洞见 （ DJ00123987 ） —— 不一样的观点，不一样的故事， 3000 万人订阅的微信大号。点击标题下蓝字 " 洞见 " 关注，我们将为您提供有价值、有意思的 延伸阅读。 作 者： yy 来源： 每晚一卷书 （ID: JYXZ89896） 拿着别人的地图，找不出你的人生 。 ♬ 点上方播放按钮可收听 洞见主播亚楠朗读音频 01 退群 作家无戒曾分享自己的往事。 上大学时，他一度热衷于结交人脉，经营着数十个微信群聊。 为了混脸熟，他绞尽脑汁想话题，炒热度。 作家冯骥才说： 新年是检讨的节日，让营营役役了三百多天的自己重整生活。 过去一年，很多人总喜欢混迹在人群中亦步亦趋，再也找不到那个闪光、独立的自己。 因此，新的一年，我们不妨把重心往回收。 庄子曾说：独往独来，是谓独有；独有之人，是谓至贵。 学会在独处中丰盈自己，才是2026最好的自律。 现在流行一种病，叫"网络依赖症"。 一个学期下来，不少人都跟他私下里加上好友，其中甚至还有几位社团负责人。 有一次，他作为年级文艺委员，打算组织一场晚会。 他兴冲冲找到各个社团，没想到一连吃了几个闭门羹。 经此一事，无戒才意识到，需要靠刻意维系的关系，都只是在浪费 ...

Core Insights - The article discusses the concept of reward functions in life and how they influence human behavior and satisfaction [4][6] - It emphasizes the importance of understanding one's own desires and motivations to achieve a fulfilling life [9][10] Group 1: Reward Functions - The reward functions developed by society often self-reinforce, leading to a continuous desire for higher achievements, making it difficult to find lasting satisfaction [4] - The best life pursuits should have characteristics such as non-decreasing marginal utility, positive externalities, and the ability to accumulate benefits over time [6] Group 2: Self-Understanding - Understanding oneself is crucial, as it helps in recognizing personal strengths and weaknesses, which can influence one's reward function [9][10] - The article suggests that many individuals struggle with low-quality rewards in childhood, making it challenging to develop sensitivity to positive rewards later in life [9] Group 3: Relationships and Environment - Surrounding oneself with the right people is essential, as they significantly impact an individual's reward function and overall happiness [9] - The article highlights that high salaries may not always reflect contributions but can serve as compensation for sacrifices made [9] Group 4: Happiness and Pain - Happiness is closely linked to expectations for the near future, and emotional issues often stem from cognitive misunderstandings [10][11] - Pain is perceived not just as a negative experience but as an opportunity for deep reflection and growth [11] Group 5: Creativity and Content Creation - Creative thinking can occur in both focused and unfocused states, with the latter often leading to more innovative ideas [14][15] - The article notes that successful content creators often undergo a long accumulation period, emphasizing the importance of continuous creation and improvement [15][16]

Core Viewpoint - The article emphasizes the importance of reading and continuous learning as a pathway to personal growth and wealth accumulation, highlighting the principles outlined in Scott Galloway's book "The Wealth Equation" [2][8][29]. Group 1: Wealth Equation Principles - The wealth equation is defined as Wealth = Focus + (Discipline × Time × Diversification), suggesting that achieving financial freedom requires a combination of these elements [10][29]. - Discipline is described as the ability to control one's actions and decisions, which is essential for reducing debt and fostering wealth-creating behaviors [11][29]. - Focus is crucial for making informed decisions and avoiding distractions, as it shapes the outcomes of one's life and career [13][14]. Group 2: Time Management - Time is portrayed as a valuable resource, especially for young individuals, who often underestimate its significance in wealth accumulation [19][20]. - The concept of compounding is discussed, emphasizing that even small financial gains can accumulate significantly over time, but poor management can lead to losses [20][21]. - The article stresses the importance of sacrificing immediate pleasures for future benefits, highlighting the need for a long-term perspective in financial planning [21][29]. Group 3: Diversification Strategy - Diversification is presented as a defensive strategy to mitigate risks associated with investments, as it limits potential losses from high-risk assets [22][23]. - The article argues that the goal of investing should not be to maximize returns but to create a well-managed portfolio that supports financial freedom [24][29]. - It emphasizes the importance of holding a variety of assets with different risk profiles to balance potential risks and returns [25][26].

