| 购车发票金额区间(不含税价) | 补贴标准 | | --- | --- | | 15万元(不含)以下 | 1000 元保险补贴+1500元消费券 | | 15万元(含)-25万元(不舍) | 2000 元保险补贴+2500元消费券 | | 25万元(含)-35万元(不舍) | 3000元保险补贴+3000元消费券 | | 35万元(含)-50万元(不含) | 4000 元保险补贴+4000元消费券 | | 50万元(含)以上 | 6000 元保险补贴+6000元消费券 | 值得注意的是,活动发放的电子消费券有效期为90天,面值分为1000元与500元,可在银座、家家悦 （603708）、济南华联、鲁味斋等本地合作商家线下或线上使用,每个商家消费券使用上限为3000元。 相关负责人表示,这种创新设计为的是将汽车消费与日常生活消费深度联动,以汽车销售带动商业零售、 餐饮服务等多个领域的消费增长。 家电数码补贴覆盖10类产品 以购车发票(不含税价)为依据分五档设置"保险补贴+消费券"组合福利。 新年伊始,济南便送上惠民"大礼包"。1月4日至5日,济南接连启动2026年新春汽车消费补贴与家电以旧换 新、数码和智能 ...

记者李梦瑶济南报道 2025年12月31日晚,济南市商务局发布《济南市2026年家电以旧换新、数码和智能产品购新补贴活动预 公告》,明确新一轮家电数码补贴正式启动。 补贴时间:活动开始时间以济南市商务局官方网站公布为准,结束时间为2026年12月31日。 济南市2026年家电以旧换新、数码和智能产品购新补贴活动的正式公告将于近期发布,届时消费者可按 照公告流程参与2026年的补贴活动。 根据《国家发展改革委财政部关于2026年实施大规模设备更新和消费品以旧换新政策的通知》及《商务 部等5部门办公厅(室)关于做好2026年家电以旧换新、数码和智能产品购新补贴工作的通知》,按照省商 务厅相关工作部署,济南市2026年家电以旧换新、数码和智能产品购新补贴活动事项预公告如下: 补贴品类、标准家电以旧换新:个人消费者购买冰箱、洗衣机、电视、空调、电脑、热水器6类家电中1 级能效或水效标准的产品,按产品销售价格的15%给予补贴,每位消费者每类产品可补贴1件,每件补贴不 超过1500元。数码和智能产品购新:个人消费者购买手机、平板、智能手表手环、智能眼镜4类产品(单 件销售价格不超过6000元),按产品销售价格的15%给予 ...

格隆汇1月1日｜黑龙江省商务厅发布关于开展2026年消费品以旧换新政策的公告，其中提到：对个人消 费者通过售卖方式转让登记在本人名下的乘用车，并购买纳入工业和信息化部《减免车辆购置税的新能 源汽车车型目录》的新能源乘用车或2.0升及以下排量的燃油乘用车，给予一次性补贴。对换购符合上 述条件新能源乘用车的，按新车销售价格的8%给予补贴，补贴金额最高1.5万元；对换购符合上述条件 燃油乘用车的，按新车销售价格的6%给予补贴，补贴金额最高1.3万元。按照全国统一的品类和标准， 对个人消费者购买1级能效或水效标准的冰箱、洗衣机、电视、空调、热水器、电脑6类家电产品，以及 单件销售价格不超过6000元的手机、平板、智能手表（手环）、智能眼镜4类数码和智能产品给予补 贴。补贴标准为上述产品扣除各环节优惠后最终销售价格的15%，每人每类可补贴1件，其中，家电产 品每件补贴不超过1500元，数码和智能产品每件补贴不超过500元。2025年已享受补贴的个人消费者， 2026年可继续享受补贴，参与方式相同。 ...

