中国经济网北京6月25日讯 福州市住房和城乡建设局网站6月24日发布了福州市住房和城乡建设局关于招商银行股份有限公司福州分行预售资 金监管未履责整改的通报。 通报显示，福州市"保交楼"项目世茂云浦公馆（世茂云境），在招商银行股份有限公司福州分行（以下简称招商银行福州分行）设立预售资 金监管账户（开户行：招商银行福州分行营业部）。因项目保交楼相关工作未完成，参建单位部分工程款尚未支付，购房人办证开票税款未缴 纳，福州市住房和城乡建设局提前函告要求该行加强预售资金监管账户监管、避免监管资金被划扣（根据最高【2022】12号文件精神），但在安 商房回购款1.3亿元进入监管账户不到1个小时该行已协助法院对监管账户所有资金完成划扣（保交楼项目预售资金监管账户可司法冻结、不可划 扣）。 福州市住房和城乡建设局于2025年1月对该行进行通报并要求整改，同时福州市住房和城乡建设局亦积极协调市中级人民法院，并多次函告法 院"云浦公馆"属于保交楼项目，项目未完税以及该项目已确认可支付的相关工程款信息。但法院执行账户中的1.3亿元资金，仍被华润深国投信托 有限公司（与项目公司签订《融资合同》提供债权融资）等公司申请执行全部划扣。 ...

Core Insights - The trust industry has entered a phase of quality improvement and restructuring after ten years of high growth, with 62 trust companies disclosing their 2020 annual reports [1] - The report from Yunnan Trust indicates that under favorable policies and proactive transformation, the scale of securities investment trusts has increased significantly [1][3] - The industry is facing challenges with a notable decline in net profit, despite 60% of companies reporting an increase in net profit [2] Industry Overview - In 2020, the scale of securities investment trusts reached 2.26 trillion yuan, a year-on-year increase of 15.44%, accounting for 13.87% of the total [1][3] - The total revenue from trust business for 62 companies was 83.283 billion yuan, reflecting a year-on-year growth of 5.76% [1] - The net profit for the industry in 2020 was 47.590 billion yuan, a decrease of 10.11% from 52.945 billion yuan in 2019, marking the end of a growth trend [2] Business Segment Analysis - The scale of industrial and commercial enterprise trusts decreased significantly to 4.96 trillion yuan, a decline of 9.64% compared to 5.49 trillion yuan in 2019 [2] - Financial institution trust investments fell to 1.98 trillion yuan, down 20.76% year-on-year, indicating a tightening regulatory environment [3] - The report highlights a shift towards family trusts, asset securitization, and service trusts as emerging opportunities for growth in the industry [4] Strategic Insights - The report emphasizes the importance of proactive management and strategic clarity for trust companies to navigate the current regulatory landscape [3][4] - Companies that are clear in their development strategies and have strong business layouts are positioned in the leading tiers of the industry, while those lacking innovation face significant challenges [3] - The development of asset securitization is gaining traction, supported by regulatory policies and increasing interest from financing parties and investors [4]

Core Viewpoint - *ST Shuangcheng has filed a lawsuit against Zhongrong International Trust due to overdue trust products, with a total amount of 51.98479 million yuan involved, highlighting ongoing issues in the trust product market and the financial strain on companies relying on these investments [2][3][4]. Company Summary - *ST Shuangcheng has initiated legal proceedings against Zhongrong International Trust for overdue payments related to two trust investments totaling 51.98479 million yuan, which includes principal and interest [2][3]. - The company invested 20 million yuan in a trust product with a 7.0% annualized expected return and 30 million yuan in another product with a 6.2% return, both of which have not been repaid as scheduled [3]. - The overdue amounts include 20 million yuan and 105.479452 thousand yuan due by September 29, 2023, and 30 million yuan and 93 thousand yuan due by October 18, 2023 [3]. - The lawsuit seeks full repayment of the overdue amounts along with interest losses calculated based on the Loan Prime Rate (LPR) [3]. Financial Impact - The overdue trust funds represent over 60% of *ST Shuangcheng's total revenue of 84.1221 million yuan for the first half of the year, exacerbating the company's financial difficulties [4][5]. - The company reported a net loss of 18.4666 million yuan in the first half of the year, which has increased compared to the previous year's loss [4][5]. - The inability to access these funds may hinder the company's ability to procure raw materials, invest in research and development, or repay debts, potentially leading to a chain reaction of financial issues [5]. Industry Context - Since 2023, multiple companies have faced similar issues with Zhongrong Trust products, indicating a broader trend of overdue payments affecting various firms [2][6]. - The trust industry is currently undergoing significant challenges, with many companies experiencing overdue products and financial strain, prompting a reevaluation of the risks associated with trust investments [10][11]. - The trend of companies relying on trust products has been declining due to regulatory changes and deteriorating asset quality, with a notable decrease in the number of companies investing in trust products in recent years [9][10].

