诚然，确实有不少人持这一观点。桥水基金创始人瑞·达利欧就是其中之一，他上周在世界经济论坛上表示： 《金融时报》周二刊登了一篇探讨各国央行黄金买入行为的文章。正如此前该报专栏作家罗伯特·阿姆斯特朗（Robert Armstrong）所指出的，"有人会认 为，全球央行正将外汇储备从美元转向黄金，相较于债券市场，此举是衡量'货币贬值'更有效的指标。" "当前全球经济存在严重的失衡问题，各国间的相互依存度也极高。美国需要大量的资本流入，而其他国家则担忧自身持有的美元资产可能被冻 结，这一固有趋势正发挥着关键作用，如今也已显现出现，具体表现为各国央行开始转向配置黄金。我们看到央行们在增持黄金储备，这是重 大冲突出现时的传统做法。 这是我们所熟知的货币体系走向终结的开端。受影响的并非只有美元，而是所有法定货币——英国、欧元区、日本均面临类似的债务问题，且 处于相同的国际关联格局中，这也是各国央行纷纷选择黄金的原因。" 或许达利欧的观点是正确的，但《金融时报》创办的每日新闻评论服务FT Alphaville编辑布莱斯·埃尔德（Bryce Elder）指出，目前这一论调仍缺乏实证支 撑。 黄金ETF的资金流动数据，能让散户的 ...

中经记者 张漫游 北京报道 随着2026年1月1日起，数字人民币钱包余额将按照银行活期存款挂牌利率计付利息，数字人民币进入 2.0时代，"数字人民币"骗局随之升级。 近期，多地人民银行分支机构发布消息称，有不法分子借"数字人民币推广"之名实施的诈骗行为同步升 级，其手段更隐蔽、迷惑性更强，严重威胁群众财产安全与金融市场秩序。 郭涛补充道，这类新骗局除绑定央行信用背书，伪造官方文件或名义，利用公众对法定货币的信任降低 警惕，还借新事物认知差，混淆数字人民币与虚拟货币，用"数字金融""区块链"等热词制造迷雾。同 时，场景更精准，结合数字人民币支付、钱包开通等实际使用场景设计骗局，隐蔽性更强；工具也更具 针对性，即专门伪造数字人民币相关App、验证流程，迷惑性远超传统虚假理财平台。 假冒官方 嫁接红利 近期，多地人民银行分支机构发布信息称，日前有不法分子借"数字人民币推广"之名，在微信公众号、 视频号、抖音、小红书等网络平台发布虚假消息和联系方式，以"高额回报"等为诱饵，诱导用户加入聊 天群组，并通过"考试""会议课程"等形式洗脑，进而诱导用户"拉人头"发展下线，企图实施诈骗或传 销。此类行为严重侵害群众财产安全与 ...

Core Viewpoint - The article emphasizes that gold is not merely a speculative asset but a "hard currency relic" that has maintained its value over millennia, especially in times of economic turmoil and currency devaluation [2][3]. Group 1: Historical Context of Gold as Currency - Gold has historically served as the ultimate backup currency, contrasting with fiat currencies that lack intrinsic value and are subject to government manipulation [5][6]. - The article outlines two types of currencies: those backed by tangible assets like gold and those that are fiat, which can be printed without limit, leading to potential economic collapse [6][7]. - Historical events, such as the abandonment of the gold standard by the U.S. in 1933 and 1971, illustrate how fiat currencies can lead to inflation and a surge in gold prices during crises [9]. Group 2: Gold's Protective Qualities - Gold provides two key protective features: it is resistant to devaluation and confiscation, making it a safe haven during economic instability [10][12]. - The article highlights that fiat currencies can lose value rapidly due to excessive printing, while gold's supply is limited and not subject to government control [10]. - In times of crisis, gold often appreciates as other assets decline, serving as a stabilizing force in an investment portfolio [12]. Group 3: Asset Allocation Strategy - Gold should be viewed as a risk management tool rather than a profit-generating asset, with a recommended allocation of 5% to 15% in investment portfolios [13][15]. - The article advises against treating gold as a speculative investment, emphasizing its role as a "lifebuoy" during economic downturns [13][15]. - In extreme scenarios, such as a collapse of the currency system or geopolitical conflicts, increasing gold holdings may be warranted [15]. Group 4: Conclusion on Gold's Role - Gold is characterized as a "mirror" reflecting the state of currency, with its value tied to the broader economic environment rather than short-term price fluctuations [16][17]. - The article concludes that while gold may not lead to overnight wealth, it is essential for safeguarding family assets against unforeseen risks in a volatile monetary landscape [17].

Core Viewpoint - The CEO of American Express stated that stablecoins are more like investment tools and will not replace fiat currencies [1] Group 1 - Stablecoins are perceived as investment instruments rather than a direct substitute for traditional currencies [1] - The commentary reflects a broader industry perspective on the role of digital currencies in the financial ecosystem [1] - The statement indicates a cautious approach towards the integration of stablecoins into mainstream financial transactions [1]

Group 1: Company Developments - Beijing Yiswei Computing Technology Co., Ltd. submitted its IPO application to the Hong Kong Stock Exchange, with CITIC Securities as the sponsor [1] - Xiaomi's CEO Lei Jun announced that the delivery volume of the Xiaomi SU7 is expected to exceed 28,000 units by May 2025, and preparations for mass production of the Xiaomi YU7 are underway [2][3] - JD.com plans to expand its delivery workforce to 150,000 full-time riders, having already surpassed 100,000 [5] Group 2: Industry Trends - The total box office for the 2025 Dragon Boat Festival holiday exceeded 400 million, with "Mission: Impossible 8" leading the box office [4] - The cross-regional movement of people during the Dragon Boat Festival holiday is expected to reach 657 million, with a daily average of 21.9 million, marking a 3.0% year-on-year increase [5] - Major Chinese new energy vehicle manufacturers reported their May sales figures, with BYD selling 382,476 units, a year-on-year increase of 15.26% [7][8] Group 3: Market Insights - The 2025 Fortune 500 list shows Walmart at the top for the 13th consecutive year, with total revenue for all companies on the list rising to $19.91 trillion, a 6% increase from the previous year [11][12] - Meta Platforms aims to fully automate ad creation using AI by the end of next year, which is crucial as advertising constitutes over 97% of its revenue [15] - The iPhone 17 base model is expected to have limited upgrades compared to the iPhone 16, maintaining the same A18 chip and 8GB RAM [17][18]

Core Viewpoint - Florida Governor Ron DeSantis signed legislation recognizing gold and silver as legal tender in the state, aimed at protecting residents from the devaluation of the dollar [1] Group 1: Legislative Framework - The legislation establishes a legal framework that recognizes certain gold and silver coins as legal tender in Florida [1] - It exempts these coins from sales tax and regulates their custodians [1] - The use of gold and silver coins in transactions will require the approval of the legislative body to implement rules [1]