Core Viewpoint - The construction of the Western Land-Sea New Corridor is a clear requirement outlined in the "14th Five-Year Plan," with the People's Bank of China and other departments issuing guidelines to enhance financial support for this initiative [1] Group 1: Financial Support Measures - The guidelines propose 21 key measures across six areas to improve financial services for the corridor, including enhancing organizational collaboration, strengthening financial support, optimizing cross-border settlement, and improving financial risk prevention [1] - The banking sector is identified as a primary financial force in supporting the corridor's development, with experts indicating that the guidelines clarify the direction and focus for banks in this initiative [1][2] Group 2: Cross-Regional Collaboration - The guidelines emphasize the establishment of cross-regional financial collaboration mechanisms to address existing coordination issues among banks, governments, and logistics entities [2] - The People's Bank of China aims to promote coordinated financial development across provinces and with countries along the corridor, facilitating a dual circulation economic model [2] Group 3: Digital Financial Services - The guidelines encourage the banking sector to innovate in digital financial services, with a focus on integrating blockchain technology and enhancing logistics financing services [4] - Digital financial services are highlighted for their advantages in risk identification, service efficiency, cost control, and product innovation, which are crucial for supporting the corridor's development [4] Group 4: Innovative Financing Models - The National Development Bank's Guangxi branch has adopted innovative financing models, providing significant funding for infrastructure projects to enhance the region's connectivity and trade with ASEAN countries [6] - The corridor serves as a key node in the Belt and Road Initiative, necessitating expanded financial cooperation and a clear financial collaboration network with relevant countries [6] Group 5: Responsibilities of the Banking Sector - The guidelines call for the banking sector to take on greater responsibilities in establishing financial cooperation mechanisms and exploring international financial collaboration [7] - Banks are encouraged to work with regulatory bodies and international organizations to develop financial solutions tailored to regional trade characteristics [7]

登录新浪财经APP 搜索【信披】查看更多考评等级 ■ 常州光洋轴承股份有限公司 第五届董事会第十八次会议决议公告 本公司及董事会全体成员保证信息披露内容的真实、准确、完整，没有虚假记载、误导性陈述或重大遗 漏。 一、董事会会议召开情况 经常州光洋轴承股份有限公司（以下简称"公司"）全体董事一致同意，公司第五届董事会第十八次会议 于2025年12月30日在常州市新北区汉江路52号公司1号会议室以现场和通讯相结合的方式召开，会议应 出席董事9名，实际出席董事9名，其中参加现场会议董事2名，以通讯方式参会董事7名。会议由董事长 李树华先生召集并主持，公司高级管理人员列席了本次会议。本次会议的召集、召开与表决程序符合法 律法规的有关规定，会议合法有效。 二、董事会会议审议情况 经与会全体董事认真审议，通过了如下决议： 1、以9票同意、0票反对、0票弃权审议通过《关于聘任公司高级管理人员的议案》 经公司总经理和执行委员会主任提名、董事会提名委员会任职资格审查，同意聘任金永生先生（简历见 附件）担任公司副总经理及执行委员会委员，任期自本次董事会审议通过之日起至公司第五届董事会任 期届满之日止。 2、以9票同意、0票反对、 ...

Core Viewpoint - The construction of the Western Land-Sea New Corridor is a clear requirement outlined in the "14th Five-Year Plan," with the People's Bank of China and other departments issuing guidelines to enhance financial services for this initiative [1] Group 1: Financial Support Measures - The guidelines propose 21 key measures across six areas to improve financial services for the Western Land-Sea New Corridor, focusing on logistics, trade, and industry integration [1] - The measures include enhancing organizational collaboration, strengthening financial connectivity, optimizing cross-border payment processes, and supporting the digital transformation of financial services [1] Group 2: Cross-Regional Collaboration - The issuance of the guidelines is significant for establishing cross-regional financial collaboration mechanisms among banking institutions [2] - Current challenges include a lack of regular coordination platforms between banks and other entities, slow response times for cross-province services, and inefficient cross-border settlement processes [2] Group 3: Digital Financial Services - The guidelines encourage the adoption of digital financial services, highlighting the advantages of risk identification, service efficiency, and cost control through digitalization [4] - Financial institutions are urged to innovate product offerings and optimize their overseas presence to better support the digital transformation of financial services [5] Group 4: Innovative Financing Models - The National Development Bank's Guangxi branch has adopted an innovative financing model, providing 7.373 billion yuan for the Pinglu Canal project, demonstrating the financial sector's role in enhancing logistics and infrastructure [6] - Strengthening trade relations with ASEAN countries is a key focus of the Western Land-Sea New Corridor, emphasizing the need for expanded financial cooperation [6] Group 5: Responsibilities of the Banking Sector - The guidelines call for the banking sector to take on greater responsibilities in establishing financial cooperation mechanisms and exploring international financial collaboration [7] - Banks are encouraged to work with domestic and international financial institutions to develop tailored financial solutions that meet regional trade characteristics [7]

