10月21日，中国人民银行网站发布中国人民银行行长潘功胜在十四届全国人民代表大会常务委员会 第六次会议上作国务院关于金融工作情况的报告。潘功胜表示，金融系统将坚持稳字当头、稳中求进， 针对经济形势的变化，精准有力实施宏观调控，切实加强金融监管，着力扩大内需、提振信心、防范风 险，推动经济运行持续回升向好。 潘功胜还说，对地方融资平台债务风险，坚持分类施策、突出重点，统筹协调做好金融支持融资平 台债务风险化解工作，压实地方政府主体责任，推动建立化债工作机制，落实防范化解融资平台债务风 险的政策措施；按照市场化、法治化原则，引导金融机构依法合规支持化解地方债务风险；建立统计监 测体系，加大政策落实力度。对房地产市场风险，按照因城施策原则，指导各地精准实施差别化住房信 贷政策，加大保交楼金融支持力度，一视同仁支持房地产企业合理融资需求，保持房地产融资平稳。对 非法金融活动，进一步加大打击力度，强化监测预警，加强金融知识普及教育，对洗钱犯罪行为和地下 钱庄保持高压严打态势。 对于首套存量房贷利率下调，据记者了解，目前，已有超过22万亿元存量房贷利率完成下调，惠及 约5000万户、1.5亿人，利率平均降幅0.73个百分 ...

Group 1 - The People's Bank of China (PBOC) conducted a reverse repurchase operation of 454.5 billion yuan, marking a shift from net liquidity injection to neutral adjustment, indicating precise liquidity management by the central bank [2] - The net liquidity withdrawal of 375.5 billion yuan aligns with market expectations, as the market liquidity has naturally eased with the end of the month-end assessment factors [2] - The central bank is expected to continue using various tools such as reverse repos and Medium-term Lending Facility (MLF) to ensure reasonable liquidity in the banking system [2][3] Group 2 - The PBOC has established a multi-dimensional liquidity management system, relying on reserve requirement ratio cuts and government bond transactions for stable support, while using MLF and reverse repos for maintaining reasonable liquidity [2] - Market expectations suggest that the central bank may release long-term liquidity through reserve requirement ratio cuts if necessary, with predictions that the DR007 will remain around 1.5% [3] - PBOC Governor Pan Gongsheng emphasized the commitment to a prudent monetary policy, adjusting policy strength and rhythm flexibly according to changing circumstances to create a suitable monetary environment for economic recovery [3]

Core Viewpoint - The Federal Reserve, represented by Williams, emphasizes its role as a protector of price stability, highlighting the importance of a robust monetary policy that combines rules and discretion [1] Group 1 - The central bank has gained credibility in achieving its objectives, which is crucial for maintaining economic stability [1] - Anchored inflation expectations are identified as a cornerstone of the central bank's strategy [1]