构建一个多方共建、协同发展的行业新生态，技术创新与数据共享是基石。业内人士普遍呼吁，应 加强网络安全风险量化技术的研究，鼓励保险机构、再保险公司、网络安全企业、科研院所跨界合作， 共同开发更精准的动态风险评估模型。同时，在保障安全和隐私的前提下，推动行业风险数据的合规共 享，为科学定价奠定基础。 近年来，随着数字经济的快速发展，网络攻击和数据泄露事件频发，给企业和社会带来了严重的经 济损失和信誉风险。2025年12月23日，快手科技发布声明称，其应用的直播功能遭到网络攻击，尽管经 过紧急处置和系统修复，直播功能已逐步恢复正常服务。但此事件迅速引发公众对网络安全问题的关 注。有数据显示，2024年全球公开的重大数据泄露事件涉及数据量同比激增354%。 面对日益复杂严峻的网络安全形势，传统的技术防御体系虽不可或缺，但已显独木难支之势。网络 安全保险日益成为转移、防范网络安全风险的重要工具，在推进网络安全社会化服务体系建设中发挥着 重要作用。 发展面临挑战 网络安全保险，是指对企业或个人因发生网络安全事件造成的经济损失及相应法定责任给予赔偿的 一种财产保险，其保障范围广泛覆盖了勒索软件攻击、数据泄露、业务中断等可承 ...

昨日晚间，快手平台遭到黑灰产攻击，这一事件再次将网络安全问题推至公众视野。企业网络安全方面的问题并非首次。在数字化转型的今天，网络攻击已 从"可能发生的威胁"变成了"随时会发生的现实"。当黑灰产通过网络手段袭击企业时，企业如何应对？网络安全保险，能否成为抵御这场"看不见硝烟的战 斗"的坚强盾牌？ 保险可保黑灰产攻击 12月23日，快手科技发布声明称，公司快手应用的直播功能于2025年12月22日22:00左右遭到网络攻击，公司已第一时间启动应急预案，经全力处置与系统 修复，快手应用的直播功能已逐步恢复正常服务。 近年来，网络攻击与数据泄露事件频频闯入公众视野，其造成的经济损失与声誉损害如滚雪球般难以估量，尤其是对于日活数亿、内容海量的短视频平台而 言。因此，如何有效应对网络安全风险，已成为当前亟待解决的关键问题。 北京商报记者通过多方人士获悉，网络安全保险可以针对"黑灰产攻击"这类网络安全事件带来的部分直接经济损失进行赔偿。但具体的赔偿范围和条件，取 决于具体条款。 "从保险原理上来说，这类网络安全损失属于纯粹损失，保险是可以赔付的。"业内人士对记者表示。 网络安全保险作为一种融合了保险机制与安全技术的风险管 ...

2025.12. 08 本文字数：2325，阅读时长大约4分钟 作者 | 第一财经 宁佳彦 一台从未接入互联网的机器人，仅凭一句语音指令，就能被远程控制，并转而攻击其他同类设 备，这是2025年GEEKCON安全极客大赛上的真实一幕。 而在真实的物理攻击中，派拓网络大中华区总裁陈文俊说，"我们注意到2021年一次成功攻击 平均需9天，2023年缩短至2天，今年最快只要25分钟。"一句话道出了防御体系的全面失速。 面对AI驱动的主动式攻击，被动、碎片化的传统架构已无力招架。 技术狂奔，安全掉队，风险正在物理世界真实发生。在年底多个科技行业会议上，数据安全、 网络安全都是重要的议题。对于安全厂商而言，留给他们教育用户"安全不只是合规"的时间不 多了。 安全机制亟需前置 "我们发现了机器人内置的大模型Agent中的一个逻辑缺陷，这个漏洞可以让攻击者构造特定的 语音输入来获取目标机器人上的任意代码执行权限。"2025年GEEKCON（新极棒）安全极客 尽管人们认同安全必须内生于设计，而非事后补丁，然而现实令人忧心。浙江大学求是特聘教 授杜跃进看到的现状是：企业在向别人论证自己的公司"数据安全够好"时，多数在进行概念堆 ...

