因被立案执行近亿元，一家牌照已遭注销的支付机构，再次引起舆论关注。 企查查显示，近日，得仕股份有限公司（下称"得仕股份"）被上海金融法院立案执行，执行标的为 8873.1192万元。有意思的是，2023年12月，得仕股份曾因违反清算管理规定等被央行上海市分行罚没 8873.1192万元，与此次被执行金额恰好一致。 | 棱执行人详情 | | | | @ 企查查 | | --- | --- | --- | --- | --- | | 정읍 | (2025) 沪74执1082号 | 被执行人 | 得仕股份有限公司 | | | 姐积机构代码 | 9131000079 *** 211D | 疑似申请执行人 1 | | | | 执行标的(元) 1 | 88,731,192.00 | 执行法院 | 上海金融法院 | | | 立窗日期 | 2025-08-06 | | | | 被执行近亿元 企查查显示，2025年8月6日，得仕股份被上海金融法院立案执行，执行标的为8873.1192万元。 这笔近亿元的执行款，恰与该公司一年半前领到的一张罚单金额分毫不差。 2023年12月，央行上海市分行披露的行政处罚信息显示，得仕股份因违反 ...

移卡2025年上半年业绩分析显示，尽管公司在海外扩张和AI应用方面取得进展，但核心支付业务的交 易量下滑暴露出增长乏力的隐忧。截至2025年6月30日止六个月，移卡总支付交易量为人民币11444亿 元，较去年同期下降1.9%，这一数据反映出公司在激烈的市场竞争中面临的挑战。 海外业务快速增长但规模仍显有限 移卡在海外市场扩张方面表现积极，成功获得美国MSB联邦支付牌照后，又顺利取得亚利桑那州MTL 州级支付牌照，并获得日本经济产业省批准在日本展开线上线下扫码收单业务。这些牌照的获得为公司 全球化布局奠定了基础，显示出管理层对国际市场的重视。 海外业务的财务表现确实亮眼。报告期内海外业务交易量超过人民币15亿元，已超过去年全年约11亿元 的交易量，海外支付费率达到67.0个基点，毛利率超过50%，远高于国内业务水平。海外商户单户季度 交易量也远高于国内水平，体现出海外市场的盈利潜力。 然而，需要注意的是，海外业务虽然增长迅速，但在公司整体业务中的占比仍然较小。15亿元的海外交 易量相比11444亿元的总交易量，占比不足0.15%。这意味着海外业务虽然具有较高的盈利能力，但短 期内难以对公司整体业绩产生实质性影响 ...

Core Viewpoint - The article announces a specialized training program on export control and cross-border anti-money laundering compliance, aimed at helping enterprises enhance their risk identification and prevention capabilities in a complex global regulatory environment [2][3]. Training Content - **Export Control and Economic Sanctions** - Review of global export control and economic sanctions hotspots, analysis of the current situation, and future trends [2] - Overview of China's Export Control Law, including its jurisdiction, measures, and legal responsibilities [2] - Introduction to international export control mechanisms such as the Wassenaar Arrangement and Nuclear Suppliers Group [3] - Study of export control policies from the US and EU, including EAR, ITAR, and OFAC sanctions, and their impact on China [3] - Analysis of secondary sanctions case studies and response strategies [3] - Practical construction of export control compliance systems, including risk assessment, internal controls, training, and auditing mechanisms [3] - **Cross-Border Anti-Money Laundering and Counter-Terrorism Financing** - Analysis of the new Anti-Money Laundering Law and FATF's fifth round of international evaluation standards, focusing on the obligations of financial institutions and enterprises [3] - Practical operations for customer due diligence and transaction monitoring, including identity verification and reporting of large and suspicious transactions [3] - Screening for sanction risks and list management through compliance tools, establishing monitoring and updating mechanisms [3] - Case studies on cross-border transaction risks related to anti-money laundering and sanctions [3] - **Coordinated Compliance for Export Control and Anti-Money Laundering** - Building collaborative mechanisms and policy linkages, including regulatory agency cooperation models and dual-track compliance frameworks for enterprises [4] - Information sharing and technological integration for tracking cross-border funds and logistics, and upgrading list management systems [4] - Practical collaborative models and experiences, such as cooperation modes at the China-Vietnam border and high-risk country management in the EU [4] Target Audience - The training is aimed at personnel from local commerce bureaus, economic cooperation bureaus, financial regulatory bureaus, the People's Bank, foreign exchange administration, and related staff from free trade zones and border cooperation zones [5] - It also targets compliance, legal, risk management, international business, and card center staff from financial institutions, as well as relevant personnel from manufacturing and trading enterprises, trade associations, law firms, accounting firms, and consulting companies [5] Fees and Other Information - The training fee is set at 5,980 yuan per person, which includes teaching, materials, and venue costs [5] - Accommodation is arranged according to the Ministry of Finance's standards, with costs borne by participants [5] - Registration details and payment instructions are provided, with a deadline for registration [6]

