innovation, green finance enhancement, inclusive finance expansion, pension finance support, and digital finance empowerment [2] - Specific initiatives include a special guarantee plan for supporting technological innovation, exploring commercial medical insurance forms, and applying quantum-resistant technology for secure data sharing [2][3] Group 3 - Technology finance is prioritized, with a focus on supporting major national technology tasks and technology-based enterprises through a comprehensive support mechanism [3] - The plan emphasizes enhancing the adaptability of financial products and services for technology enterprises, promoting loan linkage, and establishing a technology finance alliance [3] Group 4 - The plan encourages financial institutions to innovate transformation financial products with incentive mechanisms linked to enterprise transformation outcomes, exemplified by a loan to Jiangsu Xingyang Shipbuilding Equipment Manufacturing Co., Ltd. [4] - Jiangsu has established a "Transformation Financing Subject Library" to promote eligible enterprises and projects, with over 2 billion yuan in transformation financial loans already disbursed [4][5] Group 5 - The plan also focuses on improving financial services for people's livelihoods, including establishing financial service centers for private enterprises and enhancing credit support for agriculture and rural infrastructure [5] - By the end of August, the comprehensive financial service platform in Jiangsu had over 201,000 registered users and facilitated credit access for 485,300 small and micro enterprises, amounting to 6.49 trillion yuan [5]
金融机构积极布局养老产业
Jing Ji Ri Bao· 2025-09-11 21:58
Core Insights - Shanghai Bank has received the first phase of the 2025 service consumption and elderly re-loan from the People's Bank of China, marking the first inclusion of a city commercial bank in this policy [1] - The People's Bank of China established a 500 billion yuan service consumption and elderly re-loan program to encourage financial institutions to support key areas of service consumption and the elderly industry [1] - The elderly finance sector is highlighted as a significant area for development, with the National Financial Regulatory Administration emphasizing the potential of the silver economy [1] Group 1: Policy and Financial Support - The expansion of policy coverage is expected to leverage the advantages of various banking systems and innovation to provide high-quality products and services to business entities [1] - China Bank's Hebei branch has issued over 70 million yuan in fixed asset loans to support the construction of 2,500 elderly care beds, including 1,200 inclusive elderly care beds [1] - The application scale for service consumption and elderly re-loan from China Bank has reached 4.841 billion yuan [1] Group 2: Technological Integration in Elderly Care - Financial support for technology-driven enterprises and the establishment of smart platforms will enhance the elderly care industry chain, improving quality and promoting industrial upgrades [1] - Agricultural Bank has developed a smart elderly care scenario where users can book services like bathing, dining, and medical accompaniment through their mobile phones, as well as handle nursing home applications and hire domestic helpers [1] Group 3: Financial Services for the Elderly - Financial services act as a bridge connecting high-quality supply with diverse demand, playing a crucial role in improving the consumption environment [2] - Financial institutions are encouraged to enhance the financial services available to the elderly, focusing on accessibility and convenience, as well as consumer rights protection and prevention of illegal financial activities targeting the elderly [2] - Continuous efforts to eliminate bottlenecks and improve both software and hardware are necessary to elevate service levels for elderly clients [2]
深耕科技金融 东兴证券做科创企业长期陪跑者
Zheng Quan Shi Bao· 2025-09-11 18:08
Core Viewpoint - Dongxing Securities is actively integrating national strategies and promoting high-quality development into its operational practices through deepening reforms, focusing on its main business, and collaborative development [1][2]. Group 1: Financial "Five Articles" - The implementation of the financial "Five Articles" series of policies provides fundamental guidance for securities companies to deepen their main business transformation and enhance service efficiency [2]. - Dongxing Securities plans to incorporate the financial "Five Articles" into its long-term strategic development, strengthening organizational management and internal reforms to enhance core competitiveness [1][2]. Group 2: Technology Finance and Competitive Advantage - Dongxing Securities is focusing on technology finance to create a distinctive competitive advantage, actively participating in the issuance of technology innovation bonds [2]. - In July, Dongxing Securities successfully issued "2025 Technology Innovation Company Bonds (First Phase)" with a scale of 1 billion yuan and a coupon rate of 1.80%, receiving a subscription multiple of 3.94 times [2][3]. Group 3: Support for High-tech Enterprises - Over the past five years, Dongxing Securities has served 35 real economy enterprises, helping them raise a total of 29 billion yuan through IPOs, ranking 17th in the industry [3]. - In the first half of 2025, Dongxing Securities ranked among the top three in the industry as a sponsor for four high-tech enterprises completing IPOs [3]. Group 4: Comprehensive Lifecycle Services - Dongxing Securities is enhancing its financial services for technology enterprises throughout their entire lifecycle, exemplified by its support for Xianhui Technology in various capital operations [4]. - The company assisted Xianhui Technology in its IPO in 2020 and subsequent financing efforts, helping it transition into a dual-driven product layout in smart manufacturing and new energy [4]. Group 5: Green and Inclusive Finance - Dongxing Securities has successfully issued green bonds and asset-backed securities, supporting enterprises in environmental protection and clean energy sectors [7]. - The company has issued a total of 1.344 billion yuan in rural revitalization bonds and corporate bonds to promote inclusive finance in underdeveloped regions [7]. Group 6: Digital Finance Strategy - Dongxing Securities has developed a digital finance strategy focusing on "strategic leadership, digital drive, platform empowerment, collaborative innovation, and building a smart Dongxing" [8].