Group 1 - The China Securities Regulatory Commission has revised the Corporate Governance Guidelines for listed companies, effective from January 1, 2026, to further regulate the behavior of directors, senior management, and controlling shareholders, enhancing corporate governance standards [1] - The People's Bank of China has issued the Interbank Market Brokerage Business Management Measures, effective from January 1, 2026, which prohibits brokerage firms from providing services for financial institutions participating in bond issuance, while emphasizing the need for enhanced internal controls and process management [2] - The People's Bank of China has announced a one-time credit repair policy, effective from January 1, 2026, allowing individuals to have overdue information removed from credit databases if they repay overdue debts by specified deadlines [3] Group 2 - The Financial Regulatory Bureau has revised the Trust Company Management Measures, effective from January 1, 2026, to strengthen the regulatory framework for the trust industry, requiring major shareholders to provide accurate operational and financial information [4] - The Financial Regulatory Bureau has issued the Financial Leasing Company Management Measures, effective from January 1, 2026, focusing on the unique functions of financial leasing companies and outlining specific regulations for various leasing activities [5] - The new Value-Added Tax Law will come into effect on January 1, 2026, marking significant progress in implementing the principle of tax legality in China [6] Group 3 - The Ministry of Commerce and other departments have issued a notice to strengthen the management of used car exports, effective from January 1, 2026, requiring additional documentation for vehicles registered less than 180 days before export [7] - A mandatory national standard for electric vehicle energy consumption will be implemented on January 1, 2026, setting stricter limits on energy consumption compared to previous recommendations [8][9] - The State Council Tariff Commission has announced adjustments to import tariff rates and categories, effective from January 1, 2026, including zero tariff treatment for 43 products from least developed countries [10] Group 4 - The new management measures for oil and gas infrastructure will take effect on January 1, 2026, promoting private sector participation in oil and gas pipeline projects and related infrastructure [11] - The Ministry of Finance and the State Taxation Administration have announced changes to the value-added tax policy for personal housing sales, effective from January 1, 2026, imposing a 3% tax on properties sold within two years of purchase [12] - The national medical insurance drug list will be updated on January 1, 2026, adding 114 new drugs, including 50 innovative drugs, significantly improving coverage for critical health areas [13] Group 5 - The National Development and Reform Commission, along with other ministries, has issued a notice to improve kindergarten fee policies, effective from January 1, 2026, allowing various types of fees while implementing government-guided pricing for public and non-profit kindergartens [14] - A subsidy program for the purchase of new household appliances and smart products will begin on January 1, 2026, offering a 15% subsidy on eligible products, with specific caps on the amount per item [15]

12月23日，第一财经记者从多地商务部门官网获悉，目前广东省深圳市、江门市，江苏省徐州市， 浙江省杭州市，四川省广安市，内蒙古自治区赤峰市、鄂尔多斯市、锡林郭勒盟、阿拉善盟等地已启 动2026年家电数码以旧换新经营主体申报和征选工作。 今年1-11月，家电以旧换新超1.28亿台。中央经济工作会议定调明年以旧换新"国补"延续。为做好 明年消费品以旧换新工作，上述地方公开遴选明年家电和数码购置补贴的经营平台或企业，具有独立 法人资格、信用良好是前提，本月底前截止报名。 在遴选标准上，深圳市商务局提出相关线下平台要具备较强的技术保障和风险管控能力、运营服务能 力、资源保障能力，包括能实时监测、防范和阻止外挂软件虚构信息套取补贴资金等不法行为发生； 动态监控和及时报告补贴资金使用进展情况；在T+1日内出具分行业相关统计数据；具备全面的资金 转接清算能力，等等。 2025.12. 23 本文字数：1119，阅读时长大约2分钟 作者 | 第一财经 王珍 封图 | 第一财经记者任玉明 第 一 财 经 持 续 追 踪 财 经 热 点 。 若 您 掌 握 公 司 动 态 、 行 业 趋 势 、 金 融 事 件 等 有 价 值 ...

