Group 1 - The article discusses the financial difficulties faced by the Shenzhen-based gold trading platform "Yun Dian Dang," which has encountered issues similar to those of "Jie Wo Rui," leading to significant cash flow problems due to difficulties in recovering funds from hedging operations [3][5] - Users have reported that they are unable to withdraw their gold assets and balances from the platform, prompting the company to announce a registration process for users to choose a repayment plan [3] - The company has stated that the cash flow issues are exacerbated by industry panic, resulting in a concentrated run on withdrawals [3] Group 2 - The article mentions that the trading model of "Yun Dian Dang" is similar to that of "Jie Wo Rui," utilizing a price recovery mechanism and allowing for high leverage trading, which poses risks associated with low margin and speculative trading [5] - The article highlights the recent appointment of Li Qiangqing as the general manager of Kweichow Moutai's sales company, indicating a significant leadership change in a major player in the liquor industry [6] - It notes that Kweichow Moutai's sales revenue is projected to exceed 1.459 billion yuan and 1.105 billion yuan in the first three quarters of 2024 and 2025, respectively [6]

来源：喜娜AI 金融市场瞬息万变，投资与经济政策深刻影响全球。我们为您带来昨夜今晨的财经新闻，涵盖股市动 态、经济数据、企业财务和政策更新，帮助您全面把握金融世界。 黄金价格再狂泻，实探北京金店：饰品金价2小时下降近50元/克 专家提醒"摒弃投机" 2月2日，现货黄金价格再度深跌。在北京天雅珠宝城，饰品金价在午间两小时内每克下跌近50元。现场 商家对"卖金"时机看法不一，市场买卖热度高涨。专家指出，六大行近期调整黄金业务并提示风险，揭 示了当前黄金交易存在多重叠加风险，价格受国际因素影响波动剧烈，短线操作容错率极低。建议普通 投资者应摒弃投机心态，选择正规渠道，进行理性资产配置并严格控制风险。 杰我睿兑付折上折、云点当遭连续挤兑，黄金平台陷"多事之秋" 近期，杰我睿与云点当两家黄金交易平台相继陷入兑付危机。杰我睿虽启动清算并陆续兑付，但部分消 费者遭遇兑付额度被大幅缩减甚至"折上折"的困境。云点当则因连续挤兑，推出分期、一次性打折及等 待全额兑付等多种方案。分析指出，此类平台常采用预定价或高杠杆交易模式，风险极高。专家建议投 资者应审慎选择兑付方案、固定证据，并务必选择持牌正规机构进行黄金投资，远离资质不明平 ...

Group 1 - On the first day of the Spring Festival travel rush, the national railway is expected to send 12 million passengers, with a total of 540 million passengers expected during the travel period from February 2 to March 13, 2026, representing a 5% year-on-year increase [2][5] - The Shanghai Gold Exchange announced adjustments to the margin levels and price limits for silver deferred contracts due to significant price volatility, increasing the margin from 20% to 26% and adjusting the price limit from 19% to 25% [2][5] - The regulatory authorities have taken swift action against the marketing irregularities of certain fund companies, leading to the complete removal of "real-time fund valuation" features that mislead investors [2][5] Group 2 - On the first day of the Spring Festival, China Eastern Airlines commenced regular commercial flights for its domestically produced C919 aircraft on the Shanghai-Zhuhai route, with a total of 14 C919 aircraft operating 18 routes [4][5] - The South Korean stock market experienced a significant drop, with the KOSPI index falling over 5%, triggering a trading halt for 5 minutes [6] - Japan reported successful extraction of rare earth-containing mud from a depth of 6000 meters in the Pacific Ocean during a deep-sea drilling operation [6] - Citigroup warned that gold valuations have reached extreme levels, with global gold expenditure as a percentage of GDP soaring to 0.7%, the highest in 55 years, indicating potential risks of a price drop if the allocation ratio returns to historical norms [6]

