近年来，伴随网络直播兴起，"赌石"这一古老行当被搬到了网上，并吸引了众多消费者的极力围观。然而，其"切开才知好坏"的巨大不确定性，也极易引 发交易纠纷，无锡法院审理的一起案件给喜欢"网络赌石"的网友提了醒。 网络直播"赌石" 某日，无锡网友小孙通过大顺公司(化名)的直播间购买了两块宣称"缅甸天然A货翡翠"的原石，支付货款19800元。切割前，大顺公司向小孙发送原石购买 声明，明确告知翡翠原石内部成分具有不可预见性，一旦进行切割、开窗等处理，将因影响商品完整性和二次销售而不支持退换货。小孙阅读上述声明 后，明确回复"确认切"。随后，大顺公司将切割视频及切割后的原石交付小孙。 小孙发现结果不尽人意，随即主张大顺公司构成欺诈，理由为其无法证明原石产地为缅甸，以及交付的原石与直播展示、切割视频中的原石均不一致。为 此，小孙将大顺公司及直播平台诉至法院，要求大顺公司退款并三倍赔偿，同时要求直播平台承担连带责任。 小孙收到的切开的原石 无锡市新吴法院旺庄法庭审理认为，大顺公司提供了报关单等材料，初步证明了原石进货渠道。同时认为，翡翠原石交易(俗称"赌石")本身的购买风险高 于其他普通商品，买受人需承担高于普通商品的注意义 ...

□四川日报全媒体记者 罗韬 探因：消费者开始向实用主义转变 为什么钻石价格会下降？"天然钻石不够稀缺。和红、绿、蓝宝石比，天然钻石全球储备量比较 高，缺乏保值增值可能。我们很多客户定制珠宝，购买逻辑就是必须稀缺。"高端定制珠宝商朱飞 燕告诉记者。 根据公开资料，全球已探明天然钻石储备量大约25亿克拉。此外，每年还会有不同国家发现钻石 矿的情况。受稀缺性下降影响，钻石在二级市场流通性不高。"比如购买一两万元的普通天然钻 石，购买后就会跌价，在二手市场上可能一两千元都卖不掉。"朱飞燕说。 近日，黄金价格剧烈波动，引发市场投资和交易热潮。而钻石价格则不断回落，根据国际钻石交 易所数据，钻石价格指数相比2022年阶段性高点，跌幅已超过45%。今年1月，全球最大的钻石生 产商戴比尔斯再次下调0.75克拉以上毛坯钻售价，市场预测降价幅度为10%—15%。 目前，钻石线下交易市场情况如何？为何价格持续下跌？又反映出哪些消费新趋势？对此，记者 进行了采访。 探访：黄金钻石销售"冰火两重天" "结婚时，在金戒和钻戒之间纠结，最终选了金戒，主要是考虑到黄金可能更保值。"去年结婚 的"95后"小苏告诉记者。小苏的想法并非个例，记者 ...

Core Viewpoint - The "gold investment" bubble involving Shenzhen's Jie Wo Rui Jewelry Company has burst, leading to significant financial losses for investors, with claims amounting to over 100 million yuan [2][9][12]. Group 1: Company Overview - Jie Wo Rui Jewelry Company was established in 2014, with a registered capital of 11 million yuan and only 15 employees [5][12]. - The company initially operated as a gold trading business but expanded to offer enticing investment opportunities through social media platforms, attracting numerous investors [8][12]. Group 2: Investment Scheme and Operations - The company utilized a model resembling a Ponzi scheme, collecting funds from new users to pay off older investors, without a sustainable profit mechanism [12][15]. - Jie Wo Rui operated multiple mini-programs focused on gold and silver transactions, offering services like free exchange of gold and high buyback prices to lure customers [13][15]. Group 3: Investor Impact and Response - Investors, including many vulnerable individuals, faced severe losses, with some reporting investments exceeding 100,000 yuan, only to receive a fraction of their funds back [9][12][17]. - A proposed repayment plan offered only 20% of the account balance, leading to widespread dissatisfaction among affected investors [9][12]. Group 4: Regulatory and Legal Issues - The company has faced scrutiny for operating without the necessary licenses for futures trading, raising concerns about regulatory compliance in the gold investment sector [15][19]. - Legal actions have been complicated, with the local court halting civil lawsuits against the company, forcing victims to submit reports to a special task force for processing [5][12]. Group 5: Industry Implications - The incident has triggered a crisis of confidence in the gold trading industry in Shenzhen, with other similar platforms also facing scrutiny and operational challenges [16][17]. - The regulatory environment is under examination, as social media and payment platforms are being questioned for their role in facilitating these fraudulent activities [19][20].

