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爱慕股份: 关于公司向银行申请授信额度的公告
Zheng Quan Zhi Xing· 2025-08-27 09:20
证券代码:603511 证券简称:爱慕股份 公告编号:2025-034 爱慕股份有限公司 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏,并对其内容的真实性、准确性和完整性承担法律责任。 爱慕股份有限公司(以下简称"公司")于 2025 年 8 月 26 日召开第三届董 事会第十二次会议,审议通过了《关于公司向银行申请授信额度的议案》。为满 足公司生产经营和业务发展需要,公司拟向银行申请总额不超过 4 亿元人民币的 综合授信额度(含已生效未到期的授信额度),授信期限自董事会审议通过之日 起 12 个月。公司将在授信额度内根据实际资金需求进行银行借款、开立承兑汇 票、信用证等融资业务。 实际授信额度最终以各授信银行审批的授信额度为准,实际融资金额将根据 公司生产经营的实际资金需求确定,以在授信额度内公司与银行实际发生的融资 金额为准。授信期限内,授信额度可循环使用。 为便于相关工作的开展,授权公司法定代表人或法定代表人指定的授权代理 人在授信额度内办理上述授信具体手续,并签署相关法律文件。 特此公告。 爱慕股份有限公司董事会 ...
金融活水浇灌“专精特新”企业茁壮成长
Zhong Guo Jin Rong Xin Xi Wang· 2025-08-15 07:13
"'专精特新'企业的成长是一场马拉松,需要稳定、适配、可持续的金融支持服务方案。邮储银行对我 企业的支持远非'一贷了之'。"万洲机械相关负责人说。 邮储银行玉环市支行为企业提供了承兑汇票、账户结算、企业代发、理财保险、信用卡等一系列服务, 并持续关注企业不同阶段的产品需求,提供一揽子的金融服务,既方便便捷,又降低财务成本。 转自:新华财经 "专精特新"企业作为产业链上的"隐形冠军",是科技创新的主力军和经济高质量发展的重要支撑。在浙 江玉环,一股澎湃的金融动能正悄然滋养着经济高质量发展的微观根基。 台州万洲机械股份有限公司,玉环制造业省级"专精特新"企业、国家高新技术企业,正是创新浪潮中的 佼佼者。作为汽车、摩托车精密零部件领域的核心供应商,万洲机械公司随着转型升级,规模不断扩 张、持续加码研发投入。然而,当创新的雄心遭遇流动性的掣肘,资金缺口一度成为横亘在成长路上的 巨石。 面对"专精特新"企业的发展瓶颈,邮储银行玉环市支行以敏锐的触觉和精准的服务,将金融活水引向创 新的沃土。该行积极围绕"专精特新"和科创企业生产经营需求,推出科创贷、科创e贷等专属信贷产 品。其中,针对"专精特新"企业信用贷款额度最高可达 ...
“60天”的承诺:汽车供应链告别“无息融资”时代?
3 6 Ke· 2025-06-12 01:17
Core Viewpoint - The recent commitment by leading automotive companies to limit payment cycles to suppliers to within 60 days marks a significant shift in the industry, providing relief to suppliers who have long faced extended payment terms [1][4][9]. Group 1: Payment Cycle Issues - The automotive industry has historically imposed long payment cycles, often extending to 90 or 180 days, which has created a financial burden on suppliers [1][3]. - Companies have utilized commercial acceptance bills as a means to delay actual cash payments, effectively turning supplier payments into interest-free loans [1][3]. - This practice has led to a cascading effect of delayed payments throughout the supply chain, ultimately harming smaller suppliers who lack bargaining power [3][4]. Group 2: Financial Risks and Implications - Extended payment terms increase credit risk and complicate the assessment of suppliers' ongoing viability, as reliance on a single automaker can weaken their liquidity [4][9]. - The complexity of accounts receivable and bills requires additional resources for verification, which can further strain suppliers' already thin profit margins [4][9]. Group 3: Comparison with Global Players - Global leaders like Tesla, Toyota, and General Motors have established shorter payment cycles, viewing prompt payments as a strategic advantage to secure high-quality suppliers [6][8]. - Tesla's payment terms typically range from 30 to 45 days, allowing it to build strong relationships with suppliers and ensuring a competitive edge in technology and production [6][8]. - Toyota's "lean production" philosophy emphasizes the financial health of suppliers as essential for stable production, while GM maintains a rapid payment cycle of around 30 days [8]. Group 4: Future Outlook and Industry Transformation - The commitment to a 60-day payment cycle is seen as a step towards a healthier automotive industry, fostering fairer relationships between automakers and suppliers [8][11]. - The real challenge lies in the execution of this commitment, as it requires a cultural shift from viewing suppliers merely as cost centers to recognizing them as partners in risk and reward [11]. - A financially healthier supply chain will enable suppliers to invest more in innovation, which is crucial for the transition of the Chinese automotive industry from a manufacturing powerhouse to an innovation leader [11].
泽润新能: 关于公司及子公司向银行申请综合授信额度的公告
Zheng Quan Zhi Xing· 2025-06-10 04:17
Group 1 - The company, Jiangsu Zerun New Energy Technology Co., Ltd., plans to apply for a total comprehensive credit limit of up to RMB 1.2 billion from banks and financial institutions to support its production and business development needs [1][2] - The types of credit include but are not limited to bank loans, guarantees, letters of credit, acceptance bills, bill discounts, and factoring [1] - The authorization for the credit limit is valid for 12 months from the date of approval at the 2024 annual general meeting [2] Group 2 - The application for the credit limit is deemed necessary to ensure normal business operations and development, providing sufficient financial support while maintaining risk control [2] - The actual financing amount will depend on the agreements made with cooperating banks within the approved credit limit [2]
几十张假“欠条”,骗了120亿……
商业洞察· 2025-03-17 09:20
以下文章来源于大猫财经Pro ,作者大猫财经猫哥 大猫财经Pro . 看懂大趋势、小案例、一起搞钱 作者:猫哥 来源:大猫财经Pro(ID:caimao_shuangquan) 01 内外勾结,开几十张假票据,就在同一家银行骗了上百亿。这不是故事,是真事。 主角林老板可以算是一个牛人。 1989年,林老板就进入了工程行业,这行业讲究资质、更看规模,小公司很难做的。 于是林老板就想找个靠山,很快,他找到一家中字头的城建央企,他出资,这家央企出名字,就成立 这家"央企"下属的第六工程局(简称城建六局)。 具体事情当然是林老板管,作为回报,他每年要交12万的品牌管理使用费,央企不干涉经营,大家都 知道,这就是最典型的挂靠。 有了"央企"身份加持,林老板的城建六局风生水起,就这么着,一合作就是20多年。 到了2015年,不是金融挣钱吗?这家央企又搞了一个商业保理公司(简称城建保理),他们找了一个 职业经理人贺经理来全职管理,为了刺激他搞业务,承诺说,5年要搞到1亿的利润,贺经理就能拿到 20%股份,这个吸引力还是挺大的。 因为都有同一个股东,没多久,城建六局和城建保理就走到了一起。 1、他们的央企股东,也是这个银行的 ...