一台从未接入互联网的机器人，仅凭一句语音指令，就能被远程控制，并转而攻击其他同类设备，这是 2025年GEEKCON安全极客大赛上的真实一幕。 而在真实的物理攻击中，派拓网络大中华区总裁陈文俊说，"我们注意到2021年一次成功攻击平均需9 天，2023年缩短至2天，今年最快只要25分钟。"一句话道出了防御体系的全面失速。面对AI驱动的主动 式攻击，被动、碎片化的传统架构已无力招架。 技术狂奔，安全掉队，风险正在物理世界真实发生。在年底多个科技行业会议上，数据安全、网络安全 都是重要的议题。对于安全厂商而言，留给他们教育用户"安全不只是合规"的时间不多了。 安全机制亟需前置 "我们发现了机器人内置的大模型Agent中的一个逻辑缺陷，这个漏洞可以让攻击者构造特定的语音输入 来获取目标机器人上的任意代码执行权限。"2025年GEEKCON（新极棒）安全极客大赛上，有参赛选 手针对某款人形机器人进行了深度突破，挑战仅凭一句自然语言对话，触发未知漏洞执行，远程攻破目 标机器人并取得了控制权。 被控制的接入无线网络的机器人，再将攻击指令以近场通讯的形式传递给其他同型号未接入网络的机器 人，并通过操纵未联网机器人完成攻击者 ...

Domestic Macro - The National Development and Reform Commission (NDRC) and other departments released the "Action Plan for Deepening Smart City Development and Promoting Comprehensive Digital Transformation," aiming to establish over 50 fully digital transformation cities by the end of 2027 [5][15]. - The Chairman of the China Securities Regulatory Commission (CSRC) Wu Qing emphasized key tasks for enhancing the inclusiveness and adaptability of the capital market during the "14th Five-Year Plan" period [5][15]. - The Ministry of Finance established a new Debt Management Department to oversee government debt management systems and risk prevention [5][15]. Industry Policy - The Minister of Finance, Lan Fo'an, highlighted the need to support consumption, expand investment, and stabilize foreign trade [6][15]. - The NDRC and other departments launched a smart city development action plan [6][15]. - The 138th Canton Fair concluded with on-site intended export transactions exceeding 25 billion USD, indicating strong international interest [6][15]. Local Policy - Shenzhen optimized policies for converting existing non-residential buildings into affordable rental housing [7][15]. - The Xiamen Special Economic Zone's personal bankruptcy protection regulations officially took effect [7][15]. - Guangdong Province allocated an additional 3.5 billion CNY to promote consumption [7][15]. Overseas Dynamics - President Xi Jinping attended the APEC informal leaders' meeting and proposed three suggestions for regional cooperation [8][15]. - China and South Korea renewed their bilateral currency swap agreement [8][15]. - The U.S. announced plans to invest approximately 500 billion USD into alternative investment markets [8][15].

Regulatory Dynamics - The Ministry of Finance proposed higher cumulative compensation limits for accounting firms' professional liability insurance [6][7] - The National Healthcare Security Administration is enhancing intelligent supervision of excessive prescriptions and conducting pilot projects for intelligent review of the entire medical insurance process [8][9] - The Financial Regulatory Administration reported that the insurance industry generated original premium income of 52,146 billion, a year-on-year increase of 8.8% for the first nine months of 2025 [11] Company Dynamics - Ping An Life increased its stake in Agricultural Bank by 49.719 million shares, raising its holding ratio to 18.14% [22] - China Pacific Insurance established a new technology equity investment fund with Guotai Junan and others [23] - China Life has served approximately 40 million clients through its long-term care insurance projects [32] Industry Dynamics - Standard & Poor's Global released the top 50 global life insurance companies, with China Life surpassing Allianz to become the largest [42] - The insurance industry is seeing a significant increase in technology insurance premiums, with a 30% year-on-year growth in the first three quarters [15] - Non-auto insurance companies reported a net profit of over 778 billion in the first three quarters, with many companies turning losses into profits [50][51] Product and Service Innovations - The "Beijing Universal Health Insurance" will launch in 2026, increasing the reimbursement ratio for special drugs by 5 percentage points [4] - Taobao Flash Sale is offering comprehensive insurance coverage for riders, including retirement and medical insurance [54] Personnel Changes - Lu Qiaoling was elected as the vice chairman of China Pacific Insurance [36] - John Cai, the regional CEO of Prudential, has resigned after only seven months in the position [40]