12月23日，第一财经记者从多地商务部门官网获悉，目前广东省深圳市、江门市，江苏省徐州市，浙江 省杭州市，四川省广安市，内蒙古自治区赤峰市、鄂尔多斯市、锡林郭勒盟、阿拉善盟等地已启动2026 年家电数码以旧换新经营主体申报和征选工作。 今年1-11月，家电以旧换新超1.28亿台。中央经济工作会议定调明年以旧换新"国补"延续。为做好明年 消费品以旧换新工作，上述地方公开遴选明年家电和数码购置补贴的经营平台或企业，具有独立法人资 格、信用良好是前提，本月底前截止报名。 在遴选标准上，深圳市商务局提出相关线下平台要具备较强的技术保障和风险管控能力、运营服务能 力、资源保障能力，包括能实时监测、防范和阻止外挂软件虚构信息套取补贴资金等不法行为发生；动 态监控和及时报告补贴资金使用进展情况；在T+1日内出具分行业相关统计数据；具备全面的资金转接 清算能力，等等。 江门市商务局相关通告提出，相关平台企业服务期限从2026年1月1日至2027年1月31日；要具备通过实 名认证、手机地理位置定位等方式对消费者信息进行核验的能力，以及防黄牛、防刷单、防恶意注册等 风险识别处理的能力。 徐州市商务局则要求参与经营主体2024-2 ...

Group 1 - The total retail sales of consumer goods in Shanghai increased significantly, with a growth rate exceeding 10% in the third quarter of this year [1] - The 8th China International Import Expo will be held from November 5 to 10, with participation from 155 countries and regions, and over 4,108 foreign enterprises exhibiting [1] - The expo will feature a total exhibition area of over 430,000 square meters, setting a new record for scale [1] Group 2 - Shanghai has implemented various policies to stimulate consumption, including initiatives for the elderly economy, night economy, and service consumption, leading to significant sales boosts [2] - The "Five-Five Shopping Festival" contributed to a 10.2% increase in offline consumption, while the "Shanghai Summer" international consumption season saw a 72.4% increase in tax refund sales from July to September [2] - The upcoming expo will coincide with the "2025 Boutique Consumption Month" and various promotional activities to enhance the expo's impact on local consumption [2] Group 3 - New business models and consumption scenarios are being rapidly developed, with over 2,000 launch events held this year and 787 new stores opened in the first nine months [3] - E-commerce transactions in Shanghai exceeded 3.27 trillion yuan, with a year-on-year growth of 12.7%, and live-streaming retail sales reached 369 billion yuan, growing by 23.6% [3] - The city is enhancing its commercial infrastructure, with 23 new or renovated commercial projects completed this year [3] Group 4 - Service consumption is being expanded and improved, with the introduction of the "Le·Shanghai" service consumption vouchers boosting spending in dining, tourism, and entertainment [4] - Over 6.3 million inbound tourists visited Shanghai in the first nine months, with tourism consumption increasing by nearly 30% year-on-year [4] - The city hosted nearly 1,000 cultural exhibitions and events, attracting 40 million visitors, with significant attendance at major exhibitions like the "Ancient Egyptian Civilization Exhibition" [4]

Core Insights - The consumer willingness index in China for Q2 2025 is 120.2, indicating a slight decline from the previous quarter and a year-on-year decrease of 7.1 points, suggesting a stabilization phase in consumer sentiment [1][8][10]. Consumer Willingness Index Comparison - The willingness index shows significant regional and demographic disparities, with the Northeast region scoring the highest at 127.4, while the Western region is the lowest at 111.5 [17][19]. - Urban consumers have a higher index (122.2) compared to rural consumers (109.4), with first-tier cities outperforming lower-tier cities [19][21]. - High-income consumers have an index of 140.0, significantly higher than middle-income (120.9) and low-income (111.3) groups, indicating a widening gap in consumer sentiment [21][28]. Consumer Satisfaction and Economic Outlook - Over half of consumers (55.5%) perceive prices as "high," despite a slight decrease in CPI, reflecting a persistent expectation for price reductions [2][49]. - Consumer satisfaction regarding current economic conditions is slightly declining, with 30.5% rating it as "good" and a satisfaction index of 114.1 [30][32]. - Expectations for future economic conditions are also low, with only 44.5% believing their situation will improve in a year, marking the lowest level since the survey began [34][38]. Spending Behavior and Future Intentions - Consumers are primarily saving (51.8%) and investing in children's education (45.3%), with a notable increase in savings intentions [2][11]. - There is a strong demand for home appliances, clothing, and travel in the next six months, with the "trade-in" policy showing effectiveness but facing limitations [11][12]. - The automotive sector is seeing a rebound in consumer intent, particularly for mid-range vehicles priced between 100,000 to 200,000 yuan, although the growth in new energy vehicle adoption is slowing [12][48]. Policy Recommendations - Recommendations include enhancing social security, stabilizing growth and employment, reducing educational burdens, and issuing consumption vouchers to boost consumer confidence [2][14]. - Emphasis on improving the quality of products and services is crucial for encouraging consumer spending [11][48].