深圳杰我睿兑付危机：社交平台别让"分享"变"分险" 水贝一黄金预定价平台兑付困难？官方通报 2026.02. 02 本文字数：506，阅读时长大约1分钟 作者 | 第一财经 严然 李梓晗 朱斌 日前，深圳水贝"杰我睿珠宝"及多个关联的线上平台出现了兑付困难，波及众多平台用户。深圳罗湖发布通报，杰我睿公司已启动线上签约兑付程序， 该平台部分用户提供图片显示，线上核算后，4万多元资金仅赔付不到500元，约等于打一折，让人无法接受。 第一财经走访调查发现，杰我睿公司旗下几个关联平台涉及贵金属买卖、回收以及预订价交易等相关服务。为何杰我睿公司能吸引如此众多的用户进行 交易？该类贵金属定价交易平台在水贝如何运营？又为何频频爆雷？对于不同性质的参与者又该如何维护自己的权益？更现场、更财经，一探究竟！ 此前相关报道→ 官方通报：杰我睿公司已启动兑付 40倍杠杆断裂！水贝一黄金预定价平台兑付困难，投资者称涉资超百亿 微信编辑 | 苏小 第一财经持续追踪财经热点。若您掌握公司动态、行业趋势、金融事件等有价值的线索，欢迎提供。 专用邮箱：bianjibu@yicai.com （注：我们会对线索进行核实。您的隐私将严格保密。） 推 ...

Core Points - Beijing Rural Commercial Bank announced the public disclosure of its physical precious metals consignment business cooperation institutions for the year 2026 [1] Group 1: Announcement Details - The announcement aims to ensure transparency and inform stakeholders about the institutions involved in the physical precious metals business [1] - A list of cooperation institutions for 2026 includes various companies such as China Gold Coin Corporation and its subsidiaries, Beijing Caishikou Department Store Co., Ltd., and others [2] - The listed institutions have established formal cooperation with Beijing Rural Commercial Bank to conduct physical precious metals consignment business in 2026 [2] Group 2: Contact Information - Stakeholders can contact Beijing Rural Commercial Bank at hotline 96198 for any inquiries or further information regarding the cooperation institutions [2]

Group 1 - The core viewpoint of the articles highlights the volatility of gold prices, with a significant drop of over 10% on January 30, 2026, marking the largest single-day decline in 40 years, despite previous surges that saw gold prices exceed $5,500 [2] - UBS maintains a bullish stance on gold, raising its price targets for March, June, and September 2026 to $6,200 per ounce, an increase of 24% from the previous target of $5,000 per ounce [2] - The recent fluctuations in gold prices have led to increased caution among banks, with major banks implementing stricter risk assessment measures for clients engaging in precious metal transactions [3] Group 2 - A recent incident involving Shenzhen Jie Wo Rui Jewelry Company has raised concerns, as it has faced issues with abnormal operations and is reportedly offering discounted payouts to clients, with options for principal payments at 40% or 20% of the original value [3] - Ningbo Bank announced adjustments to its gold investment product interest rates, with current rates set at 0% for demand deposits and ranging from 0.3% to 0.5% for fixed-term deposits [3]

市场监管总局集中发布第五批直播电商领域典型案例： 一、市场监管总局查处成都快购科技有限公司违法案 2025年9月，市场监管总局依法对成都快购科技有限公司（以下简称当事人）涉嫌违反《中华人民共和 国电子商务法》等法律规定的行为立案调查。经查，当事人存在下述违法行为： 一是未依法履行信息公示义务。当事人未在首页显著位置持续公示证照信息，且未及时更新发生变更的 行政许可公示信息，违反《中华人民共和国电子商务法》第十五条的规定。当事人未在首页显著位置持 续公示平台服务协议以及未公示交易规则信息，违反《中华人民共和国电子商务法》第三十三条的规 定。 二是向平台内经营者收取不合理费用。当事人利用服务协议和交易规则，对平台内经营者违反法律法规 或平台协议规则的部分行为收取惩罚性非定额违约金，部分违约金超出合理范围，存在向平台内经营者 收取不合理费用的问题，违反《中华人民共和国电子商务法》第三十五条的规定。 三是对消费者未尽到安全保障义务。当事人运营的平台内存在不符合保障人身、财产安全的要求，或侵 害消费者合法权益的多类商品在售，当事人未及时采取必要措施，对消费者未尽到安全保障义务，违反 《中华人民共和国电子商务法》第三十八 ...

