如果有人欠你一万块钱，两年没还，传统律所嫌案子太小不接， 人工催收又覆盖不了成本 ，怎么办？ 艾语智能（Aiyu Intelligent）的创始人兼CEO张天乐用AI解决的就是这个难题。 但他做的不是简单的"催收"，而是一场关于信任的重建。 他身上有着最光鲜的标签：复旦计算机本硕、偏科学霸、技术精英。按理说，他应该站在AI的云端，去卷大模型、去讲宏大的科技叙事。 但他却做了一个极 其"非连续性"的选择：一头扎进"AI × 法律"的泥泞里，去处理一个看似"低端"且"并不性感"的领域——小额信贷的贷后管理。 这是一个传统律所嫌利薄不愿接、普通人避之不及的"脏活累活"。但他却说："商业向善，AI向善。做错误的事，还不如不做。" 他如何用最前沿的"新AI"去解决最古老的"欠债还钱"难题？又是如何把冰冷的"催收"变成一场对借款人的"解套"与陪伴？ 如果你也对AI应用感到迷茫，或者正在寻找穿越周期的力量，不妨听听这位"一身反骨"却"满身是光"的创业者的自白。 他将在2026年开启混沌学园7期的学习。 本期播客，李善友教授与张天乐深度拆解：当一个懂技术、看本质、更心存善意的理想主义者，决定用AI解决社会顽疾时，商业的各个环 ...

新京报贝壳财经讯（记者李铮）12月5日，国内首个聚焦"丝路电商"的全球海外法律合规风险查询平台"规海星 图"，在以"赋能丝路电商，护航合规出海"为主题的活动上正式发布。 随着上海"丝路电商"合作先行区的深入推进，中国企业出海步伐持续加快，而海外法律合规风险已成为制约企业 国际化发展的关键因素。全球数字贸易的蓬勃发展，对企业在跨境贸易、国际合作中的合规能力提出了更高要 求。"丝路电商全球海外法律合规风险查询平台"致力于破解企业在跨境贸易中面临的签署效率低、法律合规难、 操作成本高等痛点。 上海百事通信息技术股份有限公司创始人冯勇。 华东政法大学党委副书记、副校长虞潇浩。 在主办方致辞环节，华东政法大学党委副书记、副校长虞潇浩指出，在国际环境高度不确定的大背景下，企业正 航行在快速变化的"规制之海"，只有构建更强的规则识别与风险应对能力，才能在全球竞争中保持韧性。"规海星 图"正是法律与科技结合的实践成果，为企业远航提供"一束清晰稳定的光"。 上海市委依法治市办成员，上海市司法局党委委员、副局长刘言浩。 上海市委依法治市办成员，上海市司法局党委委员、副局长刘言浩发表主旨演讲，系统分析了数字贸易格局重塑 下企业面临 ...

Core Viewpoint - The launch of the "Guihai Xingtou" global overseas legal compliance risk query platform focuses on empowering "Silk Road e-commerce" and ensuring compliance for companies going abroad [1][3][21]. Group 1: Platform Overview - The "Guihai Xingtou" platform aims to address key pain points faced by companies in cross-border trade, such as low signing efficiency, legal compliance difficulties, and high operational costs [3][12]. - The platform utilizes a structured legal model and rule engine to convert complex overseas regulatory requirements into computable and reusable "legal data," enabling companies to complete compliance verification in minutes instead of weeks [20][21]. - It features modules for data queries, including databases for foreign laws, court cases, and intellectual property, allowing users to quickly locate necessary information through keyword searches and regional filters [21]. Group 2: Industry Context - As Chinese companies accelerate their international expansion, overseas legal compliance risks have become a critical factor hindering their globalization efforts [3][22]. - The platform represents a combination of legal and technological innovation, providing a clear and stable guide for companies navigating the complex international regulatory landscape [7][10]. - The increasing focus on compliance capabilities is essential for companies competing globally, as they face challenges such as supply chain security, data compliance, consumer protection, and anti-dumping investigations [10][12]. Group 3: Expert Insights - Experts emphasize that compliance is a foundational capability for global competition, and the platform's one-stop risk warning and lifecycle guidance will help companies identify risks clearly before embarking on international ventures [12][20]. - The platform's launch is seen as a beneficial attempt to modernize the foreign-related legal service system in Shanghai, responding to the systemic compliance pressures faced by enterprises in the reshaped digital trade landscape [10][21]. - The integration of AI in legal services is expected to transform the production of legal knowledge, moving compliance capabilities from manual outputs to intelligent embedding within corporate operations [21].