日前，中国人民银行（以下简称"央行"）更新非银行支付机构重大事项变更许可信息，涉及传化支付有 限公司（以下简称"传化支付"）、北京高汇通商业管理有限公司、拉卡拉支付股份有限公司。 经梳理，截至8月19日，央行官网共披露了67条非银行支付机构重大事项变更许可信息。从2025年来 看，年内以"银许准予决字〔2025〕"为编号的非银行支付机构重大事项变更许可信息为6条。 传化支付主要股东变更 同时，近年来多家支付机构牌照信息"更新"，涉及支付机构公司名称变更、注册资本增加、主要出资人 变更、业务类型变更、股东持股比例变更。比如，2024年以"银许准予决字〔2024〕"为编号的非银行支 付机构重大事项变更许可信息超过40条。 其中，传化支付主要股东变更受到业界普遍关注。资料显示，传化支付为上市公司传化智联股份有限公 司（以下简称"传化智联"）旗下全资子公司。于2015年获得《支付业务许可证》，有效期至2025年12月 7日。业务类型为互联网支付、移动电话支付、预付卡发行与受理（仅限线上实名支付账户充值）。 2024年支付业务类型重新划分后，该机构业务类型调整为储值账户运营Ⅰ类、储值账户运营Ⅱ类（仅限 于线上实名支付账 ...

Group 1 - The company LeShua Payment Technology Co., Ltd. was fined 500,000 yuan for failing to fulfill due diligence obligations and related risk management measures [2] - The violation was identified under the anti-money laundering regulations, specifically Article 9, which mandates financial institutions to establish and implement customer identity recognition systems [2]

"因为日常交易监测上，在海量交易数据中，要精准识别出一些伪装成正常消费的套现行为存在技术挑战，另外异常行为拦截也难以应对不断翻 新的规避手段，尤其在跨机构、跨品牌交易追踪上。"王蓬博认为，或可通过大数据和人工智能等技术手段，通过关联分析识别同一设备、账户 或地理位置下的异常行为，动态追踪资金流通过程，提升对复杂套现链条的识别效率。 一般来说，支付机构都会强调加强商户入网实名制与经营真实性核验，推动行业共享"黑名单"与风险设备库，并探索与商业银行建立联合风控机 制。除此之外，王蓬博也强调，最根本的解决办法，还是要为线下银行卡收单机构找到第二个稳定的利润增长点，破解增长和利润问题，才能从 根本上让收单机构有动力解决套现问题，另外也需破解中小微企业和个人融资难、融资贵等方面难题，才能减少套现需求。 经深度侦查，警方锁定犯罪嫌疑人罗某，并查清其作案核心手段：罗某非法获取30余台不同品牌的POS机，以及270余张登记在他人名下的信用 卡，并非用于正常商户收款，而是通过虚构彩票消费场景，用POS机将信用卡额度转化为现金，从中牟取非法利益，涉案价值7500万元。 经审讯，罗某对其非法经营的犯罪事实供认不讳，目前案件正在进一 ...

Group 1 - Morocco's payment accounts reached 13.8 million with a transaction scale of $4.36 billion, and electronic payments increased from 23% to 26% [1] - The Central Bank of Morocco remains cautious about the promotion of digital currency, focusing on whether it can create actual use value rather than just technical capabilities [1] - International experiences are emphasized as crucial for anticipating changes and learning effective lessons in the context of digital currency [1] Group 2 - A total of 137 countries and currency unions are exploring digital currencies, covering 98% of the global economy, with 72 jurisdictions in advanced stages of development, testing, or launch [2] - Countries like the Bahamas, Jamaica, and Nigeria have achieved nationwide deployment of digital currencies, although Nigeria's eNaira has seen poor adoption with an active wallet usage rate below 1.5% [2] - The Central Bank of Morocco is conducting interoperability pilot projects with the Central Bank of Egypt, supported by the World Bank, to assess user reactions and detect technical flaws [2]