一.市场监管总局查处成都快购科技有限公司违法案 2025年9月，市场监管总局依法对成都快购科技有限公司（以下简称当事人）涉嫌违反《中华人 民共和国电子商务法》等法律规定的行为立案调查。经查，当事人存在下述违法行为： 1 . 未依法履行信息公示义务。当事人未在首页显著位置持续公示证照信息，且未及时更新发生 变更的行政许可公示信息，违反《中华人民共和国电子商务法》第十五条的规定。当事人未在首 页显著位置持续公示平台服务协议以及未公示交易规则信息，违反《中华人民共和国电子商务 法》第三十三条的规定。 2 . 平台内经营者收取不合理费用。当事人利用服务协议和交易规则，对平台内经营者违反法律 法规或平台协议规则的部分行为收取惩罚性非定额违约金，部分违约金超出合理范围，存在向平 台内经营者收取不合理费用的问题，违反《中华人民共和国电子商务法》第三十五条的规定。 3 . 对消费者未尽到安全保障义务。当事人运营的平台内存在不符合保障人身、财产安全的要 求，或侵害消费者合法权益的多类商品在售，当事人未及时采取必要措施，对消费者未尽到安全 保障义务，违反《中华人民共和国电子商务法》第三十八条的规定。 市场监管总局今天（30日）集 ...

当日，针对杰我睿兑付困难一事，深圳市罗湖区工作专班发布公告称："近日，工作掌握辖区企业杰我睿经营异常，引发关注。罗湖区第一 时间组建工作专班介入，督促企业履行主体责任。目前，杰我睿负责人及相关核心管理人员均在岗，积极开展与投资人沟通、资产梳理和 兑付等工作。针对投资人反映的诉求，工作专班正在核查中。" 近日，深圳水贝市场一家名为深圳市杰我睿珠宝有限公司（下称"杰我睿"）的贵金属平台出现提现困难。多位杰我睿投资人向记者称，涉 及金额规模不小，牵连人数过万。 1月28日下午，上证报记者来到深圳水贝市场时，杰我睿所在的特发保税大厦楼下聚集了不少来自全国各地的投资人。保安人员在该处围起 护栏，只允许出，不允许入。 杰我睿门店。上证报记者 杨子晏 摄 报道详情： 记者调查发现,杰我睿在深圳水贝设有实体门 店,主营贵金属及珠宝的买卖回收。具体有两 种业务模式: 第一,回收业务。杰我睿正是由此"发家",即 投资人将金料寄给平台,并按回收价获得款 项。杰我睿的回收业务还附带"寄存业务"及"旧 物换新"。"寄存业务"即投资人可以选择在平台 上寄存金料,平台按当天金价的80%预付部分 款项给投资人。等投资人发出"卖出"指令,平 ...

Core Viewpoint - The crisis surrounding Shenzhen-based Jie Wo Rui Jewelry Co., Ltd. has led to a significant financial impact, with reported victim losses reaching 18.7 billion yuan, highlighting the risks associated with unregulated gold trading platforms [1][15]. Company Overview - Jie Wo Rui is known for its gold recovery and low-fee gold sales, operating multiple mini-programs for online transactions, including gold buying and selling [4][7]. - The company has been popular among individual consumers looking to liquidate physical gold for cash, often attracted by promotional offers such as fee waivers [4][8]. Crisis Development - As of January 29, 2023, the company faced a liquidity crisis, with investors unable to withdraw their funds, leading to a tense atmosphere at its physical location [1][5]. - The company had previously engaged in aggressive marketing, promoting fee waivers for gold purchases just before the crisis emerged [8][9]. Financial Operations - Funds deposited by users were reportedly funneled into private accounts rather than the company's official accounts, raising concerns about financial transparency and accountability [8][15]. - The platform's operations included a mechanism for users to convert gold into cash, but the lack of third-party oversight has been identified as a critical vulnerability [15]. Legal and Regulatory Issues - Following the crisis, Jie Wo Rui proposed repayment plans that required customers to sign agreements waiving their rights to pursue legal action, raising ethical and legal concerns [9][11]. - The company's structure changed from a sole proprietorship to a limited liability company shortly before the crisis, leading to speculation about premeditated actions to limit liability [14]. Industry Implications - The Jie Wo Rui incident underscores broader issues within the gold trading sector, particularly regarding the regulation of non-licensed entities operating in financial markets [15][16]. - The case raises significant questions about trust, compliance, and accountability in the financial services industry, emphasizing the need for stricter regulatory oversight [16].