Core Viewpoint - The implementation of trust property registration trials across various regions in China aims to enhance the independence of trust assets, promote standardized operations by trust institutions, and protect the legal rights of trust parties [1][2]. Group 1: Trust Property Registration Trials - Xiamen has initiated a pilot program for real estate trust property registration, defining the scope, types, and processes for registration over the next year [1]. - Hangzhou has introduced a systematic registration rule for equity charitable trusts, providing a clear path for the establishment and management of such trusts [1][2]. Group 2: Impact on Trust Industry - The trial registration systems are expected to activate approximately 30 trillion yuan of trust assets, with the total trust asset scale projected to reach 29.56 trillion yuan by the end of 2024, reflecting a year-on-year growth of 23.58% [2]. - The lack of a comprehensive trust registration system has hindered information disclosure and the identification of trust property rights, which the new initiatives aim to address [2]. Group 3: Recommendations for Improvement - Experts suggest that the expansion of the real estate trust registration system should lead to the design and improvement of related policies, including non-transactional transfer systems and trust tax policies, to facilitate efficient capital flow [3]. - There is a call for the revision of trust laws to clarify their relationship with existing real estate registration regulations, ensuring a cohesive legal framework [3].

Core Viewpoint - The company, Shaanxi Guotou A, emphasizes a steady approach while seeking progress in its operations for the first half of 2025, focusing on business transformation and risk management [2] Group 1 - The company plans to enhance its main business transformation and innovation efforts [2] - There will be an adjustment in the business structure to improve operational quality and efficiency [2] - The company aims to effectively prevent risks to ensure safe and stable operations [2]

Group 1 - The core point of the article is the appointment of Mr. Ye Zhixiang as the Chief Financial Officer of Wuzhong Capital, approved by the company's board committees [2] - Wuzhong Capital's revenue composition for the year 2024 is as follows: leasing companies account for 39.12%, trust companies for 23.33%, futures companies for 21.06%, securities companies for 14.49%, and other businesses for 2.0% [2]

近日，北京信托携手华夏银行北京分行，聚焦特殊人群，创新性地升级推出——北京市首单普惠型"特殊委托人+养老直付+双监察人"特殊需要信托。 该信托通过合理的受托支付机制、信托利益分配机制和监察复核机制设计，为有特殊需要的委托人提供了可持续的养老生活保障，为解决社会特殊群体生活保障与养老难题提供了有益借鉴和示范 该信托委托人系患双相情感障碍、轻度认知障碍的老年人，北京市朝阳区人民法院已宣告委托人为限制民事行为人，并指定委托人的妹妹作为其监护人。根据民法典及信托法的相关法律规定及释 该信托初期信托财产为30万元，属于普惠型产品，后续将每年追加退休工资及变现房产至信托财产。该信托以委托人为第一顺序受益人，将信托资金锁定全生命周期、全方位的养老场景：通过个 考虑到委托人为限制民事行为能力人，结合委托人意愿，本信托采用了"自然人监察人+机构监察人"的双监察人复核机制，即同时聘请委托人妹妹和北京市道可特律师事务所对信托的运行进行监 一直以来，北京信托和华夏银行聚焦解决"民生痛点"，立足首都金融国企定位，充分发挥信托制度优势，积极探索"养老+金融+生态圈服务"创新金融服务模式。该信托的推出，是北京信托和华 展望未来，北京信托和 ...

