年关将近，汽车市场迎来消费旺季。近日，上海证券报记者走访了解到，新能源汽车购置税政策将调 整，也助燃了年底的汽车消费行情。面对这一政策窗口期，车企纷纷自掏腰包推出"兜底"补贴加速清 库，银行则推出"0利率"金融方案，从降低购车门槛与优化贷款流程两端发力，助推汽车消费市场持续 繁荣。 "部分车企为赶在政策截止日前完成手续，还出现了未验车先催尾款的违规操作。"张瑞锋提示。 汽车消费金融借势营销 为了抓住这轮汽车消费旺季，银行正加速布局汽车消费金融赛道。近日，邮储银行、平安银行等银行机 构密集推出年底购车贷款方案。记者梳理发现，"0利率"优惠举措最受市场关注。 例如，邮储银行在11月16日至12月31日期间，针对北京越野新上市车型BJ40增程版推出专属优惠，消 费者选择该行汽车消费贷款可享受最高4500元金融补贴，车贷年化利率参考区间为0%至6%。平安银行 推出年末购车"0息起"活动，支持线上申请，贷款额度1万元起，最高可达100万元，贴息后新车贷款年 化利率为0%至10%。 除优化传统车贷产品外，银行业在信用卡服务方面也在持续创新。兴业银行近日联合中国银联推出全新 车主信用卡，包括金卡与白金卡（精锐版）两个等级， ...

Group 1: Industry Developments - The Ministry of Industry and Information Technology (MIIT) aims to promote the application of power batteries in various fields, support innovative battery swapping models, and pilot vehicle-to-grid interactions [1] - The MIIT plans to strengthen strategic guidance and develop a "14th Five-Year" plan for smart connected new energy vehicles and new battery industries [1] - Dongfeng Motor's solid-state battery is expected to achieve mass production by September 2026, with a projected energy density of 350Wh/kg, enabling vehicles to reach a range of 1000 kilometers [1] Group 2: Company Collaborations - Dongfeng Honda has signed a strategic cooperation agreement with Tencent Smart Mobility to collaborate in areas such as digital marketing, big data, and AI applications [2] Group 3: Export and Sales Performance - Tesla's Shanghai Gigafactory exported over 35,000 vehicles in October 2025, marking the highest monthly export record in two years, with Model Y exports increasing by 214% year-on-year [3] Group 4: New Product Launches - Dongfeng Nissan has officially launched pre-sales for its first plug-in hybrid sedan, the N6, with a starting price of 109,900 yuan [4] - Beijing Off-road BJ40 extended-range version has been launched, featuring Bosch's mid-level intelligent driving assistance system, with a guide price of 204,800 yuan [5] Group 5: Regulatory and Compliance Issues - The former head of major clients at Shanxi Dongfeng Southern Automobile Sales Service Co., Ltd., Qu Zhijun, is under investigation for serious violations of discipline and law [6] Group 6: Autonomous Driving Initiatives - WeRide has received approval from Singapore's Land Transport Authority to conduct autonomous driving tests in collaboration with Grab, with services expected to begin in early 2026 [7] Group 7: Joint Development Talks - Nissan and Honda are reportedly in discussions to jointly develop products in the United States [8]

Group 1 - The 27th China Beijing International Technology Industry Expo opened on May 8 at the National Convention Center, showcasing the achievements of BAIC Group as a representative of intelligent manufacturing in the capital [1] - The exhibited models include three major self-owned brands: Arcfox, Beijing Off-road, and Xiangjie, featuring the new concept car Arcfox 77° with a coupe design and advanced seating modes [3] - The Arcfox Alpha S5 is equipped with CATL's Shenxing battery, achieving a CLTC range of 708 kilometers, with a 15-minute charge providing an additional 525 kilometers of range [3] Group 2 - The Beijing Off-road BJ40 extended version has a comprehensive range of 1200 kilometers, while the Xiangjie S9 extended version has a CLTC range of 1355 kilometers and a WLTC fuel consumption of 5.93L/100km [3] - The technology exhibition area highlighted two chassis platforms: the Beijing Off-road super extended platform with modular design and intelligent energy management, and the fully decoupled skateboard electric platform featuring CTC battery integration technology [5] - BAIC Group, as a "chain master" enterprise in Beijing's automotive industry, has invested in over 200 industry chain companies, focusing on key areas such as smart hardware and chips, with over 100 specialized enterprises nurtured [6] Group 3 - In 2023, BAIC Group's R&D investment intensity reached 3.3%, with over 25,000 patent applications filed, indicating a strong commitment to innovation [6] - The company aims to strengthen research and development in new energy and intelligent technology, promoting collaborative innovation in the Beijing-Tianjin-Hebei automotive industry chain [6]

Group 1 - BYD launched two new flagship models, the Tang L SUV and Han L sedan, with starting prices of 229,800 RMB and 209,800 RMB respectively, both offering DM hybrid and EV versions [1][3] - Both models share the fifth-generation hybrid technology and the Super e-platform, marking a new phase in BYD's technology strategy [1][3] - The Tang L features a length of 5.04 meters and a wheelbase of 2.95 meters, while the Han L sedan exceeds 5 meters in length, emphasizing family travel and executive driving experiences [3][5] Group 2 - XPeng Motors launched the 2025 X9 with a starting price of 399,800 RMB, focusing on upgrades in intelligent driving systems and comfort features [8][12] - The new X9 adopts a pure vision solution instead of LiDAR, reflecting XPeng's long-term investment in smart driving technology [12] - The G50 PHEV from SAIC Maxus targets the family vehicle market in restricted cities, priced between 139,800 RMB and 149,800 RMB, with over 20,000 pre-orders [15][19] Group 3 - Beijing Automotive introduced the BJ40 range-extended version, priced from 179,800 RMB, aiming to establish a differentiated advantage in the new energy off-road segment [21][24] - The BJ40 features a removable battery pack design and a total power output of 548 horsepower, with a 0-100 km/h acceleration time of 5.5 seconds [24] - Leap Motor launched the B10 compact electric SUV, priced between 99,800 RMB and 129,800 RMB, featuring a dual Qualcomm chip architecture [26][29] Group 4 - Changan Automobile released the 2025 UNI-V with a starting price of 76,900 RMB after subsidies, targeting conservative consumers concerned about electric range anxiety [33][37] - The new UNI-V features a power upgrade to a 1.5T engine with a maximum power of 192 horsepower, emphasizing fuel economy and performance balance [35][37]