Core Insights - The report indicates a moderate recovery in consumer spending willingness, with a current consumer willingness index of 120.6, above the critical value of 100, but a slight decline in future spending expectations [3][5] Consumer Willingness Index - The consumer willingness index for Q3 2025 is 120.6, up 0.4 points from the previous quarter; the current willingness index is 112.9, up 1.2 points, while the future willingness index is 128.4, down 0.4 points [3] - Compared to the same period last year, the overall consumer willingness index has decreased by 2.9 points, with the current index up 1.2 points and the future index down 6.9 points [3] Savings and Spending Behavior - Consumers primarily allocate surplus funds for savings, children's education, travel, mortgage repayment, and healthcare; high-income consumers show a stronger inclination to save, which may restrict consumption upgrades [3] - In the next six months, consumers plan to purchase home appliances, clothing, travel, education, and fitness services, with home appliances remaining a top choice despite a slight decrease in selection proportion [5] Consumption Channels - The main channel for purchasing food and beverages is supermarkets, followed closely by e-commerce platforms; for clothing, home appliances, and daily necessities, e-commerce is the primary channel, indicating significant pressure on offline retail [5] - Consumers prioritize high quality and cost-effectiveness in their shopping behavior, with convenience, after-sales service, and brand popularity also influencing their purchasing decisions [5] Dining Trends - There is a noticeable trend of consumers preferring to cook at home rather than dining out or ordering takeout, which has increased operational pressure on dining establishments; however, this trend is showing signs of slowing down [7] - Among those dining out, 58.4% of consumers opt for discounted meal packages through e-commerce platforms, while 41.6% use restaurant menus for ordering [7] Survey Methodology - The survey is a nationwide study covering first to fourth-tier cities and rural areas, with an effective sample size of 5,000, aimed at tracking changes in consumer confidence, behavior, and willingness to inform government and business decisions [7]

Core Insights - The overall sales revenue of 550 key commercial enterprises in Sichuan reached 4.84 billion yuan, marking a year-on-year increase of 3.9% [1] - Offline consumption in the province totaled 81.216 billion yuan during the holiday, reflecting a growth of 2.08% year-on-year, with retail consumption at 51.966 billion yuan, up 3.13% [1] Group 1: New Consumption Scenarios - The "Shu Li An Yi" new consumption scenarios attracted over 18 million visitors and generated sales exceeding 5.5 billion yuan during the holiday [3] - Various creative and experiential activities were organized, such as the "Super IP Gathering" in Chengdu, which featured multiple themed areas and attracted significant foot traffic [2] - The East District Memory market in Chengdu saw over 800,000 visitors during the holiday, with the first two days alone attracting over 210,000 visitors [2] Group 2: Integration of Culture, Commerce, and Sports - The "Chuan Chao" events spurred a surge in consumer interest, with localities offering tourism consumption vouchers and organizing various promotional activities [4] - Cities like Mianyang and Deyang hosted shopping seasons and festivals to capitalize on the "Chuan Chao" events, enhancing the local economy [4] Group 3: Consumer Incentives and Policies - Sichuan issued 400 million yuan in "Shu Li An Yi" consumption vouchers, benefiting key sectors and providing discounts exceeding 1 billion yuan [6] - Yibin introduced a "three-free" policy to enhance consumer engagement, distributing 30 million yuan in consumption vouchers [7] - The province's policies, including trade-in programs and consumer subsidies, have led to significant increases in consumer demand, with automotive and home appliance upgrades driving substantial sales [7]