作者丨 张乾乾 李小白 王天昱 来源丨凤凰网《风暴眼》 1月28日，张开阳刚把200克黄金用气泡膜仔细包好、装进盒子，等着顺丰上门取件，一个来自96110的电话突然打了进来。 电话那头的工作人员告诉她，她正在交易的平台账户被举报存在问题，要求她立即停止交易，并尽快拿回已转进该平台的资金。 96110是官方反诈专用号码，张开阳不敢怠慢。她试着联系那家名叫"云点当"的客服，对方称不了解情况，让她直接联系老板"勇哥"。勇哥在电话里 听完她的讲述，笑了，安慰她说平台一切正常。要退款也没问题，只是按照公司财务流程，要等到下午4点才能处理。在张开阳的坚持下，两人加了 微信，勇哥通过微信个人账号向她退还了1.2万元。 紧接着不久， "云点当"的小程序已经无法打开。张开阳还有8000块定金被锁在平台里——那正是她向平台出售200克黄金的交易担保。 这是深圳水贝继 "杰我睿"之后，又一家出现兑付异常的黄金平台。和"杰我睿"模式有相似之处，用户可以在"云点当"上买卖黄金，其核心规则是： 提交订单时锁定实时金价（例如1000元/克），等平台收到实物黄金后，无论市场金价如何变化，都必须按约定价格结算。 如果用户未按时寄出黄金，平台则 ...

"兑付金额折上折，这种方案我绝对不可能接受"，有消费者表示。 北京寻真律师事务所律师王德悦指出，针对杰我睿的兑付危机，消费者应避免签署任何刑事谅解书或保 密协议，以防放弃法律追责的权利。同时，应立即固定交易凭证、沟通记录等证据，通过集体报案推动 刑事立案，从而追回损失。 又一家平台出现兑付困难 深圳市杰我睿珠宝有限公司（以下简称"杰我睿"）出现兑付困难已逾半月之久，2月2日，北京商报记者 从多位消费者处了解到，有部分前期已签订协议的消费者已收到杰我睿的兑付资金，但也有消费者反馈 正面临兑付额度大幅缩减、兑付事宜停滞不前的困境；与此同时，另一家贵金属交易平台云点当也因资 金挤兑出现兑付困难，先后两次调整兑付方案，推出分期、一次性打折及等待全额兑付三种选择。分析 人士建议，消费者应审慎选择兑付方案、固定相关证据，避免遭受二次损失。 杰我睿本金折上折 备受关注的杰我睿兑付事件正在迎来新进展。1月28日杰我睿上线清算流程，针对兑付问题明确采取分 期兑付或一次性打折的方式进行处理。1月31日，深圳罗湖区工作专班通报杰我睿经营异常事件称，杰 我睿已启动兑付。2月2日，北京商报记者了解到，目前已陆续有消费者收到兑付款。 事 ...

红星资本局2月2日消息，水贝又一金店陷入"兑付危机"。 近日，有投资者在社交平台反馈，一家线上黄金平台"云点当"出现了兑付异常的情况，金料和余额无法 提现。一名投资者向红星资本局表示，目前"云点当"微信小程序已无法打开。另一名投资者表示，自己 还有约4000元资金在"云点当"账户中无法提现。 2月2日，红星资本局致电上述公告中的6位"云点当"兑付协调负责人，所有号码均处于无法接通状态。 此前，水贝金店杰我睿出现"兑付危机"。1月28日，红星资本局报道，多名投资者表示，自1月19日起， 杰我睿线上平台就已无法正常提现和提取实物黄金。 1月31日，深圳罗湖区工作专班发布情况通报，通报显示，在工作专班督促下，杰我睿公司处置资产、 筹集资金，已启动兑付。在工作专班监督下，杰我睿公司已委托第三方专业机构对公司经营情况进行审 计。初步结果显示，网传金额明显夸大。 天眼查App显示，"云点当"的关联主体为深圳市云点当网络科技有限公司，成立于2024年，工商注册地 址显示其位于罗湖水贝社区。 图片由受访者提供 "云点当"称，每天将设定兑付额度，将优先转账已签订《和解协议》的提现。红星资本局注意到，上述 公告中贴出一张二维码， ...

北京时间2月2日早间，现货黄金、白银跳水，现货白银盘初一度大跌超7%，现货黄金一度大跌近4%，截至发稿， 跌幅分别为3.43%、6.67%，分别报4727.22美元/盎司，79.57美元/盎司。 前一交易日，贵金属市场遭遇史诗级暴跌，Wind数据显示，截至上周五收盘，现货黄金暴跌9.25%，报4880.034美 元/盎司，盘中一度暴跌12.92%，最低触及4682美元/盎司；现货白银价格盘中一度暴跌35.89%，最终收跌26.42%， 报85.259美元/盎司；COMEX白银期货暴跌25.5%，报85.25美元/盎司，1月份累涨20.10%。 关于兑付异常，现场工作人员告诉记者，公司在"杰我睿"等平台上有对冲操作，受此影响，公司目前出现较大的 现金缺口。 云点当在一份2026年1月31日的公告中表示，"近期，受行业个别平台风险事件波及，导致我司资金流动性出现一 定的挤兑。我司对某两家公司的相关款项，目前回收困难。尽管短期内回收希望渺茫，但我们已将该债权情况向 政府相关部门完成报备，并保留一切法律追索权利。" 提供"延期兑付""折价兑付"等方案 在云点当现场，多张公告贴于墙面，其中包括一份"关于电子签约和兑付的 ...

