指引规定，养老机构专用存款账户出现大额交易、可疑交易、高风险交易、非指定用途交易等资金异常 流动情形的，除办理退费外，存管银行不得为其办理支出，同时向负责监管的民政部门作出风险提示。 （文章来源：人民日报） 为保障老年人合法权益，民政部、金融监管总局近日印发《养老机构预收费存管工作指引》，进一步加 强养老机构预收费监管，健全商业银行第三方存管制度。 指引明确，预收费专用存款账户是指养老机构在商业银行开立的，用于存放、管理向老年人预收的押 金、会员费，以及按照规定留存的风险保证金的专用账户。养老机构撤销专用存款账户的，应当预先向 负责监管的民政部门报告存管资金处置等方案，自报告之日起，不得再向老年人收取押金、会员费。 指引要求，养老机构原则上通过存管银行收取押金、会员费。通过其他支付机构或者现金收取的，应当 于收取当日（至迟次日）划转或者存入专用存款账户。存管资金用于支付突发情况下老年人就医费用 的，存管银行可以容缺办理，养老机构应当于老年人就医后7个工作日内补齐相关佐证材料。应当退费 的，养老机构应当及时向存管银行提交退费申请，存管银行核对相关信息后，应当于退费申请提交当日 （至迟次日）按原渠道一次性退还剩余 ...

Core Viewpoint - The provincial food safety office, along with eight industry associations, has initiated a proposal to encourage companies to establish internal reporting reward mechanisms for food safety risks [1] Group 1: Industry Associations Involved - Eight provincial industry associations are involved, covering sectors such as agricultural product cultivation, food production, catering, transportation, storage, and elderly care [1] - The associations aim to act as a bridge to guide member units in implementing internal reporting systems [1] Group 2: Internal Reporting Reward Mechanism - The proposal includes integrating an internal reporting reward system into the core management framework of companies [1] - Employees who proactively report food safety risks will receive rewards [1] - By the end of 2025, companies are expected to establish a suitable internal reporting reward system [1] Group 3: Reporting Channels and Incentives - Companies are encouraged to register accounts in the national food safety whistleblower system and provide accessible reporting channels for employees [1] - Special funds will be allocated from operating costs to reward employees reporting food safety risks, with a tiered reward system based on the severity of the reported risks [1]

养老机构使用存管资金，应当向存管银行发起支出申请，说明资金用途，并提供有关佐证材料。存管资 金用于支付突发情况下老年人就医费用的，存管银行可以容缺办理，养老机构应当于老年人就医后7个 工作日内补齐相关佐证材料。 存管银行应当履行存管资金的管理责任，不得向养老机构收取额外的服务费用。存管银行应当开发用于 归集养老机构资金收取、使用等信息的养老机构账户管理系统，并与民政部门信息系统实现数据对接， 及时向负责监管的民政部门推送养老机构专用存款账户资金收取、使用、退费等信息及相关分析报告， 不得隐瞒、欺骗、篡改、拖延等。 存管银行应当关闭养老机构专用存款账户网银交易，全部交易通过柜面或者存管银行开发的专用存管平 台进行。养老机构每次发起支出申请，存管银行应当进行支出后余额试算。试算发现支出后余额将低于 风险保证金最低比例对应金额的，应当提示养老机构补足风险保证金。 《指引》指出，养老机构应当在民政部门公布的本地区承接预收费存管业务的商业银行名单范围内，自 主选择一家银行开立唯一预收费专用存款账户，并按照有关规定签订存管协议。养老机构撤销专用存款 账户的，应当预先向负责监管的民政部门报告存管资金处置等方案，自报告之日起 ...

养老机构使用存管资金，应当向存管银行发起支出申请，说明资金用途，并提供有关佐证材料。存管资 金用于支付突发情况下老年人就医费用的，存管银行可以容缺办理，养老机构应当于老年人就医后7个 工作日内补齐相关佐证材料。 存管资金的退还 对符合养老服务协议约定和按照规定应当退费的，养老机构应当及时向存管银行提交退费申请，存管银 行核对相关信息后，应当于退费申请提交当日（至迟次日）按原渠道一次性退还剩余费用。 资金异常流动情形 养老机构专用存款账户出现大额交易、可疑交易、高风险交易、非指定用途交易等资金异常流动情形 的，除办理退费外，存管银行不得为其办理支出，同时向负责监管的民政部门作出风险提示。其中，涉 及大额交易、可疑交易、洗钱等情形的，同步报告所在地人民银行分支机构；涉及非法集资的，同步报 告地方处置非法集资牵头部门和所在地国务院金融管理部门分支机构、派出机构。 民政部、金融监管总局日前印发《养老机构预收费存管工作指引》，进一步加强和规范养老机构预收费 监管，健全存管规则，保障老年人合法权益。 专用存款账户的开立、变更和撤销 两部门要求，养老机构应当在民政部门公布的本地区承接预收费存管业务的商业银行名单范围内，自主 ...