Group 1 - The Ministry of Commerce announced the adjustment of export control lists, adding 31 US entities to the export control list, prohibiting the export of dual-use items to them. Measures against 15 entities will be suspended starting November 10, 2025, while measures against 16 entities will be suspended for one more year [1][1][1] - The Ministry of Commerce also stated that the unreliable entity list mechanism will continue to suspend measures against certain US entities for one year, allowing domestic companies to apply for transactions with these entities [1][1][1] - The Beijing-Tianjin-Hebei region aims to develop a Beidou space-time industry cluster worth over 200 billion yuan by 2027, promoting the application of over 800,000 new Beidou independent positioning terminal products [1][1][1] Group 2 - Guizhou Moutai plans to repurchase shares worth between 1.5 billion and 3 billion yuan, with a maximum repurchase price of 1887.63 yuan per share. The company also plans to distribute a cash dividend of 23.957 yuan per share, totaling 30 billion yuan [5][5][5] - Wenshan Technology announced a plan to reduce its stake by up to 3% through block trading and centralized bidding, citing the need for shareholder's operational plans [5][5][5] - Huatai Securities and China Merchants Securities have approved proposals to raise the upper limit of margin financing business, following similar actions by other listed brokerages [1][1][1]

Core Viewpoint - The Ministry of Industry and Information Technology and the Financial Regulatory Bureau have initiated the second batch of pilot projects for cybersecurity insurance services to promote the application and development of the cybersecurity industry [1] Group 1: Pilot Project Details - The pilot project aims to accelerate the promotion of cybersecurity insurance services and enhance the high-quality development of the cybersecurity industry [1] - Key industry sectors targeted include telecommunications, internet, industrial, financial, and other related sectors [1] - The main subjects of focus are key enterprises, small and medium-sized enterprises, and industrial parks [1] Group 2: Participation and Collaboration - Various entities such as insurance companies, reinsurance companies, insurance intermediaries, cybersecurity firms, telecommunications operators, insurtech companies, evaluation institutions, judicial appraisal organizations, and research institutes can participate in the pilot [1] - Participants can apply for typical cases of cybersecurity insurance services either individually or in collaboration, with one leading unit and no more than five joint units [1]

Group 1 - The Ministry of Industry and Information Technology and the Financial Regulatory Administration are launching the second batch of pilot work for cybersecurity insurance services [1] - The purpose of the pilot is to enhance the awareness of cybersecurity insurance across society and encourage enterprises to utilize these services to improve their cybersecurity defenses [1] - The initiative aims to establish a comprehensive standard system for cybersecurity insurance services, covering the entire lifecycle and standardizing service processes to improve service quality [1] Group 2 - The pilot seeks to create new models for cybersecurity insurance services, enriching the supply of scenario-based products and enhancing the level of technological empowerment in cybersecurity [1]

Core Viewpoint - The rapid advancement of digital transformation is leading to an increase in cybersecurity risks for enterprises, resulting in a significant rise in demand for cybersecurity insurance, which is accelerating its market adoption [1] Group 1: Pilot Program and Market Impact - The Ministry of Industry and Information Technology (MIIT) has successfully completed the first batch of cybersecurity insurance service pilot programs, with plans for a second batch focusing on key industries such as telecommunications, internet, industrial, and financial sectors [2][4] - During the first pilot phase, over 1,500 insurance policies were issued, with a total premium exceeding 150 million yuan and total coverage nearing 11.5 billion yuan, demonstrating the effectiveness of insurance services in supporting the real economy [3][4] Group 2: Industry Needs and Challenges - Large enterprises are increasingly adopting cybersecurity insurance to enhance their risk management systems, while small and medium-sized enterprises (SMEs) face challenges due to a lack of expertise and resources, making cybersecurity insurance a valuable tool for them [3] - The MIIT aims to improve public awareness of cybersecurity insurance, as many enterprises are still unaware or do not understand how to utilize these services [4][5] Group 3: Future Development and Standards - The MIIT plans to enhance the quality and scope of cybersecurity insurance services by promoting awareness, strengthening technical support, and fostering a collaborative ecosystem involving insurance companies, cybersecurity firms, and other stakeholders [4][5] - There is a focus on developing a standard framework for cybersecurity insurance services, emphasizing risk analysis, threat monitoring, and the establishment of standardized processes to ensure healthy development of the industry [5]