做好金融“五篇大文章”!江苏发力
Shang Hai Zheng Quan Bao· 2025-09-11 16:14
Core Viewpoint - The People's Bank of China Jiangsu Branch, along with various financial regulatory bodies, has drafted an action plan to enhance financial support for high-quality economic development in Jiangsu Province by focusing on five key financial areas [1][3]. Group 1: Action Plan Overview - The action plan consists of seven sections and 25 items, outlining development paths for technology finance, green finance, inclusive finance, pension finance, and digital finance [3]. - The core objective is to significantly improve financing accessibility in key strategic areas by 2027, optimizing the supply-demand match of financial products and services [3][4]. Group 2: Key Financial Areas - **Technology Finance**: The plan emphasizes increasing credit support for technology enterprises through a "stock-loan-bond guarantee" model, promoting investment-loan linkage, and establishing a technology finance alliance [3][6]. - **Green Finance**: It aims to enhance financing for green and low-carbon projects, expand the green financing subject library, and promote environmental information disclosure and ESG evaluation [3][4]. - **Inclusive Finance**: Focuses on expanding services for private enterprises, reducing costs for small and micro businesses, and supporting rural revitalization and poverty alleviation [4][5]. - **Pension Finance**: Plans to develop a collaborative system for pension financial products and services, establish a list of key enterprises in the silver economy, and promote financial education for the elderly [4][5]. - **Digital Finance**: Aims to advance the digital transformation of financial institutions, support the construction of digital economy pilot zones, and enhance data sharing and infrastructure [4][5]. Group 3: Implementation and Achievements - The Jiangsu Province has seen significant achievements in inclusive finance, with over 201 million registered users on its financial service platform, facilitating 6.49 trillion yuan in credit for small and micro enterprises [5]. - The regulatory body is implementing various policies to enhance technology finance, including pilot projects for equity investment and knowledge property finance [6][7]. - The transformation finance framework has been established, with over 2 billion yuan in loans allocated to incentivize enterprise transformation [7].
鼓励银保机构参与养老财富储备与保值增值,江苏发布金融“五篇大文章”专项行动方案
Yang Zi Wan Bao Wang· 2025-09-11 14:58
Core Viewpoint - The People's Bank of China Jiangsu Branch has introduced an action plan to support high-quality economic development in Jiangsu through five major special actions and 20 specific measures aimed at enhancing financial services and products [1] Group 1: Special Actions - Implementation of technology financial innovation development action to strengthen financial support for major national technology tasks and technology-based enterprises, and to broaden direct financing channels for these enterprises [2] - Implementation of green finance quality improvement action to support financing supply in the green low-carbon sector through various channels such as credit, bonds, and equity investment [2] - Implementation of inclusive finance expansion action to establish financial service centers for private enterprises and improve financial service levels for farmers and new agricultural operators [3] - Implementation of pension finance support action to enhance financial support for the silver economy and promote the development of pension wealth preservation and appreciation [3] - Implementation of digital finance empowerment action to encourage financial institutions to innovate digital financial products and broaden application scenarios [4] Group 2: Specific Measures - Support insurance institutions to participate in the construction of the pension service system and promote pension wealth preservation [1][3] - Establish a "silver economy key enterprise list" to guide precise financing [3] - Encourage financial institutions to develop financial products such as wealth management, commercial pension insurance, and public funds [3] - Promote the establishment of a digital economy innovation development pilot zone in Jiangsu and support data asset financing services [4] - Explore the application of anti-quantum encryption technology and the construction of a trusted financial data space [4]
嘉实基金:服务养老三支柱 助力年轻一代构建“未来账户”
Xin Lang Ji Jin· 2025-09-11 08:53
Group 1: Core Insights - The article emphasizes the importance of high-quality development in the public fund industry, particularly in addressing the urgent challenges of pension finance as highlighted by the Central Financial Work Conference [1][2] - The focus on "pension finance" indicates a strategic direction for public funds to align with the needs of the aging population and to enhance the pension security system [1][3] Group 2: Financial Functions in Pension Investment - The article outlines two main financial functions necessary for addressing aging challenges: the cross-period allocation of funds to preserve and increase value, and the financing support for the pension industry through various financial institutions [2][3] - It highlights that the public fund industry in China has developed a robust ecosystem over 20 years, becoming