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为什么企业要推动稳定币?业内人士:赚取利息差仅是冰山一角
Guan Cha Zhe Wang· 2025-07-22 02:32
Core Insights - The core value of issuing stablecoins for companies lies in creating an independent data and value closed loop outside the traditional banking system, allowing them to capture real-time user behavior data and financial profiles, which is crucial for optimizing business models in the AI era [1][2][3] Group 1: Stablecoin Market Development - To ensure the healthy development of the stablecoin market, two key issues must be addressed: stablecoins should not rely solely on trading for market momentum, but rather return to supporting real-world asset (RWA) values, as the vitality of stablecoins ultimately depends on their anchoring to RWA [2][3] - The tokenization of real-world assets requires a stable and efficient on-chain trading medium, with RWA creating continuous real application scenarios and rigid demand for stablecoins [2][3] Group 2: Technological Solutions - A significant challenge in asset tokenization has been the credibility of data before it is on-chain, but advancements in IoT technology have effectively addressed this issue, ensuring that data is automated and immutable from the moment of collection [2] - The concept of "multi-centralization" has emerged as a way to navigate the complexities of decentralized technologies while still integrating with traditional centralized systems [3] Group 3: Market Activity and Innovation - The stablecoin market needs to maintain activity and circulation, with decentralized finance (DeFi) playing a crucial role in this process, potentially allowing for credit creation even if stablecoins are not permitted as collateral [4] - Innovative solutions are anticipated to emerge to enhance the functionality and acceptance of stablecoins within the financial ecosystem [4]
为什么企业要推动稳定币?业内人士解读
Guan Cha Zhe Wang· 2025-07-22 02:30
首先,感谢杨老师的邀请。我从事区块链技术多年,对这些技术和应用场景有一定了解。然而,我一直 没有时间将这些知识系统化。几周前,我有机会花了几天时间深入了解这一领域,今天我希望与大家分 享这些思考。 7月18日晚,复旦大学经济学院举办《稳定币的商业机遇:来自业界的声音》国际金融政策圆桌会。会 上,上海特高信息技术有限公司董事长崔建军抛出了一个问题:为什么京东等企业有强烈的意愿去发行 稳定币?稳定币的发行机构的盈利模式是什么? 对此,崔建军认为,公众普遍认为的"赚取储备资产的利息差"仅仅是冰山一角。对于企业而言,发行稳 定币的最核心价值,在于构建一个独立于传统银行体系之外的数据与价值闭环。这使得企业能够直接捕 获最真实、最完整的用户行为数据和金融画像。在人工智能时代,这些高维度的实时数据是训练和优化 商业模型的"黄金燃料",其战略价值远远超过了短期利差收益。 结合他多年在区块链技术的实践经历,崔建军认为,从长远来看,稳定币和RWA将对全球货币和金融 体系带来重大变革,这种变革的重要性不亚于人工智能的发展。尽管短期内面临诸多挑战,如监管问题 等。"虽然这条路很长,但其中的机会是存在的",崔建军说道。 崔建军强调,要 ...
新闻分析|科研停滞,人才外流——特朗普政府政策引发美科学界“寒潮”
Xin Hua She· 2025-06-01 01:40
Core Viewpoint - The policies of the Trump administration have led to a significant decline in the U.S. scientific community, characterized by research stagnation and talent outflow, threatening the country's long-standing leadership in global scientific innovation [1][2][4]. Group 1: Impact on Research Institutions - The Trump administration has taken aggressive actions against top universities, including freezing billions in funding and threatening tax-exempt status, which has resulted in the halt of critical health-related research [2][3]. - Federal research institutions have seen substantial staff reductions, with thousands of positions cut from agencies such as the National Institutes of Health and the Centers for Disease Control and Prevention [2][3]. - The proposed budget for fiscal year 2026 includes drastic cuts to research funding, with a 37% reduction for the National Institutes of Health and over 50% for the National Science Foundation, alongside significant cuts to climate and ecological research [2][3]. Group 2: Long-term Consequences - The systematic impact of the Trump administration's policies on U.S. scientific innovation is expected to take decades to repair, as rebuilding trust in academic freedom and international collaboration is crucial [3][4]. - The reduction in research funding and withdrawal from international climate research collaborations are likely to hinder global scientific cooperation, particularly in public health and environmental research [3][4]. - The prioritization of "utility science" that directly translates to economic and geopolitical advantages has led to a neglect of basic research, which is now facing scrutiny and funding cuts [3][4]. Group 3: Global Research Landscape - The U.S. is experiencing a shift towards a more decentralized global research landscape, as other countries increase investments to attract talent, with a reported 32% rise in overseas job applications from U.S. researchers [4][5]. - Initiatives in Europe and Australia aim to draw top research talent away from the U.S., indicating a potential reconfiguration of the global scientific community [4][5]. - This trend may lead to multiple regional centers of research excellence, fostering new opportunities for collaboration across different fields [5].