近年来，厦门农商银行积极响应国家外汇管理及跨境人民币便利化政策号召，通过流程简化、成本优 化、服务深化三大维度精准发力，切实将政策红利转化为企业发展动力。金融服务提质增效，关键在精 准对接企业需求；跨境贸易破浪前行，核心靠金融"活水"精准滴灌。厦门农商银行正以这样的理念，为 厦门外贸企业稳健"出海"保驾护航，书写"金融为民、服务实体"生动答卷。 聚焦流程简化 让跨境结算"快而省心" 厦门农商银行紧密依托外汇及跨境人民币便利化政策体系，从制度与流程层面系统性推进优化。对于信 用良好、符合条件的企业，遵循"实质重于形式"原则，精简业务流程。同时积极推广电子渠道，实现跨 境结售汇线上处理。企业从提交申请到资金到账的时间链条显著缩短，实现结算效率与体验的"双提 升"，陪伴外贸主体行稳致远。 "以前办理跨境结算，线下提交材料、排队审核，至少要跑两三趟银行，现在线上就能一键操作，资金 到账速度比以前快了，厦门农商银行的服务让我们省心又省力！"一家外贸企业财务负责人由衷称赞。 厦门农商银行稳步推动人民币在跨境贸易与投融资中的使用，积极引导企业树立"本币优先"理念，鼓励 其在跨境交易中优先采用人民币结算，从源头规避汇率波动风 ...

本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容 的真实性、准确性和完整性承担法律责任。 重要内容提示： ● 担保对象及基本情况 ■ ● 累计担保情况 ■ 注：表中截至本公告日上市公司及其控股子公司对外担保总额，包含年度已批准的担保额度内尚未使用 额度与担保实际发生余额之和，并非公司实际发生的担保余额。 一、担保情况概述 （一）担保的基本情况 1、宁波三星医疗电气股份有限公司（以下简称"公司"）于近日与交通银行股份有限公司宁波宁东支行 （以下简称"交通银行"）签订了《保证合同》，就交通银行向奥克斯智能科技提供的授信业务提供担 保，担保的最高本金余额为44,000.00万元，担保期限自2025年12月1日起至2030年12月1日止。 2、公司于近日与中国农业银行股份有限公司宁波鄞州分行（以下简称"农业银行"）签订了《最高额保 证合同》，为农业银行与奥克斯智能科技办理业务形成的债权提供担保，担保的最高本金余额为 67,500.00万元，担保期限自2025年12月10日起至2028年12月9日止。 3、公司于2025年7月向渣打银行（中国）有限公司（宁波）分行（以下简称"渣 ...

