Crypto payments firm Ripple was granted permission from the UK’s Financial Conduct Authority (FCA) to scale its payments platform in the country, the firm announced on Friday.  The FCA approved the firm’s Cryptoasset Registration and Electronic Money Institution (EMI) license, enabling companies in the UK to use its services for cross-border payments with digital assets.  “Extending Ripple’s licensing portfolio and payments solution is about more than just efficiency; it is about unlocking trillions in dor ...

（来源：吴说） 据《金融时报》，伊朗国防出口中心（Mindex）表示，已在过去一年提出允许以加密货币作为支付方 式，向外国政府出售包括弹道导弹、无人机和军舰在内的先进武器系统，同时也接受以物易物和伊朗里 亚尔结算。Mindex 为伊朗负责海外军售的国有机构，称其与 35 个国家存在客户关系，并在官网列出多 类武器装备。该网站支持多语言，其网站真实性已通过存档版本、注册信息及技术基础设施审查核实。 ...

【美股】截至收盘，道指涨183.04点，涨幅为，报点48134.89；纳指涨301.26点，涨幅为1.31%，报 23307.62点；标普500指数涨59.82点，涨幅为0.88%，报6834.58点。甲骨文(ORCL.US)涨超6.6%，英伟 达(NVDA.US)涨超3.9%，Circle(CRCL.US)涨超6%，Strategy(MSTR.US)涨超4%。 【欧股】德国DAX30指数涨92.47点，涨幅0.38%，报24289.47点；英国富时100指数涨57.15点，涨幅 0.58%，报9894.92点；法国CAC40指数涨0.74点，涨幅0.01%，报8151.38点；欧洲斯托克50指数涨17.44 点，涨幅0.30%，报5759.15点；西班牙IBEX35指数涨36.47点，涨幅0.21%，报17169.07点；意大利富时 MIB指数涨270.22点，涨幅0.61%，报44733.50点。 【亚太股市】日经225指数涨超1%，韩国KOSPI指数涨0.65%，印尼综合指数跌0.1%。 【加密货币】比特币涨超2.9%，重返8.8万美元上方；以太坊涨超5%，盘中一度突破3000美元。 智通财经APP获悉 ...

美股频道更多独家策划、专家专栏，免费查阅>> 责任编辑：山上 12月15日，YouTube近日宣布一项重大支付政策更新，允许美国地区内容创作者选择以PayPal发行的美 元稳定币PYUSD收取收益。此举被业界解读为科技巨头从观望转向实际拥抱加密货币支付的里程碑事 件，可能预示着稳定币支付迈向主流应用的关键转折点。 此次合作最引人注目的特点在其谨慎的架构设计，PayPal加密业务负责人May Zabaneh透露，YouTube采 用的是"干净分层"模式，平台仅向长期合作伙伴PayPal发出传统美元支付指令，而PayPal在后端负责将 美元转换为等值PYUSD稳定币，再分发至创作者的数字钱包。这种设计让YouTube完全无需直接接触或 持有加密货币资产，将结算、托管与合规风险全数外包给专业金融科技公司。 ...

2025年底，一则看似简单的支付功能更新，却引起了全球科技与金融圈的热烈讨论。全球最大的影音平台YouTube宣布，将允许美国地区的内容创作者选 择使用PayPal发行的美元稳定币PYUSD来领取他们的收益。这不仅仅是为创作者提供一个新的收款选项，更被视为一个分水岭事件——它标志着像Google 这样的顶级科技巨头，终于从长期以来的观望姿态，转为实际行动，正式踏入加密货币支付的赛道。这个举动引发了一个更深远的提问：这是否意味着加 密货币支付的大众化时代，真的要来临了？ 此次合作最引人注目的，并非其颠覆性，反而是其极度谨慎且巧妙的架构设计。根据PayPal加密业务负责人May Zabaneh的说明，YouTube采用了一种被业 界称为"干净分层"或"不沾手"的模式。 具体来说，整个流程是这样的：YouTube作为支付方，依然是向其长期的合作伙伴PayPal发出传统的美元支付指令。真正的操作发生在PayPal的后端—— PayPal在收到美元后，负责将其转换为等值的PYUSD稳定币，再分发到选择此选项的创作者的数字钱包中。 "防火墙"模式 Zabaneh对此解释道："我们所构建方案的美妙之处在于，YouTube本 ...