Group 1: Market Growth - Southeast Asia's e-commerce market is experiencing explosive growth, with annual sales projected to increase from $4 billion in 2012 to $184 billion by 2024 [1] - The region has a population of nearly 700 million, with a significant proportion of young consumers, and internet penetration rates exceeding 70% in most countries [4][5] Group 2: Chinese Companies' Involvement - Chinese e-commerce platforms like Lazada and TikTok Shop are expanding their presence in Southeast Asia, leveraging their ecosystems to enhance digital experiences [3][6] - Chinese businesses are transitioning from merely selling products to offering services, thereby reshaping the e-commerce landscape in Southeast Asia [3] Group 3: Consumer Behavior and Preferences - Southeast Asian consumers prefer visually appealing, low-decision, and high-repurchase products, such as beauty and personal care items, which are easily promoted through content e-commerce [5] - Approximately 75% of Southeast Asian consumers are more inclined to purchase products recommended by influencers, with TikTok being a primary channel for influencer marketing [7] Group 4: Infrastructure Development - Logistics and payment infrastructures are improving, with companies like Cainiao and SF Express establishing operations in Southeast Asia to enhance logistics efficiency [9][10] - The electronic payment penetration in Southeast Asia has surpassed 50%, with mobile payments in Thailand projected to account for 55% of e-commerce transactions by 2024 [10][11] Group 5: Challenges and Opportunities - Despite the growth in electronic payments, many consumers still prefer cash on delivery due to a lack of credit systems and low card issuance rates [11] - Chinese payment service providers are capitalizing on the opportunity to address payment challenges in Southeast Asia, offering localized services to facilitate cross-border transactions [12]

Group 1: Market Growth and Trends - Southeast Asia's e-commerce market is experiencing explosive growth, with annual sales projected to rise from $4 billion in 2012 to $184 billion by 2024 [1] - The region has a population of nearly 700 million, with a significant proportion of young consumers, and internet penetration rates exceeding 70% in most countries [2] - Indonesia, Thailand, and Vietnam are leading in e-commerce consumption growth, with consumers favoring visually appealing and easily purchasable products [3] Group 2: Role of Chinese Companies - Chinese companies are increasingly collaborating with local e-commerce platforms to enhance shopping experiences and establish logistics and payment services [1][2] - The shift from "selling products" to "selling services" is evident as Chinese firms adapt to local market needs and preferences [1] - Chinese sellers leverage their supply chain advantages to become a dominant seller group on Southeast Asian e-commerce platforms [3] Group 3: Technological Advancements - Lazada is at the forefront of applying AI in Southeast Asia's e-commerce, enhancing user experience and operational efficiency through personalized recommendations [4] - The rise of live streaming and short videos as new consumer entry points is reshaping shopping behaviors in the region [5] - Approximately 75% of Southeast Asian consumers prefer products recommended by influencers, with TikTok being a primary channel for influencer marketing [6] Group 4: Infrastructure Development - The logistics landscape in Southeast Asia is evolving, with Chinese logistics companies establishing a presence to meet growing demand [8][9] - JD Logistics continues to focus on overseas warehouse services, significantly reducing shipping times for e-commerce [9] - Electronic payment adoption is increasing, with over 50% penetration in Southeast Asia, although cash transactions remain prevalent due to various barriers [10] Group 5: Payment Solutions - Companies like PingPong are addressing payment challenges in Southeast Asia by providing localized services and facilitating cross-border payments for e-commerce businesses [11] - The collaboration between Chinese payment service providers and local networks is enhancing payment infrastructure and efficiency in the region [11]

Group 1 - Hubei Fubei Technology Co., Ltd. has completed a Pre-A round financing of 50 million RMB, exclusively invested by Guan Feng Capital [1] - Fubei Technology focuses on lightweight upgrades of digital payment infrastructure, utilizing a "payment as a service" model to allow small and medium-sized merchants to quickly implement personalized payment solutions [2] - The CEO of Fubei Technology stated that the funds will be split into two parts: one half for optimizing algorithms and compliance for the next-generation distributed payment gateway, aiming to increase transaction success rates by 2 percentage points; the other half for establishing 200 localized service stations in third and fourth-tier cities [3] Group 2 - Guan Feng Capital is attracted to Fubei's technological depth in the aggregation payment sector and its replicable business model, which combines banking-level risk control with internet product thinking [3] - Recent policy support from the central bank and five ministries encourages the payment industry to empower small and medium-sized merchants, indicating a favorable policy environment for Fubei Technology [3] - The founder of Shandao Venture Capital expressed confidence in Fubei's long-term service and technology focus, highlighting the entrepreneurial spirit in a competitive market [3]