Core Insights - International remittance settlement is an essential part of cross-border trade, involving the transfer and clearing of funds between different countries or regions [1][3] - The evolution of international remittance methods provides businesses with more diversified options as global economic ties become increasingly close [1] Summary of Key Points 1. Basic Concept of International Remittance Settlement - International remittance settlement refers to the currency payment behavior completed through banks or other financial institutions, involving currency exchange and the transfer of funds from the payer's account to the payee's account [3] - The core goal is to ensure the safe and efficient arrival of funds at the designated account while reducing transaction costs and exchange rate risks [3] 2. Main Settlement Methods and Their Characteristics - **Wire Transfer**: A common method that allows for relatively fast processing but may incur certain fees and exchange rate differences [4] - **Letter of Credit**: Widely used in international trade, providing high transaction security but requiring a complex process with complete documentation [4] - **Collection**: Involves the seller entrusting the bank to collect payment from the buyer, balancing risk but potentially leading to longer fund arrival times [4] - **Emerging Platforms**: New settlement channels based on digital technology are emerging, optimizing settlement processes and improving fund circulation efficiency [4][5] 3. Factors Affecting the Efficiency of International Remittance Settlement - Financial regulatory policies in different countries can impact the speed and cost of fund transfers, making it essential for businesses to understand relevant regulations [6] - Currency exchange is a necessary part of international remittance, with exchange rate fluctuations affecting the final amount received [6] - The technical level and processing capabilities of settlement channels directly influence the speed of fund arrival [6] - The size of the transaction can affect the choice of settlement method and associated costs [6] 4. Considerations During the Settlement Process - Ensuring accurate recipient information is crucial to avoid delays or returns of funds [6] - Understanding the composition of various fees, including transaction fees and exchange costs, is important [6] - Monitoring fund arrival times is necessary to select the appropriate settlement method based on business needs [6] - Keeping complete transaction records and receipts is essential for future inquiries and reconciliations [6] 5. Impact of Emerging Technologies on International Remittance Settlement - Platforms like "Cloud Bridge Cross-Border" utilize digital RMB for cross-border settlements, offering alternatives to traditional payment methods, including same-day fund arrival and no transaction fees [7] - The platform employs smart contract technology for automated processing in various areas, enhancing transparency and efficiency [7] - It integrates various cross-border services, forming a comprehensive ecosystem to help businesses navigate international trade challenges [7] 6. Factors to Consider When Choosing Settlement Methods - Businesses should consider security, efficiency, cost, and convenience when selecting international remittance methods [8] 7. Future Development Trends - The international remittance settlement sector is continuously evolving, with technological advancements promising faster and lower-cost solutions [9] - Optimized regulatory environments will enhance cross-border payment efficiency [9] - The diverse needs of businesses for settlement services will drive innovation among service providers [9] 8. Role of Financial Service Platforms - Financial service platforms will play a crucial role by integrating resources and optimizing processes to provide comprehensive cross-border financial solutions [11] - The development of these platforms will help reduce operational costs for businesses and improve fund utilization efficiency [11] 9. Importance of International Remittance Settlement - International remittance settlement is a vital foundation supporting global trade, with methods continuously evolving to meet market demands [13] - Businesses need to choose suitable settlement channels based on their needs and stay updated on industry trends to manage cross-border fund flows effectively [13]

Summary of Key Points Core Viewpoint - Shenzhen Zhiwei Intelligent Technology Co., Ltd. has approved a guarantee limit of up to RMB 6 billion for its subsidiaries to secure financing from banks and other financial institutions [2][3]. Group 1: Guarantee Overview - The company held its second board meeting on March 7, 2025, and the first extraordinary general meeting on March 24, 2025, to approve the guarantee limit for subsidiaries [2]. - The approved guarantee limit is valid for twelve months from the date of the extraordinary general meeting [2]. - The company signed a maximum guarantee contract with Industrial and Commercial Bank of China for a comprehensive credit limit of RMB 60 million for its wholly-owned subsidiary [2][6]. Group 2: Guarantee Details - The guarantee is a joint liability guarantee for the subsidiary Dongguan Zhiwei Intelligent Technology Co., Ltd. [6]. - The maximum guarantee amount is RMB 60 million, covering principal, interest, and various fees related to the debt [4][5]. - The guarantee period varies based on the type of contract, generally lasting three years after the expiration of the main contract [5]. Group 3: Current Guarantee Status - After this guarantee, the total guarantee amount by the company and its subsidiaries is RMB 600 million, which is 286.72% of the audited net assets for 2024 [7]. - The total outstanding guarantee balance is RMB 25.77 million, accounting for 1.23% of the audited net assets for 2024 [7]. - The company has no overdue guarantees or guarantees involving litigation [7].