Core Insights - Coinbase has launched a new suite of tools on its Coinbase Business platform aimed at enhancing global money transfers for companies, featuring global payouts and payment links that utilize USDC, a stablecoin pegged to the U.S. dollar [1][2] Group 1: Global Payouts - The global payouts feature enables businesses to send USDC to any on-chain address or email, facilitating instant international transfers without high wire fees or delays [3] - Recipients can receive funds without gas fees on networks like Base or via email, even if they do not have a crypto wallet [3] - The platform includes contact management tools to save vendor details and reduce manual errors, along with a Payouts API for automated, batch, or scheduled payments, enhancing cash flow predictability [4] Group 2: Customer Payments - The payment links feature allows businesses to collect payments from customers globally through shareable links, enabling payments in USDC within seconds without network fees or chargebacks [5] - The upcoming Payment Links API will facilitate dynamic payment creation within applications or e-commerce flows, enhancing user experience [6] Group 3: Future Developments - The introduction of these features represents a significant evolution in Coinbase's merchant strategy, with plans to merge Coinbase Commerce with Coinbase Business, creating an integrated ecosystem with full custody and fiat cash-out capabilities [7]

Group 1 - PayPal has launched a new payment service allowing users to create personalized one-time payment links for sharing in any conversation context [1] - The service is currently available for users in the United States and is set to expand internationally in late September, with initial coverage in countries like the UK and Italy [1] - PayPal plans to enhance the P2P payment experience by integrating cryptocurrency directly into its new P2P payment process [1] Group 2 - The new service will enable U.S. users to transfer cryptocurrencies such as Bitcoin, Ethereum, and PayPal's stablecoin directly to PayPal, Venmo, and other digital wallets that support cryptocurrencies and stablecoins globally [1]

Group 1 - PayPal is set to launch a new payment feature allowing merchants to accept over a hundred cryptocurrencies, including Bitcoin and Ethereum, with the feature expected to go live in the coming weeks [3][4] - The new feature will enable automatic conversion of cryptocurrency payments into fiat currency or PayPal's stablecoin PYUSD, facilitating instant settlement for transactions [3] - PayPal's initiative aims to tap into the $3 trillion cryptocurrency market, with 650 million users, providing small and medium-sized enterprises access to a large consumer base [3][4] Group 2 - The initial transaction fee for the new cryptocurrency payment feature will be $0.99, which is lower than the average credit card processing fee of 1.57% expected in 2024 [3] - PayPal's stablecoin PYUSD has seen a market cap increase of approximately 70% since the beginning of 2023, currently valued at around $850 million [4] - The company is accelerating its efforts in the digital asset space, driven by the recovery of the cryptocurrency market and favorable regulatory conditions [4]

Group 1 - Microsoft has introduced the Copilot mode in its Edge browser, transforming it into a proactive tool that predicts user actions and allows for dynamic interactions without losing the current page context [1] - The Copilot mode enables users to perform tasks such as unit conversions and content translations seamlessly, marking a potential new competitive edge in the browser market [1] Group 2 - PayPal is set to launch a new payment feature that will allow merchants to accept over a hundred cryptocurrencies, including Bitcoin and Ethereum, with automatic conversion to fiat currency or its stablecoin PYUSD [2] - This feature aims to facilitate the use of cryptocurrencies in consumer transactions while reflecting a cautious approach towards the volatility of digital currencies [2] Group 3 - Bavarian Nordic A/S, a manufacturer of monkeypox vaccines, has agreed to be acquired by a European consortium for approximately 30 billion Danish kroner (about 3 billion USD), highlighting the scarcity and value of vaccines for emerging diseases [3] - The acquisition underscores the growing interest in pandemic-related assets as capital seeks to invest in critical health solutions [3] Group 4 - A research team from the SLAC National Accelerator Laboratory has demonstrated that gold can be heated to over 14 times its melting point while maintaining its crystal structure, challenging long-held theories about material behavior under extreme conditions [4] - This groundbreaking study provides new insights into material properties at high temperatures, which could have implications for aerospace and other advanced material applications [4] Group 5 - Anthropic has announced a usage cap for its Claude Pro and Max services due to high operational costs, affecting a small percentage of users who excessively utilize the service [5] - This decision reflects the challenges of balancing service quality and cost management in the commercialization of large model services [5]

Core Insights - Bitget Wallet, in collaboration with Mastercard and Immersve, has launched a new cryptocurrency-linked card aimed at enhancing the convenience and efficiency of cryptocurrency payments [2][3] - The card allows users to make payments directly through their digital wallets at over 150 million Mastercard-accepting merchants globally [2] - The product is positioned as a bridge for users to extend self-custodied assets into everyday spending [3] Company Overview - Bitget Wallet is a non-custodial cryptocurrency wallet with over 80 million users, offering a full suite of cryptocurrency services including swaps, market insights, staking, rewards, and payment solutions [4] - The wallet supports over 130 blockchains, 20,000 decentralized applications, and one million tokens, facilitating seamless multi-chain transactions [4] - Bitget Wallet aims to make cryptocurrency accessible to everyone, with a vision of integrating it into the daily lives of a billion people [4] Industry Context - The launch of the card comes at a time of increasing interest in the practical applications of cryptocurrency, as the payment ecosystem seeks to integrate blockchain-driven solutions with traditional financial systems [3] - Mastercard is committed to simplifying and securing cryptocurrency transactions, aiming for widespread adoption in mainstream applications [3] - Immersve, as a core member of the Mastercard network, provides a platform that supports both centralized and decentralized payment experiences, facilitating seamless payments globally [4]