Core Insights - Robin AI, once a rising star in the AI legal sector, is now facing a public sale due to its unsustainable business model that relies heavily on human labor rather than true AI automation [1][6][9] Group 1: Company Overview - Robin AI achieved significant growth, securing 13 Fortune 500 clients and reaching an annual revenue of $10 million in 2024 [1][4] - The company was recognized as one of the fastest-growing tech firms in the UK by The Sunday Times [1] - Despite its initial success, Robin AI's reliance on a hybrid model of AI and human services led to its downfall [6][9] Group 2: Business Model and Operations - Unlike traditional SaaS companies, Robin AI's model involved a team of lawyers and analysts, making it more of a legal outsourcing service than a tech-driven solution [1][6] - The company employed certified lawyers and outsourced teams in India for repetitive tasks, which resulted in a high dependency on human labor for contract review [7][9] - The operational structure led to a net loss of $14 million in 2025, revealing a critical flaw in its business model [7] Group 3: Market Context and Comparisons - The legal tech industry remains vibrant, with competitors like Harvey and Legora successfully leveraging AI to automate legal processes, achieving high valuations [8][9] - Harvey's approach of fully integrating AI into legal workflows contrasts sharply with Robin AI's reliance on human oversight, leading to its superior market performance [9] - The tightening of capital markets exposed Robin AI's vulnerabilities, as its business model lacked scalability and self-sustaining capabilities [9]

Core Viewpoint - The release of the "Research White Paper on Problem Fund Disposal" serves as a critical guide for the private equity fund industry, addressing the risks associated with problem funds and providing professional guidance for investor rights protection and fund disposal [3][9]. Group 1: Event Overview - The event was co-hosted by Sanqifa Technology and Shanghai Zhixin Law Firm, gathering experts from various fields to discuss the disposal of problem funds [1]. - The white paper aims to act as a "mine clearance guide" for the industry, offering references for regulatory optimization and investor education [3]. Group 2: Key Insights from the White Paper - The white paper outlines the causes of problem funds, identification standards, classification types, and disposal challenges, while evaluating the shortcomings of existing mechanisms [7]. - It highlights four core aspects: the evolution of risks over ten years, pain points in asset valuation and investor coordination, legal solutions through case analysis, and a closed-loop disposal path from risk diagnosis to asset relief [7][9]. Group 3: Expert Discussions - A roundtable forum discussed the transition from "post-event risk disposal" to "full-chain compliance" in risk fund governance, emphasizing the importance of property takeover mechanisms established by regulations [11]. - The forum identified innovative practices that enhance internal control mechanisms for fund managers, marking a shift towards a modern governance system that includes legal regulation, judicial auditing, self-discipline, and investor supervision [11]. Group 4: Industry Impact - The successful hosting of the event signifies a move towards systematic consensus building in addressing the complex issue of problem fund disposal [13]. - Sanqifa Technology aims to apply professional knowledge to institutional risk governance and market development, promoting the sustainable growth of the private equity fund market in China [13].

Core Insights - The "Rights Guardian App" by United Trust won the "Legal Technology Engine Award" at the Shenzhen Legal Service Expo (2025), highlighting its innovative technology and practical value in the legal tech industry [1][4] Group 1: Product Features and Recognition - The "Rights Guardian App" integrates various evidence collection functions such as photography, video recording, audio recording, webpage capturing, and screen recording, addressing industry pain points of difficulty and high costs in evidence collection [4] - The app is accessible to both legal professionals and the general public, allowing users to collect evidence conveniently at an affordable price [3] Group 2: Market Impact and Future Plans - United Trust's timestamp service has served over 200,000 lawyers, 20,000 enterprises, and hundreds of thousands of users, with over 60 billion timestamps issued [6] - More than 116,000 judicial documents have utilized its timestamps as electronic evidence, gaining widespread recognition in judicial practice [6] - The company aims to continue enhancing its legal tech services, focusing on the digital and intelligent upgrade of electronic evidence collection to contribute to a more efficient judicial service system [6]

Core Insights - Harvey, a legal services platform, received a strategic investment of €50 million (approximately $59 million) from EQT AB to support its international expansion plans [2] - Following a $300 million Series E funding round led by Kleiner Perkins and Coatue in June, Harvey's valuation rose to $5 billion [2] - EQT's investment marks a significant milestone in its growth strategy, expanding from a European focus to the U.S. market [2] Company Overview - Founded in 2022, Harvey utilizes technology tools to streamline workflows for lawyers, allowing users to access databases in collaboration with LexisNexis and automate complex legal tasks [3] - Currently, 45 of the top 100 law firms in the U.S. are using Harvey's technology solutions, with the company achieving an annual recurring revenue of $100 million [4] - Harvey has 700 clients across 58 countries and is focusing on international business expansion, having recently opened offices in Sydney and Toronto, with plans for a branch in India by Q1 2026 [4]