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Beihai Branch is actively implementing national innovation-driven development strategies and financial support for the real economy, focusing on enhancing financial services for "specialized, refined, distinctive, and innovative" enterprises, with a loan balance growth of 8.84% year-on-year as of August 2025 [1][2]. Group 1: Mechanism and Service Enhancement - ICBC Beihai Branch has established a special working leadership group to enhance its technology financial service capabilities, integrating resources from corporate finance, inclusive finance, and risk management to create a comprehensive service system [1]. - The branch has built a dynamic and updated database of "specialized, refined, distinctive, and innovative" enterprises to accurately identify financing needs and ensure efficient allocation of financial resources to the forefront of technological innovation [1]. Group 2: Innovative Financing Solutions - The branch is exploring differentiated and customized financing solutions to address the common challenges faced by high-growth, asset-light technology enterprises, such as providing unsecured credit loans based on intellectual property and growth indicators [2]. - By leveraging government financial support policies, the branch has successfully reduced financing costs for enterprises, enhancing approval efficiency through internal process optimization and cross-departmental collaboration [2]. Group 3: Collaborative Financial Ecosystem - ICBC Beihai Branch is actively constructing a multi-party cooperation ecosystem involving finance, government, and industry, exemplified by its collaboration with a regional "specialized, refined, distinctive, and innovative" aquatic enterprise to provide equipment purchase loans and online credit products [2]. - This approach effectively addresses financing difficulties for technology enterprises lacking sufficient collateral, meeting their flexible and efficient financing needs [2]. Group 4: Focus on Key Areas and Service Optimization - The branch has formed a specialized technology financial service team to conduct extensive outreach to enterprises, tracking their operational needs and implementing tailored service plans for strategic emerging industries and "specialized, refined, distinctive, and innovative" enterprises [3]. - By enhancing collaboration across departments, the branch provides efficient support throughout the entire process, from demand matching to fund disbursement, exemplified by its timely support for a biotechnology company's cross-border procurement needs [3]. Group 5: Future Commitment - ICBC Beihai Branch is committed to continuing its support for the real economy, deepening innovation in technology financial services, optimizing credit resource allocation, and enhancing comprehensive service capabilities to contribute to the growth of local "specialized, refined, distinctive, and innovative" SMEs and promote high-quality regional economic development [3].

Core Insights - Dezhou Bank, a state-owned local commercial bank, focuses on enhancing trade finance services to support small and micro enterprises in the context of increasing export demands [1][2] - The bank has implemented various financial tools and services to help foreign trade enterprises reduce financing costs and mitigate exchange rate risks [1][2] Group 1: Trade Finance Services - Dezhou Bank has provided a total of 398 million yuan in trade finance and issued letters of credit amounting to 764 million yuan [2] - The bank has completed 1,227 transactions of facilitation business totaling 4.5548 million USD and executed forward foreign exchange settlements of 5 million USD [2] - The international business settlement volume reached 436 million USD, representing a 29% increase year-on-year, with cross-border RMB settlement amounting to 551 million yuan, up 33% year-on-year [2] Group 2: Support for Small and Micro Enterprises - The bank actively engaged with a local hardware tools manufacturer facing liquidity issues, facilitating a no-repayment renewal loan to alleviate financial pressure [1] - Dezhou Bank has established a special service green channel for foreign trade enterprises, utilizing various financial instruments to tailor comprehensive financial service plans [1]

Core Points - The company, Aimer Co., Ltd., has approved a proposal to apply for a comprehensive credit facility of up to 400 million RMB from banks to support its production and business development needs [1] - The credit facility will have a validity period of 12 months from the date of board approval and can be used for various financing activities such as bank loans, acceptance bills, and letters of credit [1] - The actual credit limit will be subject to approval by the respective banks, and the financing amount will be determined based on the company's actual funding needs within the approved credit limit [1] Summary by Sections - **Company's Decision**: Aimer Co., Ltd. held its 12th meeting of the 3rd board of directors on August 26, 2025, where it approved the proposal for a credit facility [1] - **Credit Facility Details**: The company plans to apply for a total credit facility not exceeding 400 million RMB, which includes existing effective but unexpired credit limits [1] - **Authorization**: The company has authorized its legal representative or a designated agent to handle the specific procedures related to the credit facility and sign relevant legal documents [1]