《规范》不仅明确了嵌入式养老机构在设立条件、场景设置、安全保障等方面的硬件标准，也细化了服 务内容与流程的软性要求。比如，在数字化管理方面，《规范》指出要利用数字化手段，为机构安装智 能设备，并统一部署智慧养老系统，通过构建智慧助餐、健康管理和无感检测场景，让老人享受到更优 质、更智慧的养老服务。 通过标准化引导，《规范》将助力机构精准匹配老年人多元化需求，有效缓解"养老难、离家远"的现实 困境，着力打造"家门口的养老乐园"，让老年人在社区内即可享受有品质、有温度的养老服务。 商报讯(记者熊依琳通讯员贾汉波)随着人口老龄化趋势加剧，发展普惠性、整合式养老服务成为社会关 注重点。如何规范管理嵌入式养老机构？ 近日，由杭州市滨江区民政局牵头，联合西兴街道、长河街道、浦沿街道办事处及浙江省产品与工程标 准化协会等多家单位共同制定的《嵌入式养老机构建设与管理规范》(T/ZS0748—2025)(以下简称《规 范》)正式发布。该标准聚焦浙江省嵌入式养老机构建设与管理的现实需求，填补了相关领域的规范空 白，为机构规范运营提供核心依据。 此次发布的《嵌入式养老机构建设与管理规范》涵盖基本要求、机构设置、建设标准、服务管理、 ...

Core Viewpoint - The competition among elderly care institutions in China is intensifying, with some institutions improving service quality to attract consumers, while others resort to price wars at the expense of service quality [1][3][14]. Group 1: Market Dynamics - The Chinese elderly care market is experiencing profound changes, with a significant increase in the number of elderly care institutions and bed availability, leading to heightened competition [14][15]. - The average occupancy rate of elderly care institutions in China is low, not due to a lack of demand, but rather a mismatch between resources and actual needs [9][10]. - The entry of new service providers, particularly from the insurance and real estate sectors, is contributing to a trend of "state-owned enterprises advancing while private enterprises retreat" in the elderly care industry [15]. Group 2: International Perspective - The French company, Orpea, has been actively participating in the China International Import Expo, viewing it as a significant opportunity for international business exchange [2]. - Orpea has established a stable local team in China, combining French cultural background with local market understanding, which is crucial for long-term operations [6]. - The Chinese elderly care market presents both opportunities and challenges for foreign enterprises, with a call for continued government support for foreign investment in the sector [2][6]. Group 3: Service Quality and Regulation - The service quality in elderly care institutions varies significantly, with some institutions focusing on high-quality services while others compromise quality for lower prices [3][14]. - In France, the elderly care system is well-regulated, with a clear path for elderly residents transitioning from home care to institutional care, ensuring a comprehensive ecosystem involving government, community, and healthcare providers [7]. - The Chinese government is working to optimize and improve the elderly care service system, aiming to establish a path suitable for China's unique context [8]. Group 4: Strategic Planning - Orpea plans to expand its brand and management model across China, leveraging its established management system developed over the past decade [16]. - The company has been conducting professional training courses for domestic peers, promoting knowledge sharing and collaboration within the industry [16].

Core Insights - The 13th Jiangsu International Elderly Care Expo (referred to as "Old Expo") is being held from October 29 to 31 in Nanjing, attracting nearly 500 enterprises from home and abroad to showcase innovations in smart elderly care and rehabilitation aids [1][3] - The theme of this year's expo is "Su Suitable Elderly Care, Renew Enjoyment of Aging," with an exhibition area of 30,000 square meters featuring eight major exhibition zones [1][3] - The event highlights the increasing demand for elderly care services in Jiangsu, which has entered a moderately aging society, with projections indicating that by the end of 2024, the population aged 60 and above will reach 21.75 million, accounting for 25.5% of the total population [3] Industry Overview - The expo features a variety of smart elderly care products, including intelligent nursing devices and remote monitoring systems, showcasing the deep integration of technology and elderly care services [3] - A total of 15 supporting activities are scheduled during the expo, including the third Silver Economy Entrepreneurs Conference and the "Smart" Elderly Care Industry Summit, aimed at promoting industry collaboration and sharing cutting-edge ideas and practices [3] - The expo introduces a "combined exhibition and competition" format, hosting a skills competition for elderly care workers on-site, and emphasizes regional cooperation by attracting nearly 100 enterprises from South China [3]