Core Viewpoint - Tongdahai (301378.SZ) has completed the construction of its R&D center and headquarters project as planned, achieving a state of readiness for use, which is expected to enhance operational efficiency and asset returns [1] Group 1: Project Completion - The R&D center and headquarters project is located in Nanjing, Jiangsu Province, covering an area of approximately 26,000 square meters [1] - The project has passed all government inspections and is now in a usable state [1] Group 2: Financial Strategy - The project will be accounted for as fixed assets and investment properties, using a cost model for subsequent measurement [1] - The company plans to lease part of the properties constructed with its own funds to attract high-quality enterprises in the legal technology industry, creating a judicial intelligence industrial park [1] Group 3: Operational Benefits - The initiative aims to enhance the synergy between the company's business and the legal technology sector, thereby empowering innovation [1] - This strategy is also expected to improve overall asset operational efficiency and increase asset income [1]

Core Insights - The article highlights the relocation of Lushijia Technology to Lingang Zero Boundary Cube, emphasizing the company's focus on AI and legal solutions for small and medium enterprises [1][2] - The move is driven by cost control, with significant savings on office rent and utility expenses, alongside supportive policies from Lingang [2][4] - Lingang's initiatives, such as the "Super Individual 288 Action," aim to attract young entrepreneurs by offering various benefits, including free office space and financial support [4][8] Company Overview - Lushijia Technology specializes in AI applications for legal services, having developed nearly 100 AI legal applications [1] - The company has partnered with several law firms to provide AI-assisted legal services, covering areas like dispute mediation and case retrieval [4] Industry Trends - The article notes a growing trend of legal tech companies acquiring law firms to expand their service offerings, reinforcing the importance of combining AI with human expertise in legal reviews [2] - Lingang is positioning itself as a hub for innovation and entrepreneurship, with a multi-tiered incubation system to support startups at various stages [6][8] Policy Support - Lingang has implemented policies to attract talent, including free accommodation for up to two months for new entrants and financial incentives for quality startup projects [8][9] - The region has seen significant growth in high-tech enterprises, with 1,596 high-tech companies established by 2024, indicating a robust entrepreneurial ecosystem [11]

Core Insights - The rapid development of generative AI is transforming the legal industry, enabling automated document generation, intelligent contract review, and legal Q&A, thereby reshaping the legal service ecosystem [4][6] - AI is expected to promote equitable access to legal services, with tools like virtual legal assistants providing real-time answers and assisting lawyers in various tasks [4][6] - However, challenges such as data privacy, algorithmic bias, liability issues, and ethical concerns need to be addressed to ensure compliance and balance efficiency with fairness [4][6] Market Trends - The legal demand in China is experiencing significant growth, with the Supreme People's Court reporting that case filings double approximately every five to six years, and civil and commercial litigation cases expected to grow over 30% by 2025 [7] - The legal AI market is still in its early stages, with a lack of consensus on how lawyers should integrate AI into their practices, leading to considerable market noise [8] Company Developments - Shanghai Law Intelligence Technology, founded by Wang Wei, is leveraging large language models and big data to drive intelligent transformation in the legal sector, with its flagship product, HuidoBao Legal AI, winning multiple awards [5][9] - The company aims to differentiate itself from general models by focusing on industry-specific tasks and improving the accuracy of legal references [9][10] Investment Landscape - The "AI + Law" sector is a hot investment area in Silicon Valley, with significant backing from top venture capital firms and tech giants, indicating strong confidence in the potential of legal AI companies [6] - Companies like Harvey, backed by OpenAI and Sequoia, exemplify the lucrative opportunities in this space, with annual revenues of $50 million and a valuation of $5 billion [6] Future Outlook - The integration of AI in the legal field is expected to democratize access to legal services, providing low-cost, high-efficiency solutions for underserved populations [14] - The evolving landscape will require legal professionals to adapt their thinking and work habits, emphasizing the importance of human-AI collaboration [16] Competitive Landscape - The current market is characterized by a plethora of legal AI products, creating a competitive environment that fosters innovation and development [17] - Chinese legal tech companies have advantages such as cost efficiency, a large user base, and the potential for strong consumer-oriented business models, positioning them favorably against international competitors [17]