大力提振消费，扩大国内需求，是当下中国经济发展的主题之一。其中，以高质量供给满足日益升级的 国内市场需求是关键牵引点。8月27日，方太发布全球首台"隐形油烟机"Y8，凭借隐身、隐味、隐 音"三隐"科技，打破传统油烟机的形态与功能局限。满足了厨电消费升级的需求，为厨电行业高质量发 展提供了参考路径。 厨电产业，与人民群众的生活密切相关，在高质量发展转型要求下，已经从"功能消费"转向"品质消 费"，"有没有"的问题基本解决，"好不好"的问题更加突出。"风量大战"和"参数内卷"已经无法满足消费 者对于新一代油烟机的需求。 厨房空间与产品形态的矛盾一直都是厨电产品不得不面对的问题。据悉，方太通过创造"航空级折叠结 构"，实现了油烟机视觉上的"隐身"，用时显现，闲时"束之高阁"。中国第一飞机设计研究院研究员宁 振波表示，方太油烟机的隐身功能用"看不见的结构"，打造出"看得见的品质"。 烹饪油烟问题也亟待解决。方太有关负责人表示，通过搭载AI全域净吸科技，可实现从物理上杜绝油 烟逃逸，以及对有害气体的"24小时哨兵监控"。 厨房噪音的问题同样不可忽视。"噪音已成为用户的核心痛点，静音能力已是选购的关键指标。"中国家 用电 ...

Core Insights - The integration of consumption stimulation and improving people's livelihoods is crucial for activating domestic demand and promoting high-quality economic development [1][3] - Expanding domestic demand is essential for stabilizing growth, with consumption contributing over 60% to economic growth in recent years [1] - Recent policies aimed at boosting consumption have shown significant effects, including innovations in consumption scenarios and the emergence of new growth points like the ice and snow economy and silver-haired consumption [1] Policy Implementation Challenges - There are challenges in policy implementation, including poor coordination between different departments, leading to inconsistencies in policy goals and measures [2] - Some consumers remain unaware of specific subsidy policies, such as those for new energy vehicles, resulting in missed opportunities for eligible consumers [2] - There is a mismatch between market supply and consumer demand, affecting market activity [2] Strategic Measures for Consumption Stimulation - Enhancing residents' income and providing targeted welfare policies, such as consumption vouchers for low-income groups, can create a virtuous cycle of consumption, employment, and income growth [3] - High-quality supply is necessary to stimulate consumption demand, with a focus on expanding product and service offerings and supporting new business models [3] - Optimizing the consumption environment through improved infrastructure and consumer rights protection can enhance consumer confidence [3] - Inclusive financial services should be developed to support consumption equity, particularly for rural areas and new urban residents [3]

困于规模战价格战 近日，广东金融监管局印发银行业保险业内卷式竞争负面清单，指导行业协会研究制定反不正当竞争自 律公约等。安徽、宁夏、浙江宁波等地金融监管部门与行业协会也纷纷表示，整治内卷式竞争。 "所谓内卷式竞争，是以不合理的价格去吸引客户、诋毁同业，以牺牲产品的品质和服务来谋求市场份 额的粗放式发展模式。"一位大型险企人士对记者表示，以产品定价为例，多表现为费率水平低于预期 成本，新开发产品存在亏损风险。为追求噱头，重疾险病种数量持续攀升，个别产品病种数量高达一二 百种，其实部分病种实际发生概率极低；百万医疗险保额不断提高，部分产品年度保额高达数百万元。 上海金融与发展实验室首席专家、主任曾刚表示，纵观金融业的内卷问题，突出表现在两个方面。一是 价格战愈演愈烈，机构为争夺客户，频繁比拼存贷款利率、保费优惠，甚至突破成本底线，导致利差和 利润空间收窄，行业整体风险累积。二是同质化竞争严重，业务产品高度趋同，缺乏差异化创新。比 如，大多数银行推广信用卡业务，主打开卡礼、优惠积分，而无实质性差异。保险业销售的主流产品也 高度雷同，"价格+渠道"几乎成为唯一竞争手段。 当规模指标成为金融机构的指挥棒，存量市场份额争 ...

Core Viewpoint - Despite external pressures and challenges, China's exports have shown robust growth in the first half of the year, with a historical milestone of over 13 trillion yuan, reflecting a year-on-year increase of 7.2% [1][2] Group 1: Trade Performance - In the first half of the year, exports from private enterprises reached 8.52 trillion yuan, growing by 8.3%, while foreign-funded enterprises exported 3.49 trillion yuan, up by 5.4%, and state-owned enterprises exported 968.73 billion yuan, increasing by 3.8% [1] - The number of exporting enterprises in China has steadily increased, surpassing 500,000 in 2023, with an 8.5% growth in the first half of the year [1] Group 2: Market Dynamics - Exports to both traditional and emerging markets have seen growth, with double-digit increases in exports to ASEAN, Central Asia, and Africa, while maintaining stable growth to traditional markets such as the EU, Japan, and the UK [1] Group 3: Product Innovation - High-tech product exports grew by 9.2% in the first half of the year, with significant increases in high-end machine tools, ships, and marine engineering equipment, all exceeding 20% growth [2] - The proportion of self-owned brands in high-tech product exports reached 32.4%, an increase of 1.2 percentage points compared to the previous year [2] - Companies are increasingly adapting to international market demands by offering customized products, such as solar-powered phones for areas with power shortages and sand-resistant engines for desert regions [2]

今日摘要 习近平总书记指出，"要搞好统筹扩大内需和深化供给侧结构性改革，形成需求牵引供给、供给创造需 求的更高水平动态平衡，实现国民经济良性循环。"当前，我国供给体系的创新能力和质量水平不断提 升，不断满足着人民群众对美好生活的需求。 习近平总书记致中国少年先锋队第九次全国代表大会的贺信在广大少先队员、少先队辅导员、少先队工 作者中引发热烈反响。 李强出席东盟—中国—海合会三方经济论坛开幕式并致辞。 李强会见越南总理。 王沪宁主持召开全国政协主席会议。 系列报道【锲而不舍落实中央八项规定精神】今日关注：天津市河西区、浙江宁波一体推进学查改，确 保学习教育取得实效。 国产大飞机C919商业运营两周年，航线网络已覆盖全国16个城市。 俄罗斯方面称，正在起草有关俄乌和平协议的备忘录草案，完成后转交乌方。 美国4月关键制造业资本货物订单下降1.3%，为去年10月以来最大跌幅。 内容速览 【新思想引领新征程】不断以高质量供给创造引领新需求 习近平总书记指出，"要搞好统筹扩大内需和深化供给侧结构性改革，形成需求牵引供给、供给创造需 求的更高水平动态平衡，实现国民经济良性循环。"当前，我国供给体系的创新能力和质量水平不断提 ...