哈嘍大家好 今天這支影片我想來回答 網友們經常提到的一個話題 就是說 如果辭去你的工作 做全職投資需要具備哪些條件 首先我想說投資是一門生意 既然是生意 它就需要有一套 切實可行的 能夠盈利的這樣的一個商業模式 而不是靠運氣 對於全職投資者來說 你需要有一套完整的投資策略 比如說投資哪一個市場 投資哪一類標的 然後是怎樣進入 怎樣退出 對吧 資金的配置是怎樣的 等等等等 有很多人認為職業投資者 就是那種特別會選股票的人 然後買幾隻股票放在那不動 長期持有就完事了 其實不是這樣的 作為職業投資者 最大的挑戰 你要記住 沒有人給你發薪水 你的日常生活的現金流從哪裡來 除去生活之外 一些重要的硬軟件支出之後 你還有多少自由現金流 可以用於持續的投資 這很重要 那麼最重要的是 現金流還必須要非常的穩定 你不能吃了上頓沒下頓 對不對 所以說這就牽涉到一個 資產配置的問題 有多少比例去配置在 增長型的資產上面 有多少比例配置在固定收益的品種上面 獲取現金流 我之前分享過一個Hi5組合 你可以把它看作是一個生意 那麼這個生意有非常清晰的 盈利模式 和盈利預期 我們來拆解一下 首先Hi5組合 它投資美股市場 其次它不投資個股 ...

Core Points - The China Banking and Insurance Asset Management Association has undergone a name change and aims to enhance its functions under the leadership of the Financial Regulatory Bureau [1] - The association will focus on self-discipline, rights protection, coordination, and service to create a new chapter in its work and contribute to the high-quality development of the industry [1] Summary by Sections - **Association Leadership and Goals** - Wang Yi has been elected as the president of the fourth council of the association [1] - The association will actively serve its members and assist in regulatory functions [1] - **Meeting Outcomes** - The meeting approved several reports including the third council's work report, supervisory report, financial report, and membership management guidelines [1] - The fourth council's directors, executive directors, president, vice presidents, secretary-general, and supervisors were elected during the meeting [1] - **New Leadership Structure** - Huatai Asset Management Co., Ltd. has been elected as the supervisory unit of the fourth council [1]

Core Insights - Zhang Chaoyang, founder and CEO of Sohu, emphasizes the importance of having a correct value system and being proactive in life and work, suggesting that one should engage in activities they are passionate about to maintain high efficiency and self-discipline [1] Group 1 - Zhang believes that being busy with interesting tasks allows for easy switching between activities, leading to high efficiency [1] - He advocates for a certain level of fatigue, arguing that a busy lifestyle can lead to better sleep quality and more time for various activities [1] - The concept of compounding value over time is highlighted as a key factor in maintaining motivation and productivity [1]

Group 1 - Lei Jun, the founder of Xiaomi, has completed his fitness goal of 100 workouts three months ahead of schedule, demonstrating exceptional self-discipline and commitment [2][4] - Since starting his fitness plan on January 2, he averaged 11 workouts per month, showcasing high levels of self-discipline despite interruptions [4] - Lei Jun's personal commitment to fitness reflects positively on Xiaomi's future development, as strong leadership often influences a company's potential [4] Group 2 - Xiaomi has been actively pursuing new ventures, including car manufacturing, chip development, and high-end product offerings, which have started to yield results with the launch of new models [4] - The successful completion of Lei Jun's fitness goal is seen as a positive indicator for Xiaomi's growth, suggesting that the company will continue to overcome challenges and maintain a positive trajectory [4]

Core Insights - Self-discipline is a crucial factor in achieving success, as it requires long-term commitment and effort rather than short-term actions [2][4] - The desire for a better life drives individuals to impose strict self-requirements and persist in uncomfortable tasks, leading to eventual results [3][4] Summary by Sections Levels of Self-Discipline - The first level involves learning to control oneself, resisting basic instincts like procrastination and laziness [5][6] - The second level focuses on establishing a rhythm, where individuals find a balance between work and rest, ensuring clarity in their goals [9][10] - The third level is about self-mastery, where individuals are driven by internal motivations to pursue their life values and achieve excellence [11][12] Suggestions for Cultivating Self-Discipline - Motivation is essential; individuals must recognize their need for change and establish clear goals to drive their actions [13][15] - Inertia plays a significant role; changing habits requires building new ones rather than merely trying to alter existing behaviors [20][22] - Delayed gratification is necessary; individuals should learn to resist immediate temptations in pursuit of greater long-term rewards [26][27]