据公告披露，*ST双成分别于2022年9月和2023年4月分两次购买中融信托理财产品，累计投资金额达5000万元。然而，这些理财产品均已出现逾期，仅兑付 了部分利息款，剩余本金及利息尚未兑付。针对此情况，公司曾于2023年9月29日和2023年10月21日两次发布风险提示公告。 值得注意的是，中融信托在2023年9月15日曾发布公告称，受内外部多重因素影响，公司部分信托产品出现兑付困难。为提升公司经营管理效能，经股东会 授权和董事会审议通过，中融信托已与建信信托、中信信托签订了《委托管理服务协议》，聘请这两家公司为其经营管理提供专业服务。中融信托同时强 调，公司相关的债权债务关系和信托法律关系不会因此改变，公司将继续按照有关法律和信托合同约定，对信托产品投资者承担受托人责任。 此外，中融信托的大股东经纬纺机（000666.SZ）也面临重大变动，于近日向深交所递交了退市申请书。 据公开资料，中融信托成立于1987年，前身为哈尔滨国际信托投资公司，自2022年开始已经连续3年未披露年报。 公司动态 日前，A股上市公司*ST双成（002693.SZ）发布公告称，因购买的中融国际信托有限公司（以下简称："中融信托"） ...

Core Viewpoint - Jiangsu Guoxin Co., Ltd. has revised its Articles of Association to enhance corporate governance and comply with the latest legal requirements, including the abolition of the supervisory board, transferring its powers to the audit committee of the board of directors [1][2]. Summary by Sections Revision of Articles of Association - The revision aims to align with the latest laws and regulations, including the 2023 amendment of the Company Law and the 2025 revision of the Guidelines for Articles of Association of Listed Companies [1][2]. - The supervisory board will be abolished, and its functions will be assumed by the audit committee of the board of directors [1][2]. Specific Changes - The first article now emphasizes the protection of the rights of employees in addition to shareholders and creditors [2]. - The role of the chairman as the legal representative of the company has been clarified, including the process for appointing a new legal representative within thirty days if the current one resigns [2][3]. - New provisions state that the company will bear civil liability for damages caused by the legal representative while performing their duties, with the right to seek compensation from the representative if they are at fault [3]. Share Capital and Financial Assistance - The company will not provide financial assistance for the acquisition of its shares, except for employee stock ownership plans [5]. - The total amount of financial assistance provided for acquiring shares cannot exceed 10% of the total issued share capital [5]. Capital Increase Methods - The company can increase capital through various methods, including issuing shares to unspecified objects and distributing bonus shares to existing shareholders [6]. Rights of Shareholders - Shareholders have the right to receive dividends and participate in decision-making processes, including the right to request meetings and propose agenda items [8][9]. Governance Structure - The general meeting of shareholders is established as the company's authority, with specific powers outlined, including the election of directors and approval of financial reports [14][15]. - The process for convening extraordinary shareholder meetings has been clarified, including the rights of shareholders holding a significant percentage of shares to request such meetings [51][52]. Legal Compliance - The company must comply with legal obligations regarding information disclosure and the execution of court judgments related to shareholder resolutions [10][12].

Core Points - Jiangsu Guoxin Corp., Ltd. aims to protect the rights and interests of the company, shareholders, employees, and creditors while adhering to relevant laws and regulations [2][3] - The company operates primarily in the electricity and trust sectors, focusing on maximizing economic and social benefits for shareholders [4][5] - The registered capital of the company is RMB 3,778,079,704, and it was established with contributions from 11 shareholders [3][6] - The company has issued a total of 3,778,079,704 shares, all of which are ordinary shares [6][24] Company Structure and Governance - The company is governed by a board of directors, with the chairman serving as the legal representative [3][4] - Shareholders are liable for the company's debts only to the extent of their shareholdings, while the company is responsible for its debts with its total assets [3][4] - The company has established a legal framework for shareholder rights, including the ability to sue the company or its directors [4][12] Business Operations - The company's business scope includes industrial investment, equity investment, investment management and consulting, and electricity project development and management [4][5] - The company can adjust its business scope and establish subsidiaries as needed [5] Share Issuance and Management - The company issues shares based on principles of openness, fairness, and justice, ensuring equal rights for shareholders of the same class [5][6] - The company has specific regulations regarding the increase, decrease, and repurchase of shares, including conditions under which shares can be repurchased [7][8] Shareholder Rights and Responsibilities - Shareholders have rights to dividends, voting, and information access, and they must comply with laws and the company's articles of association [12][13] - The company has provisions for the protection of minority shareholders and the management of conflicts of interest [16][32] Shareholder Meetings - The company holds annual and extraordinary shareholder meetings, with specific procedures for calling and conducting these meetings [19][21] - Decisions at shareholder meetings require a majority or supermajority vote depending on the nature of the resolution [82][83]