Core Insights - The number of centenarians in Hangzhou has reached 1,929 as of September 2023, reflecting a significant increase of 215 individuals compared to the same period in 2022, indicating a growing elderly population in the region [1] - The increase in centenarians is attributed to various factors including economic development, improved living conditions, healthcare advancements, and positive lifestyle choices among the elderly [1] Group 1: Demographics and Statistics - Hangzhou has a total of 1,929 centenarians, with a gender ratio of 1:2.2, and the number has tripled from 648 in 2016 [1] - The districts with the highest number of centenarians are: Shangcheng District (369), Xiaoshan District (312), Gongshu District (305), Xihu District (237), and Fuyang District (151) [1] Group 2: Healthcare and Social Services - The city has established a comprehensive social security system that provides stable living guarantees for the elderly, with increasing pension standards for both urban and rural residents [1] - Hangzhou has built 224 elderly care institutions with 33,000 beds, over 2,900 home care service centers, and 2,400 senior dining halls, creating a "15-minute happiness elderly care service circle" [2] Group 3: Lifestyle and Health Factors - A survey indicated that most centenarians avoid smoking and drinking, with one-third engaging in regular exercise, and nearly 80% maintaining a light diet rich in fresh vegetables [2] - Over half of the centenarians consume fresh meat and soy products regularly, while nearly half rarely eat pickled or sugary foods [2]

Core Insights - Shandong province has the highest elderly population in China, with 24.62% of its population aged 60 and above, totaling 24.82 million by the end of 2024 [2] - The province is actively working to create an elderly-friendly society and improve services for the aging population, leading the nation in addressing population aging [2] Summary by Categories Elderly Population Statistics - By the end of 2024, Shandong will have 24.82 million people aged 60 and above, representing 24.62% of the total population [2] Pension and Social Security - Shandong is enhancing its social security system, implementing nationwide enterprise pension insurance, and expanding basic pension insurance coverage [2] - The province has included 59.1 million elderly individuals in minimum living security and 29.2 million in special hardship assistance [2] Elderly Care Services - Shandong has established a multi-tiered elderly care service system, with 1,631 recognized inclusive elderly care institutions, accounting for 60% of the total [3] - By September 2025, the total number of elderly care institutions is expected to reach 2,731, with nursing beds making up 76.4% [3] - The province has developed 24,000 community elderly care facilities and 86,000 family elderly care beds [3] Health Support for the Elderly - A comprehensive elderly health service system is being built, with 96.5% of public hospitals above the secondary level having geriatric departments [4] - There are 1,125 integrated medical and elderly care institutions in the province, with over 330,000 beds [4] - The province has implemented home modifications for 15.8 million elderly individuals to support those with disabilities or dementia [4] Promotion of Elderly-Friendly Environment - Shandong has created 160 national model elderly-friendly communities and registered over 3.6 million elderly volunteers [4] - The province conducts annual "Respect for the Elderly Month" activities to promote awareness and engagement [4] Support for Silver Economy - The province is prioritizing the medical and health industry as part of its "Ten Strong Industries," with 98 projects totaling 68.5 billion yuan included in the 2025 development plan [5] - Shandong is one of the first provinces to issue subsidies for elderly care services, distributing 277,000 service vouchers and 135 million yuan in subsidies, benefiting 224,400 individuals [5]

Group 1 - The core viewpoint of the articles highlights the increasing aging population in Changzhou, with the elderly population expected to reach 1.2947 million by the end of 2024, accounting for 24.04% of the total resident population, indicating a deepening aging trend [1][2] - Changzhou is implementing policies to enhance elderly care, including raising the basic pension for urban and rural residents to 490 yuan per month and distributing approximately 110 million yuan in respect funds to benefit many elderly individuals [1][2] - The city has established a comprehensive elderly care service network, with over 22,000 beds available in 109 elderly care institutions, and 95% of these are operated by social forces, alongside community-based services covering over 150,000 elderly individuals [1][2] Group 2 - The health service system for the elderly is being optimized, with 122 elderly-friendly medical institutions established and a "zero waiting" policy for seniors over 80 years old, benefiting 312,000 individuals [2] - Changzhou is fostering the silver economy by developing new industries such as rehabilitation aids and smart elderly care, with 7 products selected for national promotion [2] - The city has also focused on cultural and educational activities for the elderly, achieving a 32% participation rate in community education programs and providing over one million training sessions through "smart elderly assistance" initiatives [2][3]