Core Viewpoint - The "Yun Diandang" platform is experiencing liquidity issues and has announced difficulties in cash withdrawals due to the impact of recent industry risks, particularly following the "Jie Wo Rui" incident [1][2]. Company Summary - "Yun Diandang" has acknowledged a liquidity squeeze caused by the inability to recover funds from two related companies, despite reporting the situation to government authorities and retaining legal rights for recovery [1]. - The company is still operational and has urged users not to believe rumors regarding its status [2]. - Users are being offered three repayment options starting February 1, 2026: 1. Option A: 100% repayment in six installments, with 1/6 paid by the 5th of each month [4]. 2. Option B: 40% repayment in a lump sum within three working days [5]. 3. Option C: Wait for one to two months for full repayment without signing any agreements [6]. Industry Summary - The crisis in the gold redemption sector is linked to the "pre-set price" model, which operates on high-leverage gold speculation without physical backing [10]. - The model allows users to place orders at a fixed price regardless of market fluctuations, leading to significant risks [10]. - The "Yun Diandang" platform has been flagged for "violations" and is suspected of fraudulent activities, while other platforms like "Rong Tong Jin" have also been suspended for non-compliance with operational content [8][9]. - The industry has faced scrutiny, with multiple companies in the gold jewelry sector being investigated for similar issues [11].

来源：智通财经 "杰我睿"之后，水贝又有黄金交易平台出现兑付异常。 近日，多名用户反馈"云点当"平台无法正常打开，里面的黄金存料、余额无法正常提现。 云点当的关联主体为深圳市云点当网络科技有限公司。2月1日下午6时许，智通财经记者以用户身份到 达该公司线下地址，办公室内有数名工作人员，其告诉智通财经记者，可以于明日工作时间来此登记信 息，并选择具体的兑付方案。 关于兑付异常，现场工作人员告诉智通财经记者，公司在"杰我睿"等平台上有对冲操作，受此影响，公 司目前出现较大的现金缺口。 云点当在一份2026年1月31日的公告中表示，"近期，受行业个别平台风险事件波及，导致我司资金流动 性出现一定的挤兑。我司对某两家公司的相关款项，目前回收困难。尽管短期内回收希望渺茫，但我们 已将该债权情况向政府相关部门完成报备，并保留一切法律追索权利。" 提供"延期兑付"、"折价兑付"等方案 在云点当现场，多张公告贴于墙面，其中包括一份"关于电子签约和兑付的公告"。 同时，公告提供了一个二维码，支持在线电子签约《和解协议》。智通财经记者扫码进入了一个主题 为"云点当和解协议电子签"的签署链接，发起方为深圳市云点当网络科技有限公司， ...

Core Viewpoint - The Hong Kong SAR government has signed a cooperation agreement with the Shanghai Gold Exchange, marking a new milestone in the deepening collaboration between the gold markets of Hong Kong and Shanghai [1] Group 1: Cooperation Agreement - The agreement establishes a high-level governance structure for the Hong Kong Gold Central Clearing System, with the Financial Secretary of Hong Kong serving as the chairman and a representative from the Shanghai Gold Exchange as the vice-chairman [1] - The system is expected to begin trial operations within the year, aiming to enhance the efficiency of the clearing platform and align it with international standards [1] Group 2: Infrastructure and Market Connectivity - The agreement includes plans to explore physical infrastructure collaboration and market connectivity, leveraging the Shanghai Gold Exchange's physical warehousing management system to provide storage services for local and international market participants [2] - Hong Kong plans to establish gold storage facilities at the airport, with an expected capacity exceeding 2,000 tons within three years, surpassing the storage capacity of most central banks [2] Group 3: Investment Encouragement - The Hong Kong government aims to encourage more investors to hold gold, leveraging its status as a financial center, with over 2,700 family offices, nearly 900 of which have wealth exceeding $100 million [2] - Legislative proposals will be submitted to include precious metals in the tax incentive investment scope for relevant funds and family offices [2] Group 4: Central Bank Support - The central bank has announced support for the development of the Hong Kong gold market, enhancing the functionality of the offshore RMB market [3] - Hong Kong, as the largest offshore RMB business center, handles over 75% of global offshore RMB payment settlements, with RMB deposits around 1 trillion yuan [3]