a key player in managing pension investments, with 嘉实基金 being a significant contributor [3] Group 3: Engagement with Younger Generations - The introduction of the personal pension system in November 2022 marks the beginning of a new era in pension investment, particularly among younger individuals who are increasingly recognizing the importance of retirement savings [4] - 嘉实基金 has launched various educational initiatives to raise awareness about pension planning among young investors, utilizing multiple platforms to provide comprehensive information on pension systems and investment strategies [4][5] Group 4: Future Outlook - 嘉实基金 aims to continue its commitment to product innovation and research to meet the diverse pension asset allocation needs of different customer groups, focusing on long-term and stable pension investment services [5]
人保寿险2026校园招聘公告:青春起跑,如获至保
Bei Jing Wan Bao· 2025-09-11 01:50
Group 1 - The core viewpoint of the news is that China Life Insurance Company (PICC Life) is a significant member of the People's Insurance Group, focusing on various insurance services and demonstrating strong financial performance and growth in new business value [1][2] - PICC Life was established in November 2005 with a registered capital of 25.761 billion yuan, offering life insurance, annuity insurance, health insurance, and accident insurance, among other services [1] - As of the end of 2024, the company reported total assets exceeding 760 billion yuan and net assets of 39.6 billion yuan, with a risk comprehensive rating of A and solvency ratios indicating strong financial health [1] Group 2 - The company has served 357 million insurance consumers, paying out approximately 77 billion yuan in claims, which reflects its commitment to customer service and risk management [2] - PICC Life aims to build a first-class life insurance company with a focus on value growth, efficient teams, leading services, and strong asset accumulation capabilities [2] - The company is actively addressing the challenges of an aging population by enhancing its life insurance protection system and contributing to social stability and economic resilience [2] Group 3 - The company has over 330 recruitment plans across various professional categories, prioritizing graduates from finance, insurance, actuarial science, medicine, law, investment, finance, and information technology [3] - The recruitment process includes online application, resume screening, written tests, interviews, and signing contracts, with specific timelines for each stage [4][5][6][7][8][9] - The recruitment is open to 2026 graduates from domestic and overseas universities, with positions available nationwide [13][21]
邮储银行北京分行亮相服贸会 为首都经济社会发展提供坚实金融支撑
Ren Min Ri Bao· 2025-09-10 21:54
Core Viewpoint - The China Postal Savings Bank Beijing Branch actively participates in the China International Fair for Trade in Services, showcasing its comprehensive financial services and commitment to supporting the capital's economic and social development [1][8]. Group 1: Financial Support and Services - The Beijing branch has provided extensive financial support for major projects, serving 80 projects related to the coordinated development of Beijing-Tianjin-Hebei, with a loan balance of 57.81 billion yuan and new loans of 9.54 billion yuan in 2025 [1]. - The branch has implemented a new model integrating resources to enhance service efficiency, including self-developed applications for various business scenarios, serving over 60,000 customers with a total funding support exceeding 12.57 billion yuan [2]. Group 2: Green Finance Initiatives - The branch has established a comprehensive green finance service system, including a "dual carbon" leadership team and a green branch to provide dedicated services, along with a "carbon account + credit approval" model for emission reduction enterprises [3]. - During the fair, the branch launched a themed activity on green living, collaborating with experts to promote knowledge on biodiversity and sharing applications of new green materials [3]. Group 3: Inclusive Finance Efforts - The Beijing branch has introduced products like "Micro Loan" to alleviate financing difficulties for small and micro enterprises, focusing on specialty agriculture with innovative loans such as "Strawberry Loan" and "Peach Loan" [4]. - The branch has supported disaster-affected areas by providing material assistance and rapid loan renewals, demonstrating its commitment to inclusive finance [4]. Group 4: Elderly Financial Services - In response to the aging population, the branch has developed brands like "Golden Sunshine Station" and "Enjoy Golden Sunshine," offering various services tailored for the elderly, including health lectures and fraud prevention [5][6]. - The branch has served over 1.27 million pension customers, capturing nearly 50% of the market share in this segment [6]. Group 5: Digital Financial Innovations - The Beijing branch launched the first Harmony ecosystem bank in January 2025, enabling seamless collaboration across multiple devices and covering 99% of high-frequency services through cloud cabinets [7]. - The branch has created a diverse digital RMB ecosystem, enhancing consumer experiences and activating the market through initiatives like the "Beijing Consumption Season" [7].