Core Viewpoint - The article emphasizes the importance of self-management in various aspects of life, including time, space, emotions, goals, image, health, energy, and mindset, to achieve personal growth and success [4][102]. Time Management - Effective time management is crucial for gaining control over work and life, as highlighted by Peter Drucker [9]. - Bill Gates organizes his schedule in 5-minute increments, maximizing productivity [12][13]. - Five tips for time management include: 1. Allocate fixed times for specific tasks and reserve 20% of time for unforeseen events [15]. 2. Use the "Four Quadrants" method to prioritize tasks [15]. 3. Segment daily time for single tasks [16]. 4. Set clear deadlines for tasks [17]. 5. Overcome procrastination by starting tasks for just 5 minutes [18]. Space Management - A clean and organized environment can lead to improved mental clarity and productivity [24]. - Five tips for space management include: 1. Categorize and declutter items, keeping only what is necessary [27]. 2. Use labels and storage boxes for easy access [28]. 3. Establish a daily cleaning habit [29]. 4. Maintain a minimalist decor to avoid distractions [30]. 5. Cultivate a tidy lifestyle attitude [31]. Emotion Management - Albert Ellis's ABC model illustrates how perceptions influence emotional responses [34]. - Managing emotions is essential to avoid negative cycles of behavior [36]. - Five strategies for emotion management include: 1. Temporarily remove oneself from negative situations [39]. 2. Distract oneself with enjoyable activities [39]. 3. Engage in physical exercise to alter mood [39]. 4. Keep a journal for self-reflection [39]. 5. Analyze and review emotional triggers for better control [39]. Goal Management - A Harvard study found that only 3% of individuals with clear long-term goals achieved significant success [42][44]. - Five methods for effective goal management include: 1. Set measurable and quantifiable goals [47]. 2. Ensure goals are realistic and actionable [48]. 3. Transform goals into actionable steps [49]. 4. Focus on one goal at a time [50]. 5. Enhance goal execution by minimizing distractions [51]. Image Management - Personal image significantly impacts opportunities and perceptions [56]. - Five tips for image management include: 1. Identify a personal style that suits oneself [59]. 2. Limit clothing colors to avoid overwhelming visuals [60]. 3. Regularly maintain hair and grooming [61]. 4. Apply light makeup or grooming before going out [62]. 5. Invest in quality clothing for better appearance [63]. Health Management - Common health issues among adults include poor diet, lack of exercise, and irregular sleep patterns [65]. - Five health management tips include: 1. Maintain regular meal times and avoid junk food [74]. 2. Exercise for at least 30 minutes daily [75]. 3. Aim for 8 hours of sleep and limit screen time before bed [76]. 4. Develop a habit of waking up early for better productivity [77]. 5. Schedule regular health check-ups [78]. Energy Management - Focusing on one task at a time enhances efficiency [81]. - Five energy management tips include: 1. Build physical stamina to support energy levels [83]. 2. Complete one task before moving to the next [84]. 3. Reduce time spent on socializing and entertainment [85]. 4. Apply the 80/20 rule to prioritize important tasks [86]. 5. Combat procrastination by starting tasks immediately [87]. Mindset Management - A positive mindset is crucial for personal and professional success [89]. - Five strategies for mindset management include: 1. Shift perspectives to find positive solutions [98]. 2. Practice self-care and attend to personal needs [99]. 3. Foster a healthy lifestyle for emotional stability [100]. 4. Build a supportive network for sharing challenges [101]. 5. Engage in mindfulness practices to enhance focus and emotional control [101].

Core Viewpoint - The article emphasizes the importance of self-reflection, self-healing, and self-navigation in achieving a fulfilling life, suggesting that individuals are their own best guides in overcoming life's challenges [4][42]. Group 1: Importance of Reading - Reading is highlighted as the most cost-effective investment, enhancing personal talent and broadening one's perspective [9]. - Engaging with literature can provide answers to life's questions and guide individuals toward new possibilities [9][12]. - Developing a reading habit involves cultivating interest, setting reading plans, and recording insights to foster personal growth [10][13][15]. Group 2: Benefits of Exercise - Regular exercise is presented as essential for both physical and mental well-being, helping to alleviate stress and improve vitality [17][20]. - The article shares a personal story of an individual who transformed their health through consistent running, illustrating the long-term benefits of physical activity [21][26]. - Establishing a sustainable exercise routine requires gradual progression and listening to one's body to avoid injury [29][30]. Group 3: Financial Prudence - The narrative stresses the importance of saving money as a safety net for future uncertainties, contrasting it with the dangers of unchecked spending [33][34]. - It advocates for mindful consumption, regular savings, and moderation in material desires to secure financial stability [34][35][36]. - The insights from investment expert Charlie Munger reinforce the idea that having savings provides peace of mind during challenging times [33][37]. Group 4: Self-Improvement and Mindset - Continuous self-improvement through learning and self-discipline is portrayed as vital for personal fulfillment and success [40]. - The article encourages individuals to reflect on their attitudes and responses to challenges, promoting a mindset of resilience and growth [43][44][47]. - It concludes with the notion that a well-lived life is a result of consistent self-reflection and effort, leading to attracting positive outcomes [50][51].